Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
-2.17%
$37.87
0% positive prob.
5-Day Prediction
-4.27%
$37.06
0% positive prob.
20-Day Prediction
-2.30%
$37.82
0% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q1 2026 | SELL | -2.17% | -4.27% | -2.30% | 99.9% | Pending |
| Q4 2025 | BUY | +3.39% | +5.43% | +5.52% | 100.0% | -1.32% |
SEC 8-K filings with transcript text
Apr 30, 2026 · 100% conf.
1D
-2.17%
$37.87
5D
-4.27%
$37.06
20D
-2.30%
$37.82
2 exhibit991q12026.htm
Document
NMI Holdings, Inc. Reports First Quarter 2026 Financial Results
EMERYVILLE, Calif., Apr. 30, 2026 -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $99.3 million, or $1.28 per diluted share, for the first quarter ended March 31, 2026, compared to $94.2 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025 and $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025. Adjusted net income for the quarter was $99.4 million, or $1.28 per diluted share, compared to $93.8 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025 and $102.5 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025.
Adam Pollitzer, President and Chief Executive Officer of National MI, said, “In the first quarter, we again delivered strong operating performance, consistent growth in our high-quality insured portfolio, and standout financial results. We have a strong customer franchise, a talented team driving us forward every day, an exceptionally high-quality book covered by a comprehensive set of risk transfer solutions, and a robust balance sheet supported by the significant earnings power of our platform. Looking forward, we’re well positioned to continue delivering differentiated growth, returns and value for our shareholders.”
Selected first quarter 2026 highlights include:
•Primary insurance-in-force at quarter end was $222.3 billion, compared to $221.4 billion at the end of the fourth quarter and $211.3 billion at the end of the first quarter of 2025.
•Net premiums earned were $154.8 million, compared to $152.5 million in the fourth quarter and $149.4 million in the first quarter of 2025.
•Total revenue was $183.5 million, compared to $180.7 million in the fourth quarter and $173.2 million in the first quarter of 2025.
•Insurance claims and claim expenses were $20.7 million, compared to $21.2 million in the fourth quarter and $4.5 million in the first quarter of 2025. Loss ratio was 13.3%, compared to 13.9% in the fourth quarter and 3.0% in the first quarter of 2025.
•Underwriting and operating expenses were $30.6 million, compared to $31.1 million in the fourth quarter and $30.2 million in the first quarter of 2025. Expense ratio was 19.8%, compared to 20.4% in the fourth quarter and 20.2% in the first quarter of 2025.
•Net income was $99.3 million, compared to $94.2 million in the fourth quarter and $102.6 million in the first quarter of 2025. Diluted EPS was $1.28, compared to $1.20 in the fourth quarter and $1.28 in the first quarter of 2025.
•Adjusted net income was $99.4 million, compared to $93.8 million in the fourth quarter and $102.5 million in the first quarter of 2025. Adjusted diluted EPS was $1.28, compared to $1.20 in the fourth quarter and $1.28 in the first quarter of 2025.
•Shareholders' equity was $2.6 billion at quarter end and book value per share was $34.57. Book value per share excluding the impact of net unrealized gains and losses in the investment portfolio was $35.46, up 3% compared to $34.58 in the fourth quarter and 15% compared to $30.85 in the first quarter of 2025.
•Annualized return on equity for the quarter was 15.2%, compared to 14.8% in the fourth quarter and 18.1% in the first quarter of 2025. Annualized adjusted return on equity was 15.2%, compared to 14.7% in the fourth quarter and 18.1% in the first quarter of 2025.
•At quarter-end, total PMIERs available assets were $3.6 billion and net risk-based required assets were $2.2 billion.
1
Quarter EndedQuarter EndedQuarter Ended Change (1)
Change (1)
INSURANCE METRICS ($billions)
Primary Insurance-in-Force $222.3 $221.4 $211.3 — %5 %
New Insurance Written - NIW 12.3 14.2 9.2 (14)%33 %
FINANCIAL HIGHLIGHTS (Unaudited, $millions, except per share amounts)
Net Premiums Earned$154.8 $152.5 $149.4 2 %4 %
Net Investment Income 28.6 27.5 23.7 4 %21 %
Insurance Claims and Claim Expenses 20.7 21.2 4.5 (2)%361 %
Underwriting and Operating Expenses 30.6 31.1 30.2 (1)%1 %
Adjusted Net Income 99.4 93.8 102.5 6 %(3)%
Adjusted Diluted EPS $1.28 $1.20 $1.28 7 %— %
Book Value per Share (excluding net unrealized gains and losses) (2) $35.46 $34.58 $30.85 3 %15 %
Loss Ratio13.3 %13.9 %3.0 %
Expense Ratio 19.8 %20.4 %20.2 %
(1) Percentages may not be replicated based on the rounded figures presented in the table.
(2) Book value per share (excluding net unrealized gains and losses) is defined as total shareholders' equity, excluding the after-tax effects of unrealized gains and losses on our investment portfolio, divided by shares outstanding.
Conference Call and Webcast Details
The company will hold a conference call, which will be webcast live today, April 30, 2026, at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time. The webcast will be available on the company's we
Feb 10, 2026 · 100% conf.
1D
+3.39%
$41.55
Act: +1.82%
5D
+5.43%
$42.37
Act: -1.32%
20D
+5.52%
$42.41
Act: -7.84%
nmih-202602100001547903false00015479032024-02-142024-02-14
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of report (Date of earliest event reported): February 10, 2026
NMI Holdings, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware001-3617445-4914248 (State or Other Jurisdiction of Incorporation)(Commission File Number)(IRS Employer Identification No.)
2100 Powell Street, 12th Floor, Emeryville, CA (Address of Principal Executive Offices) 94608 (Zip Code) (855) 530-6642 (Registrant’s Telephone Number, Including Area Code) (Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Class A Common Stock, par value $0.01NMIHNasdaq
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition On February 10, 2026, NMI Holdings, Inc. (the "Company") issued a press release announcing its financial results for the quarter and year ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. The information included in, or furnished with, this Item 2.02, including Exhibit 99.1, has been "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, ("Exchange Act") nor shall it be deemed incorporated by reference in any filing or other document under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document. Item 9.01. Financial Statements and Exhibits (d) Exhibits. Exhibit No. Description 99.1 NMI Holdings, Inc. Press Release, dated February 10, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 1
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
NMI Holdings, Inc. (Registrant)
Date: February 10, 2026By:/s/ William J. Leatherberry William J. Leatherberry EVP, Chief Administrative Officer & General Counsel
2
Nov 4, 2025
nmih-202511040001547903false00015479032025-07-292025-07-29
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of report (Date of earliest event reported): November 4, 2025
NMI Holdings, Inc. (Exact Name of Registrant as Specified in Its Charter)
Delaware001-3617445-4914248 (State or Other Jurisdiction of Incorporation)(Commission File Number)(IRS Employer Identification No.)
2100 Powell Street, 12th Floor, Emeryville, CA (Address of Principal Executive Offices) 94608 (Zip Code) (855) 530-6642 (Registrant’s Telephone Number, Including Area Code) (Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, par value $0.01NMIHNasdaq
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02. Results of Operations and Financial Condition On November 4, 2025, NMI Holdings, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. The information included in, or furnished with, this report has been "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), nor shall it be deemed incorporated by reference in any filing or other document under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document. Item 9.01. Financial Statements and Exhibits. (d) Exhibits.
Exhibit No. Description 99.1 NMI Holdings, Inc. Press Release, dated November 4, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
1
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
NMI Holdings, Inc. (Registrant)
Date: November 4, 2025By:/s/ William J. Leatherberry William J. Leatherberry EVP, Chief Administrative Officer and General Counsel
2
This page provides NMI Holdings Inc. (NMIH) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on NMIH's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.