SPNT

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SiriusPoint Reports Second Quarter 2026 Net Income of $69m, Return on Equity of 12.0% and Operating Return on Equity of 13.8%

HAMILTON, Bermuda, July 29, 2026 - SiriusPoint Ltd. (“SiriusPoint” or the “Company”) (NYSE:SPNT), a specialty underwriter, today announced results for its second quarter ended June 30, 2026.

Second Quarter 2026 Highlights

•Net income available to SiriusPoint common shareholders of $69 million, or $0.58 per diluted common share with operating earnings per share of $0.67

•Return on equity of 12.0%, with operating return on equity of 13.8%

•Core gross written premium increased 6%: Insurance & Services grew 15%, Reinsurance declined 9%

•Core combined ratio of 91.4%

•Book value per diluted common share (ex. AOCI) increased 3% from March 31, 2026 to $19.48

•Balance sheet remains strong with BSCR estimate of 239%

Half Year 2026 Highlights

•Net income available to SiriusPoint common shareholders of $168 million, up 44% versus prior year

•Diluted earnings per common share of $1.40, with operating earnings per share up 17% to $1.37

•Return on equity of 14.8%, with operating return on equity of 14.7%

•Insurance & Services gross written premium growth of 11%; continued discipline in Reinsurance with premiums decreasing 9%

•Core combined ratio of 90.1% improved 2.3 points versus prior year

•Book value per diluted common share (ex. AOCI) increased 8%, from December 31, 2025 to $19.48

•$95 million common shares repurchased year to date(1), marking $295 million of total capital returned in 2026

(1) As at July 28, 2026.

Scott Egan, Chief Executive Officer, said: “Our second quarter and half year results are strong and reflect our continuing progress, the strength of our diverse and low-volatility portfolio, and our approach to capital management.

“The second quarter Core combined ratio of 91.4% contributes to a half year result of 90.1%, a 2.3 point improvement on prior year. Our half year operating return on equity of 14.7% is at the upper end of our 12-15% across the cycle target range.

“Premiums in our Insurance & Services business grew 15% in the second quarter. We have both the capability and agility to target and grow in attractive areas while pulling back where we don’t see adequate returns for the risk we take, as evidenced by our reduction in Reinsurance premiums of 9%.

“As a result of underwriting performance and active capital management, book value per share (ex. AOCI) grew by 3% in the quarter and 8% for the half year. While market conditions are becoming more challenging, we are well positioned to maintain our momentum and deliver consistent and sustainable earnings.”

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Key Financial Metrics

The following table shows certain key financial metrics for the three and six months ended June 30, 2026 and 2025 and as of June 30, 2026 and December 31, 2025:

Three months endedSix months ended

June 30, 2026June 30, 2025June 30, 2026June 30, 2025

($ in millions, except for ratios)

Combined ratio88.5 %86.1 %88.2 %88.8 %

Core combined ratio ⁽¹⁾ 91.4 %89.5 %90.1 %92.4 %

Core underwriting income ⁽¹⁾$55.0 $67.6 $125.9 $96.1

Core net services income ⁽¹⁾$9.9 $8.7 $18.3 $27.6

Operating net income ⁽¹⁾$79.4 $78.1 $165.1 $139.1

Operating earnings per share ⁽¹⁾ $0.67 $0.66 $1.37 $1.17

Annualized ROE12.0 %12.7 %14.8 %12.8 %

Annualized Operating ROE ⁽¹⁾13.8 %17.0 %14.7 %15.4 %

June 30, 2026December 31, 2025

Book value per common share$19.61 $19.40

Book value per diluted common share$19.30 $18.61

Book value per diluted common share ex. AOCI ⁽¹⁾$19.48 $18.10

Tangible book value per diluted common share ⁽¹⁾$17.98 $17.62

(1)Core combined ratio, Core underwriting income, and Core net services income are non-GAAP financial measures. See definitions in “Non-GAAP Financial Measures” and reconciliations in “Segment Reporting.” Operating net income, Operating earnings per share, Annualized Operating ROE, book value per diluted common share ex. AOCI and tangible book value per diluted common share are non-GAAP financial measures. See definitions and reconciliations in “Non-GAAP Financial Measures.”

Second Quarter and Half Year 2026 Summary

Consolidated underwriting income for the three months ended June 30, 2026 was $73.5 million compared to $90.2 million for the three months ended June 30, 2025. The decrease was primarily a result of earned premium growing at a slower pace than written due to a shift in our business mix, and higher acquisition costs, partially offset by a lower attritional loss ratio and increased favorable prior year loss reserve development.

Consolidated underwriting income for the six months ended June 30, 2026 was $151.2 million compared to $144.3 million for the six months ended June 30, 2025. The improvement was primarily driven by a decrease in catastrophe losses as the prior period included losses from the California wildfires, partially offset by higher expenses. Increas

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SiriusPoint Reports First Quarter 2026 Net Income of $100m, Return on Equity of 17.4% and Operating Return on Equity of 15.3%

HAMILTON, Bermuda, May 7, 2026 - SiriusPoint Ltd. (“SiriusPoint” or the “Company”) (NYSE:SPNT), a specialty underwriter, today announced results for its first quarter ended March 31, 2026.

First Quarter 2026 Highlights

•Net income available to SiriusPoint common shareholders of $100 million, or $0.82 per diluted common share

•Operating earnings per share of $0.70, up 37% versus prior year

•Annualized return on equity of 17.4%, with operating return on equity of 15.3%

•Core combined ratio of 88.9% improved 6.5 points versus prior year

•Insurance & Services gross written premium growth of 8%; discipline in Reinsurance with premiums decreasing 10%

•Book value per diluted common share (ex. AOCI) increased 5% from December 31, 2025 to $18.98

•Total capital returned to shareholders of $242 million, including $42 million of common share repurchases(1). Increasing 2026 share repurchase commitment by a further $74 million to our full authorization of $174 million

•Balance sheet remains strong with BSCR estimate of 242%

•Financial Strength Ratings upgraded to ‘A’ by three Rating Agencies in the last three months

(1) As at May 6, 2026.

Scott Egan, Chief Executive Officer, said: “We began 2026 with continued strong momentum. Our first quarter results provide further evidence of our consistent delivery with a Core combined ratio of 88.9%. With an operating return on equity of 15.3%, we are once again operating at the top end of our 12-15% across the cycle target range.

“We believe our strategy and nimbleness positions us well to grow where we see attractive returns, despite market conditions softening in places. During the quarter we have grown our Insurance & Services premium by 8% versus prior year, while being disciplined in the Reinsurance market where we reduced premiums by 10%. We continue to be positive about growth opportunities for the remainder of 2026 in Insurance and will maintain our disciplined approach in Reinsurance.

“We were pleased by the ratings upgrades from S&P, AM Best and Fitch in the last three months, with each recognizing our continued progress and financial strength.

“With a strong balance sheet, clear underwriting strategy, a lower volatility portfolio, and three ratings upgrades, we believe we are positioned well to deliver sustained strong performance.”

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Key Financial Metrics

The following table shows certain key financial metrics for the three months ended March 31, 2026 and 2025 and as of March 31, 2026 and December 31, 2025:

20262025

($ in millions, except for ratios)

Combined ratio87.8 %91.4 %

Core combined ratio ⁽¹⁾ 88.9 %95.4 %

Core underwriting income ⁽¹⁾$70.9 $28.5

Core net services income ⁽¹⁾$8.4 $18.9

Operating net income ⁽¹⁾$85.7 $61.0

Operating earnings per share ⁽¹⁾ $0.70 $0.51

Annualized ROE17.4 %12.9 %

Annualized Operating ROE ⁽¹⁾15.3 %13.8 %

March 31, 2026December 31, 2025

Book value per common share$19.86 $19.40

Book value per diluted common share$19.03 $18.61

Book value per diluted common share ex. AOCI ⁽¹⁾$18.98 $18.10

Tangible book value per diluted common share ⁽¹⁾$17.72 $17.62

(1)Core combined ratio, Core underwriting income, and Core net services income are non-GAAP financial measures. See definitions in “Non-GAAP Financial Measures” and reconciliations in “Segment Reporting.” Operating net income, Operating earnings per share, Annualized Operating ROE, book value per diluted common share ex. AOCI and tangible book value per diluted common share are non-GAAP financial measures. See definitions and reconciliations in “Non-GAAP Financial Measures.”

First Quarter 2026 Summary

Consolidated underwriting income for the three months ended March 31, 2026 was $77.7 million compared to $54.1 million for the three months ended March 31, 2025. The improvement was primarily driven by premium growth and a decrease in catastrophe losses of $62.5 million, partially offset by a decrease in favorable prior year development of $16.3 million.

Reportable Segments

The determination of our reportable segments is based on the manner in which management monitors the performance of our operations, which consist of two reportable segments - Insurance & Services and Reinsurance. Collectively, the sum of our two segments, Insurance & Services and Reinsurance, constitute our “Core” results. Core underwriting income, Core net services income, Core income and Core combined ratio are non-GAAP financial measures. See reconciliations in “Segment Reporting.” We believe it is useful to review Core results as it better reflects how management views the business and reflects our decision to exit the run off business. The sum of Core results and Corporate results are equal to the consolidated results of operations.

Core Premium Volume

Gross written premium incr

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SiriusPoint Reports Fourth Quarter 2025 Net Income of $240m, Return on Equity of 44.9% and Operating Return on Equity of 17.1%

HAMILTON, Bermuda, February 18, 2026 - SiriusPoint Ltd. (“SiriusPoint” or the “Company”) (NYSE:SPNT) today announced results for its fourth quarter ended December 31, 2025

Fourth Quarter 2025 Highlights

•Net income available to SiriusPoint common shareholders of $240 million, or $1.97 per diluted common share with operating earnings per share of $0.70

•Annualized return on equity of 44.9%, operating return on equity of 17.1%

•Fourth quarter gross and net written premium growth of 18%

•Fourth quarter Core combined ratio of 92.9%

•Book value per diluted common share (ex. AOCI) increased $1.63 per share, or 9.9%, from September 30, 2025 to $18.10

Capital Announcements

•Series B Preference Share redemption announced. Leverage ratio is expected to drop to historic low of 23% post redemption

•Intend to repurchase $100 million of common shares over the next 12 months

•Balance sheet remains strong with year-end BSCR estimate of 247% (pro-forma BSCR of 232% post Series B Preference Share redemption)

Full Year 2025 Highlights

•Net income available to SiriusPoint common shareholders of $444 million, or $3.64 per diluted common share, with operating earnings per share up 49% to $2.55

•Return on equity of 22.1%, operating return on equity of 16.2%

•Full year gross written premium growth of 16% with net written premiums up 19%

•Full year Core combined ratio of 91.7%

•Book value per diluted common share (ex. AOCI) increased $3.46 per share, or 23.6%, from December 31, 2024 to $18.10

Scott Egan, Chief Executive Officer, said: “The fourth quarter rounded out another very strong year for SiriusPoint. Our disciplined underwriting strategy, customer mindset, and relentless focus on delivery means we have a lot to be pleased about in 2025.

“Our top line grew 16%, we improved the quality of our underwriting earnings year-over-year by 1.5 points, grew our diluted book value per share by 28%, delivered a 49% increase in operating earnings per share over prior year, and we will reduce our leverage ratio to an all-time low of 23% by the end of February. Our operating return on equity of 16.2% has improved for the third consecutive year and, more importantly, outperformed against our 12-15% across the cycle target. Against this backdrop we are delighted to announce that over the next 12 months, we intend to repurchase $100 million of common shares.

“We enter 2026 with great momentum and determination. We are well positioned to navigate insurance market conditions, and we look forward to continuing to execute against our targets as we move closer to our ambition to becoming a best-in-class specialty underwriter. Our performance in 2025 is another important proof point for the company.

“I want to thank my colleagues for their hard work everyday and their unwavering support. These results would not be possible without their dedication and commitment.”

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Key Financial Metrics

The following table shows certain key financial metrics as of and for the three and twelve months ended December 31, 2025 and 2024:

Three months endedTwelve months ended

December 31, 2025December 31, 2024December 31, 2025December 31, 2024

($ in millions, except for ratios)

Combined ratio90.0 %94.4 %88.3 %88.3 %

Core combined ratio ⁽¹⁾ 92.9 %90.2 %91.7 %91.0 %

Core underwriting income ⁽¹⁾$48.6 $56.3 $214.3 $200.0

Core net services income ⁽¹⁾$4.2 $10.4 $41.9 $44.6

Operating net income ⁽¹⁾$85.8 $43.5 $310.0 $303.5

Operating earnings per share ⁽¹⁾ $0.70 $0.27 $2.55 $1.71

Annualized ROE44.9 %(4.0)%22.1 %9.1 %

Annualized Operating ROE ⁽¹⁾17.1 %8.2 %16.2 %14.6 %

December 31, 2025December 31, 2024

Book value per common share$19.40 $14.92

Book value per diluted common share$18.61 $14.60

Book value per diluted common share ex. AOCI ⁽¹⁾$18.10 $14.64

Tangible book value per diluted common share ⁽¹⁾$17.62 $13.42

(1)Core combined ratio, Core underwriting income, and Core net services income are non-GAAP financial measures. See definitions in “Non-GAAP Financial Measures” and reconciliations in “Segment Reporting.” Operating net income, Operating earnings per share, Operating ROE, book value per diluted common share ex. AOCI and tangible book value per diluted common share are non-GAAP financial measures. See definitions and reconciliations in “Non-GAAP Financial Measures.”

Fourth Quarter and Full Year 2025 Summary

Consolidated underwriting income for the three months ended December 31, 2025 was $67.1 million compared to $32.7 million for the three months ended December 31, 2024. The improvement was primarily driven by decreased catastrophe losses, slightly offset by decreased favorable prior year loss reserve development.

Consolidated underwriting income for the year ended December 31, 2025 was $302.8 million compared to $276.4 mi