STC

EX-99.1

2 tm2620702d2_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

NEWS RELEASE

STEWART

INFORMATION SERVICES CORP.

P.O. Box 2029

Houston, Texas 77252-2029

www.stewart.com

CONTACT

Kathryn Bass

Investor Relations

(713) 625-8633

Stewart Reports Second Quarter 2026 Results

· Total revenues of $899.2 million ($895.8 million on an adjusted basis) compared to $722.2 million ($721.5 million on an adjusted basis) in the prior year quarter

· Net income of $37.2 million ($42.9 million on an adjusted basis) compared to net income of $31.9 million ($38.0 million on an adjusted basis) in the prior year quarter

· Diluted EPS of $1.21 ($1.39 on an adjusted basis) compared to prior year quarter diluted EPS of $1.13 ($1.34 on an adjusted basis)

HOUSTON, July 22, 2026 - Stewart Information Services Corporation (NYSE: STC) today reported net income attributable to Stewart of $37.2 million ($1.21 per diluted share) for the second quarter 2026, compared to net income attributable to Stewart of $31.9 million ($1.13 per diluted share) for the second quarter 2025. On an adjusted basis, net income for the second quarter 2026 was $42.9 million ($1.39 per diluted share) compared to net income of $38.0 million ($1.34 per diluted share) in the second quarter 2025. Pretax income before noncontrolling interests for the second quarter 2026 was $55.1 million ($62.8 million on an adjusted basis) compared to $46.8 million ($54.9 million on an adjusted basis) for the second quarter 2025.

Second quarter 2026 results included $3.4 million of pretax net realized and unrealized gains, which were primarily related to net gains from fair value changes of equity securities investments recorded in the title segment. Second quarter 2025 results included $0.7 million of pretax net realized and unrealized gains, which primarily resulted from $2.4 million of net unrealized gains on fair value changes of equity securities investments, partially offset by a $1.2 million acquisition liability adjustment loss in the title segment.

“We continued to build on our momentum in the second quarter and delivered another quarter of strong revenue results,” commented Fred Eppinger, chief executive officer. “Though the housing market faces continued headwinds, we remain dedicated to growing each of our businesses and delivering best-in-class service to our customers.”

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Selected Financial Information

Summary results of operations are as follows (dollars in millions, except per share amounts, pretax margin and adjusted pretax margin, and amounts may not add as presented due to rounding):

Quarter Ended June 30, Six Months Ended June 30,

2026 2025 2026 2025

Total revenues 899.2 722.2 1,680.5 1,334.2

Pretax income before noncontrolling interests 55.1 46.8 78.7 52.7

Income tax expense (13.3) (11.1) (17.9) (11.6)

Net income attributable to noncontrolling interests (4.5) (3.7) (6.6) (6.1)

Net income attributable to Stewart 37.2 31.9 54.2 35.0

Non-GAAP adjustments, after taxes*

5.7 6.0 12.8 9.9

Adjusted net income attributable to Stewart* 42.9 38.0 66.9 44.9

Pretax margin 6.1% 6.5% 4.7% 3.9%

Adjusted pretax margin* 7.0% 7.6% 5.7% 5.0%

Net income per diluted Stewart share 1.21 1.13 1.76 1.24

Adjusted net income per diluted Stewart share* 1.39 1.34 2.17 1.59

*Adjusted net income, adjusted pretax margin and adjusted net income per diluted share are non-GAAP measures. See Appendix A for explanation and reconciliation of non-GAAP adjustments.

Title Segment

Summary results of the title segment are as follows (dollars in millions, except pretax margin and adjusted pretax margin):

Quarter Ended June 30,

2026 2025 % Change

Operating revenues 683.6 592.5 15%

Investment income 14.8 16.2 (9)%

Net realized and unrealized gains 3.4 0.8 348%

Pretax income 48.6 49.3 (1)%

Non-GAAP adjustments to pretax income*

(0.7) 2.6 (127)%

Adjusted pretax income* 47.9 51.9 (8)%

Pretax margin 6.9% 8.1%

Adjusted pretax margin* 6.9% 8.5%

* Adjusted pretax income and adjusted pretax margin are non-GAAP financial measures. See Appendix A for explanation and reconciliation of non-GAAP adjustments.

Title segment operating revenues increased $91.1 million (15 percent) in the second quarter 2026 compared to the second quarter 2025, primarily resulting from strong performance by our direct and agency title operations. Direct title revenues improved $15.3 million (5 percent), primarily due to increased domestic commercial transaction volume, while gross agency title revenues increased $75.8 million (25 percent). Net of agency retention, agency title revenues increased $13.0 million (26 percent), consistent with the gross agency revenue growth.

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The title segment’s combined employee costs and other operating expenses increased $29.6 million (11 percent) in the second quarter 2026 compared to the prior year quarter, primarily driven by higher salaries and employee benefits, incentive compensation, and title outside search and service fees. As a percentage of title operating

EX-99.1

2 tm2612371d1_ex99-1.htm

EXHIBIT 99.1

Exhibit 99.1

NEWS RELEASE

STEWART INFORMATION SERVICES CORP.

P.O. Box 2029

Houston, Texas 77252-2029

www.stewart.com

CONTACT

Kathryn Bass

Investor Relations

(713) 625-8633

Stewart Reports First Quarter 2026 Results

·Total revenues of $781.3 million ($778.4 million on an adjusted basis) compared to $612.0 million ($608.9 million on an adjusted basis) in the prior year quarter

·Net income of $17.0 million ($24.1 million on an adjusted basis) compared to net income of $3.1 million ($7.0 million on an adjusted basis) in the prior year quarter

·Diluted EPS of $0.55 ($0.78 on an adjusted basis) compared to prior year quarter diluted EPS of $0.11 ($0.25 on an adjusted basis)

HOUSTON, April 22, 2026 - Stewart Information Services Corporation (NYSE: STC) today reported net income attributable to Stewart of $17.0 million ($0.55 per diluted share) for the first quarter 2026, compared to net income attributable to Stewart of $3.1 million ($0.11 per diluted share) for the first quarter 2025. On an adjusted basis, net income for the first quarter 2026 was $24.1 million ($0.78 per diluted share) compared to net income of $7.0 million ($0.25 per diluted share) in the first quarter 2025. Pretax income before noncontrolling interests for the first quarter 2026 was $23.6 million ($33.2 million on an adjusted basis) compared to $5.9 million ($11.2 million on an adjusted basis) for the first quarter 2025.

First quarter 2026 and 2025 results included $2.9 million and $3.1 million, respectively, of pretax net realized and unrealized gains, both primarily driven by net gains from fair value changes of equity securities investments recorded in the title segment.

“I am proud of our first quarter results as they reflect the momentum we have built in each of our businesses,” commented Fred Eppinger, chief executive officer. “We are pleased with our ability to deliver these solid results while confronting housing market and macroeconomic volatility. We remain focused on growth across all of our business lines and are dedicated to serving our customers with excellence.”

Selected Financial Information

Summary results of operations are as follows (dollars in millions, except per share amounts, pretax margin and adjusted pretax margin, and amounts may not add as presented due to rounding):

Quarter Ended March 31,

2026 2025

Total revenues 781.3 612.0

Pretax income before noncontrolling interests 23.6 5.9

Income tax expense (4.6) (0.5)

Net income attributable to noncontrolling interests (2.1) (2.3)

Net income attributable to Stewart 17.0 3.1

Non-GAAP adjustments, after taxes*

7.1 3.9

Adjusted net income attributable to Stewart* 24.1 7.0

Pretax margin 3.0% 1.0%

Adjusted pretax margin* 4.3% 1.8%

Net income per diluted Stewart share 0.55 0.11

Adjusted net income per diluted Stewart share* 0.78 0.25

*Adjusted net income, adjusted pretax margin and adjusted net income per diluted share are non-GAAP measures. See Appendix A for explanation and reconciliation of non-GAAP adjustments.

Title Segment

Summary results of the title segment are as follows (dollars in millions, except pretax margin and adjusted pretax margin):

Quarter Ended March 31,

2026 2025 % Change

Operating revenues 603.2 499.2 21%

Investment income 13.8 12.6 10%

Net realized and unrealized gains 3.1 3.1 1%

Pretax income 25.0 11.8 112%

Non-GAAP adjustments to pretax income*

0.2 (0.3) 180%

Adjusted pretax income* 25.2 11.5 119%

Pretax margin 4.0% 2.3%

Adjusted pretax margin* 4.1% 2.2%

* Adjusted pretax income and adjusted pretax margin are non-GAAP financial measures. See Appendix A for explanation and reconciliation of non-GAAP adjustments.

Title segment operating revenues increased $104.0 million (21 percent) in the first quarter 2026, driven by strong results across both our direct and agency title operations despite the current market environment. Direct title revenues improved $38.5 million (17 percent), primarily reflecting consistent strong performance in our domestic commercial business and improved domestic residential results. Gross agency revenues increased $65.5 million (25 percent), while revenues net of agency retention increased $10.7 million (23 percent) compared to the first quarter 2025. The title segment’s combined employee costs and other operating expenses increased $36.9 million (14 percent); however, as a percentage of operating revenues, these costs improved to 48 percent in the first quarter 2026 from 51 percent in the prior year quarter, primarily due to higher title operating revenues. Title loss expense, as a percentage of title operating revenues, improved to 3.1 percent in the first quarter 2026, compared to 3.5 percent in the prior year quarter, primarily due to our continued overall favorable claims experience.

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Net realized and unrealized gains in the first quarters 2026 and 2025 were primarily related to net gains on fair value changes of equity securities