Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
-0.66%
$148.36
0% positive prob.
5-Day Prediction
-2.90%
$145.00
0% positive prob.
20-Day Prediction
-1.09%
$147.71
0% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q1 2026 | SELL | -0.66% | -2.90% | -1.09% | 99.9% | -3.09% |
| Q4 2025 | BUY | +1.56% | +3.61% | +5.15% | 100.0% | +2.68% |
SEC 8-K filings with transcript text
May 5, 2026 · 100% conf.
1D
-0.66%
$148.36
Act: -4.33%
5D
-2.90%
$145.00
Act: -3.09%
20D
-1.09%
$147.71
Act: -10.85%
2 jkhy-20260331xex99pressrel.htm
Document
Press Release
Mimi L. Carsley | Chief Financial Officer | mcarsley@jackhenry.com
Jack Henry & Associates, Inc. Reports Third Quarter Fiscal 2026 Results
Third quarter summary:
• GAAP revenue increased 8.7% and GAAP operating income increased 11.8% for the fiscal three months ended March 31, 2026, compared to the prior fiscal year quarter.
• Non-GAAP adjusted revenue increased 7.3% and non-GAAP adjusted operating income increased 7.3% for the fiscal three months ended March 31, 2026, compared to the prior fiscal year quarter.1
•GAAP EPS was $1.71 per diluted share for the fiscal three months ended March 31, 2026, compared to $1.52 per diluted share in the prior fiscal year quarter representing growth of 12.2%.
•Stock repurchases for the fiscal three months ended March 31, 2026, were $159 million at an average of $162 per share.
Fiscal year-to-date summary:
• GAAP revenue increased 8.0% and GAAP operating income increased 20.6% for the fiscal year-to-date period ended March 31, 2026, compared to the prior fiscal year-to-date period.
• Non-GAAP adjusted revenue increased 7.6% and non-GAAP adjusted operating income increased 16.7% for the fiscal year-to-date period ended March 31, 2026, compared to the prior fiscal year-to-date period.1
• GAAP EPS was $5.41 per diluted share for the fiscal year-to-date period ended March 31, 2026, compared to $4.49 per diluted share in the prior fiscal year-to-date period representing growth of 20.4%.
• Cash and cash equivalents were $20.6 million at March 31, 2026, and $39.9 million at March 31, 2025.
• Debt outstanding for credit facilities was $90 million at March 31, 2026, and $170 million at March 31, 2025.
•Stock repurchases for fiscal year-to-date period ended March 31, 2026, were $284 million at an average of $160 per share.
Compared to the same period in the prior fiscal year:
Third Qtr Revenue
Third Qtr Operating Income
FY'26 YTD Net Income
Non-GAAP1
Non-GAAP1
Non-GAAP1
increasedincreasedincreasedincreasedincreasedincreased
8.7%7.3%11.8%7.3%19.3%15.5%
FY'26 YTD Revenue
FY'26 YTD Operating Income
Non-GAAP1
Non-GAAP1
Non-GAAP2
increasedincreasedincreasedincreasedincreased
8.0%7.6%20.6%16.7%12.9%
Full year fiscal 2026 guidance (Dollars in millions):3
Current
GAAPLowHigh
Revenue$2,521$2,533
Operating margin4 24.7%24.9%
Non-GAAP5
Adjusted revenue$2,479$2,491
Adjusted operating margin23.9%24.1%
Monett, MO, May 5, 2026 - Jack Henry & Associates, Inc. (Nasdaq: JKHY), a leading financial technology provider, today announced results for fiscal third quarter ended March 31, 2026.
1 See tables below on page 4 reconciling non-GAAP financial measures to GAAP.
2See table below on page 14 reconciling net income to non-GAAP EBITDA.
3 The full fiscal year guidance assumes no additional acquisitions or dispositions will be made during fiscal year 2026.
4Operating margin is calculated by dividing operating income by revenue.
5See tables below on page 9 reconciling fiscal year 2026 GAAP to non-GAAP guidance.
1
According to Greg Adelson, President and CEO, “We delivered very strong third-quarter financial results, reflecting our differentiated set of modern solutions, unwavering focus on helping banks and credit unions win in the markets they serve, and disciplined execution across our business. Sales momentum remained strong, highlighted by 17 competitive core wins in the quarter, our best third quarter for new core wins in the last seven years. The sales pipeline is increasing, fueled by increased technology spending and competitive uncertainty, positioning Jack Henry well for driving long-term growth and value creation."
Operating Results
Revenue, operating expenses, operating income, and net income for the fiscal three and nine months ended March 31, 2026, compared to the fiscal three and nine months ended March 31, 2025, were as follows:
Revenue
(Unaudited, dollars in thousands) Three Months Ended March 31,% ChangeNine Months Ended March 31,% Change
2026202520262025
Revenue
Services and Support$365,149 $330,792 10.4 %$1,087,808 $1,010,498 7.7 %
Percentage of Total Revenue57.4 %56.5 %57.2 %57.4 %
Processing271,096 254,295 6.6 %812,508 749,418 8.4 %
Percentage of Total Revenue42.6 %43.5 %42.8 %42.6 %
•Services and support revenue increased for the fiscal three months ended March 31, 2026, primarily driven by growth in data processing and hosting revenue within private and public cloud revenue of 9.4% and higher deconversion revenue by $9,021. Processing revenue increased for the fiscal three months ended March 31, 2026, primarily driven by growth in digital and transaction revenue of 9.9%, card revenue of 3.6%, and faster payments revenue of 46.4%.
•Services and supp
Apr 28, 2026 · 100% conf.
1D
-0.66%
$148.36
Act: -4.33%
5D
-2.90%
$145.00
Act: -3.09%
20D
-1.09%
$147.71
Act: -10.85%
jkhy-20260428
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 28, 2026
(Exact name of Registrant as specified in its Charter)
Delaware0-1411243-1128385
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
663 Highway 60, P.O. Box 807, Monett, MO 65708
(Address of Principal Executive Offices) (Zip Code)
417-235-6652
(Registrant’s telephone number, including area code)
Not Applicable
(Former name, former address and former fiscal year, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a.-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTicker symbol(s)Name of each exchange on which registered
Common Stock, $0.01 par valueJKHYNasdaq Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On April 28, 2026, Jack Henry & Associates, Inc. issued a press release announcing its deconversion revenue for the fiscal third quarter ended March 31, 2026, the text of which is attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits.
Exhibits
Exhibit No. Description
99.1 Press Release dated April 28, 2026
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
(Registrant)
Date:April 28, 2026/s/ Mimi L. Carsley
Mimi L. Carsley
Chief Financial Officer and Treasurer
Feb 3, 2026 · 100% conf.
1D
+1.56%
$168.75
Act: +4.59%
5D
+3.61%
$172.16
Act: +2.68%
20D
+5.15%
$174.72
Act: +1.37%
jkhy-2026020300007791522026Q2false00007791522026-02-032026-02-03
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2026
(Exact name of Registrant as specified in its Charter) Delaware0-1411243-1128385 (State or other jurisdiction of incorporation) (Commission File Number)(IRS Employer Identification No.)
663 Highway 60, P.O. Box 807, Monett, MO 65708 (Address of Principal Executive Offices) (Zip Code)
417-235-6652 (Registrant’s telephone number, including area code)
N/A (Former name, former address and former fiscal year, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a.-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4(c))
Title of each classTicker symbol(s)Name of each exchange on which registered Common Stock, $0.01 par valueJKHYNasdaq Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition. On February 3, 2026, Jack Henry & Associates, Inc. issued a press release announcing fiscal 2026 second quarter results, the text of which is attached hereto as Exhibit 99.1.
Item 9.01 Financial Statements and Exhibits. (d) Exhibits 99.1 Press release dated February 3, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
(Registrant)
Date:February 3, 2026/s/ Mimi L. Carsley Mimi L. Carsley Chief Financial Officer and Treasurer
This page provides Jack Henry & Associates Inc. (JKHY) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on JKHY's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.