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as of 07-24-2026 12:04pm EST

$43.92
+$0.36
+0.83%
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FS Bancorp Inc is the holding company of First Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. The company has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking; and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.

Founded: 1936 Country:
United States
United States
Employees: 537 City: MOUNTLAKE TERRACE
Market Cap: 293.6M IPO Year: 2011
Target Price: $46.00 AVG Volume (30 days): 17.5K
Analyst Decision: Hold Number of Analysts: 1
Dividend Yield:
2.79%
Dividend Payout Frequency: semi-annual
EPS: 1.02 EPS Growth: -1.61
52 Week Low/High: $36.72 - $45.85 Next Earning Date: 04-21-2026
Revenue: $4,612,000 Revenue Growth: 44.80%
Revenue Growth (this year): 14.94% Revenue Growth (next year): 10.47%
P/E Ratio: 42.71 Index: N/A
Free Cash Flow: 51.9M FCF Growth: N/A

AI-Powered FSBW Daily Prediction

Machine learning model trained on 25+ technical indicators

Updated a day ago

AI Recommendation

hold
Model Accuracy: 64.67%
64.67%
Confidence

Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2026
Q2

Q2 2026 Earnings

8-K BUY

Jul 21, 2026 · 100% conf.

AI Prediction BUY

1D

+2.47%

$45.13

5D

+4.75%

$46.13

20D

+4.23%

$45.90

Price: $44.04 Prob +5D: 100% AUC: 1.000
0001437749-26-023959

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2026
Q1

Q1 2026 Earnings

8-K BUY

Apr 22, 2026 · 100% conf.

AI Prediction BUY

1D

+2.85%

$42.58

Act: -0.97%

5D

+5.25%

$43.57

Act: +0.27%

20D

+5.01%

$43.47

Act: -2.83%

Price: $41.40 Prob +5D: 100% AUC: 1.000
0001437749-26-012996

fsbw20260226_8k.htm

false 0001530249

0001530249

2026-04-21 2026-04-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 21, 2026

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On April 21, 2026, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended March 31, 2026.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On April 21, 2026, the Company announced its Board of Directors declared a regular quarterly cash dividend on Company common stock of $0.29 per share, payable on May 21, 2026, to stockholders of record as of the close of business on May 7, 2026.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated April 21, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: April 22, 2026

FS BANCORP, INC.

/s/Phillip D. Whittington

Phillip D. Whittington

Chief Financial Officer

2025
Q4

Q4 2025 Earnings

8-K SELL

Jan 21, 2026 · 100% conf.

AI Prediction SELL

1D

-2.42%

$42.38

Act: +0.53%

5D

-4.07%

$41.66

Act: -8.77%

20D

-1.35%

$42.85

Act: -3.36%

Price: $43.43 Prob +5D: 0% AUC: 1.000
0001437749-26-001639

fsbw20251114_8k.htm

false 0001530249

0001530249

2026-01-21 2026-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

​98043

(Address of principal executive offices)

(Zip Code)

(425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 21, 2026, FS Bancorp, Inc. (the Company), the parent corporation of 1st Security Bank of Washington, issued its earnings release for the quarter ended December 31, 2025.  A copy of the press release is furnished with this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 8.01 Other Events

On January 21, 2026, the Company announced that its Board of Directors declared a regular quarterly cash dividend on its common stock, increasing it from $0.28 per share to $0.29 per share.  The dividend is payable on February 19, 2026, to stockholders of record as of the close of business on February 5, 2026.

Item 9.01 Exhibits

(d)

Exhibits

99.1

Press release of FS Bancorp, Inc. dated January 21, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 21, 2026

FS BANCORP, INC.

/s/Phillip D. Whittington

Phillip D. Whittington

Chief Financial Officer

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