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as of 12-16-2025 3:56pm EST
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
| Founded: | 1996 | Country: | United States |
| Employees: | N/A | City: | COLUMBUS |
| Market Cap: | 3.0B | IPO Year: | N/A |
| Target Price: | $65.29 | AVG Volume (30 days): | 782.0K |
| Analyst Decision: | Hold | Number of Analysts: | 16 |
| Dividend Yield: | Dividend Payout Frequency: | Quarterly | |
| EPS: | 9.68 | EPS Growth: | 55.00 |
| 52 Week Low/High: | $38.21 - $75.83 | Next Earning Date: | 01-29-2026 |
| Revenue: | $2,509,000,000 | Revenue Growth: | 1.70% |
| Revenue Growth (this year): | 59.03% | Revenue Growth (next year): | 3.92% |
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