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United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which includes accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. It serves customers in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County West Virginia.

Founded: 1902 Country:
United States
United States
Employees: N/A City: MARTINS FERRY
Market Cap: 82.9M IPO Year: 1995
Target Price: N/A AVG Volume (30 days): 4.4K
Analyst Decision: N/A Number of Analysts: N/A
Dividend Yield:
6.17%
Dividend Payout Frequency: quarterly
EPS: 0.99 EPS Growth: N/A
52 Week Low/High: $12.44 - $15.89 Next Earning Date: 05-05-2026
Revenue: N/A Revenue Growth: N/A
Revenue Growth (this year): -11.48% Revenue Growth (next year): 5.58%
P/E Ratio: 15.15 Index: N/A
Free Cash Flow: -1247000.0 FCF Growth: N/A

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Feb 3, 2026 · 100% conf.

AI Prediction BUY

1D

+1.96%

$14.47

Act: +0.42%

5D

+3.84%

$14.73

Act: +0.78%

20D

+5.71%

$15.00

Act: +7.16%

Price: $14.19 Prob +5D: 100% AUC: 1.000
0001104659-26-009730

false 0000731653

0000731653

2026-02-03 2026-02-03

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 3, 2026

UNITED BANCORP, INC.

(Exact name of registrant as specified in its charter)

Ohio 0-16540 34-1405357

(State or other jurisdiction (Commission

(IRS

Employer

of incorporation) File Number) Identification No.)

201 South 4th Street, Martins Ferry, Ohio 43935-0010

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (740) 633-0445

(Former name or former address, if changed since last report.)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, Par Value $1.00

UBCP

NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02. Results of Operations and Financial Condition.

On February 3, 2026, United Bancorp, Inc. issued a press release announcing its results of operations and financial condition for and as of, respectively, the fiscal periods ended December 31, 2025, unaudited. The press release is furnished as Exhibit No. 99.

Item 9.01.Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished herewith:

Exhibit

Number Exhibit Description

99 Registrant’s press release, dated February 3, 2026

104 Cover Page Interactive Data File (formatted as Inline XBRL).

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 3, 2026 United Bancorp, Inc.

/s/ Randall M. Greenwood

Randall M. Greenwood

Senior Vice President and Chief Financial Officer

2025
Q3

Q3 2025 Earnings

8-K

Nov 7, 2025

0001104659-25-108221

false 0000731653

0000731653

2025-11-06 2025-11-06

iso4217:USD

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 6, 2025

UNITED BANCORP, INC.

(Exact name of registrant as specified in its charter)

Ohio 0-16540 34-1405357

(State or other jurisdiction (Commission

(IRS

Employer

of incorporation) File Number) Identification No.)

201 South 4th Street, Martins Ferry, Ohio 43935-0010

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (740) 633-0445

(Former name or former address, if changed since last report.)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, Par Value $1.00

UBCP

NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02.Results of Operations and Financial Condition.

On November 6, 2025, United Bancorp, Inc. issued a press release announcing its results of operations and financial condition for and as of the three and nine month periods ended September 30, 2025, unaudited. The press release is furnished as Exhibit No. 99 hereto.

Item 9.01.Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished herewith:

Exhibit

Number Exhibit Description

99 Press release, dated November 6, 2025, announcing Registrant’s unaudited results of operations and financial condition for and as of the three and nine month periods ended September 30, 2025.

104Cover Page Interactive Data File (formatted as Inline XBRL).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 6, 2025 United Bancorp, Inc.

/s/ Randall M. Greenwood

Randall M. Greenwood

Senior Vice President and Chief Financial Officer

2025
Q2

Q2 2025 Earnings

8-K

Aug 1, 2025

0001104659-25-073032

false 0000731653

0000731653

2025-07-31 2025-07-31

iso4217:USD

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 31, 2025

UNITED BANCORP, INC.

(Exact name of registrant as specified in its charter)

Ohio 0-16540 34-1405357

(State or other jurisdiction (Commission

(IRS

Employer

of incorporation) File Number) Identification No.)

201 South 4th Street, Martins Ferry, Ohio 43935-0010

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (740) 633-0445

(Former name or former address, if changed since last report.)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, Par Value $1.00

UBCP

NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02.Results of Operations and Financial Condition.

On July 31, 2025, United Bancorp, Inc. issued a press release announcing its results of operations and financial condition for and as of the three and six month periods ended June 30, 2025, unaudited. The press release is furnished as Exhibit No. 99 hereto.

Item 9.01.Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished herewith:

Exhibit

Number Exhibit Description

99 Press release, dated July 31, 2025, announcing Registrant’s unaudited results of operations and financial condition for and as of the three and six month periods ended June 30, 2025.

104 Cover Page Interactive Data File (formatted as Inline XBRL).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: July 31, 2025 United Bancorp, Inc.

/s/ Randall M. Greenwood

Randall M. Greenwood

Senior Vice President and

Chief Financial Officer

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