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hbcp-20260126503 Kaliste Saloom RoadLafayetteLouisiana337237-1960January 26, 20260001436425FALSE00014364252026-01-262026-01-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported)January 26, 2026

Home Bancorp, Inc. (Exact name of registrant as specified in its charter)

Louisiana001-3419071-1051785 (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)

503 Kaliste Saloom Road, Lafayette, Louisiana 70508 (Address of principal executive offices)(Zip Code)

Registrant’s telephone number, including area code(337) 237-1960

N/A (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading symbol(s)Name of each exchange on which registered Common StockHBCPNasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02Results of Operations and Financial Condition

On January 26, 2026, the Registrant announced its results of operations for the quarter ended December 31, 2025. A copy of the related press release (the "Press Release") is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein. The Press Release attached hereto is being furnished to the SEC and shall not be deemed "filed" for any purpose except as otherwise provided herein.

Item 7.01 Regulation FD Disclosure

On January 26, 2026, the Registrant made available the supplemental information attached as Exhibit 99.2 prepared for use with the press release.

The investor presentation attached hereto as Exhibit 99.2 and incorporated herein by reference is being furnished pursuant to this Item 7.01 and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and it shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or under the Exchange Act, whether made before or after the date hereof, except as expressly set forth by specific reference in such filing to this Current Report on Form 8-K.

Item 8.01Other Events

On January 26, 2026, the Registrant announced that its Board of Directors declared a cash dividend in the amount of $0.31 per share. The cash dividend will be paid on February 20, 2026 to shareholders of record at the close of business on February 9, 2026.

Item 9.01Financial Statements and Exhibits

(a)Not applicable. (b)Not applicable. (c)Not applicable. (d)Exhibits

The following exhibit is filed herewith. Exhibit Number Description 99.1 Press Release - Results of Operations and Financial Condition, dated January 26, 2026

99.2 Home Bancorp, Inc. Investor Presentation - Q4 2025 Results

104The cover page of Home Bancorp, Inc.'s Form 8-K is formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

HOME BANCORP, INC.

Date:  January 26, 2026 By:/s/ John W. Bordelon John W. Bordelon Chairman of the Board, President and Chief Executive Officer