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AI Earnings Predictions for STARWOOD PROPERTY TRUST INC. Starwood Property Trust Inc. (STWD)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-1.41%

$17.47

0% positive prob.

5-Day Prediction

-2.17%

$17.34

0% positive prob.

20-Day Prediction

-0.71%

$17.59

0% positive prob.

Price at prediction: $17.72 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K SELL

Feb 25, 2026 · 100% conf.

AI Prediction SELL

1D

-1.41%

$17.47

Act: +2.14%

5D

-2.17%

$17.34

Act: +2.14%

20D

-0.71%

$17.59

Price: $17.72 Prob +5D: 0% AUC: 1.000
0001465128-26-000008

stwd-202602250001465128FALSE00014651282026-02-252026-02-25

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 25, 2026

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland 001-34436 27-0247747

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

2340 Collins Avenue, Suite 700 Miami Beach, FL

33139

(Address of principal

(Zip Code)

executive offices)

Registrant’s telephone number, including area code: (305) 695-5500

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock, $0.01 par value per share

STWD

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 25, 2026, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1 Press Release, dated February 25, 2026

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1 Press Release, dated February 25, 2026

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 25, 2026

STARWOOD PROPERTY TRUST, INC.

By: /s/ RINA PANIRY

Name: Rina Paniry

Title: Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2025
Q3

Q3 2025 Earnings

8-K

Nov 10, 2025

0001465128-25-000017

stwd-202511100001465128FALSE00014651282025-11-102025-11-10

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 10, 2025

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

2340 Collins Avenue, Suite 700 Miami Beach, FL 33139 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (305) 695-5500

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 10, 2025, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated November 10, 2025

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated November 10, 2025

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 10, 2025

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2025
Q2

Q2 2025 Earnings

8-K

Aug 7, 2025

0001465128-25-000008

stwd-202508070001465128FALSE00014651282025-08-072025-08-07

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 7, 2025

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

2340 Collins Avenue, Suite 700 Miami Beach, FL 33139 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (305) 695-5500

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 7, 2025, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated August 7, 2025

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated August 7, 2025

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 7, 2025

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2025
Q2

Q2 2025 Earnings

8-K

Jul 16, 2025

0001104659-25-068371

false 0001465128

0001465128

2025-07-16 2025-07-16

iso4217:USD

xbrli:shares

iso4217:USD

xbrli:shares

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 16, 2025

Starwood Property Trust, Inc.

(Exact name of registrant as specified in its charter)

Maryland

(State or other jurisdiction of

incorporation)

001-34436

(Commission File Number)

27-0247747

(IRS Employer Identification No.)

2340 Collins Avenue, Suite 700

Miami Beach, FL

33139

(Address of principal

(Zip Code)

executive offices)

Registrant's telephone number, including area code: (305) 695-5500

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which

registered

Common stock, $0.01 par value per share

STWD

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 1.01.Entry into a Material Definitive Agreement.

On July 16, 2025, Starwood Property Trust, Inc., a Maryland corporation (the “Company”), entered into a definitive agreement (the “Agreement”) to acquire all of the equity interests of Fundamental Income Properties, LLC (“Fundamental Income Properties”) for a purchase price of approximately $2.2 billion, inclusive of indebtedness. Fundamental Income Properties is a fully integrated net lease real estate operating platform and owned portfolio, which is currently majority owned by Brookfield Asset Management. Fundamental Income Properties’ 28-person team, which will be employed by the Company, possesses capabilities across originations, credit and real estate underwriting, portfolio management and capital markets, and the company executes its acquisitions through relationships with middle market companies and private equity sponsors across a variety of industries. Its portfolio consists of 467 properties, spanning 12 million square feet across 44 states, 56 industries and 92 tenants.

In connection with the acquisition, the Company will assume Fundamental Income Properties’ existing financing facilities totaling $1.3 billion, including $0.9 billion of asset-backed security debt. The Company expects to fund the remainder of the purchase price with a combination of cash on hand and debt and equity capital. The acquisition is expected to close on or about July 23, 2025. Completion of the acquisition is subject to the satisfaction of customary closing conditions, and there can be no assurance that the acquisition will close on the terms anticipated or at all.

Item 2.02.Results of Operations and Financial Condition.

Preliminary Unaudited Results for the Three Months Ended June 30, 2025

On a preliminary basis, for the three months ended June 30, 2025, the Company expects earnings per diluted share in accordance with generally accepted accounting principles in the United States of America (“GAAP”) to be in the range of $0.36 to $0.38, with Distributable Earnings per diluted share (a non-GAAP financial measure) in the range of $0.42 to $0.44. These results include $44 million, or $0.13 per share, of realized losses related to the sale of the Company’s foreclosed Houston, Texas office building. See below for an important discussion regarding Distributable Earnings, including a reconciliation of estimated GAAP earnings to estimated Distributable Earnings per diluted share.

The Company estimates its book value as of June 30, 2025 was approximately $6.42 billion, or $18.78 to $18.80 per share. Book value and book value per share as of March 31, 2025 were $6.41 billion and $18.87, respectively. The Company estimates its undepreciated book value per share was approximately $19.64 to $19.66 as of June 30, 2025, compared to $19.76 as of March 31, 2025.

During the quarter ended June 30, 2025,

2025
Q1

Q1 2025 Earnings

8-K

May 9, 2025

0001628280-25-024046

stwd-202505090001465128FALSE00014651282025-05-092025-05-09

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 9, 2025

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

2340 Collins Avenue, Suite 700 Miami Beach, FL 33139 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (305) 695-5500

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On May 9, 2025, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated May 9, 2025

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated May 9, 2025

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 9, 2025

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2024
Q4

Q4 2024 Earnings

8-K

Feb 27, 2025

0001628280-25-008419

stwd-202502270001465128FALSE00014651282025-02-272025-02-270001465128dei:FormerAddressMember2025-02-272025-02-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 27, 2025

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

2340 Collins Avenue, Suite 700 Miami Beach, FL 33139

(Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (305) 695-5500

591 West Putnam Avenue Greenwich, CT 06830 (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 27, 2025, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated February 27, 2025

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated February 27, 2025

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 27, 2025

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2024
Q3

Q3 2024 Earnings

8-K

Nov 6, 2024

0001628280-24-045444

stwd-202411060001465128FALSE00014651282024-11-062024-11-06

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 6, 2024

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 6, 2024, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated November 6, 2024

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated November 6, 2024

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 6, 2024

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2024
Q2

Q2 2024 Earnings

8-K

Aug 6, 2024

0001628280-24-034947

stwd-202408060001465128FALSE00014651282024-08-062024-08-06

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 6, 2024

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 6, 2024, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated August 6, 2024

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated August 6, 2024

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 6, 2024

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2024
Q1

Q1 2024 Earnings

8-K

May 8, 2024

0001628280-24-021355

stwd-202405080001465128FALSE00014651282024-05-082024-05-08

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 8, 2024

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On May 8, 2024, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated May 8, 2024

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated May 8, 2024

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 8, 2024

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2023
Q4

Q4 2023 Earnings

8-K

Feb 22, 2024

0001628280-24-006126

stwd-202402220001465128FALSE00014651282024-02-222024-02-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 22, 2024

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 22, 2024, Starwood Property Trust, Inc. issued a press release announcing its financial results for the year ended December 31, 2023. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated February 22, 2024

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated February 22, 2024

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 22, 2024

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2023
Q3

Q3 2023 Earnings

8-K

Nov 8, 2023

0001628280-23-037541

stwd-202311080001465128FALSE00014651282023-08-032023-08-03

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 8, 2023

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 8, 2023, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2023. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated November 8, 2023

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated November 8, 2023

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 8, 2023

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2023
Q2

Q2 2023 Earnings

8-K

Aug 3, 2023

0001628280-23-026975

stwd-202308030001465128FALSE00014651282023-08-032023-08-03

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 3, 2023

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 3, 2023, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2023. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated August 3, 2023

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated August 3, 2023

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 3, 2023

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2023
Q1

Q1 2023 Earnings

8-K

May 4, 2023

0001628280-23-015419

stwd-202305040001465128FALSE00014651282022-11-092022-11-09

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 4, 2023

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On May 4, 2023, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2023. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated May 4, 2023

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated May 4, 2023

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 4, 2023

STARWOOD PROPERTY TRUST, INC.

By:/s/ RINA PANIRY

Name:Rina Paniry Title:Chief Financial Officer, Treasurer, Chief Accounting Officer and Principal Financial Officer

4

2022
Q4

Q4 2022 Earnings

8-K

Mar 1, 2023

0001628280-23-005725

stwd-202303010001465128FALSE00014651282022-03-012022-03-01

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 1, 2023

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On March 1, 2023, Starwood Property Trust, Inc. issued a press release announcing its financial results for the year ended December 31, 2022. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated March 1, 2023

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated March 1, 2023

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: March 1, 2023

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

2022
Q3

Q3 2022 Earnings

8-K

Nov 9, 2022

0001628280-22-029055

stwd-202211090001465128FALSE00014651282022-11-092022-11-09

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 9, 2022

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 9, 2022, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2022. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated November 9, 2022

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated November 9, 2022

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 9, 2022

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

2022
Q3

Q3 2022 Earnings

8-K

Nov 1, 2022

0001104659-22-113192

0001465128 false

0001465128

2022-11-01 2022-11-01

iso4217:USD

xbrli:shares

iso4217:USD

xbrli:shares

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 1, 2022

Starwood Property Trust, Inc.

(Exact name of registrant as specified in its charter)

Maryland

(State or other jurisdiction of

incorporation)

001-34436

(Commission File Number)

27-0247747

(IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT

06830

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading

Symbol(s) Name of each exchange on which

registered

Common stock, $0.01 par value per share

STWD

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02Results of Operations and Financial Condition.

Preliminary Unaudited Results for the Three Months Ended September 30, 2022

Starwood Property Trust, Inc. (the “Company”) is providing preliminary unaudited results for the three months ended September 30, 2022 based on currently available information. The Company’s independent auditor has not completed a review of these preliminary estimated financial results. The Company’s actual results may differ materially from these preliminary financial results, and may be outside the estimated ranges. In addition, these preliminary results are not necessarily indicative of results to be expected for any future period, including the year ending December 31, 2022. This preliminary financial data has been prepared by and is the responsibility of the Company. The Company has not fully completed its review of these preliminary financial results for the three months ended September 30, 2022.

During the three months ended September 30, 2022, the Company declared a dividend of $0.48 per share and expects earnings per diluted share in accordance with generally accepted accounting principles in the United States of America (“GAAP”) to be in the range of $0.45 to $0.47, with Distributable Earnings per diluted share (a non-GAAP financial measure) in the range of $0.50 to $0.52. See below for an important discussion regarding Distributable Earnings, including a reconciliation of estimated GAAP earnings to estimated Distributable Earnings per diluted share.

The Company estimates its book value as of September 30, 2022 to be approximately $6.39 billion, or $20.65 to $20.67 per share as of September 30, 2022. The Company estimates its undepreciated book value per share to be approximately $21.51 to $21.53 as of September 30, 2022.

During the quarter ended September 30, 2022, the Company had $1.3 billion of investment activity, comprised of $1.1 billion of new investments and $212 million under pre-existing loan commitments. These investments, net of repayments and securitization proceeds received in the quarter, were principally made using the Company’s secured financing agreements, resulting in an increase in net borrowings of $275 million during the quarter. As a result, the Company expects to have an adjusted debt-to-equity ratio1 of 2.4x as of September 30, 2022.

As of October 26, 2022, the Company had $731.5 million of liquidity, including $269.1 million of cash and $462.4 million of approved but undrawn capacity on its secured financing agreements.

Non-GAAP Financial Measures

Reconciliation of Estimated GAAP Earnings per Diluted Share to Estimated Distributable Earnings per Diluted Share

The table below reconciles the Company’s estimated range of GAAP earnings per diluted share to the Company’s estimated range of Distributable Earnings per diluted share for the three months ended September 30, 2022.

2022
Q2

Q2 2022 Earnings

8-K

Aug 4, 2022

0001628280-22-020833

stwd-202208040001465128FALSE00014651282022-08-042022-08-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 4, 2022

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 4, 2022, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2022. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated August 4, 2022

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated August 4, 2022

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 4, 2022

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

2022
Q1

Q1 2022 Earnings

8-K

May 4, 2022

0001628280-22-012134

stwd-202205040001465128FALSE00014651282022-05-042022-05-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 4, 2022

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On May 4, 2022, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2022. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated May 4, 2022

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated May 4, 2022

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 4, 2022

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

2021
Q4

Q4 2021 Earnings

8-K

Feb 25, 2022

0001628280-22-003913

stwd-202202250001465128FALSE00014651282022-02-252022-02-25

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 25, 2022

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 25, 2022, Starwood Property Trust, Inc. issued a press release announcing its financial results for the year ended December 31, 2021. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated February 25, 2022

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated February 25, 2022

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 25, 2022

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

2021
Q3

Q3 2021 Earnings

8-K

Nov 9, 2021

0001628280-21-022381

stwd-202111090001465128FALSE00014651282021-11-092021-11-09

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 9, 2021

Starwood Property Trust, Inc. (Exact name of registrant as specified in its charter)

Maryland001-3443627-0247747 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

591 West Putnam Avenue Greenwich, CT 06830 (Address of principal (Zip Code) executive offices)

Registrant’s telephone number, including area code: (203) 422-7700

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common stock, $0.01 par value per shareSTWDNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 9, 2021, Starwood Property Trust, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2021. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits

Exhibit Number

Description

99.1Press Release, dated November 9, 2021

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

EXHIBIT INDEX

Exhibit Number Description

99.1Press Release, dated November 9, 2021

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 9, 2021

STARWOOD PROPERTY TRUST, INC.

By:/s/ ANDREW J. SOSSEN Name:Andrew J. Sossen Title:Chief Operating Officer

4

About STARWOOD PROPERTY TRUST INC. Starwood Property Trust Inc. (STWD) Earnings

This page provides STARWOOD PROPERTY TRUST INC. Starwood Property Trust Inc. (STWD) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on STWD's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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