BSVN

EX-99.1

2 ef20078094_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings

Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026.  “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:

-

Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%

-

Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%

-

Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%

-

Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%

-

Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%

-

Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively.  On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

June 30,

June 30,

2026

2025

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

8,346

$

11,105

Income Tax Expense

2,669

3,602

Pre-tax net income

11,015

14,707

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

-

-

Pre-provision pre-tax earnings

$

11,015

$

14,707

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

June 30,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

220,585

$

244,635

Interest-bearing time deposits in other banks

1,494

10,457

Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)

51,622

54,019

Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively

1,577,838

1,587,024

Loans held for sale

5,156

2,078

Premises and equipment, net

25,897

21,884

Nonmarketable equity securities

1,183

1,165

Core deposit intangibles

690

752

Goodwill

11,208

11,208

Interest receivable and other assets

18,654

30,418

Total assets

$

1,914,327

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

329,240

$

341,416

Interest-bearing

1,308,563

1,359,417

Total deposits

1,637,803

1,700,833

Income taxes payable

839

594

Interest payable and other liabilities

9,379

11,218

Total liabilities

1,648,021

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

103,865

103,739

Retained earnings

164,919

149,707

Accumulated other comprehensive loss

(2,573

)

(2,546

)

Total shareholders’ equity

266,306

250,995

Total liabilities and shareholders’ equity

$

1,914,327

$

1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income

(Dollar amounts in thousands, except per share data)

Three Months Ended

Six Months Ended

June 30,

June 30,

2026

(unaudited)

2025

(unaudited)

2026

(unaudited)

2025

(unaudited)

Interest Income

(Dollars in thousands)

Loans, including fees

$

28,980

$

28,965

$

60,592

$

56,293

Interest-bearing time deposi

EX-99.1

2 ef20070404_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q1 2026 Earnings

Oklahoma City, April 14, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended March 31, 2026.  “We are pleased to announce record EPS, net income and PPE while maintaining a strong net interest margin, excellent credit quality, and robust liquidity. We are excited about 2026, as our properly matched balance sheet has us well positioned to continue to take advantage of our dynamic geographic region,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended March 31, 2026 compared to the three months ended March 31, 2025:

-

Net income of $12.01 million compared to $10.34 million, an increase of 16.16%

-

Earnings per share of $1.25 compared to $1.08, an increase of 15.74%

-

Total assets of $1.95 billion compared to $1.79 billion, an increase of 8.94%

-

Total loans of $1.59 billion compared to $1.42 billion, an increase of 11.94%

-

Pre-provision pre-tax earnings of $15.82 million compared to $13.71 million, an increase of 15.37%

-

Total interest income of $33.78 million compared to $30.44 million, an increase of 10.99%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On March 31, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.79%, and 15.96%, respectively.  On March 31, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.78%, and 15.96%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

March 31,

2026

March 31,

2025

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

12,006

$

10,336

Income Tax Expense

3,815

3,377

Pre-tax net income

15,821

13,713

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

-

-

Pre-provision pre-tax earnings

$

15,821

$

13,713

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

March 31,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

246,701

$

244,635

Interest-bearing time deposits in other banks

3,735

10,457

Available-for-sale debt securities (amortized cost of $55,632 and $57,316 at March 31, 2026 and December 31, 2025, respectively)

52,140

54,019

Loans, net of allowance for credit losses of $19,452 and $19,407 at March 31, 2026 and December 31, 2025, respectively

1,574,376

1,587,024

Loans held for sale

3,865

2,078

Premises and equipment, net

24,110

21,884

Nonmarketable equity securities

1,158

1,165

Core deposit intangibles

721

752

Goodwill

11,208

11,208

Interest receivable and other assets

27,066

30,418

Total assets

$

1,945,080

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

336,801

$

341,416

Interest-bearing

1,334,580

1,359,417

Total deposits

1,671,381

1,700,833

Income taxes payable

3,912

594

Interest payable and other liabilities

9,966

11,218

Total liabilities

1,685,259

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at March 31, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

103,270

103,739

Retained earnings

159,143

149,707

Accumulated other comprehensive loss

(2,687

)

(2,546

)

Total shareholders’ equity

259,821

250,995

Total liabilities and shareholders’ equity

$

1,945,080

$

1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income

(Dollar amounts in thousands, except per share data)

Three Months Ended

March 31,

2026

(unaudited)

2025

(unaudited)

Interest Income

(Dollars in thousands)

Loans, including fees

$

31,613

$

27,324

Interest-bearing time deposits in other banks

112

101

Debt securities, taxable

250

283

Debt securities, tax-exempt

59

63

Other interest and dividend income

1,749

2,667

Total interest income

33,783

30,438

Interest Expense

Deposits

9,591

9,600

Total interest expense

9,591

false000174612900017461292026-01-152026-01-15

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

January 15, 2026

Bank7 Corp.

(Exact name of registrant as specified in its charter)

Oklahoma

001-38656

20-0763496

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1039 N.W. 63rd Street, Oklahoma City, Oklahoma 73116

(Address of principal executive offices) (Zip Code)

(405) 810-8600

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which

registered

Common Stock, $0.01 par value

BSVN

The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.

Results of Operations and Financial Condition

Item 7.01

Regulation FD Disclosure

On January 15, 2026, Bank7 Corp. (the “Company”), the holding company for Bank7, issued a press release announcing its results of operations and financial condition for the quarter ended December 31, 2025.  A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

The Company is conducting a conference call on January 15, 2026 at 9:00 am CST to discuss its fourth quarter and full year 2025 financial results. A copy of the

presentation slides to be used during the earnings call is attached to this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act except as shall be expressly set forth by specific reference in such filing.

Item 9.01

Financial Statements and Exhibits

(d)          Exhibits.

The following exhibits are filed herewith:

Item

Description

99.1

Press Release dated January 15, 2026

99.2

Fourth Quarter and Full Year 2025 Investor Presentation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

BANK7 CORP.

Date: January 15, 2026

By:

/s/   Kelly J. Harris

Kelly J. Harris

Executive Vice President and Chief Financial Officer