AI Earnings Predictions for Fidelity National Information Services Inc. (FIS)

EX-99.1

2 q32026ex991.htm

EX-99.1

Document

Exhibit 99.1

News Release

FIS Reports Third Quarter 2026 Results

•Third quarter GAAP Diluted EPS of $0.69

•Adjusted EPS of $1.61 increased 6.6% over the prior year period

•Revenue increased 27% on a GAAP basis to $3.5 billion, increasing 29% on an adjusted basis and 3.7% on a Pro Forma basis

•Net cash provided by operating activities was $976 million and Free cash flow1 was $862 million, increasing 8.0% over the prior-year period

•Strategic portfolio review ongoing; closed divestiture of non-core prepaid business

•Updated full-year 2026 outlook, including Adjusted revenue growth of 28 - 29%, Adjusted EBITDA growth of 29 - 30%, Adjusted EPS growth of 1.2 - 2.4% and Free Cash Flow1 growth of 33 - 39%, to $2,150 - $2,250 million2

•Updated 2026 outlook for Pro Forma revenue growth to 3.1 - 3.6% and Pro Forma Adjusted EBITDA growth to 2.9 - 3.6%2

JACKSONVILLE, Fla., November 4, 2026 - FIS® (NYSE: FIS), a global leader in financial technology, today reported its third quarter 2026 results.

“Client demand remains strong, and we are continuing to invest in what our clients care about most, security and innovation. These investments will build a more recurring, predictable revenue base for FIS,” said FIS CEO and President Stephanie Ferris. “The long-term payoff is significantly deeper client relationships, a stronger competitive position, and a business built for durable growth.”

Third Quarter 2026 Financial Results

On a GAAP basis, revenue increased 27% as compared to the prior-year period to approximately $3.5 billion. GAAP net earnings attributable to common stockholders were $356 million or $0.69 per diluted share.

On an adjusted basis, revenue increased 29% as compared to the prior-year period. Adjusted EBITDA increased 31% to approximately $1.5 billion and Adjusted EBITDA margin expanded by 111 basis points (bps) compared to the prior-year period to 42.9%, reflecting the acquisition of the high margin Total Issuing Solutions™ business, favorable revenue mix, and cost savings. Adjusted net earnings were $831 million, and Adjusted EPS increased by 6.6% as compared to the prior-year period to $1.61 per diluted share.

On a Pro Forma basis, revenue increased 3.7% as compared to the prior-year period, including recurring revenue growth of 2.5%. Pro Forma adjusted EBITDA increased 5.2% and Pro Forma adjusted EBITDA margin expanded by 94 bps compared to the prior-year period to 42.9%, reflecting favorable mix and cost savings.

($ millions, except per share data, unaudited)Three months ended September 30,

%AdjustedPro Forma

20262025ChangeGrowthGrowth

Banking Solutions Revenue2,548 1,811 41%41%3.9%

Capital Market Solutions Revenue823 799 3%3%3%

Operating Segment Total Revenue$3,371 $2,610 29%29%3.7%

Corporate and Other Revenue83 107 (22)%--

Consolidated FIS Revenue$3,454 $2,717 27%--

Adjusted EBITDA$1,482 $1,135 31%-5.2%

Adjusted EBITDA Margin42.9 %41.8 %111 bps-94 bps

Net Earnings (Loss) (GAAP)$356 $264 *

Diluted Earnings (Loss) Per Common Share (GAAP)$0.69 $0.50 *

Adjusted Net Earnings$831 $789 5.3%

Adjusted EPS$1.61 $1.51 6.6%

Free Cash Flow1 $862 $798 8%

*Indicates comparison not meaningful

Segment Information

• Banking Solutions:

Third quarter revenue increased 41% on both a GAAP and adjusted basis as compared to the prior-year period to $2.5 billion. Adjusted EBITDA increased 44% to $1.2 billion and Adjusted EBITDA margin expanded by 119 bps as compared to the prior-year period to 47.4%, reflecting the acquisition of the high margin Total Issuing Solutions™ business, favorable revenue mix, and cost management.

On a Pro Forma basis, revenue increased 3.9% as compared to the prior-year period, including recurring revenue growth of 2.4%. Pro Forma adjusted EBITDA increased 8.8% and Pro Forma adjusted EBITDA margin expanded by 212 bps as compared to the prior-year period to 47.4%, reflecting favorable revenue mix, and the impact of continued cost management.

•Capital Market Solutions:

Third quarter revenue increased by 3% on a GAAP basis and adjusted basis as compared to the prior-year period to $823 million, reflecting recurring revenue growth of 3.0%. Adjusted EBITDA increased 6.5% to $444 million and Adjusted EBITDA margin expanded by 180 bps as compared to the prior-year period to 54.0%, reflecting favorable revenue mix, and the impact of continued cost management.

•Corporate and Other:

Third quarter revenue decreased by 22% as compared to the prior-year period to $83 million, primarily due to the decline of our non-strategic businesses. Adjusted EBITDA loss was $169 million, including $163 million of corporate expenses.

Balance Sheet and Cash Flows

Third quarter net cash provided by operating activities was $976 million and Free cash flow1 was $862 million, up 8.0% as compared to the prior-year period. The Company returned $248 million of capital to shareholders through $21 million of share repurchases and $227 million of

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