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AI Earnings Predictions for FS Bancorp Inc. (FSBW)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-2.42%

$42.38

0% positive prob.

5-Day Prediction

-4.07%

$41.66

0% positive prob.

20-Day Prediction

-1.35%

$42.85

0% positive prob.

Price at prediction: $43.43 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K SELL

Jan 21, 2026 · 100% conf.

AI Prediction SELL

1D

-2.42%

$42.38

5D

-4.07%

$41.66

20D

-1.35%

$42.85

Price: $43.43 Prob +5D: 0% AUC: 1.000
0001437749-26-001639

fsbw20251114_8k.htm

false 0001530249

0001530249

2026-01-21 2026-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

(425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 21, 2026, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended December 31, 2025.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On January 21, 2026, the Company announced that its Board of Directors declared a regular quarterly cash dividend on its common stock, increasing it from $0.28 per share to $0.29 per share.  The dividend is payable on February 19, 2026, to stockholders of record as of the close of business on February 5, 2026.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated January 21, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 21, 2026

FS BANCORP, INC.

/s/Phillip D. Whittington

Phillip D. Whittington

Chief Financial Officer

2025
Q3

Q3 2025 Earnings

8-K

Oct 22, 2025

0001437749-25-031435

fsbw20250812_8k.htm

false 0001530249

0001530249

2025-10-21 2025-10-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 21, 2025

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 21, 2025, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended September 30, 2025.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On October 21, 2025, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.28 per share, payable on November 20, 2025, to stockholders of record as of the close of business on November 6, 2025.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated October 21, 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 21, 2025

FS BANCORP, INC.

/s/Phillip D. Whittington

Phillip D. Whittington

Chief Financial Officer

2025
Q2

Q2 2025 Earnings

8-K

Jul 22, 2025

0001437749-25-023239

fsbw20250512_8k.htm

false 0001530249

0001530249

2025-07-22 2025-07-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 22, 2025

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On July 22, 2025, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2025.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On July 22, 2025, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.28 per share and a special dividend of $0.22 per common share, both payable on August 21, 2025, to stockholders of record as of the close of business on August 7, 2025.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated July 22, 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 22, 2025

FS BANCORP, INC.

/s/Phillip D. Whittington

Phillip D. Whittington

Chief Financial Officer

2025
Q1

Q1 2025 Earnings

8-K

Apr 22, 2025

0001437749-25-012700

fsbw20250319_8k.htm

false 0001530249

0001530249

2025-04-22 2025-04-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 22, 2025

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On April 22, 2025, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2025.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On April 22, 2025, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.28 per share, payable on May 22, 2025, to stockholders of record as of the close of business on May 8, 2025.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated April 22, 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: April 22, 2025

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

President and Chief Financial Officer

2024
Q4

Q4 2024 Earnings

8-K

Jan 21, 2025

0001437749-25-001502

fsbw20241110_8k.htm

false 0001530249

0001530249

2025-01-21 2025-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2025

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

(425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 21, 2025, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended December 31, 2024.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On January 21, 2025, the Company announced that its Board of Directors declared a regular quarterly cash dividend on its common stock, increasing it from $0.27 per share to $0.28 per share.  The dividend is payable on February 20, 2025, to stockholders of record as of the close of business on February 6, 2025.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated January 21, 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 21, 2025

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

President and Chief Financial Officer

2024
Q3

Q3 2024 Earnings

8-K

Oct 22, 2024

0001437749-24-031784

fsbw20240812_8k.htm

false 0001530249

0001530249

2024-10-22 2024-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 22, 2024

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 22, 2024, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended September 30, 2024.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On October 22, 2024, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $.027 per share, payable on November 21, 2024, to stockholders of record as of the close of business on November 7, 2024.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated October 22, 2024

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 22, 2024

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

President and Chief Financial Officer

(Principal Financial and Accounting Officer)

2024
Q2

Q2 2024 Earnings

8-K

Jul 23, 2024

0001437749-24-023290

fsbw20240522_8k.htm

false 0001530249

0001530249

2024-07-23 2024-07-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 23, 2024

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

(425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On July 23, 2024, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2024.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated July 23, 2024

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 23, 2024

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

Chief Financial Officer

(Principal Financial and Accounting Officer)

2024
Q1

Q1 2024 Earnings

8-K

Apr 24, 2024

0001437749-24-013035

fsbw20240122_8k.htm

false 0001530249

0001530249

2024-04-24 2024-04-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 24, 2024

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

(425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On April 24, 2024, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2024.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On April 24, 2024, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.26 per share, payable on May 23, 2024, to stockholders of record as of the close of business on May 9, 2024.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated April 24, 2024

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: April 24, 2024

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

Chief Financial Officer

(Principal Financial and Accounting Officer)

2023
Q4

Q4 2023 Earnings

8-K

Jan 24, 2024

0001437749-24-002074

fsbw20231031_8k.htm

false 0001530249

0001530249

2024-01-24 2024-01-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 24, 2024

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 24, 2024, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended December 31, 2023.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On January 24, 2024, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.26 per share, representing a $0.01 or 4.0% increase over the prior quarter dividend.  The dividend will be payable on February 22, 2024 to stockholders of record as of the close of business on February 8, 2024.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated January 24, 2024

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 24, 2024

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

Chief Financial Officer

(Principal Financial and Accounting Officer)

2023
Q3

Q3 2023 Earnings

8-K

Oct 25, 2023

0001437749-23-028951

fsbw20230925_8k.htm

false 0001530249

0001530249

2023-10-25 2023-10-25

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 25, 2023

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 25, 2023, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended September 30, 2023.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On October 25, 2023, FS Bancorp announced its Board of Directors declared a regular quarterly cash dividend on FS Bancorp common stock of $0.25 per share, payable on November 22, 2023 to stockholders of record as of the close of business on November 9, 2023.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated October 25, 2023

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 25, 2023

FS BANCORP, INC.

/s/Matthew D. Mullet

Matthew D. Mullet

Chief Financial Officer

(Principal Financial and Accounting Officer)

2023
Q2

Q2 2023 Earnings

8-K

Jul 26, 2023

0001558370-23-012312

UNITED STATES

0001530249false00015302492023-07-262023-07-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): July 26, 2023 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On July 26, 2023, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2023.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ Item 8.01 Other Events ​ On July 26, 2023, FS Bancorp announced its Board of Directors declared a regular quarterly cash dividend on FS Bancorp common stock of $0.25 per share, payable on August 24, 2023 to stockholders of record as of the close of business on August 10, 2023. ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated July 26, 2023

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: July 26, 2023

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2023
Q1

Q1 2023 Earnings

8-K

Apr 26, 2023

0001558370-23-006868

UNITED STATES

0001530249false00015302492023-04-262023-04-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): April 26, 2023 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On April 26, 2023, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2023.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ Item 8.01 Other Events ​ On April 26, 2023, FS Bancorp announced its Board of Directors declared a regular quarterly cash dividend on FS Bancorp common stock of $0.25 per share, payable on May 25, 2023 to stockholders of record as of the close of business on May 11, 2023. ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated April 26, 2023

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: April 26, 2023

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2022
Q4

Q4 2022 Earnings

8-K

Jan 25, 2023

0001558370-23-000536

UNITED STATES

0001530249false00015302492023-01-252023-01-25

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): January 25, 2023 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On January 25, 2023, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended December 31, 2022.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated January 25, 2023

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: January 25, 2023

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2022
Q3

Q3 2022 Earnings

8-K

Oct 26, 2022

0001558370-22-015425

UNITED STATES

0001530249false00015302492022-10-262022-10-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): October 26, 2022 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On October 26, 2022, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2022.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated October 26, 2022

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: October 26, 2022

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2022
Q2

Q2 2022 Earnings

8-K

Jul 28, 2022

0001558370-22-011229

UNITED STATES

0001530249false00015302492022-07-282022-07-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): July 28, 2022 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On July 28, 2022, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2022.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated July 28, 2022

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: July 28, 2022

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2022
Q1

Q1 2022 Earnings

8-K

Apr 28, 2022

0001558370-22-006221

UNITED STATES

0001530249false00015302492022-04-282022-04-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): April 28, 2022 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On April 28, 2022, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2022.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated April 28, 2022

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: April 28, 2022

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2021
Q4

Q4 2021 Earnings

8-K

Jan 27, 2022

0001558370-22-000492

UNITED STATES

0001530249false00015302492022-01-272022-01-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): January 27, 2022 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On January 27, 2022, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter and year ended December 31, 2021.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated January 27, 2022

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: January 27, 2022

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2021
Q3

Q3 2021 Earnings

8-K

Oct 28, 2021

0001558370-21-013694

UNITED STATES

0001530249false00015302492021-10-282021-10-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): October 28, 2021 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On October 28, 2021, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended September 30, 2021.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated October 28, 2021

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: October 28, 2021

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2021
Q2

Q2 2021 Earnings

8-K

Jul 26, 2021

0001558370-21-009194

UNITED STATES

0001530249false00015302492021-07-232021-07-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): July 23, 2021 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On July 23, 2021, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended June 30, 2021.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated July 23, 2021

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: July 23, 2021

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

2021
Q1

Q1 2021 Earnings

8-K

Apr 26, 2021

0001558370-21-004773

UNITED STATES

0001530249false00015302492021-04-262021-04-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): April 26, 2021 ​

FS BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Washington 001-35589 45-4585178

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ , Washington ​

​ ​

6920 220th Street SW Mountlake Terrace, Washington ​ 98043

(Address of principal executive offices) (Zip Code)

​ Registrant’s telephone number, including area code: (425) 771-5299 ​ ​

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 Results of Operations and Financial Condition ​ On April 26, 2021, FS Bancorp, Inc., the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2021.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference. ​ ​ Item 9.01 Exhibits ​ (d)Exhibits ​ ​

99.1 Press release of FS Bancorp, Inc. dated April 26, 2021

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

Date: April 26, 2021

FS BANCORP, INC.

​ ​

​ /s/Matthew D. Mullet

​ Matthew D. Mullet

​ Chief Financial Officer

​ (Principal Financial and Accounting Officer)

​ ​ ​ ​

About FS Bancorp Inc. (FSBW) Earnings

This page provides FS Bancorp Inc. (FSBW) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on FSBW's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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