as of 03-09-2026 3:10pm EST
Heritage Financial Corp is a bank holding company. The company through its subsidiary provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as noninterest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
| Founded: | 1927 | Country: | United States |
| Employees: | N/A | City: | OLYMPIA |
| Market Cap: | 833.6M | IPO Year: | 1997 |
| Target Price: | $31.25 | AVG Volume (30 days): | 224.5K |
| Analyst Decision: | Buy | Number of Analysts: | 4 |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 1.96 | EPS Growth: | 58.06 |
| 52 Week Low/High: | $19.84 - $28.98 | Next Earning Date: | 04-23-2026 |
| Revenue: | N/A | Revenue Growth: | N/A |
| Revenue Growth (this year): | 45.85% | Revenue Growth (next year): | 7.83% |
| P/E Ratio: | 12.92 | Index: | N/A |
| Free Cash Flow: | 85.7M | FCF Growth: | +40.38% |
EVP Chief Credit Officer
Avg Cost/Share
$27.65
Shares
4,668
Total Value
$129,064.60
Owned After
19,870
SEC Form 4
Director
Avg Cost/Share
$26.31
Shares
1,800
Total Value
$47,349.54
Owned After
4,972
SEC Form 4
EVP Chief Banking Officer
Avg Cost/Share
$26.48
Shares
1,900
Total Value
$50,307.25
Owned After
3,778
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Chalfant Tony | HFWA | EVP Chief Credit Officer | Feb 11, 2026 | Sell | $27.65 | 4,668 | $129,064.60 | 19,870 | |
| Rivera Frederick B | HFWA | Director | Feb 3, 2026 | Sell | $26.31 | 1,800 | $47,349.54 | 4,972 | |
| Wilson Kelli Ann | HFWA | EVP Chief Banking Officer | Jan 26, 2026 | Sell | $26.48 | 1,900 | $50,307.25 | 3,778 |
SEC 8-K filings with transcript text
Jan 22, 2026 · 100% conf.
1D
-0.60%
$27.97
5D
-5.96%
$26.46
20D
-5.97%
$26.46
hfwa-202601220001046025False00010460252026-01-222026-01-22
Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (Dated of earliest event reported): January 22, 2026
(Exact name of registrant as specified in its charter)
Commission File Number 000-29480
Washington 91-1857900 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)
201 Fifth Avenue SW,OlympiaWAÂ 98501 (Address of principal executive offices)Â (Zip Code)
(360) 943-1500 (Registrantâs telephone number, including area code)
Not applicable (Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
â Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) â Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) â Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) â Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12 (b) of the Act:
Title of each classTrading symbolName of each exchange on which registered Common stock, no par valueHFWAThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1934 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging Growth Company â
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. â
Item 2.02    Results of Operations and Financial Condition On January 22, 2026, Heritage Financial Corporation (âHeritageâ) issued a press release announcing its fourth quarter and annual 2025 results. A copy of the release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the âExchange Actâ), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 7.01    Regulation FD Disclosure Heritage is filing an investor presentation that it reviewed in conjunction with its earnings release conference call on January 22, 2026. A copy of the presentation materials is attached hereto as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 9.01Â Â Â Â Financial Statements and Exhibits (d) Exhibits
Exhibit 99.1Â Press Release announcing fourth quarter and annual 2025 results dated January 22, 2026
Exhibit 99.2Fourth Quarter 2025 Investor Presentation
104Cover Page Interactive Data File (embedded within the Inline XBRL document)
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: January 22, 2026/S/Â BRYAN MCDONALD Bryan McDonald President and Chief Executive Officer (Duly Authorized Officer)
Oct 23, 2025
hfwa-202510230001046025False00010460252025-10-232025-10-23
Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (Dated of earliest event reported): October 23, 2025
(Exact name of registrant as specified in its charter)
Commission File Number 000-29480
Washington 91-1857900 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)
201 Fifth Avenue SW,OlympiaWAÂ 98501 (Address of principal executive offices)Â (Zip Code)
(360) 943-1500 (Registrantâs telephone number, including area code)
Not applicable (Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
â Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) â Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) â Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) â Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12 (b) of the Act:
Title of each classTrading symbolName of each exchange on which registered Common stock, no par valueHFWAThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1934 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging Growth Company â
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. â
Item 2.02    Results of Operations and Financial Condition On October 23, 2025, Heritage Financial Corporation (âHeritageâ) issued a press release announcing its third quarter 2025 results. A copy of the release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the âExchange Actâ), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 7.01    Regulation FD Disclosure Heritage is filing an investor presentation that it reviewed in conjunction with its earnings release conference call on October 23, 2025. A copy of the presentation materials is attached hereto as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 8.01    Other Events On October 23, 2025, Heritage issued a press release announcing a regular quarterly cash dividend of $0.24 per common share. The dividend will be paid on November 19, 2025 to shareholders of record at the close of business on November 5, 2025. A copy of the release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
Item 9.01Â Â Â Â Financial Statements and Exhibits (d) Exhibits
Exhibit 99.1Â Press Release announcing third quarter 2025 results and declares regular cash dividend of $0.24 per share dated October 23, 2025
Exhibit 99.2Third Quarter 2025 Investor Presentation
104Cover Page Interactive Data File (embedded within the Inline XBRL document)
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: October 23, 2025/S/Â BRYAN MCDONALD Bryan McDonald President and Chief Executive Officer (Duly Authorized Officer)
Jul 24, 2025
hfwa-202507240001046025False00010460252025-07-242025-07-24
Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (Dated of earliest event reported): July 24, 2025
(Exact name of registrant as specified in its charter)
Commission File Number 000-29480
Washington 91-1857900 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)
201 Fifth Avenue SW,OlympiaWAÂ 98501 (Address of principal executive offices)Â (Zip Code)
(360) 943-1500 (Registrantâs telephone number, including area code)
Not applicable (Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
â Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) â Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) â Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) â Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12 (b) of the Act:
Title of each classTrading symbolName of each exchange on which registered Common stock, no par valueHFWAThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1934 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging Growth Company â
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. â
Item 2.02    Results of Operations and Financial Condition On July 24, 2025, Heritage Financial Corporation (âHeritageâ) issued a press release announcing its second quarter 2025 results. A copy of the release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the âExchange Actâ), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 7.01    Regulation FD Disclosure Heritage is filing an investor presentation that it reviewed in conjunction with its earnings release conference call on July 24, 2025. A copy of the presentation materials is attached hereto as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished pursuant to this Item and the related exhibit is being âfurnishedâ and will not, except to the extent required by applicable law or regulation, be deemed âfiledâ by Heritage for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 8.01    Other Events On July 24, 2025, Heritage issued a press release announcing a regular quarterly cash dividend of $0.24 per common share. The dividend will be paid on August 20, 2025 to shareholders of record at the close of business on August 6, 2025. A copy of the release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
Item 9.01Â Â Â Â Financial Statements and Exhibits (d) Exhibits
Exhibit 99.1Â Press Release announcing second quarter 2025 results and declares regular cash dividend of $0.24 per share dated July 24, 2025
Exhibit 99.2Second Quarter 2025 Investor Presentation
104Cover Page Interactive Data File (embedded within the Inline XBRL document)
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: July 24, 2025/S/Â BRYAN MCDONALD Bryan McDonald Chief Executive Officer (Duly Authorized Officer)
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