Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
-0.24%
$333.73
100% positive prob.
5-Day Prediction
+0.73%
$337.00
100% positive prob.
20-Day Prediction
+1.82%
$340.65
95% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q3 2026 | BUY | -0.24% | +0.73% | +1.82% | 100.0% | Pending |
| Q2 2026 | BUY | -1.63% | +0.90% | -1.91% | 100.0% | +0.57% |
SEC 8-K filings with transcript text
Oct 13, 2026 · 100% conf.
1D
-0.24%
$333.73
Act: +1.05%
5D
+0.73%
$337.00
20D
+1.82%
$340.65
2 a3q26erfexhibit991narrative.htm
Document
Exhibit 99.1
JPMorgan Chase & Co.
270 Park Avenue, New York, NY 10017-2070
NYSE symbol: JPM
www.jpmorganchase.com
JPMORGANCHASE REPORTS THIRD-QUARTER 2026 NET INCOME OF $15.3 BILLION ($5.57 PER SHARE), NET INCOME OF $15.8 BILLION ($5.75 PER SHARE) EXCLUDING A SIGNIFICANT ITEM
CET1 Capital Ratios3
Std. 13.9% | Adv. 14.1%
Total Loss-Absorbing Capacity3 $599B
Std. RWA3 $2.2T
Cash and marketable securities4 $1.5T
Average loans $1.6T
Firmwide Metrics n Reported revenue of $50.2 billion and managed revenue2 of $50.9 billion
n Expense of $27.3 billion; reported overhead ratio of 54% and managed overhead ratio2 of 54%
n Credit costs of $2.7 billion with $2.2 billion of net charge-offs and a $539 million net reserve build
n Average loans up 10% YoY and 2% QoQ; average deposits up 8% YoY and 2% QoQ
CCB
n Average deposits up 4% YoY, flat QoQ; client investment assets up 15% YoY
n Average loans up 2% YoY and 1% QoQ; Card Services net charge-off rate of 2.91%
n Debit and credit card sales volume5 up 10% YoY
n Active mobile customers6 up 7% YoY
CIB
n Investment Banking fees up 14% YoY, down 8% QoQ; #1 ranking for Global Investment Banking fees with 9.2% wallet share YTD7
n Markets revenue up 15% YoY, with Fixed Income Markets down 4% and Equity Markets up 49%
n Average Banking & Payments loans up 11% YoY, flat QoQ; average client deposits8 up 10% YoY, up 1% QoQ
AWM
n AUM9 of $5.2 trillion, up 13% YoY
n Average loans up 20% YoY and 6% QoQ; average deposits up 5% YoY, down 3% QoQ
Jamie Dimon, Chairman and CEO, commented on the financial results: “The Firm reported another quarter of strong results, generating net income of $15.8 billion and an ROTCE of 21%, excluding discretionary investment securities losses totaling $498 million after tax.”
Dimon continued: “Each line of business performed well. In the CIB, revenue increased 14%. Markets revenue and IB fees each rose at a mid-teens rate, helped by strong levels of client activity, although activity did moderate somewhat during the quarter. Meanwhile, Payments and Securities Services each posted double-digit revenue increases led by ongoing deposit and fee growth. In CCB, revenue rose 9%. We ranked #1 in U.S. retail deposits for the sixth consecutive year, and account acquisition remained strong in the quarter as we added over 650,000 net new checking accounts. Additionally, growth continued to be robust in Card, with strong demand for our set of products. Finally, in AWM, revenue grew 14%, and flows were very strong with $263 billion of client asset net inflows.”
Dimon added: “Our capital hierarchy has remained consistent over time, with investing in the franchise and supporting our clients at the top. In line with our hierarchy, we reduced share repurchases this quarter. We believe we can deploy this capital over time at very attractive returns for our shareholders.”
Dimon added: “The U.S. economy continued to be fueled by strong business investment and ongoing consumer spending. However, large fiscal deficits, sticky inflation, elevated asset prices, rising interest rates and geopolitical conditions continue to shift under the surface. These forces may be manageable, but we remain prepared for a wide range of outcomes.”
Dimon concluded: “I want to express my deep gratitude to our employees across the globe for how they work to support our customers and communities every single day.”
n $658 million of net investment securities losses in Corporate10 ($0.18 decrease in EPS11)
n Common dividend of $4.4 billion or $1.65 per share
n $664 million of common stock net repurchases12
n Net payout LTM12,13 of 61%
n Book value per share of $132.30, up 6% YoY; tangible book value per share2 of $112.64, up 7% YoY
n Basel III common equity Tier 1 capital3 of $304 billion, Standardized ratio3 of 13.9% and Advanced ratio3 of 14.1%
n Firm supplementary leverage ratio of 5.5%
n Approximately $2.9 trillion of credit and capital14 raised YTD:
n $240 billion of credit for consumers
n $27 billion of credit for U.S. small businesses
n $2.5 trillion of credit and capital for corporations15 and non-U.S. government entities
n $79 billion of credit and capital for nonprofit and U.S. government entities, including states, municipalities, hospitals and universities
Investor Contact: Mikael Grubb (212) 270-2479 Media Contact: Joseph Evangelisti (212) 270-7438
Note: Totals may not sum due to rounding.
1 Percentage comparisons are for the third quarter of 2026 versus the prior-year third quarter, unless otherwise specified.
2 For notes on non-GAAP financial measures, including managed basis reporting, see
Jul 14, 2026 · 100% conf.
1D
-1.63%
$337.40
Act: +1.14%
5D
+0.90%
$346.07
Act: +0.57%
20D
-1.91%
$336.44
Act: +5.55%
jpm-20260714
false000001961700000196172026-07-142026-07-140000019617us-gaap:CommonStockMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof5.75NonCumulativePreferredStockSeriesDDMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof6.00NonCumulativePreferredStockSeriesEEMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof4.75NonCumulativePreferredStockSeriesGGMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf455NonCumulativePreferredStockSeriesJJMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf4625NonCumulativePreferredStockSeriesLLMember2026-07-142026-07-140000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf420NonCumulativePreferredStockSeriesMMMember2026-07-142026-07-140000019617jpm:GuaranteeOfCallableFixedRateNotesDueJune102032OfJPMorganChaseFinancialCompanyLLCMember2026-07-142026-07-140000019617jpm:GuaranteeOfAlerianMLPIndexETNsDueJanuary282044OfJPMorganChaseFinancialCompanyLLCDomain2026-07-142026-07-140000019617jpm:GuaranteeOfInverseVIXShortTermFuturesETNsDueMarch222045OfJPMorganChaseFinancialCompanyLLCMember2026-07-142026-07-14
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (date of earliest event reported): July 14, 2026
JPMorgan Chase & Co.
(Exact name of registrant as specified in its charter)
Delaware1-580513-2624428
(State or other jurisdiction of incorporation or organization)(Commission File Number)(I.R.S. employer identification no.)
270 Park Avenue,
New York,New York10017
(Address of principal executive offices)(Zip Code)
Registrant’s telephone number, including area code: (212) 270-6000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common stockJPMThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DDJPM PR DThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EEJPM PR CThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GGJPM PR JThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJJPM PR KThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LLJPM PR LThe New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MMJPM PR MThe New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLC JPM/32The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLCAMJBNYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLCVYLDNYSE Arca, Inc.
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition
On July 14, 2026, JPMorgan Chase & Co. (“JPMorganChase” or the “Firm”) reported 2026 second quarter net income of $21.2 billion, or $7.70 per share, compared with net income of $15.0 billion, or $5.24 per share, in the second quarter of 2025. A copy of the 2026 second quarter earnings release is attached hereto as Exhibit 99.1, and a copy of the earnings release financial supplement is attached hereto as Exhibit 99.2.
Apr 14, 2026
2 a1q26erfexhibit991narrative.htm
Document
Exhibit 99.1
JPMorgan Chase & Co.
270 Park Avenue, New York, NY 10017-2070
NYSE symbol: JPM
www.jpmorganchase.com
JPMORGANCHASE REPORTS FIRST-QUARTER 2026 NET INCOME OF $16.5 BILLION ($5.94 PER SHARE)
CET1 Capital Ratios3
Std. 14.3% | Adv. 14.1%
Total Loss-Absorbing Capacity3 $572B
Std. RWA3 $2.0T
Cash and marketable securities4 $1.5T
Average loans $1.5T
Firmwide Metrics n Reported revenue of $49.8 billion and managed revenue of $50.5 billion2
n Expense of $26.9 billion; reported overhead ratio of 54% and managed overhead ratio2 of 53%
n Credit costs of $2.5 billion with $2.3 billion of net charge-offs and a $191 million net reserve build
n Average loans up 11% YoY, up 2% QoQ; average deposits up 7% YoY, up 1% QoQ
CCB
n Average deposits up 2% YoY and QoQ; client investment assets up 18% YoY
n Average loans up 1% YoY and flat QoQ; Card Services net charge-off rate of 3.47%
n Debit and credit card sales volume5 up 9% YoY
n Active mobile customers6 up 7% YoY
CIB
n Investment Banking fees up 28% YoY, up 23% QoQ; #1 ranking for Global Investment Banking fees with 9.8% wallet share in 1Q26
n Markets revenue up 20% YoY, with Fixed Income Markets up 21% and Equity Markets up 17%
n Average Banking & Payments loans up 10% YoY, up 4% QoQ; average client deposits7 up 13% YoY, up 1% QoQ
AWM
n AUM8 of $4.8 trillion, up 16% YoY
n Average loans up 15% YoY, up 3% QoQ; average deposits up 4% YoY, up 3% QoQ
Jamie Dimon, Chairman and CEO, commented: “The Firm delivered strong results in the first quarter, reporting net income of $16.5 billion.”
Dimon continued: “Performance was strong across our businesses. In the CIB, revenue grew 19%. Markets revenue reached a record $11.6 billion, while IB fees increased 28% due to stronger advisory and ECM activity. Additionally, Payments continued to deliver very strong results, with double-digit growth in deposits and fees. In CCB, revenue rose 7%. We continued to acquire new customers at a robust rate across the franchise, including achieving record net inflows in self-directed investing and opening more than 450,000 net new checking accounts. Finally, in AWM, revenue increased 11%, and flows remained healthy with $54 billion of long-term AUM net inflows.”
Dimon added: “Regarding capital, we were pleased to see that the recent capital re-proposals mitigated the most severe consequences of the 2023 proposals. However, there are still aspects of the proposed rules that need to be addressed. We have ample amounts of capital and liquidity, with $291 billion in CET1 capital, $572 billion in total loss-absorbing capacity and $1.5 trillion in cash and marketable securities. We hope that regulators prioritize well-designed regulation and address these aspects of the proposed rules to allow banks of all sizes to deploy their resources to support the real economy.”
Dimon added: "The U.S. economy remained resilient in the quarter, with consumers still earning and spending and businesses still healthy. Several tailwinds are supporting this resiliency, including increased fiscal stimulus, the benefits of deregulation, AI-driven capital investment and the Fed's asset purchases. At the same time, there is an increasingly complex set of risks—such as geopolitical tensions and wars, energy price volatility, trade uncertainty, large global fiscal deficits and elevated asset prices. While we cannot predict how these risks and uncertainties will ultimately play out, they are significant and they reinforce why we prepare the Firm for a wide range of environments.”
Dimon concluded: “I want to express my deep gratitude to our employees across the globe for how they work to support our customers and communities every single day.”
n Common dividend of $4.1 billion or $1.50 per share
n $8.1 billion of common stock net repurchases9
n Net payout LTM9,10 of 82%
n Book value per share of $128.38, up 8% YoY; tangible book value per share2 of $108.87, up 8% YoY
n Basel III common equity Tier 1 capital3 of $291 billion, Standardized ratio3 of 14.3% and Advanced ratio3 of 14.1%
n Firm supplementary leverage ratio of 5.6%
n Approximately $855 billion of credit and capital11 raised in 1Q26:
n $72 billion of credit for consumers
n $8 billion of credit for U.S. small businesses
n $750 billion of credit and capital for corporations and non-U.S. government entities
n $25 billion of credit and capital for nonprofit and U.S. government entities, including states, municipalities, hospitals and universities
Investor Contact: Mikael Grubb (212) 270-2479 Media Contact: Joseph Evangelisti (212) 270-7438
Note: Totals may not sum due to rounding.
1 Percentage comparisons are for
This page provides JP Morgan Chase & Co. (JPM) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on JPM's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.