Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
+1.46%
$27.55
100% positive prob.
5-Day Prediction
+4.59%
$28.39
100% positive prob.
20-Day Prediction
+8.61%
$29.49
95% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q2 2026 | BUY | +1.46% | +4.59% | +8.61% | 100.0% | Pending |
| Q1 2026 | BUY | +1.20% | +5.09% | +9.58% | 100.0% | +0.53% |
| Q4 2025 | SELL | -3.10% | -5.68% | -0.46% | 80.2% | -6.40% |
SEC 8-K filings with transcript text
Jul 23, 2026 · 100% conf.
1D
+1.46%
$27.55
5D
+4.59%
$28.39
20D
+8.61%
$29.49
2 exhibit991q22026.htm
Document
Exhibit 99.1
Contact:Mike Huston, President and CEO
(907) 261-8750
Jed Ballard, Chief Financial Officer
(907) 261-3539
Northrim BanCorp Earns $15.3 Million, or $0.68 Per Diluted Share, in Second Quarter 2026
ANCHORAGE, Alaska - July 22, 2026 - Northrim BanCorp, Inc. (NASDAQ:NRIM) (“Northrim” or the “Company”) today reported net income of $15.3 million, or $0.68 per diluted share, in the second quarter of 2026, compared to $13.7 million, or $0.61 per diluted share, in the first quarter of 2026, and $11.8 million, or $0.52 per diluted share, in the second quarter a year ago. The increase in the second quarter 2026 profitability as compared to the second quarter a year ago was mostly due to an increase in net interest income.
Dividends per share in the second quarter of 2026 remained consistent with quarterly dividends in 2025 and the first quarter of 2026 at $0.16 per share.
“Another quarter of record net interest income and continued loan and deposit growth reflects the strength of our relationship-driven banking model and our disciplined execution,” said Mike Huston, Northrim's President and Chief Executive Officer. “Our investments in people, technology and customer relationships continue to drive profitable growth, expand our market presence, and create long-term value for our shareholders. We were also pleased to expand our footprint during the quarter with the opening of our Palmer branch, further strengthening our ability to serve communities across Alaska.”
Second Quarter 2026 Highlights:
•Opened a branch in Palmer, Alaska, Northrim's 21st branch.
•Net interest income in the second quarter of 2026 increased 7% to $37.1 million compared to $34.7 million in the first quarter of 2026 and increased 11% compared to $33.6 million in the second quarter of 2025.
•Net interest margin on a tax equivalent basis (“NIMTE”)* was 5.01% for the second quarter of 2026, up 24-basis points from the first quarter of 2026 and up 29-basis points from the second quarter a year ago.
•Return on average assets (“ROAA”) was 1.84% and return on average equity (“ROAE”) was 17.77% for the second quarter of 2026 compared to ROAA of 1.69% and ROAE of 16.60% in the prior quarter and ROAA of 1.48% and ROAE of 16.37% for the second quarter of 2025.
•Portfolio loans were $2.39 billion at June 30, 2026, up 1% from the preceding quarter and up 8% from a year ago, primarily due to new customer relationships and expanding market share, as well as retaining certain mortgages originated by Residential Mortgage, a subsidiary of Northrim Bank (the “Bank”). Core loans (excluding consumer mortgages) were $2.13 billion at June 30, 2026, up 7% from a year ago.
•Total deposits were $2.92 billion at June 30, 2026, up 2% from the preceding quarter, and up 4% from $2.81 billion a year ago. Non-interest bearing demand deposits remained consistent with the preceding quarter and increased 6% year-over-year to $826.3 million at June 30, 2026 and represent 28% of total deposits.
•The average cost of interest-bearing deposits was 1.71% at June 30, 2026, down from 1.77% at March 31, 2026 and 2.04% at June 30, 2025.
•Average purchased receivables and loan balances for the Specialty Finance segment were $141.5 million for the second quarter of 2026, compared to an average balance of $132.2 million for the first quarter of 2026, and $124.1 million for the second quarter of 2025.
Northrim BanCorp Earns $15.3 Million, or $0.68 per Diluted Share in 2Q26
July 22, 2026
2 of 27
Financial HighlightsThree Months Ended
(Dollars in thousands, except per share data)June 30, 2026March 31, 2026December 31, 2025September 30, 2025June 30, 2025
Total assets$3,415,386 $3,354,908 $3,290,273 $3,312,332 $3,243,760
Total portfolio loans$2,386,328 $2,358,702 $2,295,499 $2,218,970 $2,202,115
Total deposits$2,918,788 $2,873,746 $2,813,029 $2,906,463 $2,809,170
Net income $15,342 $13,675 $12,441 $27,065 $11,778
Adjusted net income*$15,342 $13,675 $12,231 $16,195 $11,778
Diluted earnings per share$0.68 $0.61 $0.55 $1.20 $0.52
Adjusted diluted earnings per share*$0.68 $0.61 $0.54 $0.72 $0.52
Return on average assets1.84 %1.69 %1.50 %3.32 %1.48 %
Adjusted return on average assets*1.84 %1.69 %1.47 %1.99 %1.48 %
Return on average shareholders’ equity 17.77 %16.60 %15.16 %35.66 %16.37 %
Adjusted return on average shareholders’ equity* 17.77 %16.60 %14.91 %21.34 %16.37 %
5.01 %4.77 %4.75 %4.88 %4.72 %
Efficiency ratio59.44 %61.81 %64.70 %45.51 %64.68 %
Adjusted efficiency ratio*59.44 %61.81 %65.05 %57.85 %64.68 %
Total shareholders’ equity/total assets 10.18 %10.01 %9.92 %9.53 %8.95 %
Tangible common equity/tangible assets* 8.82 %8.63 %8.51 %8.12 %7.50 %
* NIMTE, pre-provision pre-tax net revenue, tangible book value per share, and tangible common equity to tangible common assets, (both of which exclude intangible assets), represent non-GAAP financia
Apr 22, 2026 · 100% conf.
1D
+1.20%
$24.59
Act: +3.54%
5D
+5.09%
$25.54
Act: +0.53%
20D
+9.58%
$26.63
Act: +0.82%
2 exhibit991q12026.htm
Document
Exhibit 99.1
Contact:Mike Huston, President and CEO
(907) 261-8750
Jed Ballard, Chief Financial Officer
(907) 261-3539
Northrim BanCorp Earns $13.7 Million, or $0.61 Per Diluted Share, in First Quarter 2026
ANCHORAGE, Alaska - April 22, 2026 - Northrim BanCorp, Inc. (NASDAQ:NRIM) (“Northrim” or the “Company”) today reported net income of $13.7 million, or $0.61 per diluted share, in the first quarter of 2026, compared to $12.4 million, or $0.55 per diluted share, in the fourth quarter of 2025, and $13.3 million, or $0.60 per diluted share, in the first quarter a year ago. The increase in first quarter 2026 profitability as compared to the first quarter a year ago was mostly due to an increase in net interest income and higher mortgage banking income, which were partially offset by higher other operating expenses and an increase in the provision for credit losses.
Dividends per share in the first quarter of 2026 remained consistent with quarterly dividends in 2025 at $0.16 per share.
“2026 is off to a strong start as another quarter of core loan growth, continued deposit growth and normalized operating expenses reflects Northrim’s ability to consistently execute our strategy,” said Mike Huston, Northrim’s President and Chief Executive Officer. “Our investments in people, technology and customer relationships continue to drive profitable growth, strengthen our market position and create long-term value for our shareholders.”
First Quarter 2026 Highlights:
•Net interest income in the first quarter of 2026 decreased 2% to $34.7 million compared to $35.4 million in the fourth quarter of 2025 and increased 11% compared to $31.3 million in the first quarter of 2025.
•Net interest margin on a tax equivalent basis (“NIMTE”)* was 4.77% for the first quarter of 2026, up 2-basis points from the fourth quarter of 2025 and up 16-basis points from the first quarter a year ago.
•Return on average assets (“ROAA”) was 1.69% and return on average equity (“ROAE”) was 16.60% for the first quarter of 2026 compared to ROAA of 1.50% and ROAE of 15.16% in the prior quarter and ROAA of 1.76% and ROAE of 19.70% for the first quarter of 2025.
•Portfolio loans were $2.36 billion at March 31, 2026, up 3% from the preceding quarter and up 11% from a year ago, primarily due to new customer relationships and expanding market share, as well as retaining certain mortgages originated by Residential Mortgage, a subsidiary of Northrim Bank (the “Bank”). Core loans (excluding consumer mortgages) were $2.09 billion at March 31, 2026, up 8% from a year ago.
•Total deposits were $2.87 billion at March 31, 2026, up 2% from the preceding quarter, and up 3% from $2.78 billion a year ago. Non-interest bearing demand deposits increased 14% from the preceding quarter and increased 11% year-over-year to $826.4 million at March 31, 2026 and represent 29% of total deposits.
•The average cost of interest-bearing deposits was 1.77% at March 31, 2026, down from 1.91% at December 31, 2025 and 2.01% at March 31, 2025.
•Average purchased receivables and loan balances for the Specialty Finance segment were $132.2 million for the first quarter of 2026, compared to average balance of $137.4 million for the fourth quarter of 2025, and $97.1 million for the first quarter of 2025.
Northrim BanCorp Earns $13.7 Million, or $0.61 per Diluted Share in 1Q26
April 22, 2026
2 of 25
Financial HighlightsThree Months Ended
(Dollars in thousands, except per share data)March 31, 2026December 31, 2025September 30, 2025June 30, 2025March 31, 2025
Total assets$3,354,908 $3,290,273 $3,312,332 $3,243,760 $3,140,960
Total portfolio loans$2,358,702 $2,295,499 $2,218,970 $2,202,115 $2,124,330
Total deposits$2,873,746 $2,813,029 $2,906,463 $2,809,170 $2,777,977
Net income $13,675 $12,441 $27,065 $11,778 $13,324
Adjusted net income*$13,675 $12,231 $16,195 $11,778 $13,324
Diluted earnings per share$0.61 $0.55 $1.20 $0.52 $0.60
Adjusted diluted earnings per share*$0.61 $0.54 $0.72 $0.52 $0.60
Return on average assets1.69 %1.50 %3.32 %1.48 %1.76 %
Adjusted return on average assets*1.69 %1.47 %1.99 %1.48 %1.76 %
Return on average shareholders’ equity 16.60 %15.16 %35.66 %16.37 %19.70 %
Adjusted return on average shareholders’ equity* 16.60 %14.91 %21.34 %16.37 %19.70 %
4.77 %4.75 %4.88 %4.72 %4.61 %
Efficiency ratio61.81 %64.70 %45.51 %64.68 %63.54 %
Adjusted efficiency ratio*61.81 %65.05 %57.85 %64.68 %63.54 %
Total shareholders’ equity/total assets 10.01 %9.92 %9.53 %8.95 %8.91 %
Tangible common equity/tangible assets* 8.63 %8.51 %8.12 %7.50 %7.41 %
* NIMTE, pre-provision pre-tax net revenue, tangible book value per share, and tangible common equity to tangible common assets, (both of which exclude intangible assets), represent non-GAAP financial measures. Adjusted net income, adjusted diluted earnings per share, adjusted return on average assets, ad
Jan 23, 2026 · 80% conf.
1D
-3.10%
$24.44
Act: -5.17%
5D
-5.68%
$23.79
Act: -6.40%
20D
-0.46%
$25.11
nrim-202601230001163370false00011633702026-01-232026-01-23
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): January 23, 2026
Northrim BanCorp, Inc.
(Exact name of registrant as specified in its charter)
Alaska0-3350192-0175752
(State or other jurisdiction_____________ (Commission_________________ (I.R.S. Employer of incorporation)File Number)Identification No.)
3111 C Street, Anchorage, Alaska 99503
(Address of principal executive offices) ___________ (Zip Code)
Registrant’s telephone number, including area code: 907-562-0062
Not Applicable
Former name or former address, if changed since last report
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act: None
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.126-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02 Results from Operations and Financial Condition.
On January 23, 2026, Northrim BanCorp, Inc. (the "Company") announced by press release its earnings for the fourth quarter ended December 31, 2025.
A copy of the press release is attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits.
(a) Financial statements – not applicable (b) Proforma financial information – not applicable (c) Shell company transactions – not applicable
(d) Exhibit No.Description
99.1Press Release dated January 23, 2026
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Northrim BanCorp, Inc.
January 23, 2026 By: /s/ Jed W. Ballard Name: Jed W. Ballard Title: EVP, Chief Financial Officer
Exhibit Index
Exhibit No. Description
99.1 Press release dated January 23, 2026
This page provides Northrim BanCorp Inc (NRIM) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on NRIM's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.