AI Earnings Predictions for NCR Atleos Corporation (NATL)

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EX-99.1

2 ex-991ncratleosearningsrel.htm

EX-99.1

Document

NEWS RELEASE

NCR Atleos Corporation Reports Strong First Quarter 2026 Results

with 7% Revenue Growth

ATLANTA, May 6, 2026 - NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today reported first quarter 2026 results. Key highlights include:

• Total revenue of $1.04 billion, an increase of 7% year over year with 72% from recurring revenue streams.

• Self-Service Banking revenue grew approximately 12% year-over-year, led by approximately 30% growth in ATM as a Service (“ATMaaS”) and 23% hardware growth.

◦Market adoption of our recycling technology continues to accelerate growth in hardware orders.

◦ATMaaS delivered approximately 30% year-over-year growth with new market expansion in Europe and Latin America.

•Network revenue demonstrated growth of approximately 1% on a year-over-year basis.

◦Allpoint core transaction volumes remain robust and are approaching all‑time highs, fueled by the expansion of one of the largest convenience retailers and a renewal with one of the largest neobanks in North America.

•Net income attributable to Atleos of $22 million; Adjusted EBITDA of $172 million.

◦Results were in line with plan even as we absorbed net tariff and higher memory costs impacts of approximately $11 million; up significantly from the prior year.

Tim Oliver, Atleos’ Chief Executive Officer, said, “NCR Atleos delivered another strong quarter of financial results. Our service-led growth initiatives continue to pay dividends as financial institutions and retailers increasingly select our differentiated and comprehensive self-service banking offering. ATM hardware revenue grew 23% year-over-year further extending our global install base and driving meaningful, multi-year recurring revenue from attached services and licensed software. ATM as a Service business increased approximately 30% driven by continued growth in North America and Asia, as well as new expansion into Latin America and Europe.

“During the quarter, we continued the global rollout of our AI‑enabled dispatch solution across Europe, delivering improved efficiency, customer satisfaction and cost savings. The Europe rollout follows the successful implementation of our AI dispatch solution last year in North America.

“The regulatory and administrative processes required to complete our proposed transaction with The Brink’s Company are underway and we continue to target a closing by the end of the first quarter of 2027. We expect that combining the complementary businesses of Brink’s and Atleos will enable us to enhance offerings to financial institutions and retailers, and we continue to aim to expand financial access for customers. The transaction will deliver significant value to our shareholders and create new opportunities for our employees,” Mr. Oliver concluded.

Andy Wamser, Chief Financial Officer, added, “Despite a volatile backdrop, we again delivered results that met our internal plan. We anticipate continued sequential growth in earnings and free cash flow, coupled with improved net leverage as we progress through the year.”

Key Financial Highlights

•Q1 Total Revenue of $1.04 billion, an increase of 7% y/y; with 72% from recurring revenue streams.

•Q1 Net Income Attributable to Atleos of $22 million, an increase of 57% y/y.

•Q1 Adjusted EBITDA of $172 million, flat y/y.

•Q1 Diluted Earnings per Share of $0.29, an increase of 53% from prior year Q1; Adjusted Diluted Earnings per Share of $0.65, an increase of 2% from prior year Q1.

•Q1 Net Cash used in operating activities of $9 million, Q1 Adjusted Free Cash Flow-unrestricted of $(13) million.

REVENUE AND ADJUSTED EBITDA SUMMARY

(Unaudited)

For the Periods Ended March 31,

Three Months

($ in millions)20262025% Change

Revenue by segment

Self-Service Banking$697 $623 12%

Network301 299 1%

T&T40 43 (7)%

Total segment revenue1,038 965 8%

Other (1) 5 14 (64)%

Consolidated revenue$1,043 $979 7%

Adjusted EBITDA by segment

Self-Service Banking$159 $152 5%

Self-Service Banking Adjusted EBITDA margin %22.8%24.4%

Network84 86 (2)%

Network Adjusted EBITDA margin %27.9%28.8%

T&T7 8 (13)%

T&T Adjusted EBITDA margin %17.5%18.6%

Other (1) 12(50)%

Corporate (2) (79)(76)4%

Total Adjusted EBITDA $172$172—%

Total Adjusted EBITDA margin %16.5%17.6%

(1)Represents certain other immaterial business operations that do not represent a reportable segment, including commerce-related operations in countries that Voyix exited that are aligned to Atleos. Other also includes revenues from commercial agreements with Voyix.

(2)Includes income and expenses related to corporate functions not specifically attributable to an individual reportable segment.

First Quarter 2026 Operating Results

Revenue

Total Revenue increased 7% or $64 million, to $1.04 billion in the first quarter of 2026, including $754 million of recurr

natl-202602262/26/20260001974138false00019741382026-02-262026-02-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2026

NCR ATLEOS CORPORATION

(Exact name of registrant as specified in its charter)

Commission File Number 001-41728

Maryland92-3588560 (State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.)

864 Spring Street NW Atlanta, GA 30308 (Address of principal executive offices and zip code) Registrant's telephone number, including area code: (832) 308-4999

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s)Name of each exchange on which registered Common Stock, par value $0.01 per shareNATLNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 2.02.    Results of Operations and Financial Condition. On February 26, 2026, NCR Atleos Corporation (the “Company”) issued a press release setting forth its fourth quarter and full year 2025 financial results and certain other financial information. A copy of the press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference.

The information in this report (including Exhibit 99.1) is being furnished pursuant to Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed to be incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.

Item 9.01.    Financial Statements and Exhibits. (d)Exhibits: The following exhibits are attached with this current report on Form 8-K:

Exhibit No.Description 99.1Press release issued by the Company dated February 26, 2026

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

NCR Atleos Corporation

By:/s/ Andrew Wamser Andrew Wamser Executive Vice President and Chief Financial Officer

Date: February 26, 2026