MarketBeat
Independent Bank Touts “People-First” HCB Deal to Boost Michigan Reach and Lending Power
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AI Sentiment
Highly Positive
9/10
- Home
- IBCP
as of 03-20-2026 3:43pm EST
$32.17
$0.66
-2.03%
Independent Bank Corp. operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers. The firm's principal markets are the rural and suburban communities across Lower Michigan. The firm generates the majority of its revenue from Interest and fees on loans.
| Founded: | 1864 | Country: | United States |
| Employees: | 834 | City: | GRAND RAPIDS |
| Market Cap: | 674.7M | IPO Year: | 2010 |
| Target Price: | $37.00 | AVG Volume (30 days): | 127.8K |
| Analyst Decision: | Hold | Number of Analysts: | 3 |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 3.27 | EPS Growth: | 3.48 |
| 52 Week Low/High: | $26.75 - $37.39 | Next Earning Date: | 04-23-2026 |
| Revenue: | $32,075,000 | Revenue Growth: | 0.30% |
| Revenue Growth (this year): | -3.51% | Revenue Growth (next year): | 5.46% |
| P/E Ratio: | 10.04 | Index: | N/A |
| Free Cash Flow: | 70.2M | FCF Growth: | +27.11% |
AI-Powered IBCP Daily Prediction
Machine learning model trained on 25+ technical indicators
Updated 3 days ago
AI Recommendation
hold
Model Accuracy: 78.53%
78.53%
Confidence
Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.
Stock Insider Trading Activity of Independent Bank Corporation (IBCP)
Kruse Ronia F
Buy
Director
IBCP Feb 24, 2026
Avg Cost/Share
$35.27
Shares
1,200
Total Value
$42,324.00
Owned After
2,200
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Kruse Ronia F | IBCP | Director | Feb 24, 2026 | Buy | $35.27 | 1,200 | $42,324.00 | 2,200 |
Earnings Transcripts
SEC 8-K filings with transcript text
2025 Q4 Q4 2025 Earnings
8-K SELL Jan 22, 2026 · 100% conf.
2025
Q4
Q4 2025 Earnings
8-K SELLJan 22, 2026 · 100% conf.
AI Prediction SELL
1D
-0.81%
$35.10
Act: -2.20%
5D
-4.48%
$33.80
Act: -1.33%
20D
-2.47%
$34.52
Act: +4.46%
Price: $35.39 Prob +5D: 0% AUC: 1.000
0000039311-26-000004
ibcp-20260122FALSE000003931100000393112026-01-222026-01-22
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 22, 2026
INDEPENDENT BANK CORPORATION
(Exact name of registrant as specified in its charter)
Michigan0-781838-2032782 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
4200 East Beltline Grand Rapids, Michigan 49525 (Address of principal executive office)(Zip Code)
Registrant’s telephone number, including area code: (616) 527-5820 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, no par valueIBCPNASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company o If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition On January 22, 2026, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call. The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits Exhibits.
99.1 Press release dated January 22, 2026.
99.2 Supplemental data to the Registrant’s press release dated January 22, 2026.
99.3 Earnings conference call presentation.
2
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
INDEPENDENT BANK CORPORATION
(Registrant)
DateJanuary 22, 2026 Bys/Gavin A. Mohr Gavin A. Mohr, Principal Financial Officer
3
2025 Q3 Q3 2025 Earnings
8-K Oct 28, 2025
2025
Q3
Q3 2025 Earnings
8-KOct 28, 2025
0000039311-25-000098
ibcp-20251028FALSE000003931100000393112025-10-282025-10-28
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 28, 2025
INDEPENDENT BANK CORPORATION
(Exact name of registrant as specified in its charter)
Michigan0-781838-2032782 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
4200 East Beltline Grand Rapids, Michigan 49525 (Address of principal executive office)(Zip Code)
Registrant’s telephone number, including area code: (616) 527-5820 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, no par valueIBCPNASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company o If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition On October 28, 2025, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call. The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits Exhibits.
99.1 Press release dated October 28, 2025.
99.2 Supplemental data to the Registrant’s press release dated October 28, 2025.
99.3 Earnings conference call presentation.
2
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
INDEPENDENT BANK CORPORATION
(Registrant)
Date10/28/2025Bys/Gavin A. Mohr Gavin A. Mohr, Principal Financial Officer
3
2025 Q2 Q2 2025 Earnings
8-K Jul 24, 2025
2025
Q2
Q2 2025 Earnings
8-KJul 24, 2025
0000039311-25-000083
ibcp-20250724FALSE000003931100000393112025-07-242025-07-24
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 24, 2025
INDEPENDENT BANK CORPORATION
(Exact name of registrant as specified in its charter)
Michigan0-781838-2032782 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
4200 East Beltline Grand Rapids, Michigan 49525 (Address of principal executive office)(Zip Code)
Registrant’s telephone number, including area code: (616) 527-5820 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, no par valueIBCPNASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company o If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition On July 24, 2025, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended June 30, 2025. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call. The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits Exhibits.
99.1 Press release dated July 24, 2025.
99.2 Supplemental data to the Registrant’s press release dated July 24, 2025.
99.3 Earnings conference call presentation.
2
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
INDEPENDENT BANK CORPORATION
(Registrant)
Date7/24/2025Bys/Gavin A. Mohr Gavin A. Mohr, Principal Financial Officer
3
Latest Independent Bank Corporation News
IBCP Breaking Stock News: Dive into IBCP Ticker-Specific Updates for Smart Investing
MT Newswires
Independent Bank, HCB Financial to Merge in $70.2 Million Cash, Stock Deal
📈
AI Sentiment
Highly Positive
8/10
GlobeNewswire
Independent Bank Corporation and HCB Financial Corp. Announce Definitive Merger Agreement
📈
AI Sentiment
Highly Positive
9/10
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The information presented on this page, "IBCP Independent Bank Corporation - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.