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as of 03-09-2026 12:56pm EST
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the Community Banking segment.
| Founded: | 1921 | Country: | United States |
| Employees: | N/A | City: | WAUWATOSA |
| Market Cap: | 312.7M | IPO Year: | 2013 |
| Target Price: | N/A | AVG Volume (30 days): | 35.9K |
| Analyst Decision: | N/A | Number of Analysts: | N/A |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 1.48 | EPS Growth: | 46.53 |
| 52 Week Low/High: | $11.61 - $18.88 | Next Earning Date: | 04-29-2026 |
| Revenue: | N/A | Revenue Growth: | N/A |
| Revenue Growth (this year): | N/A | Revenue Growth (next year): | N/A |
| P/E Ratio: | 11.80 | Index: | N/A |
| Free Cash Flow: | 23.0M | FCF Growth: | -50.99% |
Stock Insider Trading Activity of Waterstone Financial Inc. (MD) (WSBF)
Director
Avg Cost/Share
$18.11
Shares
2,880
Total Value
$52,156.80
Owned After
556,773
SEC Form 4
Director
Avg Cost/Share
$18.27
Shares
6,765
Total Value
$123,562.73
Owned After
556,773
SEC Form 4
Director
Avg Cost/Share
$18.25
Shares
18,716
Total Value
$341,567.00
Owned After
556,773
SEC Form 4
Director
Avg Cost/Share
$18.55
Shares
15,000
Total Value
$278,265.00
Owned After
556,773
SEC Form 4
Director
Avg Cost/Share
$18.64
Shares
19,255
Total Value
$358,913.20
Owned After
0
SEC Form 4
Director
Avg Cost/Share
$18.53
Shares
30,000
Total Value
$555,900.00
Owned After
0
SEC Form 4
EVP/Chief Retail Officer
Avg Cost/Share
$18.43
Shares
20,929
Total Value
$380,773.62
Owned After
10,000
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Gordon Douglas S | WSBF | Director | Feb 18, 2026 | Sell | $18.11 | 2,880 | $52,156.80 | 556,773 | |
| Gordon Douglas S | WSBF | Director | Feb 6, 2026 | Sell | $18.27 | 6,765 | $123,562.73 | 556,773 | |
| Gordon Douglas S | WSBF | Director | Feb 5, 2026 | Sell | $18.25 | 18,716 | $341,567.00 | 556,773 | |
| Gordon Douglas S | WSBF | Director | Feb 4, 2026 | Sell | $18.55 | 15,000 | $278,265.00 | 556,773 | |
| Lawton Patrick S | WSBF | Director | Feb 4, 2026 | Sell | $18.64 | 19,255 | $358,913.20 | 0 | |
| Lawton Patrick S | WSBF | Director | Feb 3, 2026 | Sell | $18.53 | 30,000 | $555,900.00 | 0 | |
| Glynn Julie Ann | WSBF | EVP/Chief Retail Officer | Feb 2, 2026 | Sell | $18.43 | 20,929 | $380,773.62 | 10,000 |
Earnings Transcripts
SEC 8-K filings with transcript text
2025 Q4 Q4 2025 Earnings
8-K BUY Jan 28, 2026 · 100% conf.
Q4 2025 Earnings
8-K BUYJan 28, 2026 · 100% conf.
1D
+3.10%
$17.56
5D
+3.97%
$17.71
20D
+6.06%
$18.06
wsbf20251118_8k.htm
false 0001569994
0001569994
2026-01-28 2026-01-28
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): January 28, 2026
Waterstone Financial, Inc.
(Exact name of registrant as specified in its charter)
Maryland 001-36271 90-1026709
(State or other jurisdiction of
incorporation)
(Commission File
Number)
(I.R.S. Employer Identification No.)
11200 W Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
414-761-1000
Registrant’s telephone number, including area code:
Not Applicable
Former name or former address, if changed since last report
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol
Name of each exchange on which registered
Common Stock, $0.01 Par Value
WSBF
The NASDAQ Stock Market, LLC
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.
☐
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 2.02 Results of Operations and Financial Condition.
On January 28, 2026, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2025. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued January 28, 2026.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Waterstone Financial, Inc.
Date: January 28, 2026
/s/ Mark R. Gerke
Name: Mark R. Gerke
Title: Chief Financial Officer
EXHIBIT INDEX
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued January 28, 2026.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
2025 Q3 Q3 2025 Earnings
8-K Oct 23, 2025
Q3 2025 Earnings
8-KOct 23, 2025
wsbf20250819_8k.htm
false 0001569994
0001569994
2025-10-23 2025-10-23
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): October 23, 2025
Waterstone Financial, Inc.
(Exact name of registrant as specified in its charter)
Maryland 001-36271 90-1026709
(State or other jurisdiction of
incorporation)
(Commission File
Number)
(I.R.S. Employer Identification No.)
11200 W Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
414-761-1000
Registrant’s telephone number, including area code:
Not Applicable
Former name or former address, if changed since last report
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol
Name of each exchange on which registered
Common Stock, $0.01 Par Value
WSBF
The NASDAQ Stock Market, LLC
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.
☐
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 2.02 Results of Operations and Financial Condition.
On October 23, 2025, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended September 30, 2025. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued October 23, 2025.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Waterstone Financial, Inc.
Date: October 23, 2025
/s/ Mark R. Gerke
Name: Mark R. Gerke
Title: Chief Financial Officer
EXHIBIT INDEX
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued October 23, 2025.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
2025 Q2 Q2 2025 Earnings
8-K Jul 22, 2025
Q2 2025 Earnings
8-KJul 22, 2025
wsbf20250528_8k.htm
false 0001569994
0001569994
2025-07-22 2025-07-22
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): July 22, 2025
Waterstone Financial, Inc.
(Exact name of registrant as specified in its charter)
Maryland 001-36271 90-1026709
(State or other jurisdiction of
incorporation)
(Commission File
Number)
(I.R.S. Employer Identification No.)
11200 W Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
414-761-1000
Registrant’s telephone number, including area code:
Not Applicable
Former name or former address, if changed since last report
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol
Name of each exchange on which registered
Common Stock, $0.01 Par Value
WSBF
The NASDAQ Stock Market, LLC
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.
☐
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 2.02 Results of Operations and Financial Condition.
On July 22, 2025, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended June 30, 2025. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Waterstone Financial, Inc.
Date: July 22, 2025
/s/ Mark R. Gerke
Name: Mark R. Gerke
Title: Chief Financial Officer
EXHIBIT INDEX
Exhibit No. Description
99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
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The information presented on this page, "WSBF Waterstone Financial Inc. (MD) - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.