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AI Earnings Predictions for Mastercard Incorporated (MA)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+0.70%

$547.56

100% positive prob.

5-Day Prediction

+2.28%

$556.15

100% positive prob.

20-Day Prediction

+3.73%

$564.03

95% positive prob.

Price at prediction: $543.73 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 29, 2026 · 100% conf.

AI Prediction BUY

1D

+0.70%

$547.56

Act: -0.96%

5D

+2.28%

$556.15

Act: +1.50%

20D

+3.73%

$564.03

Act: -4.82%

Price: $543.73 Prob +5D: 100% AUC: 1.000
0001141391-26-000003

ma-20260129false000114139100011413912026-01-292026-01-290001141391us-gaap:CommonClassAMember2026-01-292026-01-290001141391ma:TwoPointOnePercentNotesDue2027Member2026-01-292026-01-290001141391ma:A1NotesDue2029Member2026-01-292026-01-290001141391ma:TwoPointFivePercentNotesDue2030Member2026-01-292026-01-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):January 29, 2026


Mastercard Incorporated (Exact name of registrant as specified in its charter)


Delaware001-3287713-4172551 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.) 2000 Purchase Street10577 Purchase,NY (Address of principal executive offices)(Zip Code) (914)249-2000 (Registrant's telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading SymbolName of each exchange of which registered Class A Common StockMANew York Stock Exchange 2.1% Notes due 2027MA27New York Stock Exchange 1.0% Notes due 2029MA29A New York Stock Exchange

2.5% Notes due 2030MA30New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 1

Item 2.02 Results of Operations and Financial Condition

On January 29, 2026, Mastercard Incorporated issued an earnings release announcing financial results for its fourth quarter and full year 2025.

A copy of the earnings release is attached hereto as Exhibit 99.1. All information in the earnings release is furnished but not filed.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit NumberExhibit Description 99.1 Earnings Release issued by Mastercard Incorporated, dated January 29, 2026

104Cover Page Interactive Data File - the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MASTERCARD INCORPORATED

Date:January 29, 2026By:/s/ Gina Accordino

Gina Accordino

Corporate Secretary

3

2025
Q3

Q3 2025 Earnings

8-K

Oct 30, 2025

0001141391-25-000191

ma-20251030false000114139100011413912025-10-302025-10-300001141391us-gaap:CommonClassAMember2025-10-302025-10-300001141391ma:TwoPointOnePercentNotesDue2027Member2025-10-302025-10-300001141391ma:A1NotesDue2029Member2025-10-302025-10-300001141391ma:TwoPointFivePercentNotesDue2030Member2025-10-302025-10-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):October 30, 2025


Mastercard Incorporated (Exact name of registrant as specified in its charter)


Delaware001-3287713-4172551 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.) 2000 Purchase Street10577 Purchase,NY (Address of principal executive offices)(Zip Code) (914)249-2000 (Registrant's telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading SymbolName of each exchange of which registered Class A Common StockMANew York Stock Exchange 2.1% Notes due 2027MA27New York Stock Exchange 1.0% Notes due 2029MA29A New York Stock Exchange

2.5% Notes due 2030MA30New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 1

Item 2.02 Results of Operations and Financial Condition

On October 30, 2025, Mastercard Incorporated issued an earnings release announcing financial results for its third quarter 2025.

A copy of the earnings release is attached hereto as Exhibit 99.1. All information in the earnings release is furnished but not filed.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit NumberExhibit Description 99.1 Earnings Release issued by Mastercard Incorporated, dated October 30, 2025

104Cover Page Interactive Data File - the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MASTERCARD INCORPORATED

Date:October 30, 2025By:/s/ Gina Accordino

Gina Accordino

Corporate Secretary

3

2025
Q2

Q2 2025 Earnings

8-K

Jul 31, 2025

0001141391-25-000170

ma-20250731false000114139100011413912025-07-312025-07-310001141391us-gaap:CommonClassAMember2025-07-312025-07-310001141391ma:TwoPointOnePercentNotesDue2027Member2025-07-312025-07-310001141391ma:A1NotesDue2029Member2025-07-312025-07-310001141391ma:TwoPointFivePercentNotesDue2030Member2025-07-312025-07-31

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):July 31, 2025


Mastercard Incorporated (Exact name of registrant as specified in its charter)


Delaware001-3287713-4172551 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.) 2000 Purchase Street10577 Purchase,NY (Address of principal executive offices)(Zip Code) (914)249-2000 (Registrant's telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading SymbolName of each exchange of which registered Class A Common StockMANew York Stock Exchange 2.1% Notes due 2027MA27New York Stock Exchange 1.0% Notes due 2029MA29A New York Stock Exchange

2.5% Notes due 2030MA30New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 1

Item 2.02 Results of Operations and Financial Condition

On July 31, 2025, Mastercard Incorporated issued an earnings release announcing financial results for its second quarter 2025.

A copy of the earnings release is attached hereto as Exhibit 99.1. All information in the earnings release is furnished but not filed.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit NumberExhibit Description 99.1 Earnings Release issued by Mastercard Incorporated, dated July 31, 2025

104Cover Page Interactive Data File - the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MASTERCARD INCORPORATED

Date:July 31, 2025By:/s/ Gina Accordino

Gina Accordino

Corporate Secretary

3

About Mastercard Incorporated (MA) Earnings

This page provides Mastercard Incorporated (MA) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on MA's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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