AI Earnings Predictions for Bank7 Corp. (BSVN)

EX-99.1

2 ef20083804_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q3 2026 Earnings

Oklahoma City, October 15, 2026 – Bank7 Corp. (NASDAQ: BSVN) (the “Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended September 30, 2026.  “We are pleased with another quarter of strong core results, including growth in the loan book despite significant payoffs, while also maintaining a healthy pipeline of new loans. The Company continues to benefit from high capital levels, robust liquidity, a strong net interest margin, and excellent credit quality, supported by our properly matched balance sheet and our position in dynamic markets. Regarding the Century merger, we are pleased to report that in addition to receiving all regulatory approvals, the Century Financial shareholders have approved the merger, which is expected to close on November 1, 2026. The merger will extend the franchise into New Mexico and will allow the Company’s proven model to leverage Century’s core deposits to provide a highly accretive impact on earnings,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended September 30, 2026 compared to the three months ended June 30, 2026:

-

Net income of $10.20 million compared to $8.35 million, an increase of 22.25%

-

Earnings per share of $1.06 compared to $0.87, an increase of 21.84%

-

Total assets of $2.01 billion compared to $1.91 billion, an increase of 4.84%

-

Total loans of $1.63 billion compared to $1.60 billion, an increase of 2.22%

-

Pre-provision pre-tax earnings of $13.62 million compared to $11.02 million, an increase of 23.65%

-

Total interest income of $31.93 million compared to $30.93 million, an increase of 3.25%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes. On September 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 14.12%, 15.18%, and 16.31%, respectively. On September 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 14.12%, 15.17%, and 16.30%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

September 30,

2026

June 30,

2026

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

10,203

$

8,346

Income Tax Expense

3,412

2,669

Pre-tax net income

13,615

11,015

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

5

-

Pre-provision pre-tax earnings

$

13,620

$

11,015

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

September 30,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

277,176

$

244,635

Interest-bearing time deposits in other banks

-

10,457

Available-for-sale debt securities (amortized cost of $51,714 and $57,316 at September 30,2026

and December 31, 2025, respectively)

47,539

54,019

Loans, net of allowance for credit losses of $19,367 and $19,407 at September 30, 2026 and

December 31, 2025, respectively

1,613,521

1,587,024

Loans held for sale

2,677

2,078

Premises and equipment, net

27,131

21,884

Nonmarketable equity securities

1,376

1,165

Core deposit intangibles

658

752

Goodwill

11,208

11,208

Interest receivable and other assets

25,700

30,418

Total assets

$

2,006,986

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

328,111

$

341,416

Interest-bearing

1,392,947

1,359,417

Total deposits

1,721,058

1,700,833

Income taxes payable

139

594

Interest payable and other liabilities

12,064

11,218

Total liabilities

1,733,261

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares

issued and outstanding: 9,525,856 and 9,462,656 at September 30, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

104,575

103,739

Retained earnings

172,264

149,707

Accumulated other comprehensive loss

(3,209

)

(2,546

)

Total shareholders’ equity

273,725

250,995

Total liabilities and shareholders’ equity

$

2,006,986

$

1,963,640

Unaudited Condensed Consolidated Statements of C

EX-99.1

2 ef20078094_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings

Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026.  “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:

-

Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%

-

Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%

-

Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%

-

Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%

-

Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%

-

Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively.  On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

June 30,

June 30,

2026

2025

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

8,346

$

11,105

Income Tax Expense

2,669

3,602

Pre-tax net income

11,015

14,707

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

-

-

Pre-provision pre-tax earnings

$

11,015

$

14,707

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

June 30,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

220,585

$

244,635

Interest-bearing time deposits in other banks

1,494

10,457

Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)

51,622

54,019

Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively

1,577,838

1,587,024

Loans held for sale

5,156

2,078

Premises and equipment, net

25,897

21,884

Nonmarketable equity securities

1,183

1,165

Core deposit intangibles

690

752

Goodwill

11,208

11,208

Interest receivable and other assets

18,654

30,418

Total assets

$

1,914,327

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

329,240

$

341,416

Interest-bearing

1,308,563

1,359,417

Total deposits

1,637,803

1,700,833

Income taxes payable

839

594

Interest payable and other liabilities

9,379

11,218

Total liabilities

1,648,021

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

103,865

103,739

Retained earnings

164,919

149,707

Accumulated other comprehensive loss

(2,573

)

(2,546

)

Total shareholders’ equity

266,306

250,995

Total liabilities and shareholders’ equity

$

1,914,327

$

1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income

(Dollar amounts in thousands, except per share data)

Three Months Ended

Six Months Ended

June 30,

June 30,

2026

(unaudited)

2025

(unaudited)

2026

(unaudited)

2025

(unaudited)

Interest Income

(Dollars in thousands)

Loans, including fees

$

28,980

$

28,965

$

60,592

$

56,293

Interest-bearing time deposi

EX-99.1

2 ef20070404_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q1 2026 Earnings

Oklahoma City, April 14, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended March 31, 2026.  “We are pleased to announce record EPS, net income and PPE while maintaining a strong net interest margin, excellent credit quality, and robust liquidity. We are excited about 2026, as our properly matched balance sheet has us well positioned to continue to take advantage of our dynamic geographic region,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended March 31, 2026 compared to the three months ended March 31, 2025:

-

Net income of $12.01 million compared to $10.34 million, an increase of 16.16%

-

Earnings per share of $1.25 compared to $1.08, an increase of 15.74%

-

Total assets of $1.95 billion compared to $1.79 billion, an increase of 8.94%

-

Total loans of $1.59 billion compared to $1.42 billion, an increase of 11.94%

-

Pre-provision pre-tax earnings of $15.82 million compared to $13.71 million, an increase of 15.37%

-

Total interest income of $33.78 million compared to $30.44 million, an increase of 10.99%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On March 31, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.79%, and 15.96%, respectively.  On March 31, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.78%, and 15.96%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

March 31,

2026

March 31,

2025

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

12,006

$

10,336

Income Tax Expense

3,815

3,377

Pre-tax net income

15,821

13,713

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

-

-

Pre-provision pre-tax earnings

$

15,821

$

13,713

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

March 31,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

246,701

$

244,635

Interest-bearing time deposits in other banks

3,735

10,457

Available-for-sale debt securities (amortized cost of $55,632 and $57,316 at March 31, 2026 and December 31, 2025, respectively)

52,140

54,019

Loans, net of allowance for credit losses of $19,452 and $19,407 at March 31, 2026 and December 31, 2025, respectively

1,574,376

1,587,024

Loans held for sale

3,865

2,078

Premises and equipment, net

24,110

21,884

Nonmarketable equity securities

1,158

1,165

Core deposit intangibles

721

752

Goodwill

11,208

11,208

Interest receivable and other assets

27,066

30,418

Total assets

$

1,945,080

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

336,801

$

341,416

Interest-bearing

1,334,580

1,359,417

Total deposits

1,671,381

1,700,833

Income taxes payable

3,912

594

Interest payable and other liabilities

9,966

11,218

Total liabilities

1,685,259

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at March 31, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

103,270

103,739

Retained earnings

159,143

149,707

Accumulated other comprehensive loss

(2,687

)

(2,546

)

Total shareholders’ equity

259,821

250,995

Total liabilities and shareholders’ equity

$

1,945,080

$

1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income

(Dollar amounts in thousands, except per share data)

Three Months Ended

March 31,

2026

(unaudited)

2025

(unaudited)

Interest Income

(Dollars in thousands)

Loans, including fees

$

31,613

$

27,324

Interest-bearing time deposits in other banks

112

101

Debt securities, taxable

250

283

Debt securities, tax-exempt

59

63

Other interest and dividend income

1,749

2,667

Total interest income

33,783

30,438

Interest Expense

Deposits

9,591

9,600

Total interest expense

9,591