RBKB

SEC.gov | Request Rate Threshold Exceeded

U.S. Securities and Exchange Commission

You’ve Exceeded the SEC’s Traffic Limit

Your request rate has exceeded the SEC’s maximum allowable requests per second. Your access to SEC.gov will be limited for 10 minutes.

Current guidelines limit each user to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests. To ensure that SEC.gov remains available to all users, we reserve the right to block IP addresses that submit excessive requests.

The block will be lifted automatically by waiting 10 minutes. Continuing to exceed the SEC’s maximum allowable request rate during the time-out period will extend the duration of the time-out period. To ensure fair access for all users, please reduce the rate of your requests and visit SEC.gov again after the 10 minute time-out period has passed.

For best practices on efficiently downloading information from SEC.gov, including the latest EDGAR filings, visit sec.gov/developer. You can also sign up for email updates on the SEC open data program, including best practices that make it more efficient to download data, and SEC.gov enhancements that may impact scripted downloading processes. For more information, contact opendata@sec.gov.

For more information, please see the SEC’s Web Site Privacy and Security Policy. Thank you for your interest in the U.S. Securities and Exchange Commission.

Reference ID: 0.e618d017.1784333616.4271df3d

More Information

Internet Security Policy

By using this site, you are agreeing to security monitoring and auditing. For security purposes, and to ensure that the public service remains available to users, this government computer system employs programs to monitor network traffic to identify unauthorized attempts to upload or change information or to otherwise cause damage, including attempts to deny service to users.

Unauthorized attempts to upload information and/or change information on any portion of this site are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act of 1996 (see Title 18 U.S.C. §§ 1001 and 1030).

To ensure our website performs well for all users, the SEC monitors the frequency of requests for SEC.gov content to ensure automated searches do not impact the ability of others to access SEC.gov content. We reserve the right to block IP addresses that submit excessive requests. Current guidelines limit users to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests.

If a user or application submits more than 10 requests per second, further requests from the IP address(es) may be limited for a brief period. Once the rate of requests has dropped below the threshold for 10 minutes, the user may resume accessing content on SEC.gov. This SEC practice is designed to limit excessive automated searches on SEC.gov and is not intended or expected to impact individuals browsing the SEC.gov website.

Note that this policy may change as the SEC manages SEC.gov to ensure that the website performs efficiently and remains available to all users.

Note: We do not offer technical support for developing or debugging scripted downloading processes.

Rhinebeck Bancorp, Inc_January 29, 2026 0001751783false00017517832026-01-292026-01-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

​

FORM 8-K

​

CURRENT REPORT

​

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

​ Date of Report (Date of earliest event reported): January 29, 2026 ​ Rhinebeck Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) ​ ​ ​

​

​

​

​

​

Maryland ​ ​ 001-38779 ​ 83-2117268

(State or Other Jurisdiction) of Incorporation) ​ ​ (Commission File No.) ​ (I.R.S. Employer Identification No.)

​ ​ ​ ​ ​ ​

2 Jefferson Plaza, Poughkeepsie, New York ​ 12601

(Address of Principal Executive Offices) ​ (Zip Code)

​ ​ Registrant’s telephone number, including area code:(845) 454-8555 ​ Not Applicable (Former name or former address, if changed since last report) ​ Securities registered pursuant to Section 12(b) of the Act: ​

​

​ ​

​

Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered

Common Stock, par value $0.01 per share ​

RBKB

​ The NASDAQ Stock Market, LLC

​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ​ ☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).     Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​

​

​ Item 2.02Results of Operations and Financial Condition. ​ On January 29, 2026, Rhinebeck Bancorp, Inc. issued a press release announcing 2025 fourth quarter and year-end financial results. A copy of the press release is attached to this report as Exhibit 99.1 and is incorporated by reference herein. The information contained in this Item 2.02, including the information set forth in the press release and incorporated by reference herein, is being “furnished” and not “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended. ​ Item 9.01Financial Statements and Exhibits. ​ (d)Exhibits: ​ 99.1​ ​Rhinebeck Bancorp, Inc. Press Release dated January 29, 2026. 104Cover Page Interactive Data File (embedded within the inline XBRL). ​ ​ ​ ​

​

SIGNATURES

​ ​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. ​ ​ ​

​

​

RHINEBECK BANCORP, INC.

​ ​

​ ​

​ ​

DATE: January 29, 2026 By: /s/ Kevin Nihill

​ Kevin Nihill

​ Chief Financial Officer

​ ​ ​ ​

​

Rhinebeck Bancorp, Inc_October 28, 2025 0001751783false00017517832025-10-282025-10-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

​

FORM 8-K

​

CURRENT REPORT

​

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

​ Date of Report (Date of earliest event reported): October 28, 2025 ​ Rhinebeck Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) ​ ​ ​

​

​

​

​

​

Maryland ​ ​ 001-38779 ​ 83-2117268

(State or Other Jurisdiction) of Incorporation) ​ ​ (Commission File No.) ​ (I.R.S. Employer Identification No.)

​ ​ ​ ​ ​ ​

2 Jefferson Plaza, Poughkeepsie, New York ​ 12601

(Address of Principal Executive Offices) ​ (Zip Code)

​ ​ Registrant’s telephone number, including area code:(845) 454-8555 ​ Not Applicable (Former name or former address, if changed since last report) ​ Securities registered pursuant to Section 12(b) of the Act: ​

​

​ ​

​

Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered

Common Stock, par value $0.01 per share ​

RBKB

​ The NASDAQ Stock Market, LLC

​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ​ ☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).     Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​

​

​ Item 2.02Results of Operations and Financial Condition. ​ On October 28, 2025, Rhinebeck Bancorp, Inc. issued a press release announcing 2025 third quarter financial results. A copy of the press release is attached to this report as Exhibit 99.1 and is incorporated by reference herein. The information contained in this Item 2.02, including the information set forth in the press release and incorporated by reference herein, is being “furnished” and not “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended. ​ Item 9.01Financial Statements and Exhibits. ​ (d)Exhibits: ​ 99.1​ ​Rhinebeck Bancorp, Inc. Press Release dated October 28, 2025. 104Cover Page Interactive Data File (embedded within the inline XBRL). ​ ​ ​ ​

​

SIGNATURES

​ ​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. ​ ​ ​

​

​

RHINEBECK BANCORP, INC.

​ ​

​ ​

​ ​

DATE: October 28, 2025 By: /s/ Kevin Nihill

​ Kevin Nihill

​ Chief Financial Officer

​ ​ ​ ​

​