Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
+0.08%
$24.51
0% positive prob.
5-Day Prediction
-4.42%
$23.41
0% positive prob.
20-Day Prediction
-1.48%
$24.13
0% positive prob.
SEC 8-K filings with transcript text
Jul 20, 2026 · 100% conf.
1D
+0.08%
$24.51
Act: -4.49%
5D
-4.42%
$23.41
Act: -4.53%
20D
-1.48%
$24.13
Transcript text not available. View on SEC.gov →
Apr 20, 2026
Jan 26, 2026
main20260123_8k.htm
false 0001693577
0001693577
2026-01-26 2026-01-26
0001693577
mnsb:CommonStockCustomMember
2026-01-26 2026-01-26
0001693577
mnsb:DepositarySharesEachRepresentingA140thInterestInAShareOf750SeriesAFixedrateNoncumulativePerpetualPreferredStockCustomMember
2026-01-26 2026-01-26
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): Date: January 26, 2026
MainStreet Bancshares, Inc.
(Exact name of Registrant as Specified in Its Charter)
Virginia
001-38817
81-2871064
(State or Other Jurisdiction
of Incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
10089 Fairfax Boulevard, Fairfax, VA
22030
(Address of Principal Executive Offices)
(Zip Code)
(703) 481-4567
(Registrant’s Telephone Number, Including Area Code)
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Common Stock
The Nasdaq Stock Market LLC
Depositary Shares (each representing a 1/40th interest in a share of 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock
The Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On January 26, 2026, MainStreet Bancshares, Inc. (the “Company”) issued a press release setting forth the Company’s fourth quarter and year-ended 2025 unaudited financial results. A copy of the Company’s press release is attached hereto as Exhibit 99.1, is hereby incorporated by reference, and will be posted on the Company's website.
Item 7.01 Regulation FD Disclosure
On January 26, 2026, the Company made available an investor presentation analyzing its fourth quarter and year-ended financial results. A copy of the Company’s investor presentation is attached hereto as Exhibit 99.2, is hereby incorporated by reference, and will be posted on the Company’s website.
Due to inclement weather, the earnings webcast was pre-recorded and can be viewed using the following URL address: https://youtu.be/021fLCQUdPc.
The information furnished under Items 2.02, 7.01 and 9.01 of this Current Report on Form 8-K, including the exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, and it shall not be deemed incorporated by reference in any filing under the Exchange Act, or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing to this Form 8-K.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits.
Exhibit
Number
Description
99.1
Press Release, dated January 26, 2026, with respect to the Company’s unaudited financial results for the fourth quarter and year-ended December 31, 2025
99.2
Investor Presentation dated January 26, 2026
104
Cover Page Interactive Data File (embedded within the Inline XBRL document).
1
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: January 26, 2026
By:
/s/ Richard A. Vari
Name: Richard A. Vari
Title: Chief Financial Officer
2
This page provides MainStreet Bancshares Inc. (MNSB) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on MNSB's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.