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uvsp-202601280000102212FALSE00001022122026-01-282026-01-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2026

UNIVEST FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Pennsylvania 0-7617 23-1886144 (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.)

14 North Main Street, Souderton, Pennsylvania 18964 (Address of principal executive office)(Zip Code) Registrant’s telephone number, including area code (215) 721-2400 Not applicable (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐Pre-commencement communications pursuant to Rule 14d-2 (b) under the Exchange Act (17 CFR 240.14d-2 (b)) ☐Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Act: Title of classTrading SymbolName of exchange on which registered Common Stock, $5 par valueUVSPThe NASDAQ Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company☐ If an emerging growth company, indicated by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.¨

Item 2.02Results of Operations and Financial Condition

On January 28, 2026, Univest Financial Corporation (the “Corporation”), parent company of Univest Bank and Trust Co. (the "Bank"), issued a press release reporting 2025 fourth quarter and full year earnings. A copy of this press release is attached to this Current Report on Form 8-K as Exhibit 99.1.

Item 9.01Financial Statements and Exhibits

(a) Not applicable (b) Not applicable (c) Not applicable (d) Exhibits

Exhibit No.  Description of Document

99.1  Press release issued by Univest Financial Corporation on January 28, 2026

104The cover page from the Corporation's Form 8-K, formatted in Inline XBRL

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Univest Financial Corporation

By:/s/ Brian J. Richardson Name:Brian J. Richardson Title:Senior Executive Vice President, Chief Financial Officer

January 29, 2026

EXHIBIT INDEX

Exhibit No.  Description of Document

99.1  Press release issued by Univest Financial Corporation on January 28, 2026

104The cover page from the Corporation's Form 8-K, formatted in Inline XBRL

uvsp-202510220000102212FALSE00001022122025-10-222025-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2025

UNIVEST FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Pennsylvania 0-7617 23-1886144 (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.)

14 North Main Street, Souderton, Pennsylvania 18964 (Address of principal executive office)(Zip Code) Registrant’s telephone number, including area code (215) 721-2400 Not applicable (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐Pre-commencement communications pursuant to Rule 14d-2 (b) under the Exchange Act (17 CFR 240.14d-2 (b)) ☐Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Act: Title of classTrading SymbolName of exchange on which registered Common Stock, $5 par valueUVSPThe NASDAQ Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company☐ If an emerging growth company, indicated by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.¨

Item 2.02Results of Operations and Financial Condition

On October 22, 2025, Univest Financial Corporation (the “Corporation”), parent company of Univest Bank and Trust Co. (the "Bank"), issued a press release reporting 2025 third quarter earnings. A copy of this press release is attached to this Current Report on Form 8-K as Exhibit 99.1.

Item 9.01Financial Statements and Exhibits

(a) Not applicable (b) Not applicable (c) Not applicable (d) Exhibits

Exhibit No.  Description of Document

99.1  Press release issued by Univest Financial Corporation on October 22, 2025

104The cover page from the Corporation's Form 8-K, formatted in Inline XBRL

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Univest Financial Corporation

By:/s/ Brian J. Richardson Name:Brian J. Richardson Title:Senior Executive Vice President, Chief Financial Officer

October 23, 2025

EXHIBIT INDEX

Exhibit No.  Description of Document

99.1  Press release issued by Univest Financial Corporation on October 22, 2025

104The cover page from the Corporation's Form 8-K, formatted in Inline XBRL