Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
-2.46%
$138.69
0% positive prob.
5-Day Prediction
-2.57%
$138.53
0% positive prob.
20-Day Prediction
+1.31%
$144.05
0% positive prob.
SEC 8-K filings with transcript text
Jul 23, 2026 · 100% conf.
1D
-2.46%
$138.69
Act: -1.16%
5D
-2.57%
$138.53
Act: +0.61%
20D
+1.31%
$144.05
2 ex991earningsnewsrelease63.htm
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The Hartford Reports Strong Second Quarter 2026 Financial Results
Board authorized new $4.2 billion share repurchase program, representing a 27% increase from the prior authorization
•Second quarter 2026 net income available to common stockholders of $1.3 billion ($4.68 per diluted share) increased 31% from $990 million ($3.44 per diluted share) over the same period in 2025. Core earnings* of $945 million ($3.42 core earnings per diluted share*) increased 1% from $932 million ($3.24 core earnings per diluted share) over the same period in 2025.
•Net income ROE for the trailing 12 months of 23.8% and core earnings ROE* of 18.7%.
•Property & Casualty (P&C) written premiums increased by 3% in the second quarter of 2026, driven by Business Insurance premium growth of 5%.
•Employee Benefits fully insured ongoing premium growth of 5% in the second quarter of 2026.
•Business Insurance second quarter 2026 combined ratio of 91.4 and an underlying combined ratio* of 89.3.
•Personal Insurance second quarter 2026 combined ratio of 90.1 and an underlying combined ratio* of 86.3.
•Employee Benefits second quarter 2026 net income margin of 7.7% and a core earnings margin* of 7.4%.
•Returned $615 million to stockholders in the second quarter, including $450 million of shares repurchased and $165 million in common stockholder dividends paid. The company's Board of Directors authorized a new $4.2 billion share repurchase program, effective from Aug. 1, 2026, through the end of 2028.
* Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures.
** All amounts and percentages set forth in this news release are approximate unless otherwise noted.
1
HARTFORD, Conn., July 23, 2026 – The Hartford (NYSE: HIG) today announced financial results for the second quarter ended June 30, 2026.
“The Hartford delivered another quarter of strong results, reflecting the strength of our franchise, the breadth of our distribution relationships and our commitment to a superior customer experience,” said The Hartford’s Chairman and CEO Christopher Swift. “Supported by market-leading positions and differentiated capabilities across Property and Casualty and Employee Benefits, we continue to execute with discipline while investing in technology, data, artificial intelligence and customer-focused risk insights that strengthen our competitive position and further differentiate The Hartford in the marketplace.”
The Hartford’s Chief Financial Officer Beth Costello said, “Business Insurance delivered another strong quarter, with 5 percent written premium growth and an underlying combined ratio of 89.3. In Personal Insurance, the underlying combined ratio improved 1.7 points, while growth was impacted by a competitive market. Employee Benefits generated fully insured ongoing premium growth of 5 percent with a core earnings margin of 7.4 percent. Investment income remained strong, supported by our diversified portfolio and attractive new money yields."
Swift continued, “The recently announced new $4.2 billion share repurchase authorization demonstrates our disciplined approach to capital management. With strong execution across the enterprise, we remain well positioned to deliver outstanding ROEs and attractive returns for shareholders."
2
Three Months Ended
($ in millions except per share data) Jun 30 2026Jun 30 2025 Change
Income from continuing operations, net of tax$980$9384%
Income from continuing operations, net of tax per diluted share$3.53$3.249%
Net income available to common stockholders$1,293$99031%
Net income available to common stockholders per diluted share1 $4.68$3.4436%
Core earnings$945$9321%
Core earnings per diluted share$3.42$3.246%
Book value per diluted share$70.28$60.0217%
Book value per diluted share (ex. accumulated other comprehensive income (AOCI))2 $78.91$68.3515%
Net income available to common stockholders' return on equity (ROE)3, last 12-months 23.8%19.8%4.0
Core earnings ROE3, last 12-months 18.7%16.0%2.7
[1]Includes dilutive potential common shares; for net income available to common stockholders per diluted share, the numerator is net income less preferred dividends
[2]Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures
[3]Return on equity (ROE) is calculated based on last 12 months of net income available to common stockholders and core earnings, respectively; for net income ROE, the denominator is common stockholders’ equi
Apr 23, 2026
2 ex991earningsnewsrelease33.htm
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The Hartford Reports First Quarter 2026 Financial Results
•First quarter 2026 net income available to common stockholders of $851 million ($3.04 per diluted share) increased 36% from $625 million ($2.15 per diluted share) over the same period in 2025. Core earnings* of $866 million ($3.09 core earnings per diluted share*) increased 36% from $639 million ($2.20 core earnings per diluted share) over the same period in 2025.
•Net income ROE for the trailing 12 months of 23.0% and core earnings ROE* of 20.3%.
•Property & Casualty (P&C) written premiums increased by 4% in the first quarter of 2026, driven by Business Insurance premium growth of 6%.
•Employee Benefits fully insured ongoing premium growth of 3% in the first quarter of 2026.
•Business Insurance first quarter 2026 combined ratio of 94.8 and an underlying combined ratio* of 89.2.
•Personal Insurance first quarter 2026 combined ratio of 87.7 and an underlying combined ratio* of 85.0.
•Employee Benefits first quarter 2026 net income margin of 6.4% and a core earnings margin* of 6.9%.
•Returned $617 million to stockholders in the first quarter, including $450 million of shares repurchased and $167 million in common stockholder dividends paid.
* Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures.
** All amounts and percentages set forth in this news release are approximate unless otherwise noted.
1
HARTFORD, Conn., April 23, 2026 – The Hartford (NYSE: HIG) today announced financial results for the first quarter ended March 31, 2026.
“The Hartford’s first quarter 2026 results were strong with core earnings of $866 million, building on continued momentum from the past few years,” said The Hartford’s Chairman and CEO Christopher Swift. “Our underwriting discipline, breadth and depth of distribution relationships, and customer-centric focus position us well to navigate a dynamic environment. Our ongoing investments in innovation and technology continue to strengthen our business processes and further differentiate The Hartford in the marketplace.”
The Hartford's Chief Financial Officer Beth Costello said, “Business Insurance delivered another strong quarter, with 6 percent written premium growth and an underlying combined ratio of 89.2. In Personal Insurance, the underlying combined ratio improved 4.7 points, while growth was impacted by a competitive market. Employee Benefits generated a core earnings margin of 6.9 percent, with outstanding life and strong disability performance and excellent new business sales growth. Investment income remained strong, supported by our diversified portfolio and attractive new money yields."
Swift continued, “The Hartford is a proven and consistent performer delivering a trailing 12 month core earnings ROE of 20.3 percent. Quarter after quarter, our results demonstrate how our strategy translates into durable financial performance. Looking forward, our foundation is strong and our strategy is clear, reflecting who we are at the core—an underwriting company that consistently delivers with discipline and innovates with purpose."
2
Three Months Ended
($ in millions except per share data) Mar 31 2026Mar 31 2025 Change
Net income available to common stockholders$851$62536%
Net income available to common stockholders per diluted share1 $3.04$2.1541%
Core earnings$866$63936%
Core earnings per diluted share$3.09$2.2040%
Book value per diluted share$66.58$57.0717%
Book value per diluted share (ex. accumulated other comprehensive income (AOCI))2 $75.25$65.9914%
Net income available to common stockholders' return on equity (ROE)3, last 12-months 23.0%18.8%4.2
Core earnings ROE3, last 12-months 20.3%16.2%4.1
[1]Includes dilutive potential common shares; for net income available to common stockholders per diluted share, the numerator is net income less preferred dividends
[2]Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures
[3]Return on equity (ROE) is calculated based on last 12-months net income available to common stockholders and core earnings, respectively; for net income ROE, the denominator is common stockholders’ equity including AOCI; for core earnings ROE, the denominator is common stockholders’ equity excluding AOCI
First quarter 2026 net income available to common stockholders of $851 million, or $3.04 per diluted share, improved from $625 million in first quarter 2025, primarily driven by lower P&C CAY CATs, higher ne
Jan 29, 2026
2 ex991earningsnewsrelease12.htm
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The Hartford Reports Outstanding Fourth Quarter Earnings Of $1.1 Billion And Full Year 2025 Earnings Of $3.8 Billion
Net income ROE for the year of 22.0% and core earnings ROE of 19.4%
•Fourth quarter 2025 net income available to common stockholders of $1.1 billion ($3.98 per diluted share) increased 33% from $848 million ($2.88 per diluted share) over the same period in 2024. Core earnings* of $1.1 billion ($4.06 core earnings per diluted share*) increased 33% from $865 million ($2.94 core earnings per diluted share) over the same period in 2024.
•Full year 2025 net income available to common stockholders of $3.8 billion ($13.32 per diluted share) increased 23% from $3.1 billion ($10.35 per diluted share) over the same period in 2024. Core earnings* of $3.8 billion ($13.42 core earnings per diluted share*) increased 25% from $3.1 billion ($10.30 core earnings per diluted share) over the same period in 2024.
•Net income ROE for the year of 22.0% and core earnings ROE* of 19.4%.
•Property & Casualty (P&C) written premiums increased by 5% in the fourth quarter of 2025 compared to the same period in 2024, and by 7% for the full year, driven by Business Insurance premium growth of 7% and 8%, respectively.
•Business Insurance fourth quarter 2025 combined ratio of 83.6 and an underlying combined ratio* of 88.1. Full year 2025 combined ratio of 88.3 and an underlying combined ratio of 88.5.
•Personal Insurance fourth quarter 2025 combined ratio of 79.6 and an underlying combined ratio* of 84.3. Full year 2025 combined ratio of 91.9 and an underlying combined ratio of 88.0.
•Employee Benefits fourth quarter net income margin of 7.2% and a core earnings margin* of 7.6%. Full year net income margin of 7.8% and core earnings margin of 8.2%.
•Returned $546 million to stockholders in the fourth quarter, including $400 million of shares repurchased and $146 million in common stockholder dividends paid. For the full year, returned $2.2 billion to stockholders, including $1.6 billion of shares repurchased and $592 million in common stockholder dividends paid.
* Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures.
** All amounts and percentages set forth in this news release are approximate unless otherwise noted.
1
HARTFORD, Conn., Jan. 29, 2026 – The Hartford (NYSE: HIG) today announced financial results for the fourth quarter and year ended Dec. 31, 2025.
“The Hartford delivered an outstanding year, with core earnings of $3.8 billion and a core earnings ROE of 19.4 percent,” said The Hartford’s Chairman and CEO Christopher Swift. “Results were driven by excellent performance in Business Insurance, which once again generated robust top-line growth at highly profitable margins, a pivotal year in Personal Insurance that restored target profitability in auto, strong margins in Employee Benefits, and solid performance from our investment portfolio.”
The Hartford's Chief Financial Officer Beth Costello said, “Business Insurance once again delivered excellent results in the quarter, with 7 percent top-line growth and an underlying combined ratio of 88.1. Personal Insurance achieved 5.9 points of underlying combined ratio improvement, while Employee Benefits delivered a core earnings margin of 7.6 percent. Investment performance was solid, supported by a diversified portfolio, attractive new money yields, and strong limited partnership returns."
Swift continued, “These outstanding fourth quarter and full-year results demonstrate the effectiveness of our strategy and the impact of innovation across the enterprise. We enter 2026 with momentum. Disciplined underwriting, extensive and trusted distribution relationships, and an unparalleled customer experience position The Hartford to continue delivering superior returns for shareholders."
2
Three Months EndedYear Ended
($ in millions except per share data) Dec 31 2025Dec 31 2024 ChangeDec 31 2025Dec 31 2024Change
Net income available to common stockholders$1,126$84833%$3,815$3,09023%
Net income available to common stockholders per diluted share1 $3.98$2.8838%$13.32$10.3529%
Core earnings$1,148$86533%$3,845$3,07625%
Core earnings per diluted share$4.06$2.9438%$13.42$10.3030%
Book value per diluted share$66.31$55.0920%
Book value per diluted share (ex. accumulated other comprehensive income (AOCI))2 $73.62$64.9513%
Net income available to common stockholders' return on equity (ROE)3, last 12-months 22.0%19.9%2.1
Core earnings ROE3, last 12-months 19.4%16.7%2.7
[1]Includes dilutive potential common shares; for net income available to common stockholders per diluted share, the numerator is net income less preferred dividends
This page provides Hartford Financial Services Group Inc. (The) (HIG) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on HIG's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.