ASRV

AMERISERV FINANCIAL, Inc._January 20, 2026 0000707605false00007076052026-01-202026-01-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 20, 2026 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

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Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

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Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class ​ ​ ​ Trading Symbol ​ ​ ​ Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year of 2025 results through December 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 20, 2026, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 17, 2026 to shareholders of record on February 2, 2026. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1 ​ ​ ​ Press release dated January 20, 2026, announcing fourth quarter and full year of 2025 earnings through December 31, 2025 and quarterly common stock cash dividend.

104 ​ ​ ​ Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

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​ AMERISERV FINANCIAL, Inc.

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Date: January 20, 2026 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

AMERISERV FINANCIAL, Inc._October 21, 2025 0000707605false00007076052025-10-212025-10-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 21, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2025 results through September 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On October 21, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable November 17, 2025 to shareholders of record on November 3, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 21, 2025, announcing third quarter and first nine months of 2025 earnings through September 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 21, 2025 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

AMERISERV FINANCIAL, Inc._July 22, 2025 0000707605false00007076052025-07-222025-07-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 22, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2025 results through June 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On July 22, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable August 18, 2025 to shareholders of record on August 4, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 22, 2025, announcing second quarter and first six months of 2025 earnings through June 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 22, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​