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as of 08-28-2026 4:00pm EST

$0.69
+$0.16
+29.26%
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Netcapital Inc is a financial technology company. The company facilitates the growth of private companies by providing fundraising services and other consulting services. The company's online private investment platform connects entrepreneurs and investors, enabling companies to raise capital digitally. The Company operates in a single operating segment, which is the provision of fintech services.

Founded: 1984 Country:
United States
United States
Employees: N/A City: BOSTON
Market Cap: 3.2M IPO Year: 2022
Target Price: N/A AVG Volume (30 days): 22.5M
Analyst Decision: N/A Number of Analysts: N/A
Dividend Yield:
N/A
Dividend Payout Frequency: N/A
EPS: -1.71 EPS Growth: -4873.17
52 Week Low/High: $0.21 - $2.75 Next Earning Date: 03-19-2026
Revenue: $869,460 Revenue Growth: -82.44%
Revenue Growth (this year): 739.37% Revenue Growth (next year): N/A
P/E Ratio: -0.31 Index: N/A
Free Cash Flow: N/A FCF Growth: N/A

AI-Powered NCPL Daily Prediction

Machine learning model trained on 25+ technical indicators

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AI Recommendation

hold
Model Accuracy: 63.53%
63.53%
Confidence

Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q3

Q3 2025 Earnings

8-K

Dec 15, 2025

0001493152-25-027798

EX-99.1

2 ex99-1.htm

EX-99.1

Exhibit 99.1

Netcapital Reports Second Quarter Fiscal 2026 Financial Results and Provides Corporate Update

●Expands offering beyond traditional securities

●Enhanced platform to enable private companies to raise capital on-line utilizing cryptocurrency and blockchain financing

●Newly appointed CEO Rich Wheeless to host business update conference call tomorrow at 10:00 a.m. ET

BOSTON,

MA, Dec. 15, 2025 (GLOBE NEWSWIRE) — Netcapital Inc. (Nasdaq: NCPL, NCPLW, Netcapital) (the “Company”), a digital private capital markets ecosystem, today announced financial results and provided corporate highlights for the second quarter of fiscal 2026 ended October 31, 2025. In addition, management plans to host a business update conference call tomorrow, December 16, 2025, at 10:00 a.m. ET.

“Our platform serves the fundamental need for emerging private companies to quickly and easily access capital to fund their business plans,” said Rich Wheeless, Netcapital’s Chief Executive Officer. “We plan to offer cryptocurrency and blockchain financing in addition to traditional securities, which we believe will attract new clients seeking alternative funding sources as well as expand the base of investors to include those seeking to invest their crypto holdings.”

“Our recent strategic asset acquisition of Rivetz solidifies our ability to participate in the long-term growth of compliant blockchain-based digital assets, which we expect to drive a more diversified revenue stream going forward. Given the size and anticipated expansion of the tokenized asset market, we are excited about the future growth potential for Netcapital and believe that we are well positioned to execute on our plan. In summary, we are focused on becoming a leader in emerging retail opportunities for tokenized commodities, helping our client companies succeed, while creating significant value for Netcapital shareholders,” added Wheeless.

Second Quarter Fiscal 2026 Financial Highlights:

●Total revenues were $51,076, compared to $170,528 in the prior-year quarter, primarily reflecting lower funding portal activity.

●Operating loss was $2,119,457, compared to an operating loss of $2,202,431 in the year ago period.

●Net loss was ($0.44) per basic and diluted share, compared to a net loss of ($2.34) per basic and diluted share in the year ago period.

●Cash and cash equivalents at October 31, 2025 of $1,684,188, up from $289,428 at April 30, 2025.

Subsequent Event:

●On December 3, 2025, the Company closed an Asset Purchase with Rivetz Corp. to acquire substantially all of Rivetz’s assets related to its “Rivetz Network”, which develops technology combining hardware-based cybersecurity with blockchain services for mobile and other computing devices.

Conference Call Information

The Company will host an investor conference call on Tuesday, December 16, 2025, at 10:00 a.m. ET.

Participant access: 844-985-2012 or 973-528-0138

Conference entry code: 342839

For additional disclosure regarding Netcapital’s operating results, please refer to the Quarterly Report on Form 10-Q for the three-month period ended October 31, 2025, which has been filed with the Securities and Exchange Commission.

About Netcapital Inc.

Netcapital Inc. is a fintech company with a scalable technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors. The Company’s funding portal, Netcapital Funding Portal, Inc. is registered with the U.S. Securities & Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA), a registered national securities association. The Company’s broker-dealer, Netcapital Securities Inc., is also registered with the SEC and is a member of FINRA.

Forward Looking Statements

The information contained herein includes forward-looking statements. These statements relate to future events or to our future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements since they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond our control and which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects our current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to our operations, results of operations, growth strategy and liquidity. We assume no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looki

2025
Q2

Q2 2025 Earnings

8-K

Sep 22, 2025

0001493152-25-014514

EX-99.1

2 ex99-1.htm

EX-99.1

Exhibit 99.1

Netcapital Announces First Quarter Fiscal 2026 Financial Results

● Management to Host Earnings Call on September 23, 2025 at 10 a.m. ET

BOSTON,

MA – September 22, 2025 – Netcapital Inc. (Nasdaq: NCPL, NCPLW) (the “Company”), a digital private capital

markets ecosystem, today announced financial results for the first quarter of fiscal year 2026 ended July 31, 2025.

“We are pleased to report that we began our fiscal year 2026 with revenue growth of more than 30% for the first quarter. In fiscal year 2025, we shifted our strategy to focus on building a stronger and more scalable business, and we are encouraged to see our vision taking shape,” said Martin Kay, CEO of Netcapital Inc.

“We achieved several significant milestones during the quarter, including establishing a Crypto Advisory Board, composed of accomplished industry leaders to guide our efforts in integrating blockchain, digital assets and crypto with traditional finance,” added Mr, Kay. “We believe that this initiative positions us well to play a larger role in the fintech space and explore opportunities in decentralized finance, or DeFi.”

First Quarter Fiscal 2026 Financial Results

● Revenue increased approximately 34% year-over-year to $190,058, as compared to $142,227 in the first quarter of fiscal year 2025.

● The company posted an operating loss of ($3,285,648), compared to operating loss of ($2,508,237) for the first quarter of fiscal year 2025.

● Loss per share was ($1.27), compared to a loss per share of ($5.10) for the first quarter of fiscal year 2025.

● As of July 31, 2025, the Company had cash and cash equivalents of $4,562,491.

Conference Call Information

The Company will host an investor conference call on Tuesday, September 23, 2025, at 10 a.m. ET.

Participant access: 844-985-2012 or 973-528-0138

Conference entry code: 972602

For additional disclosure regarding Netcapital’s operating results, please refer to the Quarterly Report on Form 10-Q for the three-month period ended July 31, 2025, which has been filed with the Securities and Exchange Commission.

About Netcapital Inc.

Netcapital Inc. is a fintech company with a scalable technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors. The Company’s consulting group, Netcapital Advisors, provides marketing and strategic advice and takes equity positions in select companies. The Company’s funding portal, Netcapital Funding Portal, Inc. is registered with the U.S. Securities & Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA), a registered national securities association. The Company’s broker-dealer, Netcapital Securities Inc., is also registered with the SEC and is a member of FINRA.

Forward Looking Statements

The information contained herein includes forward-looking statements. These statements relate to future events or to our future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements since they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond our control and which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects our current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to our operations, results of operations, growth strategy and liquidity. We assume no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.

Investor Contact

800-460-0815

ir@netcapital.com

NETCAPITAL

INC.

CONDENSED

CONSOLIDATED BALANCE SHEETS

July 31, 2025 (Unaudited) April 30, 2025 (Audited)

Assets:

Cash and cash equivalents $4,562,491 $289,428

Accounts receivable, net 20,000 78,649

Prepaid expenses 409,661 31,535

Total current assets 4,992,152 399,612

Deposits 6,300 6,300

Notes receivable - related parties

50,000 50,000

Intangible assets 17,528,660 14,697,529

Equity securities 5,855,190 5,748,050

Total assets $28,432,302 $20,901,491

Liabilities and Stockholders’ Equity

Current liabilities:

Accounts payable $1,934,537 $2,941,108

Accrued expenses 235,448 269,971

Short-term promissory notes

600,000 263,437

Deferred revenue 315 330

Interest payable 114,962 100,797

Current portion of SBA loans 1,885,800 1,885,800

Loan payable - bank

34,324 34,324

Total current liabilities 4,805,386 5,495,767

Lo

2025
Q2

Q2 2025 Earnings

8-K

Aug 13, 2025

0001641172-25-023467

EX-99.1

2 ex99-1.htm

EX-99.1

Exhibit 99.1

Netcapital Announces Full Year Fiscal 2025 Financial Results - Updated

●Management to Host Earnings Call on August 13, 2025 at 9 a.m. ET

BOSTON,

MA – August 12, 2025 – Netcapital Inc. (Nasdaq: NCPL, NCPLW) (the “Company”), a digital private capital

markets ecosystem, today announced financial results for the full fiscal year 2025 ended April 30, 2025.

“In 2025, we made an important shift in strategy to focus on building a stronger, more scalable foundation for the future,” said Martin Kay, CEO of Netcapital Inc. “With our broker-dealer license secured, we believe we are well positioned to serve a broader base of issuers and investors and deepen our impact on democratizing access to private markets—our core mission. We remain deeply committed to disciplined execution, product innovation, and long-term value creation.”

Fiscal Year 2025 Financial Results

●Reported revenues of $869,460 vs.$4,951,435 in fiscal year 2024, primarily due to a decrease in consulting services

●Operating loss of ($8,321,317) vs. ($3,442,388) for fiscal year 2024

●Recorded impairment loss of $19.9 million in fiscal year 2025

●Net loss per share of ($20.39) vs. ($28.83) for fiscal year 2024

Conference Call Information

The Company will host an investor conference call on August 13, 2025, at 9 a.m. ET.

Participant access: 844-985-2012 or 973-528-0138

Conference entry code: 310637

For additional disclosure regarding Netcapital’s operating results, please refer to the Annual Report on Form 10-K for the period ended April 30, 2025, which has been filed with the Securities and Exchange Commission.

About Netcapital Inc.

Netcapital Inc. is a fintech company with a scalable technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors. The Company’s consulting group, Netcapital Advisors, provides marketing and strategic advice and takes equity positions in select companies. The Company’s funding portal, Netcapital Funding Portal Inc. is registered with the U.S. Securities & Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA), a registered national securities association. The Company’s broker-dealer, Netcapital Securities Inc., is also registered with the SEC and is a member of FINRA.

Forward Looking Statements

The information contained herein includes forward-looking statements. These statements relate to future events or to our future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements since they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond our control and which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects our current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to our operations, results of operations, growth strategy and liquidity. We assume no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.

Investor Contact

800-460-0815

ir@netcapital.com

NETCAPITAL

INC.

CONSOLIDATED

BALANCE SHEETS

April 30, 2025 April 30, 2024

Assets:

Cash and cash equivalents $289,428 $863,182

Accounts receivable net 78,649 134,849

Note receivable - 20,000

Other receivables - 1,200

Prepaid expenses 31,535 23,304

Total current assets 399,612 1,042,535

Deposits 6,300 6,300

Notes receivable - related

parties 50,000 202,000

Purchased technology, net 14,697,529 14,733,005

Investment in affiliate - 240,080

Equity securities 5,748,050 25,333,386

Total assets $20,901,491 $41,557,306

Liabilities and Stockholders’ Equity

Current liabilities:

Accounts payable $2,941,108 $793,325

Accrued expenses 269,971 310,300

Short-term promissory notes

263,437 -

Deferred revenue 330 466

Interest payable 100,797 92,483

Current portion of SBA loans 1,885,800 1,885,800

Loan payable - bank

34,324 34,324

Total current liabilities 5,495,767 3,116,698

Long-term liabilities:

Long-term SBA loans, less

current portion 500,000 500,000

Total liabilities 5,995,767 3,616,698

Commitments and contingencies - -

Stockholders’ equity:

Common stock, $.001 par value; 900,000,000 shares authorized, 2,192,226 and 326,867 shares issued and outstanding 2,192 327

Shares to be issued 200,000 122,124

Capital in excess of par value 42,525,294 37,338,594

Retained earnings (27,821

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