AI Earnings Predictions for NCR Atleos Corporation (NATL)

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NEWS RELEASE

NCR Atleos Corporation Reports Strong Third Quarter Results

ATLANTA, November 4, 2026 - NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today reported third quarter 2026 results. Key highlights include:

•Total revenue for the first nine months of 2026 was $3.2 billion, up 1% year-over-year.

◦ Total revenue of $1.1 billion in Q3, down 2% year-over year, with 71% from recurring revenue streams.

•Net income attributable to Atleos for the first nine months was $184 million, up 133% year-over-year; Adjusted EBITDA for the first nine months was $667 million, up 12% year-over-year.

◦Net income attributable to Atleos in Q3 was $97 million, up 273% year-over-year; Adjusted EBITDA for Q3 was $241 million, up approximately 10% year-over-year.

•Self-Service Banking revenue for the first nine months of 2026 increased 3% with Self-Service Banking Adjusted EBITDA growth of 8%.

◦Self-Service Banking revenue for Q3 declined 2% due to lower hardware volumes in certain markets partially offset by growth in Software and Services.

◦Self-Service Banking Adjusted EBITDA for Q3 increased 7% led by ATM as a Service (“ATMaaS”), Software and productivity initiatives, which more than offset higher memory and fuel costs.

•Network revenue was flat for the first nine months of 2026 with Network Adjusted EBITDA growth of 6%.

◦Network revenue for Q3 declined 2%, driven by lower demand in crypto transactions.

◦Network Adjusted EBITDA for Q3 decreased 2% year-over-year, due to timing of other initiatives.

•Atleos continues to make significant progress toward completing the pending transaction with The Brink’s Company. Regulatory approvals and integration planning are processing as planned and the transaction is on track to close in early January 2027.

Tim Oliver, Atleos’ Chief Executive Officer, said, “We continue to make meaningful progress on regulatory approval processes across the multiple jurisdictions, and have significantly advanced the integration planning activities for the pending combination of Atleos and The Brink’s Company. The transaction is now expected to close in early January 2027 and the integration planning efforts confirm the rationale for the merger. Bringing together these two great companies will expand financial access, provide innovative solutions to our customers, and offer exciting opportunities to our employees.

Atleos delivered strong third quarter profit growth and a very good first nine months of 2026 despite revenue challenges from the war in the Middle East and some customers delaying buying decisions in anticipation of the combined companies new solutions. In the first nine months, service and software business paced our growth and our productivity efforts more than offset fuel and memory costs and pushed profit margins higher. Our service-led growth initiatives and investment in product innovation are encouraging financial institutions and retailers to choose our differentiated and comprehensive offering to meet their evolving self-service needs,” Mr. Oliver concluded.

Andy Wamser, Chief Financial Officer, added, “As we close out the third quarter, our results continue to reflect disciplined execution against our internal plan. We have been able to deliver strong financial results with year-over-year Adjusted EBITDA and EPS growth of 10% and 24%, respectively. Our strong financial performance to date has driven higher free cash flow with no borrowings on our revolving credit facility and further reduction in net leverage. We remain focused on delivering stronger earnings and cash flow conversion as we close out the year, enabling further net leverage reduction ahead of the anticipated transaction.”

Key Financial Highlights

•Q3 Total Revenue of $1.10 billion, a decrease of $22 million year-over-year; with 71% from recurring revenue streams.

•Q3 Net Income Attributable to Atleos of $97 million, an increase of 273% year-over-year.

•Q3 Adjusted EBITDA of $241 million, an increase of 10% year-over-year.

•Q3 Diluted Earnings per Share of $1.27, an increase of 274% from prior year Q3; Adjusted Diluted Earnings per Share of $1.35, an increase of 24% from prior year Q3.

•Q3 Net Cash from operating activities of $198 million, Q3 Adjusted Free Cash Flow-unrestricted of $156 million.

REVENUE AND ADJUSTED EBITDA SUMMARY

(Unaudited)

For the Periods Ended September 30,

Three MonthsNine Months

($ in millions)20262025% Change20262025% Change

Revenue by segment

Self-Service Banking$731 $744 (2)%$2,169 $2,099 3%

Network322 328 (2)%939 946 (1)%

T&T41 40 2%122 124 (2)%

Total segment revenue1,094 1,112 (2)%3,230 3,169 2%

Other (1) 5 9 (44)%15 33 (55)%

Consolidated revenue$1,099 $1,121 (2)%$3,245 $3,202 1%

Adjusted EBITDA by segment

Self-Service Banking$209 $196 7%$580 $536 8%

Self-Service Banking Adjusted EBITDA mar

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NEWS RELEASE

NCR Atleos Corporation Reports Strong First Quarter 2026 Results

with 7% Revenue Growth

ATLANTA, May 6, 2026 - NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today reported first quarter 2026 results. Key highlights include:

• Total revenue of $1.04 billion, an increase of 7% year over year with 72% from recurring revenue streams.

• Self-Service Banking revenue grew approximately 12% year-over-year, led by approximately 30% growth in ATM as a Service (“ATMaaS”) and 23% hardware growth.

◦Market adoption of our recycling technology continues to accelerate growth in hardware orders.

◦ATMaaS delivered approximately 30% year-over-year growth with new market expansion in Europe and Latin America.

•Network revenue demonstrated growth of approximately 1% on a year-over-year basis.

◦Allpoint core transaction volumes remain robust and are approaching all‑time highs, fueled by the expansion of one of the largest convenience retailers and a renewal with one of the largest neobanks in North America.

•Net income attributable to Atleos of $22 million; Adjusted EBITDA of $172 million.

◦Results were in line with plan even as we absorbed net tariff and higher memory costs impacts of approximately $11 million; up significantly from the prior year.

Tim Oliver, Atleos’ Chief Executive Officer, said, “NCR Atleos delivered another strong quarter of financial results. Our service-led growth initiatives continue to pay dividends as financial institutions and retailers increasingly select our differentiated and comprehensive self-service banking offering. ATM hardware revenue grew 23% year-over-year further extending our global install base and driving meaningful, multi-year recurring revenue from attached services and licensed software. ATM as a Service business increased approximately 30% driven by continued growth in North America and Asia, as well as new expansion into Latin America and Europe.

“During the quarter, we continued the global rollout of our AI‑enabled dispatch solution across Europe, delivering improved efficiency, customer satisfaction and cost savings. The Europe rollout follows the successful implementation of our AI dispatch solution last year in North America.

“The regulatory and administrative processes required to complete our proposed transaction with The Brink’s Company are underway and we continue to target a closing by the end of the first quarter of 2027. We expect that combining the complementary businesses of Brink’s and Atleos will enable us to enhance offerings to financial institutions and retailers, and we continue to aim to expand financial access for customers. The transaction will deliver significant value to our shareholders and create new opportunities for our employees,” Mr. Oliver concluded.

Andy Wamser, Chief Financial Officer, added, “Despite a volatile backdrop, we again delivered results that met our internal plan. We anticipate continued sequential growth in earnings and free cash flow, coupled with improved net leverage as we progress through the year.”

Key Financial Highlights

•Q1 Total Revenue of $1.04 billion, an increase of 7% y/y; with 72% from recurring revenue streams.

•Q1 Net Income Attributable to Atleos of $22 million, an increase of 57% y/y.

•Q1 Adjusted EBITDA of $172 million, flat y/y.

•Q1 Diluted Earnings per Share of $0.29, an increase of 53% from prior year Q1; Adjusted Diluted Earnings per Share of $0.65, an increase of 2% from prior year Q1.

•Q1 Net Cash used in operating activities of $9 million, Q1 Adjusted Free Cash Flow-unrestricted of $(13) million.

REVENUE AND ADJUSTED EBITDA SUMMARY

(Unaudited)

For the Periods Ended March 31,

Three Months

($ in millions)20262025% Change

Revenue by segment

Self-Service Banking$697 $623 12%

Network301 299 1%

T&T40 43 (7)%

Total segment revenue1,038 965 8%

Other (1) 5 14 (64)%

Consolidated revenue$1,043 $979 7%

Adjusted EBITDA by segment

Self-Service Banking$159 $152 5%

Self-Service Banking Adjusted EBITDA margin %22.8%24.4%

Network84 86 (2)%

Network Adjusted EBITDA margin %27.9%28.8%

T&T7 8 (13)%

T&T Adjusted EBITDA margin %17.5%18.6%

Other (1) 12(50)%

Corporate (2) (79)(76)4%

Total Adjusted EBITDA $172$172—%

Total Adjusted EBITDA margin %16.5%17.6%

(1)Represents certain other immaterial business operations that do not represent a reportable segment, including commerce-related operations in countries that Voyix exited that are aligned to Atleos. Other also includes revenues from commercial agreements with Voyix.

(2)Includes income and expenses related to corporate functions not specifically attributable to an individual reportable segment.

First Quarter 2026 Operating Results

Revenue

Total Revenue increased 7% or $64 million, to $1.04 billion in the first quarter of 2026, including $754 million of recurr