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AI Earnings Predictions for Paysign Inc. (PAYS)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-6.56%

$11.62

0% positive prob.

5-Day Prediction

-10.22%

$11.17

0% positive prob.

20-Day Prediction

-7.32%

$11.53

0% positive prob.

Price at prediction: $12.44 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q3 2026

Historical Earnings Predictions

Quarter Signal 1D Return 5D Return 20D Return Confidence Actual 5D
Q3 2026 SELL -6.56% -10.22% -7.32% 100.0% Pending
Q2 2026 BUY +5.48% +18.29% +22.32% 99.4% Pending
Q1 2026 SELL -5.59% -10.19% -9.29% 100.0% -10.38%
Q3 2025 SELL -7.39% -11.70% -12.02% 100.0% -2.65%

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2026
Q3

Q3 2026 Earnings

8-K SELL

Nov 9, 2026 · 100% conf.

AI Prediction SELL

1D

-6.56%

$11.62

Act: -19.26%

5D

-10.22%

$11.17

20D

-7.32%

$11.53

Price: $12.44 Prob +5D: 0% AUC: 1.000
0001683168-26-008440

EX-99.1

2 paysign_ex9901.htm

PRESS RELEASE

Exhibit 99.1

Earnings Release

Paysign Reports Record Third Quarter 2026 Revenue of $30.8 Million, Up 43%; Operating Margin More Than Triples to 23.8%

Patient Affordability Growth Drives Revenue and Margin Expansion

Raises Full Year 2026 Gross Margin, Net Income, GAAP EPS and Adjusted EBITDA Guidance

Balance Sheet Supports Continued Investment and Growth Initiatives

HENDERSON, Nev. – November 9, 2026 – (Business Wire) – Paysign, Inc. (NASDAQ: PAYS), a provider of patient affordability offerings, donor compensation solutions, engagement and management platforms and integrated payment processing for the life sciences industries, today announced financial results for the third quarter 2026.

Third Quarter 2026 Financial Highlights

· Revenues of $30.80 million in Q3’26, up 42.6% from Q3’25

· Pharma revenue increased 109.8% to $16.62 million in Q3’26 versus Q3’25; added 62 net patient affordability programs during the past 12 months, exiting the quarter with 167 active programs

· Plasma revenue increased 7.5% to $13.83 million in Q3’26 versus Q3’25; total net plasma center count decreased by 33 during the past 12 months, exiting the quarter with 562 centers

· Gross profit margin was 64.7% in Q3’26 compared to 56.3% in Q3’25; operating margin increased to 23.8% in Q3’26, up from 7.3% in

Q3’25

· GAAP net income of $6.74 million, or $0.11 per fully diluted share in Q3’26 versus GAAP net income of $2.22 million, or $0.04 per fully diluted share in Q3’25

· Adjusted EBITDA of $10.98 million in Q3’26, up 118.0% from $5.04 million for Q3’25 1

· Exited the quarter with $34.54 million of unrestricted cash and zero bank debt

· Confirming full-year 2026 revenue outlook of $114.0 million to $117.0 million; raising full-year 2026 guidance for Gross Profit Margin, Net Income, GAAP Diluted EPS, and Adjusted EBITDA 1

1Adjusted EBITDA and Adjusted operating margin are non-GAAP metrics used by management to gauge the operating performance of the business – see reconciliation of net income to Adjusted EBITDA and operating income margin to Adjusted operating margin at the end of the press release.

“This was a strong quarter, with patient affordability continuing to compound,” said Mark Newcomer, President and CEO of Paysign. “We expanded to 167 active programs and increased the quarterly revenue per program by approximately 32% to $99,524. As that business becomes a larger share of our total revenue, we’re seeing gross margin and operating margin expand together, which is translating into higher Adjusted EBITDA.”

“Separately, our plasma business continued to generate consistent results, supporting investment in our software business,” continued Newcomer. “Subsequent to the end of the quarter, one of our plasma customers informed us of a decision to move their payment processing for 113 centers to another provider where they have a banking relationship. We remain their processor for a number of other centers under existing agreements.”

1

“Patient affordability is driving our business, and we are seeing demand and momentum continue to build. Plasma remains an important part of our business, and our experience as one of the leading processors in the industry has given us the insights to understand the challenges plasma centers face. That understanding has shaped a software platform that we believe, if cleared by regulators, will offer our customers a value-added way to streamline and more effectively operate their business. The operating and profitability margins for patient affordability are higher than those of our legacy payment processing in plasma, and as we have diversified our business, our corporate margin profile has improved. We would expect our software platform to further enhance that dynamic and unlock incremental operating leverage,” Newcomer concluded.

2026 Third Quarter Results

Total revenues increased 42.6%, to $30.80 million, led by strength in patient affordability. Pharma industry revenue more than doubled, up 109.8% to $16.62 million, as 62 net new programs launched over the past 12 months driving higher management fees, claim processing fees and related services. Processed claims increased approximately 55% year-over-year. Plasma revenue increased 7.5% to $13.83 million as our centers delivered higher average monthly revenue per center of $8,187, up from $7,122, reflecting stronger per center utilization. The Company exited the quarter with 562 centers, a decline from 595 centers in the third quarter of 2025.

Business Key Metrics and Events:

·Third quarter 2026 gross dollar load volume was down 1.0% versus third quarter 2025

·Third quarter 2026 gross spend volume was down 1.3% versus third quarter 2025

·Subsequent to the end of the third quarter, the Company was notified by a plasma customer of its intent to transition payment processing for 113 centers to another provider by year-end where they have a banking relationship; these centers generated

2026
Q2

Q2 2026 Earnings

8-K BUY

Aug 5, 2026 · 99% conf.

AI Prediction BUY

1D

+5.48%

$10.13

Act: +29.17%

5D

+18.29%

$11.36

20D

+22.32%

$11.74

Price: $9.60 Prob +5D: 100% AUC: 1.000
0001683168-26-005988

EX-99.1

2 paysign_ex9901.htm

EARNINGS RELEASE

Exhibit 99.1

Earnings Release

Paysign Reports Record Second Quarter 2026 Revenue of $28.3 Million, Up 48%; Raises Full-Year Outlook

Growth Driven by Continued Momentum in Plasma and Patient Affordability Businesses

Mix Shift and Expense Discipline Continue to Drive Gross and Operating Margin Expansion

Balance Sheet Supports Continued Investment and Growth Initiatives

HENDERSON, Nev. – August 5, 2026 – (Business Wire) – Paysign, Inc. (NASDAQ: PAYS), a leading provider of patient affordability offerings, donor compensation solutions, engagement and management platforms and integrated payment processing for the life sciences industries, today announced financial results for the second quarter 2026.

Second Quarter 2026 Financial Highlights

· Revenues of $28.25 million in Q2’26, up 48.1% from Q2’25

· Pharma revenue increased to $14.65 million in Q2’26, an increase of 88.9% versus Q2’25; added 51 net patient affordability programs during the past 12 months, exiting the quarter with 148 active programs

· Plasma revenue increased to $13.04 million in Q2’26, an increase of 21.4% versus Q2’25; total net plasma center count decreased by 46 during the past 12 months, exiting the quarter with 561 centers.

· Gross profit margin was 63.3% in Q2’26 compared to 61.6% in Q2’25

· Operating margin increased to 24.8% in Q2’26, up from 7.5% from Q2’25; excluding the fair value adjustment on contingent consideration, operating margin increased to 21.3%1

· GAAP net income of $6.76 million, or $0.11 per fully diluted share, in Q2’26 versus GAAP net income of $1.39 million, or $0.02 per fully diluted share in Q2’25

· Adjusted EBITDA of $9.61 million in Q2’26, up 113.0% from $4.51 million for Q2’25; diluted Adjusted EBITDA per share of $0.16 versus $0.08 for Q2’251

· Exited the quarter with $27.37 million of unrestricted cash and zero bank debt

· Second quarter 2026 gross dollar load volume was up 24.3% versus second quarter 2025

· Second quarter 2026 gross spend volume was up 24.2% versus second quarter 2025

· Raising full-year 2026 outlook – revenue $114.0 million to $117.0 million; Adjusted EBITDA $35.0 million to $38.0 million

1Adjusted EBITDA, Adjusted EBITDA per share, and Adjusted operating margin are non-GAAP metrics used by management to gauge the operating performance of the business – see reconciliation of net income to Adjusted EBITDA and operating income margin to Adjusted operating margin at the end of the press release.

“Paysign delivered a strong second quarter, achieving record revenue, net income, and adjusted EBITDA while continuing to expand margins,” said Mark Newcomer, President and CEO of Paysign. “Strong growth in our patient affordability business, steady performance in plasma donor compensation, and disciplined execution across the company drove meaningful operating leverage and profitability, reinforcing the multiyear strategy we have been building. With momentum across the business and a robust pipeline of opportunities, we intend to remain focused on sustainable growth, continued margin expansion, and creating long-term value for shareholders.”

1

2026 Second Quarter Results

Total revenues increased 48.1%, or $9.17 million, to $28.25 million, up from $19.08 million in the second quarter of 2025. Pharma industry revenue increased 88.9% to $14.65 million from $7.75 million due to the financial benefit of 51 net pharma patient affordability programs launched during the past 12 months, and a corresponding increase in monthly management fees, setup fees, claim processing fees and other billable services such as dynamic business rules and customer service contact center support. Processed claims increased by approximately 54% compared to the second quarter of 2025. Plasma revenue increased 21.4% to $13.04 million, up from $10.74 million, primarily due to an increase in plasma donations and dollars loaded to cards, offset by the reduction of 46 net plasma centers during the past 12 months. The decline in net plasma centers reflected customer center closures and the sale of certain customer centers to a company that uses another provider. The average monthly revenue per center increased to $7,699 versus $7,098 and the average number of loads per center increased, representing stronger utilization at existing centers. We exited the quarter with 561 centers versus 607 centers in the second quarter of 2025.

Cost of revenues increased 41.4% to $10.36 million due to related costs associated with the growth in our businesses including network and related costs, call center support costs, a new customer service contact center that went live in November 2025 and higher employee costs. Gross profit margin improved to 63.3% compared to 61.6% in the second quarter of 2025 as we experienced a greater mix of pharma revenue.

Total operating expenses were $10.89 million compared to $10.32 million in the second quarter of 2025, an increase of 5.5%. During the

2026
Q1

Q1 2026 Earnings

8-K SELL

May 12, 2026 · 100% conf.

AI Prediction SELL

1D

-5.59%

$6.28

Act: -12.33%

5D

-10.19%

$5.97

Act: -10.38%

20D

-9.29%

$6.03

Act: +4.51%

Price: $6.65 Prob +5D: 0% AUC: 1.000
0001683168-26-003722

EX-99.1

2 paysign_ex9901.htm

EARNINGS RELEASE

Exhibit 99.1

Earnings Release

Paysign’s Patient Affordability Drives 51% Revenue Growth and Significant Margin Expansion for First Quarter 2026

Mix Shift Continues to Deliver Expansion in Gross and Operating Margin

Strong Balance Sheet Enables Continued Investment for Profitable Growth

HENDERSON, Nev. – May 12, 2026 – (Business Wire) – Paysign, Inc. (NASDAQ: PAYS), a leading provider of patient affordability offerings, donor compensation solutions, engagement and management platforms and integrated payment processing for the life sciences industries, today announced financial results for the first quarter 2026.

First Quarter 2026 Financial Highlights

· First quarter 2026 revenues of $28.04 million, up 50.8% from first quarter 2025

· First quarter 2026 pharma revenue increased to $15.68 million, an increase of 81.9% versus first quarter 2025; added 45 net patient affordability programs during the past twelve months, exiting the quarter with 135 active programs

· First quarter 2026 plasma revenue increased to $11.75 million, an increase of 24.9% versus first quarter 2025; total net plasma center count increased by 89 during the past 12 months, exiting the quarter with 573 centers

· First quarter 2026 operating margin was 23.8% compared to 13.4% in the first quarter 2025

· First quarter 2026 net income of $5.44 million, or $0.09 per diluted share, versus net income of $2.59 million, or $0.05 per diluted share in the first quarter 2025

· First quarter 2026 adjusted EBITDA of $10.59 million, up 113.4% from $4.96 million for first quarter 2025; diluted Adjusted EBITDA per share of $0.17 versus $0.09 for first quarter 20251

· Exited the quarter with $20.55 million of unrestricted cash and zero bank debt

· First quarter 2026 restricted cash balances increased 10.4% to $158.95 million from first quarter 2025

· First quarter 2026 gross dollar load volume was up 26.4% versus first quarter 2025

· First quarter 2026 gross spend volume was up 26.7% versus first quarter 2025

1Adjusted EBITDA and Adjusted EBITDA per share are non-GAAP metrics used by management to gauge the operating performance of the business – see reconciliation of net income to Adjusted EBITDA at the end of the press release.

“Paysign delivered a strong start to 2026, with exceptional top- and bottom-line results that are consistent with our strategic direction and the scalability of the platform we’ve built,” said Mark Newcomer, President and CEO of Paysign. “Our plasma donor compensation business continues to perform exceptionally well, and the reception to our SaaS solutions from collectors and plasmapheresis manufacturers across the U.S., Europe and Asia reinforces our conviction that purpose-built technology, backed by deep industry expertise, creates a competitive advantage. Patient affordability emerged as our largest revenue contributor in the quarter, with 135 active programs and a strong pipeline that reflects the trust pharmaceutical manufacturers place in Paysign to help patients access and afford the therapies they need. As this business grows, we are positioned to deliver long-term value for our shareholders, our customers and the patients we serve.”

1

2026 First Quarter Results

Total revenues increased 50.8%, or $9.44 million, to $28.04 million, up from $18.6 million in the first quarter of 2025. Pharma industry revenue increased 81.9% to $15.68 million from $8.62 million due to the financial benefit of 45 net pharma patient affordability programs launched during the past 12 months, and a corresponding increase in monthly management fees, setup fees, claim processing fees and other billable services such as dynamic business rules and customer service contact center support. Processed claims increased by approximately 49% compared to the first quarter of 2025. Plasma revenue increased 24.9% to $11.75 million, up from $9.41 million, primarily due to the addition of 89 net plasma centers added during the past 12 months. The average monthly revenue per center increased to $6,671 versus $6,517 and the average number of loads per center increased for the first time since the industry experienced an inventory correction that began in 2024. We exited the quarter with 573 centers versus 595 centers at the end of 2025 as 20 centers were sold to companies who use a competing provider and two underperforming centers were closed. Combined, these centers averaged less than $3,500 per month in revenue, performing below the corporate average.

Cost of revenues increased 42.2% due to increased call center support expense associated with the revenue growth, a new customer service contact center that went live in November 2025 and higher employee costs. Gross profit improved to 65.0% compared to 62.9% in the first quarter of 2025 as we experienced a greater mix of pharma revenue.

Total operating expenses were $11.55 million compared to $9.20 million in the first quarter of 2025, an increa

About Paysign Inc. (PAYS) Earnings

This page provides Paysign Inc. (PAYS) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on PAYS's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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