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EX-99.1

2 exhibit991earningsrelease0.htm

EX-99.1

Document

WSFS Bank CenterWSFS Bank Place 1

500 Delaware Avenue1818 Market Street

Wilmington, DE 19801Philadelphia, PA 19103

EXHIBIT 99.1

FOR IMMEDIATE RELEASEInvestor Relations Contact: Andrew Basile

(302) 504-9857; abasile@wsfsbank.com

April 23, 2026Media Contact: Connor Peoples

(215) 864-5645; cpeoples@wsfsbank.com

WSFS REPORTS 1Q 2026 EPS OF $1.64 AND ROA OF 1.61%

STRONG YEAR OVER YEAR DEPOSIT AND FEE GROWTH

BOARD APPROVED 18% DIVIDEND INCREASE, NEW 15% BUYBACK AUTHORIZATION

Wilmington, DE — WSFS Financial Corporation (Nasdaq: WSFS), the parent company of WSFS Bank, today announced its financial results for the first quarter of 2026.

Selected financial results and metrics are as follows:

(Dollars in millions, except per share data)1Q 20264Q 20251Q 2025

Net interest income$185.1 $187.4 $175.2

Fee revenue90.1 84.5 80.9

Total net revenue275.3 271.9 256.1

(Recovery of) provision for credit losses(2.0)12.7 17.4

Noninterest expense162.8 162.0 151.8

Net income attributable to WSFS 86.8 72.7 65.9

Pre-provision net revenue (PPNR)(1)

112.5 109.9 104.3

Earnings per share (EPS) (diluted)1.64 1.34 1.12

Return on average assets (ROA) (a)1.61 %1.33 %1.29 %

Return on average equity (ROE) (a)12.7 10.5 10.1

Fee revenue as % of total net revenue32.7 31.0 31.5

Efficiency ratio59.0 59.5 59.2 See “Notes”

GAAP results for the periods shown include items that are excluded from core results. Below is a summary of the financial effects of these items. In 1Q 2026, these items include restructuring expenses related to a loss on a property sale and a write-down of held-for-sale real estate. For additional detail, refer to the Non-GAAP Reconciliation in the back of this earnings release.

1Q 20264Q 20251Q 2025

(Dollars in millions, except per share data)Total (pre-tax)Per share (pre-tax)Total (pre-tax)Per share (pre-tax)Total (pre-tax)Per share (pre-tax)

Fee revenue$— $— $(5.6)$(0.10)$— $—

Noninterest expense2.9 0.05 1.1 0.02 0.3 0.01

Income tax impacts(0.6)(0.01)(1.6)(0.03)(0.1)—

(1) As used in this press release, PPNR is a non-GAAP financial measure that adjusts net income determined in accordance with GAAP to exclude the impacts of (i) income tax provision and (ii) (recovery of) provision for credit losses. For a reconciliation of this and other non-GAAP financial measures to their most directly comparable GAAP measures, see "Non-GAAP Reconciliation" at the end of the press release.

WSFS Bank CenterWSFS Bank Place 2

500 Delaware Avenue1818 Market Street

Wilmington, DE 19801Philadelphia, PA 19103

CEO Commentary and Highlights

Rodger Levenson, Chairman, CEO and President, said, "WSFS performed very well in the first quarter as reflected by a 49% year-over-year increase in core EPS(2). Our results included robust deposit growth, solid C&I loan fundings, and strong performance in our Wealth and Trust segment, which delivered double-digit year-over-year fee revenue growth. Additionally, we continued to execute our capital return framework through dividends and share repurchases. We look forward to building on this momentum as we optimize ongoing franchise investments and grow market share across our diversified businesses."

Overall highlights included:

•Core EPS of $1.68 increased 17% and core ROA(2) of 1.65% increased 23bps compared to 4Q 2025.

◦Excluding a previously disclosed $15.7 million loan recovery, core EPS(2) was $1.45 and core ROA(2) was 1.43%.

•Wealth and Trust continued to deliver double-digit fee growth, increasing 25% year-over-year.

◦WSFS Institutional Services® increased 46% and The Bryn Mawr Trust Company of Delaware (BMT of DE) increased 27%.

•Client deposits grew 5% quarter-over-quarter with strong noninterest demand growth of 14% primarily driven by Trust and Commercial.

•C&I loans grew 2% quarter-over-quarter driven by strong fundings.

•The Board approved an 18% increase in the quarterly cash dividend to $0.20 per share, along with an additional share repurchase authorization of 15% of our outstanding shares as of March 31, 2026.

•Repurchased $85.0 million of common stock (2.5% of outstanding shares(3)) and paid quarterly dividends of $9.0 million, for a total capital return of $94.0 million.

(2) As used in this press release, core EPS, core ROA, core EPS excluding loan recovery, and core ROA excluding loan recovery are non-GAAP financial measures. These non-GAAP financial measures exclude certain pre-tax adjustments and the tax impact of such adjustments. For a reconciliation of non-GAAP financial measures to their most directly comparable GAAP measures, see "Non-GAAP Reconciliation" at the end of the press release.

(3) 1Q 2026 repurchases represent 2.5% of outstanding shares as of December 31, 2025.

WSFS Bank CenterWSFS Bank Place 3

500 Delaware Avenue1818 Market Street

Wilmington, DE 19801Philadelphia, PA 19103

First Quarter 2026 Discussion of Financial Results

Balance Sheet

The following table summarizes lo

wsfs-20260126false000082894400008289442026-01-262026-01-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

January 26, 2026 Date of Report (Date of Earliest Event Reported) WSFS Financial Corporation (Exact Name of Registrant as Specified in its Charter)

Delaware001-3563822-2866913 (State or Other Jurisdiction of incorporation)(SEC Commission File Number)(IRS Employer Identification Number)

500 Delaware Ave, Wilmington, Delaware, 19801 (Address of Principal Executive Offices) (Zip Code) Registrant’s Telephone Number, including Area Code: (302) 792-6000 Not Applicable (Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, par value $0.01 per shareWSFSNasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 40.12b-2). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operation and Financial Condition

On January 26, 2026, WSFS Financial Corporation (the “Registrant”) issued a press release to report earnings for the quarter ended December 31, 2025. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1.

This information (including Exhibit 99.1) is being furnished under Item 2.02 hereof and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 7.01 Regulation FD Disclosures

The attached presentation contains information that the members of the Registrant's management will use during visits with investors, analysts, and other interested parties to assist their understanding of the Registrant from time to time throughout the first quarter of 2026. Other presentations and related materials will be made available as they are presented during the year. A copy of the earnings release supplement is furnished with this Form 8-K as Exhibit 99.2.

This information (including Exhibit 99.2) is being furnished under Item 7.01 hereof and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference into any filing under the Securities Act, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Other Exhibits (d) Exhibits. 99.1 Press Release, dated January 26, 2026 99.2 4Q 2025 Earnings Release Supplement, dated January 26, 2026

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized.

WSFS FINANCIAL CORPORATION

Date:January 26, 2026By: /s/ David Burg David Burg Executive Vice President, Chief Financial Officer