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International Bancshares Corp is a multibank financial holding company. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.

Founded: 1966 Country:
United States
United States
Employees: N/A City: LAREDO
Market Cap: 4.2B IPO Year: 1995
Target Price: $85.00 AVG Volume (30 days): 260.6K
Analyst Decision: Strong Buy Number of Analysts: 1
Dividend Yield:
2.19%
Dividend Payout Frequency: quarterly
EPS: 6.62 EPS Growth: 0.76
52 Week Low/High: $54.11 - $75.44 Next Earning Date: 05-29-2026
Revenue: N/A Revenue Growth: N/A
Revenue Growth (this year): N/A Revenue Growth (next year): N/A
P/E Ratio: 10.05 Index: N/A
Free Cash Flow: 472.9M FCF Growth: +2.86%

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Feb 26, 2026 · 100% conf.

AI Prediction BUY

1D

+1.71%

$71.98

5D

+3.14%

$72.99

20D

+2.94%

$72.85

Price: $70.77 Prob +5D: 100% AUC: 1.000
0001104659-26-020307

INTERNATIONAL BANCSHARES CORPORATION_February 26, 2026 0000315709false00003157092026-02-262026-02-26 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 26, 2026 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 26, 2026, International Bancshares Corporation issued a news release announcing net income for the twelve months ended December 31, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number ​ ​ ​ Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 26, 2026

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 26, 2026 ​ ​

3

2025
Q3

Q3 2025 Earnings

8-K

Nov 6, 2025

0001104659-25-107576

INTERNATIONAL BANCSHARES CORPORATION_November 6, 2025 0000315709false00003157092025-11-062025-11-06 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 6, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 6, 2025, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 6, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 6, 2025 ​ ​

3

2025
Q2

Q2 2025 Earnings

8-K

Aug 7, 2025

0001558370-25-010723

0000315709false00003157092025-08-072025-08-07 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 7, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 7, 2025, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 7, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 7, 2025 ​ ​

3

2025
Q1

Q1 2025 Earnings

8-K

May 5, 2025

0001558370-25-006265

0000315709false00003157092025-05-052025-05-05 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): May 5, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On May 5, 2025, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated May 5, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: May 5, 2025 ​ ​

4

2024
Q4

Q4 2024 Earnings

8-K

Feb 27, 2025

0001558370-25-001760

0000315709false00003157092025-02-272025-02-27 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 27, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 27, 2025, International Bancshares Corporation issued a news release announcing net income for the three and twelve months ended December 31, 2024.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 27, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 27, 2025 ​ ​

4

2024
Q3

Q3 2024 Earnings

8-K

Nov 7, 2024

0001558370-24-014809

0000315709false00003157092024-11-072024-11-07 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 7, 2024 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 7, 2024, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2024.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 7, 2024

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 7, 2024 ​ ​

4

2024
Q2

Q2 2024 Earnings

8-K

Aug 1, 2024

0001558370-24-010562

0000315709false00003157092024-08-012024-08-01 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 1, 2024 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 1, 2024, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2024.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 1, 2024

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 1, 2024 ​ ​

4

2024
Q1

Q1 2024 Earnings

8-K

May 2, 2024

0001558370-24-006501

0000315709false00003157092024-05-022024-05-02 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): May 2, 2024 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On May 2, 2024, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2024.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated May 2, 2024

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: May 2, 2024 ​ ​

4

2023
Q4

Q4 2023 Earnings

8-K

Feb 26, 2024

0001558370-24-001677

0000315709false00003157092024-02-262024-02-26 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 26, 2024 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 26, 2024, International Bancshares Corporation issued a news release announcing net income for the twelve months ended December 31, 2023.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 26, 2024

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 26, 2024 ​ ​

4

2023
Q3

Q3 2023 Earnings

8-K

Nov 2, 2023

0001558370-23-017368

0000315709false00003157092023-11-022023-11-02 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 2, 2023 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 2, 2023, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2023.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 2, 2023

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 2, 2023 ​ ​

4

2023
Q2

Q2 2023 Earnings

8-K

Aug 3, 2023

0001558370-23-013140

0000315709false00003157092023-08-032023-08-03 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 3, 2023 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 3, 2023, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2023.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 3, 2023

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 3, 2023 ​ ​

4

2023
Q1

Q1 2023 Earnings

8-K

May 4, 2023

0001558370-23-008024

0000315709false00003157092023-05-042023-05-04 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): May 4, 2023 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On May 4, 2023, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2023.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated May 4, 2023

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: May 4, 2023 ​ ​

4

2022
Q4

Q4 2022 Earnings

8-K

Feb 23, 2023

0001558370-23-001861

0000315709false00003157092023-02-232023-02-23 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 23, 2023 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 23, 2023, International Bancshares Corporation issued a news release announcing net income for the three and twelve months ended December 31, 2022.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 23, 2023

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 23, 2023 ​ ​

4

2022
Q3

Q3 2022 Earnings

8-K

Nov 3, 2022

0001558370-22-016191

0000315709false00003157092022-08-042022-08-04 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 3, 2022 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 3, 2022, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2022.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 3, 2022

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 3, 2022 ​ ​

4

2022
Q2

Q2 2022 Earnings

8-K

Aug 4, 2022

0001558370-22-012124

0000315709false00003157092022-08-042022-08-04 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 4, 2022 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 4, 2022, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2022.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 4, 2022

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 4, 2022 ​ ​

4

2022
Q1

Q1 2022 Earnings

8-K

May 5, 2022

0001558370-22-007287

0000315709false00003157092022-05-052022-05-05 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): May 5, 2022 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On May 5, 2022, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2022.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated May 5, 2022

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: May 5, 2022 ​ ​

4

2021
Q4

Q4 2021 Earnings

8-K

Feb 24, 2022

0001558370-22-001887

0000315709false00003157092022-02-242022-02-24 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 24, 2022 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 24, 2022, International Bancshares Corporation issued a news release announcing net income for the twelve months ended December 31, 2021.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 24, 2022

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 24, 2022 ​ ​

4

2021
Q3

Q3 2021 Earnings

8-K

Nov 4, 2021

0001558370-21-014515

0000315709false00003157092021-11-042021-11-04 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 4, 2021 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 4, 2021, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2021.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 4, 2021

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 4, 2021 ​ ​

4

2021
Q2

Q2 2021 Earnings

8-K

Aug 5, 2021

0001558370-21-010470

0000315709false00003157092021-08-052021-08-05 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 5, 2021 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 5, 2021, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2021.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 5, 2021

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 5, 2021 ​ ​

4

2021
Q1

Q1 2021 Earnings

8-K

May 6, 2021

0001558370-21-006142

0000315709false00003157092021-05-062021-05-06 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): May 6, 2021 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

NASDAQ

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On May 6, 2021, International Bancshares Corporation issued a news release announcing net income for the three months ended March 31, 2021.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits (d) Exhibits 99 - The following exhibit is being furnished with this Current Report on Form 8-K. ​

2

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated May 6, 2021

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: May 6, 2021 ​ ​

4

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