as of 03-06-2026 3:57pm EST
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals and governmental entities which includes accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
| Founded: | 1906 | Country: | United States |
| Employees: | 306 | City: | CHAMBERSBURG |
| Market Cap: | 229.0M | IPO Year: | 1995 |
| Target Price: | N/A | AVG Volume (30 days): | 18.8K |
| Analyst Decision: | N/A | Number of Analysts: | N/A |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 3.39 | EPS Growth: | -19.03 |
| 52 Week Low/High: | $32.52 - $57.51 | Next Earning Date: | 04-28-2026 |
| Revenue: | N/A | Revenue Growth: | N/A |
| Revenue Growth (this year): | N/A | Revenue Growth (next year): | N/A |
| P/E Ratio: | 15.16 | Index: | N/A |
| Free Cash Flow: | 21.2M | FCF Growth: | N/A |
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Director
Avg Cost/Share
$52.33
Shares
19
Total Value
$994.27
Owned After
23,259
SEC Form 4
Avg Cost/Share
$46.93
Shares
380
Total Value
$17,833.40
Owned After
4,033
SEC Form 4
Director
Avg Cost/Share
$54.07
Shares
1,500
Total Value
$81,105.00
Owned After
5,842
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Duffey Gregory A | FRAF | Director | Feb 25, 2026 | Buy | $52.33 | 19 | $994.27 | 23,259 | |
| Carroll Charles Benner Jr | FRAF | COO | Feb 5, 2026 | Buy | $46.93 | 380 | $17,833.40 | 4,033 | |
| Rzomp Kimberly | FRAF | Director | Dec 22, 2025 | Sell | $54.07 | 1,500 | $81,105.00 | 5,842 |
SEC 8-K filings with transcript text
Jan 27, 2026 · 100% conf.
1D
+0.50%
$48.60
5D
+4.19%
$50.38
20D
+3.73%
$50.16
fraf-20260127x8k
false000072364600007236462026-01-272026-01-27
United States
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report: January 27, 2026 FRANKLIN FINANCIAL SERVICES CORPORATION(Exact name of registrant as specified in its new charter)
Pennsylvania 001-38884 25-1440803
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
1500 Nitterhouse Drive, Chambersburg, PA 17201
(Address of principal executive office) (Zip Code)
Registrant's telephone number, including area code (717) 264-6116
N/A(Former name or former address, if changes since last report)
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a –12 under the Exchange Act (17 CFR 240.14a –12)
¨ Pre-commencement communications pursuant to Rule 14d – 2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e – 4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of class Symbol Name of exchange on which registered
Common stock
Nasdaq Capital Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02 Results of Operations
The news release of Franklin Financial Services Corporation, dated January 27, 2026 and attached as Exhibit 99.1, announces its earnings for the three and twelve months ended December 31, 2025 and is incorporated by reference herein.
Item 9.01 Financial Statements and Exhibits (c) Exhibits. The following exhibits are filed herewith:
Number Description
99.1 News Release, dated January 27, 2026 of Franklin Financial Services Corporation
104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
By: /s/ Craig W. Best Craig W. Best President and Chief Executive Officer
Dated: January 27, 2026
Oct 28, 2025
fraf-20251028x8k
false000072364600007236462025-10-282025-10-28
United States
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report: October 28, 2025 FRANKLIN FINANCIAL SERVICES CORPORATION(Exact name of registrant as specified in its new charter)
Pennsylvania 001-38884 25-1440803
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
1500 Nitterhouse Drive, Chambersburg, PA 17201
(Address of principal executive office) (Zip Code)
Registrant's telephone number, including area code (717) 264-6116
N/A(Former name or former address, if changes since last report)
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a –12 under the Exchange Act (17 CFR 240.14a –12)
¨ Pre-commencement communications pursuant to Rule 14d – 2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e – 4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of class Symbol Name of exchange on which registered
Common stock
Nasdaq Capital Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02 Results of Operations
The news release of Franklin Financial Services Corporation, dated October 28, 2025 and attached as Exhibit 99.1, announces its earnings for the three and nine months ended September 30, 2025 and is incorporated by reference herein.
Item 9.01 Financial Statements and Exhibits (c) Exhibits. The following exhibits are filed herewith:
Number Description
99.1 News Release, dated October 28, 2025 of Franklin Financial Services Corporation
104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
By: /s/ Craig W. Best Craig W. Best President and Chief Executive Officer
Dated: October 28, 2025
Jul 22, 2025
fraf-20250722x8k
false000072364600007236462025-07-222025-07-22
United States
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report: July 22, 2025 FRANKLIN FINANCIAL SERVICES CORPORATION(Exact name of registrant as specified in its new charter)
Pennsylvania 001-38884 25-1440803
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
1500 Nitterhouse Drive, Chambersburg, PA 17201
(Address of principal executive office) (Zip Code)
Registrant's telephone number, including area code (717) 264-6116
N/A(Former name or former address, if changes since last report)
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a –12 under the Exchange Act (17 CFR 240.14a –12)
¨ Pre-commencement communications pursuant to Rule 14d – 2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e – 4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of class Symbol Name of exchange on which registered
Common stock
Nasdaq Capital Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02 Results of Operations
The news release of Franklin Financial Services Corporation, dated July 22, 2025 and attached as Exhibit 99.1, announces its earnings for the three and six months ended June 30, 2025 and is incorporated by reference herein.
Item 8.01 Other Events
On July 17, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the third quarter of 2025. This compares to a $.33 per share regular cash dividend for the second quarter of 2025 and represents a 3.1% increase over the third quarter 2024 dividend of $.32 per share. The regular quarterly cash dividend will be paid August 27, 2025 to shareholders of record at the close of business on August 1, 2025.
Item 9.01 Financial Statements and Exhibits (c) Exhibits. The following exhibits are filed herewith:
Number Description
99.1 News Release, dated July 22, 2025 of Franklin Financial Services Corporation
104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
By: /s/ Craig W. Best Craig W. Best President and Chief Executive Officer
Dated: July 22, 2025
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