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as of 10-16-2026 10:08am EST

$4.60
+$0.14
+3.14%
Stocks Finance Major Banks Nasdaq

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.

Founded: 1983 Country:
United States
United States
Employees: N/A City: JOHNSTOWN
Market Cap: 78.4M IPO Year: 1994
Target Price: N/A AVG Volume (30 days): 11.9K
Analyst Decision: N/A Number of Analysts: N/A
Dividend Yield:
2.69%
Dividend Payout Frequency: quarterly
EPS: 0.27 EPS Growth: 61.90
52 Week Low/High: $2.96 - $5.38 Next Earning Date: 10-27-2026
Revenue: $14,634,000 Revenue Growth: -6.32%
Revenue Growth (this year): N/A Revenue Growth (next year): N/A
P/E Ratio: 16.52 Index: N/A
Free Cash Flow: N/A FCF Growth: -98.62%

Stock Insider Trading Activity of AmeriServ Financial Inc. (ASRV)

STOPKO JEFFREY A

President & CEO ASRV & Bank

Buy
ASRV Sep 11, 2026

Avg Cost/Share

$4.94

Shares

2,000

Total Value

$9,880.00

Owned After

171,379

SEC Form 4

FINUI DAVID A

EVP - ASRV Wealth & Cap. Mgmt.

Sell
ASRV Sep 4, 2026

Avg Cost/Share

$4.77

Shares

6,502

Total Value

$31,014.54

Owned After

2,250

SEC Form 4

FINUI DAVID A

EVP - ASRV Wealth & Cap. Mgmt.

Sell
ASRV Aug 31, 2026

Avg Cost/Share

$5.11

Shares

3,498

Total Value

$17,874.78

Owned After

2,250

SEC Form 4

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2026
Q2

Q2 2026 Earnings

8-K BUY

Jul 21, 2026 · 100% conf.

AI Prediction BUY

1D

+1.60%

$3.99

Act: +5.34%

5D

+4.71%

$4.12

Act: +13.74%

20D

+4.65%

$4.11

Price: $3.93 Prob +5D: 100% AUC: 1.000
0001104659-26-085285

SEC.gov | Request Rate Threshold Exceeded

U.S. Securities and Exchange Commission

You’ve Exceeded the SEC’s Traffic Limit

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Reference ID: 0.e618d017.1784722891.7422b12

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2026
Q1

Q1 2026 Earnings

8-K SELL

Apr 21, 2026 · 100% conf.

AI Prediction SELL

1D

-1.07%

$3.88

Act: +1.02%

5D

-5.51%

$3.70

Act: -3.32%

20D

-3.35%

$3.79

Act: -1.79%

Price: $3.92 Prob +5D: 0% AUC: 1.000
0001104659-26-045779

SEC.gov | Request Rate Threshold Exceeded

U.S. Securities and Exchange Commission

You’ve Exceeded the SEC’s Traffic Limit

Your request rate has exceeded the SEC’s maximum allowable requests per second. Your access to SEC.gov will be limited for 10 minutes.

Current guidelines limit each user to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests. To ensure that SEC.gov remains available to all users, we reserve the right to block IP addresses that submit excessive requests.

The block will be lifted automatically by waiting 10 minutes. Continuing to exceed the SEC’s maximum allowable request rate during the time-out period will extend the duration of the time-out period. To ensure fair access for all users, please reduce the rate of your requests and visit SEC.gov again after the 10 minute time-out period has passed.

For best practices on efficiently downloading information from SEC.gov, including the latest EDGAR filings, visit sec.gov/developer. You can also sign up for email updates on the SEC open data program, including best practices that make it more efficient to download data, and SEC.gov enhancements that may impact scripted downloading processes. For more information, contact opendata@sec.gov.

For more information, please see the SEC’s Web Site Privacy and Security Policy. Thank you for your interest in the U.S. Securities and Exchange Commission.

Reference ID: 0.ce06d217.1784472516.b6861fdb

More Information

Internet Security Policy

By using this site, you are agreeing to security monitoring and auditing. For security purposes, and to ensure that the public service remains available to users, this government computer system employs programs to monitor network traffic to identify unauthorized attempts to upload or change information or to otherwise cause damage, including attempts to deny service to users.

Unauthorized attempts to upload information and/or change information on any portion of this site are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act of 1996 (see Title 18 U.S.C. §§ 1001 and 1030).

To ensure our website performs well for all users, the SEC monitors the frequency of requests for SEC.gov content to ensure automated searches do not impact the ability of others to access SEC.gov content. We reserve the right to block IP addresses that submit excessive requests. Current guidelines limit users to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests.

If a user or application submits more than 10 requests per second, further requests from the IP address(es) may be limited for a brief period. Once the rate of requests has dropped below the threshold for 10 minutes, the user may resume accessing content on SEC.gov. This SEC practice is designed to limit excessive automated searches on SEC.gov and is not intended or expected to impact individuals browsing the SEC.gov website.

Note that this policy may change as the SEC manages SEC.gov to ensure that the website performs efficiently and remains available to all users.

Note: We do not offer technical support for developing or debugging scripted downloading processes.

2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 20, 2026 · 100% conf.

AI Prediction BUY

1D

+1.60%

$3.27

Act: +1.55%

5D

+5.09%

$3.38

Act: +0.93%

20D

+3.13%

$3.32

Act: +19.88%

Price: $3.22 Prob +5D: 100% AUC: 1.000
0001104659-26-004852

AMERISERV FINANCIAL, Inc._January 20, 2026 0000707605false00007076052026-01-202026-01-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 20, 2026 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class ​ ​ ​ Trading Symbol ​ ​ ​ Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year of 2025 results through December 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 20, 2026, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 17, 2026 to shareholders of record on February 2, 2026. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1 ​ ​ ​ Press release dated January 20, 2026, announcing fourth quarter and full year of 2025 earnings through December 31, 2025 and quarterly common stock cash dividend.

104 ​ ​ ​ Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 20, 2026 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q3

Q3 2025 Earnings

8-K

Oct 21, 2025

0001104659-25-101052

AMERISERV FINANCIAL, Inc._October 21, 2025 0000707605false00007076052025-10-212025-10-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 21, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2025 results through September 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On October 21, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable November 17, 2025 to shareholders of record on November 3, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 21, 2025, announcing third quarter and first nine months of 2025 earnings through September 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 21, 2025 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q2

Q2 2025 Earnings

8-K

Jul 22, 2025

0001558370-25-009361

AMERISERV FINANCIAL, Inc._July 22, 2025 0000707605false00007076052025-07-222025-07-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 22, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2025 results through June 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On July 22, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable August 18, 2025 to shareholders of record on August 4, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 22, 2025, announcing second quarter and first six months of 2025 earnings through June 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 22, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q1

Q1 2025 Earnings

8-K

Apr 22, 2025

0001558370-25-005118

AMERISERV FINANCIAL, Inc._April 22, 2025 0000707605false00007076052025-04-222025-04-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 22, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2025 results through March 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On April 22, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable May 19, 2025, to shareholders of record on May 5, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 22, 2025, announcing first quarter 2025 earnings through March 31, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 22, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q4

Q4 2024 Earnings

8-K

Jan 21, 2025

0001558370-25-000285

AMERISERV FINANCIAL, Inc._January 21, 2025 0000707605false00007076052025-01-212025-01-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 21, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2024 results through December 31, 2024. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 21, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 18, 2025, to shareholders of record on February 3, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 21, 2025, announcing fourth quarter and full year 2024 earnings through December 31, 2024 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 21, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q3

Q3 2024 Earnings

8-K

Oct 22, 2024

0001558370-24-013435

0000707605false00007076052024-10-222024-10-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 22, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2024 results through September 30, 2024. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On October 22, 2024, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable November 18, 2024 to shareholders of record on November 4, 2024. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 22, 2024, announcing third quarter and first nine months of 2024 earnings through September 30, 2024 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 22, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q2

Q2 2024 Earnings

8-K

Jul 16, 2024

0001558370-24-009828

0000707605false00007076052024-07-162024-07-16 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 16, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2024 results through June 30, 2024.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 16, 2024, announcing second quarter and first six months of 2024 earnings through June 30, 2024.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 16, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q1

Q1 2024 Earnings

8-K

Apr 16, 2024

0001558370-24-005154

0000707605false00007076052024-04-162024-04-16 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 16, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2024 results through March 31, 2024.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 16, 2024, announcing first quarter 2024 earnings through March 31, 2024.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 16, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q4

Q4 2023 Earnings

8-K

Jan 23, 2024

0001558370-24-000427

0000707605false00007076052024-01-232024-01-23 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 23, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2023 results through December 31, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 23, 2024, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 20, 2024 to shareholders of record on February 5, 2024. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 23, 2024, announcing fourth quarter and full year 2023 earnings through December 31, 2023 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 23, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q4

Q4 2023 Earnings

8-K

Jan 12, 2024

0001558370-24-000222

0000707605false00007076052024-01-122024-01-12 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 12, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of Operations and Financial Condition. ​ The information contained below in Item 7.01 regarding select preliminary financial results for the quarter ended December 31, 2023 is incorporated herein by reference. ​ The information in this Item 2.02 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as expressly set forth by specific reference in such filing. ​ Item 7.01 Regulation FD Disclosure. ​ AmeriServ Financial Inc. Announces an Earnings Improvement Program, Investment Portfolio Repositioning and Allowance for Credit Losses Strengthening ​ AmeriServ Financial, Inc. (“AmeriServ” or the “Company”) (NASDAQ: ASRV) today announced several important strategic actions to better position the Company to achieve increased earnings performance in 2024. These strategic actions include: ​ 1.an Earnings Improvement Program; 2.investment portfolio repositioning; and 3.further strengthening of the Company’s allowance for credit losses. ​ Earnings Improvement Program ​ The Earnings Improvement Program includes actions taken by the Company to either reduce non-interest expenses or enhance non-interest revenue. The non-interest expense reduction actions include: the consolidation of certain executive level positions in the wealth management business, the closure and consolidation of one branch office within the Johnstown market, a meaningful reduction in health care premium costs resulting from an extensive exploration of self-funding opportunities, and several position eliminations in mortgage banking, facilities and information technology. The non-interest revenue enhancements resulted from successful negotiations related to the renewal of an expiring contract with VISA. The Company expects the Earnings Improvement Program to generate approximately $1.5 million of additional pre-tax earnings in 2024. ​ Investment Portfolio Repositioning ​ In late December 2023, the Company sold $18 million of available for sale (AFS) investment securities which included both government agency obligations and municipal bonds. The Company recognized a $922,000 loss on these securities, which had an average yield of 3.1% and an effective duration of 3.3 years. AmeriServ used the proceeds from this sale to purchase new government agency mortgage-backed securities that have a yield of 5.2% and effective duration of 3.6 years. The Company expects to recover this loss in 3.7 years and generate additional net interest income from these transactions of approximately $325,000 in 2024. The fourth quarter loss realized on these sale transactions will have no impact on tangible capital or ta

2023
Q3

Q3 2023 Earnings

8-K

Oct 17, 2023

0001558370-23-016481

0000707605false00007076052023-10-172023-10-17 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 17, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2023 results through September 30, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 17, 2023, announcing third quarter and first nine months of 2023 earnings through September 30, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 17, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q2

Q2 2023 Earnings

8-K

Jul 18, 2023

0001558370-23-011946

0000707605false00007076052023-07-182023-07-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 18, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2023 results through June 30, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 18, 2023, announcing second quarter and first six months of 2023 earnings through June 30, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 18, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q1

Q1 2023 Earnings

8-K

Apr 18, 2023

0001558370-23-006119

0000707605false00007076052023-04-182023-04-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 18, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2023 results through March 31, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 18, 2023, announcing first quarter 2023 earnings through March 31, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 18, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q4

Q4 2022 Earnings

8-K

Jan 24, 2023

0001558370-23-000442

0000707605false00007076052023-01-242023-01-24 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 24, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2022 results through December 31, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 24, 2023, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 21, 2023 to shareholders of record on February 6, 2023. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 24, 2023, announcing fourth quarter and full year 2022 earnings through December 31, 2022 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 24, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q3

Q3 2022 Earnings

8-K

Oct 18, 2022

0001558370-22-015046

0000707605false00007076052022-10-182022-10-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 18, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2022 results through September 30, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 18, 2022, announcing third quarter and first nine months of 2022 earnings through September 30, 2022.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 18, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q2

Q2 2022 Earnings

8-K

Jul 19, 2022

0001558370-22-010816

0000707605false00007076052022-07-192022-07-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 19, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2022 results through June 30, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 19, 2022, announcing second quarter and first six months of 2022 earnings through June 30, 2022.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 19, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q1

Q1 2022 Earnings

8-K

Apr 19, 2022

0001558370-22-005573

0000707605false00007076052022-04-192022-04-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 19, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2022 results through March 31, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On April 19, 2022, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable May 23, 2022 to shareholders of record on May 9, 2022. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 19, 2022, announcing first quarter 2022 earnings through March 31, 2022 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 19, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2021
Q4

Q4 2021 Earnings

8-K

Jan 25, 2022

0001558370-22-000407

0000707605false00007076052022-01-252022-01-25 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 25, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

​

​

​

​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2021 results through December 31, 2021.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 25, 2022, the Registrant issued a press release announcing that its Board of Directors declared a $0.025 per share quarterly common stock cash dividend. The cash dividend is payable February 22, 2022 to shareholders of record on February 7, 2022. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 25, 2022, announcing fourth quarter and full year 2021 earnings through December 31, 2021 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​

​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 25, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

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