CPAY

EX-99.1

2 ex991q3_2026.htm

EX-99.1

Document

Exhibit 99.1

Corpay Reports Third Quarter Financial Results

18% revenue growth, 11% organic revenue growth, and 32% adjusted EPS growth1

Atlanta, Ga., November 4, 2026 — Corpay, Inc. (NYSE: CPAY), the Global Spend Management Company, today reported financial results for its third quarter ended September 30, 2026.

“Our third quarter results were excellent, with revenue growth of 18% and adjusted net income per diluted share growth of 32%, both ahead of our expectations,” said Ron Clarke, chairman and chief executive officer, Corpay, Inc. “Organic revenue growth for the quarter was 11%. We've delivered 11% organic growth for five of the last six quarters,” concluded Clarke.

Financial Results for Third Quarter of 2026:

GAAP Results

•Revenues increased 18% to $1,381.9 million in the third quarter of 2026, compared with $1,172.5 million in the third quarter of 2025.

•Net income2 increased 36% to $378.4 million in the third quarter of 2026, compared with $277.9 million in the third quarter of 2025.

•Net income per diluted share2 increased 45% to $5.66 in the third quarter of 2026, compared with $3.91 per diluted share in the third quarter of 2025.

Non-GAAP Results1

•Organic revenue growth1 of 11% in the third quarter of 2026.

•Adjusted EBITDA1 increased 17% to $793.8 million in the third quarter of 2026, compared to $676.7 million in the third quarter of 2025.

•Adjusted net income1,2 increased 24% to $500.7 million in the third quarter of 2026, compared with $405.2 million in the third quarter of 2025.

•Adjusted net income per diluted share1,2 increased 32% to $7.54 per diluted share in the third quarter of 2026, compared with $5.70 per diluted share in the third quarter of 2025.

“Corporate Payments delivered 18% organic revenue growth driven by strong performance in both spend management and cross-border, and we delivered 57.4% EBITDA margins due to the high flow through rate on revenue,” said Peter Walker, chief financial officer, Corpay, Inc. “Through the end of the quarter we've repurchased 5.25 million shares for $1.85 billion, inclusive of the 1.9 million shares repurchased for $747 million in the third quarter," concluded Walker.

Fiscal Year 2026 Outlook:

“We are raising our full-year 2026 outlook to reflect our strong third quarter results and improved expectations for the fourth quarter,” said Peter Walker. “At the midpoint, our updated guidance calls for full-year revenue of $5.35 billion and adjusted net income per diluted share of $28.00, representing growth of 18% and 31%, respectively.”

For fiscal year 2026, Corpay, Inc.'s financial guidance1 is revised as follows:

•Total revenues between $5.340 billion and $5.360 billion, growing 18% at the midpoint year over year;

•Net income between $1.337 billion and $1.357 billion;

•Net income per diluted share between $20.03 and $20.23;

•Adjusted net income between $1.847 billion and $1.867 billion; and

•Adjusted net income per diluted share between $27.90 and $28.10, growing 31% at the midpoint year over year.

Corpay’s guidance assumptions are as follows:

•Foreign exchange rates for the rest of the year based on Bloomberg consensus forecasts as of October 26, 2026, except Brazilian Real based on October 26, 2026 to October 28, 2026 average;

1

•Weighted average U.S. fuel prices equal to $4.90 per gallon for the rest of the year, based on the October 2026 EIA short-term energy outlook;

•Fuel price spreads for the rest of the year approximately flat with the 2025 full year average;

•Interest expense between $435 million and $455 million for the full year, based on the SOFR forward curve as of October 27, 2026;

•Free cash flow is used to pay down debt;

•Proceeds from the sale of the maintenance business are used to delever;

•Approximately 66 million fully diluted shares outstanding for the full year;

•A full year adjusted effective tax rate of approximately 24% to 26%; and

•No impact related to material acquisitions or divestitures not disclosed.

Fourth Quarter of 2026 Outlook:

“For the fourth quarter, we expect revenue of approximately $1.37 billion and adjusted net income per diluted share of $7.65 at the midpoint,” concluded Walker.

As always, guidance may change in the future based on new information and therefore may not reflect actual results.

Conference Call:

The Company will host a conference call to discuss third quarter 2026 financial results today at 5:30 pm ET. Hosting the call will be Ron Clarke, chief executive officer, Peter Walker, chief financial officer and Jim Eglseder, investor relations. The conference call will be webcast live from the Company's investor relations website at http://investor.corpay.com. The conference call can also be accessed live over the phone by dialing 1-(800)-445-7795 or 1-(785)-424-1699; the Conference ID is CORPAY. A replay will be available one hour after the call and can be accessed by dialing (844)-512-2921 or (412)-317-6671 for in

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EX-99.1

2 ex991q1_2026.htm

EX-99.1

Document

Exhibit 99.1

Corpay Reports First Quarter Financial Results

25% revenue growth, 11% organic revenue growth, and 29% adjusted EPS growth1

Atlanta, Ga., May 7, 2026 — Corpay, Inc. (NYSE: CPAY), the corporate payments company, today reported financial results for its first quarter ending March 31, 2026.

"Our first quarter results were outstanding, with revenue growth of 25% and adjusted net income per share growth of 29%, finishing well ahead of expectations," said Ron Clarke, chairman and chief executive officer, Corpay, Inc. "Organic revenue growth was 11% for the fourth consecutive quarter and our strong first quarter performance gives us increased confidence in our rest of year guidance," concluded Clarke.

Financial Results for First Quarter of 2026:

GAAP Results

•Revenues increased 25% to $1,261.0 million in the first quarter of 2026, compared with $1,005.7 million in the first quarter of 2025.

•Net income2 increased 44% to $350.1 million in the first quarter of 2026, compared with $243.2 million in the first quarter of 2025.

•Net income per diluted share2 increased 49% to $5.07 in the first quarter of 2026, compared with $3.40 per diluted share in the first quarter of 2025.

•First quarter net income and net income per diluted share attributable to Corpay include a gain on the sale of a business, which increased net income by approximately $81 million, or $1.19 of earnings per diluted share.

Non-GAAP Results1

•Organic revenue growth1 was 11% in the first quarter of 2026.

•Adjusted EBITDA1 increased 24% to $688.6 million in the first quarter of 2026, compared to $555.4 million in the first quarter of 2025.

•Adjusted net income1,2 increased 23% to $397.2 million in the first quarter of 2026, compared with $322.9 million in the first quarter of 2025.

•Adjusted net income per diluted share1,2 increased 29% to $5.80 per diluted share in the first quarter of 2026, compared with $4.51 per diluted share in the first quarter of 2025.

"Our Corporate Payments segment delivered 16% organic revenue growth, and lodging improved significantly sequentially," said Peter Walker, chief financial officer, Corpay, Inc. "Revenue over performance had a high flow through resulting in EBITDA margins over 100 basis points higher than we expected. We repurchased 2.4 million shares for $786 million, and still exited the quarter with 2.7x leverage," concluded Walker.

Fiscal Year 2026 Outlook:

“We are raising our full-year outlook as a result of our first quarter over-performance, the expected higher rest of year fuel prices and our first quarter fundamental trends running ahead of our expectations,” said Peter Walker.

For fiscal year 2026, Corpay, Inc.'s financial guidance1 is revised as follows:

•Total revenues between $5.250 billion and $5.330 billion;

•Net income between $1.352 billion and $1.432 billion;

•Net income per diluted share between $20.39 and $21.19;

•Adjusted net income between $1.746 billion and $1.826 billion; and

•Adjusted net income per diluted share between $26.30 and $27.10.

Corpay’s guidance assumptions are as follows:

•Weighted average U.S. fuel prices equal to $4.17 per gallon based on the April 2026 EIA short-term energy outlook;

•Fuel price spreads flat with the 2025 average;

•Foreign exchange rates unchanged from our prior guidance in February 2026;

•Interest expense between $415 million and $445 million, based on the SOFR forward curve as of April 29, 2026;

•Free cashflow is used to pay down debt;

•Approximately 67 million fully diluted shares outstanding;

•An adjusted effective tax rate of approximately 25% to 27%; and

•No impact related to material acquisitions or divestitures not closed.

Second Quarter of 2026 Outlook:

“Revenue for the second quarter of 2026 is expected to be approximately $1.295 billion at the midpoint, growing 18% year over year, and adjusted net income per diluted share is expected to be $6.55 at the midpoint, growing 28% year over year,” said Peter Walker.

As always, guidance may change in the future based on new information and therefore may not reflect actual results.

Conference Call:

The Company will host a conference call to discuss first quarter 2026 financial results today at 5:30 pm ET. Hosting the call will be Ron Clarke, chief executive officer, Peter Walker, chief financial officer and Jim Eglseder, investor relations. The conference call will be webcast live from the Company's investor relations website at http://investor.corpay.com. The conference call can also be accessed live over the phone by dialing (800)-267-6316 or (203)-518-9783; the Conference ID is CORPAY. A replay will be available one hour after the call and can be accessed by dialing (844)-512-2921 or (412)-317-6671 for international callers; the replay conference ID is 11161333. The replay will be available through Thursday, May 21, 2026. Prior to the conference call, the Company will post supplemental financial information t