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AI Earnings Predictions for AmeriServ Financial Inc. (ASRV)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+1.60%

$3.27

100% positive prob.

5-Day Prediction

+5.09%

$3.38

100% positive prob.

20-Day Prediction

+3.13%

$3.32

95% positive prob.

Price at prediction: $3.22 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 20, 2026 · 100% conf.

AI Prediction BUY

1D

+1.60%

$3.27

Act: +1.55%

5D

+5.09%

$3.38

Act: +0.93%

20D

+3.13%

$3.32

Act: +19.88%

Price: $3.22 Prob +5D: 100% AUC: 1.000
0001104659-26-004852

AMERISERV FINANCIAL, Inc._January 20, 2026 0000707605false00007076052026-01-202026-01-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 20, 2026 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class ​ ​ ​ Trading Symbol ​ ​ ​ Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year of 2025 results through December 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 20, 2026, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 17, 2026 to shareholders of record on February 2, 2026. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1 ​ ​ ​ Press release dated January 20, 2026, announcing fourth quarter and full year of 2025 earnings through December 31, 2025 and quarterly common stock cash dividend.

104 ​ ​ ​ Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 20, 2026 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q3

Q3 2025 Earnings

8-K

Oct 21, 2025

0001104659-25-101052

AMERISERV FINANCIAL, Inc._October 21, 2025 0000707605false00007076052025-10-212025-10-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 21, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2025 results through September 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On October 21, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable November 17, 2025 to shareholders of record on November 3, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 21, 2025, announcing third quarter and first nine months of 2025 earnings through September 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 21, 2025 By /s/ Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q2

Q2 2025 Earnings

8-K

Jul 22, 2025

0001558370-25-009361

AMERISERV FINANCIAL, Inc._July 22, 2025 0000707605false00007076052025-07-222025-07-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 22, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2025 results through June 30, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On July 22, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable August 18, 2025 to shareholders of record on August 4, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 22, 2025, announcing second quarter and first six months of 2025 earnings through June 30, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 22, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2025
Q1

Q1 2025 Earnings

8-K

Apr 22, 2025

0001558370-25-005118

AMERISERV FINANCIAL, Inc._April 22, 2025 0000707605false00007076052025-04-222025-04-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 22, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2025 results through March 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On April 22, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable May 19, 2025, to shareholders of record on May 5, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 22, 2025, announcing first quarter 2025 earnings through March 31, 2025 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 22, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q4

Q4 2024 Earnings

8-K

Jan 21, 2025

0001558370-25-000285

AMERISERV FINANCIAL, Inc._January 21, 2025 0000707605false00007076052025-01-212025-01-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 21, 2025 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2024 results through December 31, 2024. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 21, 2025, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 18, 2025, to shareholders of record on February 3, 2025. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 21, 2025, announcing fourth quarter and full year 2024 earnings through December 31, 2024 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 21, 2025 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q3

Q3 2024 Earnings

8-K

Oct 22, 2024

0001558370-24-013435

0000707605false00007076052024-10-222024-10-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 22, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2024 results through September 30, 2024. For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On October 22, 2024, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable November 18, 2024 to shareholders of record on November 4, 2024. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 22, 2024, announcing third quarter and first nine months of 2024 earnings through September 30, 2024 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 22, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q2

Q2 2024 Earnings

8-K

Jul 16, 2024

0001558370-24-009828

0000707605false00007076052024-07-162024-07-16 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 16, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2024 results through June 30, 2024.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 16, 2024, announcing second quarter and first six months of 2024 earnings through June 30, 2024.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 16, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2024
Q1

Q1 2024 Earnings

8-K

Apr 16, 2024

0001558370-24-005154

0000707605false00007076052024-04-162024-04-16 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 16, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2024 results through March 31, 2024.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 16, 2024, announcing first quarter 2024 earnings through March 31, 2024.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 16, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q4

Q4 2023 Earnings

8-K

Jan 23, 2024

0001558370-24-000427

0000707605false00007076052024-01-232024-01-23 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 23, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2023 results through December 31, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 23, 2024, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 20, 2024 to shareholders of record on February 5, 2024. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 23, 2024, announcing fourth quarter and full year 2023 earnings through December 31, 2023 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 23, 2024 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q4

Q4 2023 Earnings

8-K

Jan 12, 2024

0001558370-24-000222

0000707605false00007076052024-01-122024-01-12 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 12, 2024 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of Operations and Financial Condition. ​ The information contained below in Item 7.01 regarding select preliminary financial results for the quarter ended December 31, 2023 is incorporated herein by reference. ​ The information in this Item 2.02 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as expressly set forth by specific reference in such filing. ​ Item 7.01 Regulation FD Disclosure. ​ AmeriServ Financial Inc. Announces an Earnings Improvement Program, Investment Portfolio Repositioning and Allowance for Credit Losses Strengthening ​ AmeriServ Financial, Inc. (“AmeriServ” or the “Company”) (NASDAQ: ASRV) today announced several important strategic actions to better position the Company to achieve increased earnings performance in 2024. These strategic actions include: ​ 1.an Earnings Improvement Program; 2.investment portfolio repositioning; and 3.further strengthening of the Company’s allowance for credit losses. ​ Earnings Improvement Program ​ The Earnings Improvement Program includes actions taken by the Company to either reduce non-interest expenses or enhance non-interest revenue. The non-interest expense reduction actions include: the consolidation of certain executive level positions in the wealth management business, the closure and consolidation of one branch office within the Johnstown market, a meaningful reduction in health care premium costs resulting from an extensive exploration of self-funding opportunities, and several position eliminations in mortgage banking, facilities and information technology. The non-interest revenue enhancements resulted from successful negotiations related to the renewal of an expiring contract with VISA. The Company expects the Earnings Improvement Program to generate approximately $1.5 million of additional pre-tax earnings in 2024. ​ Investment Portfolio Repositioning ​ In late December 2023, the Company sold $18 million of available for sale (AFS) investment securities which included both government agency obligations and municipal bonds. The Company recognized a $922,000 loss on these securities, which had an average yield of 3.1% and an effective duration of 3.3 years. AmeriServ used the proceeds from this sale to purchase new government agency mortgage-backed securities that have a yield of 5.2% and effective duration of 3.6 years. The Company expects to recover this loss in 3.7 years and generate additional net interest income from these transactions of approximately $325,000 in 2024. The fourth quarter loss realized on these sale transactions will have no impact on tangible capital or ta

2023
Q3

Q3 2023 Earnings

8-K

Oct 17, 2023

0001558370-23-016481

0000707605false00007076052023-10-172023-10-17 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 17, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2023 results through September 30, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 17, 2023, announcing third quarter and first nine months of 2023 earnings through September 30, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 17, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q2

Q2 2023 Earnings

8-K

Jul 18, 2023

0001558370-23-011946

0000707605false00007076052023-07-182023-07-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 18, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2023 results through June 30, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 18, 2023, announcing second quarter and first six months of 2023 earnings through June 30, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 18, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2023
Q1

Q1 2023 Earnings

8-K

Apr 18, 2023

0001558370-23-006119

0000707605false00007076052023-04-182023-04-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 18, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2023 results through March 31, 2023.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 18, 2023, announcing first quarter 2023 earnings through March 31, 2023.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 18, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q4

Q4 2022 Earnings

8-K

Jan 24, 2023

0001558370-23-000442

0000707605false00007076052023-01-242023-01-24 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 24, 2023 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2022 results through December 31, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 24, 2023, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 21, 2023 to shareholders of record on February 6, 2023. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 24, 2023, announcing fourth quarter and full year 2022 earnings through December 31, 2022 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 24, 2023 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q3

Q3 2022 Earnings

8-K

Oct 18, 2022

0001558370-22-015046

0000707605false00007076052022-10-182022-10-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 18, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2022 results through September 30, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 18, 2022, announcing third quarter and first nine months of 2022 earnings through September 30, 2022.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 18, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q2

Q2 2022 Earnings

8-K

Jul 19, 2022

0001558370-22-010816

0000707605false00007076052022-07-192022-07-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 19, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2022 results through June 30, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 19, 2022, announcing second quarter and first six months of 2022 earnings through June 30, 2022.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 19, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2022
Q1

Q1 2022 Earnings

8-K

Apr 19, 2022

0001558370-22-005573

0000707605false00007076052022-04-192022-04-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 19, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced first quarter 2022 results through March 31, 2022.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On April 19, 2022, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable May 23, 2022 to shareholders of record on May 9, 2022. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated April 19, 2022, announcing first quarter 2022 earnings through March 31, 2022 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: April 19, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2021
Q4

Q4 2021 Earnings

8-K

Jan 25, 2022

0001558370-22-000407

0000707605false00007076052022-01-252022-01-25 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 25, 2022 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year 2021 results through December 31, 2021.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On January 25, 2022, the Registrant issued a press release announcing that its Board of Directors declared a $0.025 per share quarterly common stock cash dividend. The cash dividend is payable February 22, 2022 to shareholders of record on February 7, 2022. The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated January 25, 2022, announcing fourth quarter and full year 2021 earnings through December 31, 2021 and quarterly common stock cash dividend.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: January 25, 2022 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2021
Q3

Q3 2021 Earnings

8-K

Oct 19, 2021

0001558370-21-013272

0000707605false00007076052021-10-192021-10-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 19, 2021 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ ​ ​

Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced third quarter and first nine months of 2021 results through September 30, 2021.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated October 19, 2021, announcing third quarter and first nine months of 2021 earnings through September 30, 2021.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: October 19, 2021 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

​ ​ ​

2021
Q2

Q2 2021 Earnings

8-K

Jul 20, 2021

0000707605-21-000061

8-K 1 asrv-20210720x8k.htm 8-K

​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ Form 8-K ​ Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 20, 2021 ​ AMERISERV FINANCIAL, Inc. (exact name of registrant as specified in its charter) ​ Pennsylvania ​ 0-11204 ​ 25-1424278

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Identification No.)

​ Main and Franklin Streets, Johnstown, PA 15901

(address of principal executive offices) (Zip Code)

​ Registrant's telephone number, including area code: 814-533-5300 ​ N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ Title Of Each Class

Trading Symbol

Name of Each Exchange On Which Registered

Common Stock ​

ASRV

​ The NASDAQ Stock Market LLC

8.45% Beneficial Unsecured Securities, Series A (AmeriServ Financial Capital Trust I) ​

ASRVP

​ The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

Form 8-K ​ Item 2.02 Results of operation and financial condition. ​ AMERISERV FINANCIAL, Inc. (the "Registrant") announced second quarter and first six months of 2021 results through June 30, 2021.  For a more detailed description of the announcement see the press release attached as Exhibit 99.1. ​ Item 8.01 Other events. ​ On July 20, 2021, the Registrant issued a press release announcing that its Board of Directors declared a $0.025 per share quarterly common stock cash dividend.  The cash dividend is payable August 16, 2021 to shareholders of record on August 2, 2021.  The press release, attached hereto as Exhibit 99.1, is incorporated herein. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits: ​ 99.1

Press release dated July 20, 2021, announcing second quarter and first six months of 2021 earnings through June 30, 2021 and quarterly common stock cash dividend.

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ AMERISERV FINANCIAL, Inc.

​ ​ ​

Date: July 20, 2021 By /s/Michael D. Lynch

​ ​ Michael D. Lynch

​ ​

EVP & CFO

About AmeriServ Financial Inc. (ASRV) Earnings

This page provides AmeriServ Financial Inc. (ASRV) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on ASRV's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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