Simply Wall St.
Universal Insurance Holdings (UVE) Is Up 12.8% After Earnings Rebound And New US$20M Buyback Authorization - Has The Bull Case Changed?
📈
AI Sentiment
Highly Positive
8/10
- Home
- UVE
as of 03-06-2026 3:55pm EST
$35.08
$0.31
-0.88%
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.
| Founded: | 1990 | Country: | United States |
| Employees: | N/A | City: | FORT LAUDERDALE |
| Market Cap: | 925.9M | IPO Year: | 1996 |
| Target Price: | $40.00 | AVG Volume (30 days): | 159.4K |
| Analyst Decision: | Buy | Number of Analysts: | 1 |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 6.32 | EPS Growth: | 214.43 |
| 52 Week Low/High: | $20.32 - $36.68 | Next Earning Date: | 05-29-2026 |
| Revenue: | $1,603,915,000 | Revenue Growth: | 5.48% |
| Revenue Growth (this year): | -4.86% | Revenue Growth (next year): | 2.88% |
| P/E Ratio: | 5.61 | Index: | N/A |
| Free Cash Flow: | 377.1M | FCF Growth: | +190.06% |
AI-Powered UVE Daily Prediction
Machine learning model trained on 25+ technical indicators
Updated a day ago
AI Recommendation
hold
Model Accuracy: 70.70%
70.70%
Confidence
Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.
Stock Insider Trading Activity of UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Campos Kimberly D
Sell
CIO & CAO
UVE Mar 3, 2026
Avg Cost/Share
$35.38
Shares
1,710
Total Value
$60,491.25
Owned After
7,422
SEC Form 4
Donaghy Stephen
Sell
CEO
UVE Dec 30, 2025
Avg Cost/Share
$33.77
Shares
25,000
Total Value
$844,250.00
Owned After
654,961
SEC Form 4
PETERSON RICHARD D
Sell
Director
UVE Dec 30, 2025
Avg Cost/Share
$33.61
Shares
1,855
Total Value
$62,346.55
Owned After
8,319
SEC Form 4
Donaghy Stephen
Sell
CEO
UVE Dec 29, 2025
Avg Cost/Share
$34.07
Shares
25,000
Total Value
$851,750.00
Owned After
654,961
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Campos Kimberly D | UVE | CIO & CAO | Mar 3, 2026 | Sell | $35.38 | 1,710 | $60,491.25 | 7,422 | |
| Donaghy Stephen | UVE | CEO | Dec 30, 2025 | Sell | $33.77 | 25,000 | $844,250.00 | 654,961 | |
| PETERSON RICHARD D | UVE | Director | Dec 30, 2025 | Sell | $33.61 | 1,855 | $62,346.55 | 8,319 | |
| Donaghy Stephen | UVE | CEO | Dec 29, 2025 | Sell | $34.07 | 25,000 | $851,750.00 | 654,961 |
Earnings Transcripts
SEC 8-K filings with transcript text
2025 Q4 Q4 2025 Earnings
8-K SELL Feb 24, 2026 · 100% conf.
2025
Q4
Q4 2025 Earnings
8-K SELLFeb 24, 2026 · 100% conf.
AI Prediction SELL
1D
-9.71%
$28.81
5D
-8.60%
$29.17
20D
-7.78%
$29.43
Price: $31.91 Prob +5D: 0% AUC: 1.000
0000891166-26-000007
uve-202602240000891166false00008911662026-02-242026-02-24
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): February 24, 2026
Universal Insurance Holdings, Inc. (Exact name of registrant as specified in its charter)
Delaware001-3325165-0231984 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code: (954) 958-1200
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, $0.01 Par ValueUVENew York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02Results of Operations and Financial Condition
On February 24, 2026, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
Item 9.01Financial Statements and Exhibits
(d) Exhibits:
Exhibit NumberDescription
99.1 Press Release dated February 24, 2026.
104The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: February 24, 2026UNIVERSAL INSURANCE HOLDINGS, INC.
By:/s/ Frank C. Wilcox Name:Frank C. Wilcox Title:Chief Financial Officer
2025 Q3 Q3 2025 Earnings
8-K Oct 23, 2025
2025
Q3
Q3 2025 Earnings
8-KOct 23, 2025
0000891166-25-000170
uve-202510230000891166false00008911662025-10-232025-10-23
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): October 23, 2025
Universal Insurance Holdings, Inc. (Exact name of registrant as specified in its charter)
Delaware 001-33251 65-0231984 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code: (954) 958-1200
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, $0.01 Par ValueUVENew York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02Results of Operations and Financial Condition
On October 23, 2025, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
Item 9.01Financial Statements and Exhibits
(d) Exhibits:
Exhibit NumberDescription 99.1 Press Release dated October 23, 2025.
104The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: October 23, 2025UNIVERSAL INSURANCE HOLDINGS, INC.
By:/s/ Frank C. Wilcox Name:Frank C. Wilcox Title:Chief Financial Officer
2025 Q2 Q2 2025 Earnings
8-K Jul 24, 2025
2025
Q2
Q2 2025 Earnings
8-KJul 24, 2025
0000891166-25-000114
uve-202507240000891166false00008911662025-07-242025-07-24
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 24, 2025
Universal Insurance Holdings, Inc. (Exact name of registrant as specified in its charter)
Delaware 001-33251 65-0231984 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code: (954) 958-1200
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, $0.01 Par ValueUVENew York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02Results of Operations and Financial Condition
On July 24, 2025, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
Item 9.01Financial Statements and Exhibits
(d) Exhibits:
Exhibit NumberDescription 99.1 Press Release dated July 24, 2025.
104The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: July 24, 2025UNIVERSAL INSURANCE HOLDINGS, INC.
By:/s/ Frank C. Wilcox Name:Frank C. Wilcox Title:Chief Financial Officer
Latest UNIVERSAL INSURANCE HOLDINGS INC News
UVE Breaking Stock News: Dive into UVE Ticker-Specific Updates for Smart Investing
Compare UVE vs Leading Stocks
See how UVE stacks up against similar companies in the market
Head-to-Head Comparisons
Share on Social Networks:
Tools & Resources
Enhance your trading experience with our free tools
Disclaimer
The information presented on this page, "UVE UNIVERSAL INSURANCE HOLDINGS INC - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.