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AI Earnings Predictions for First American Corporation (New) (FAF)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+2.20%

$72.07

100% positive prob.

5-Day Prediction

+3.52%

$73.00

100% positive prob.

20-Day Prediction

+2.75%

$72.46

95% positive prob.

Price at prediction: $70.52 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q2 2026

Historical Earnings Predictions

Quarter Signal 1D Return 5D Return 20D Return Confidence Actual 5D
Q2 2026 BUY +2.20% +3.52% +2.75% 100.0% Pending
Q1 2026 BUY +2.05% +3.13% +2.78% 100.0% Pending
Q4 2025 BUY +1.96% +3.10% +3.31% 100.0% +3.42%

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2026
Q2

Q2 2026 Earnings

8-K BUY

Jul 22, 2026 · 100% conf.

AI Prediction BUY

1D

+2.20%

$72.07

5D

+3.52%

$73.00

20D

+2.75%

$72.46

Price: $70.52 Prob +5D: 100% AUC: 1.000
0001193125-26-312415

EX-99.1

2 faf-ex99_1.htm

EX-99.1

EX-99.1

Exhibit 99.1

NEWS

FOR

IMMEDIATE

RELEASE

FIRST AMERICAN FINANCIAL REPORTS second quarter 2026 results

SANTA ANA, Calif., July 22, 2026 – First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced financial results for the second quarter ended June 30, 2026.

Current Quarter Highlights

• Earnings per diluted share of $2.12, or $2.08 per share on an adjusted basis

- Net investment gains of $12 million, or 9 cents per diluted share

- Purchase-related intangible amortization of $7 million, or 5 cents per diluted share

• Total revenue of $2.1 billion, up 15 percent compared with last year

- Adjusted total revenue of $2.1 billion, up 14 percent compared with last year

• Title Insurance and Services segment investment income of $164 million, up 11 percent compared with last year

• Title Insurance and Services segment pretax margin of 15.7 percent, or 14.0 percent on an adjusted basis

• Commercial revenues of $314 million, up 34 percent compared with last year

• Home Warranty segment pretax margin of 21.3 percent, or 20.2 percent on an adjusted basis

• Debt-to-capital ratio of 31.4 percent, or 21.5 percent excluding secured financings payable of $1.0 billion

• Repurchased 330,405 shares for a total of $20 million at an average price of $61.99

Selected Financial Information

($ in millions, except per share data)

Three Months Ended

June 30,

2026

2025

Total revenue

$

2,117.3

$

1,841.3

Income before taxes

$

283.9

$

195.2

Net income

$

218.5

$

146.1

Net income per diluted share

$

2.12

$

1.41

Adjusted net income

$

214.4

$

158.4

Adjusted net income per diluted share

$

2.08

$

1.53

Total revenue for the second quarter of 2026 was $2.1 billion, up 15 percent compared with the second quarter of 2025. Net income in the current quarter was $218 million, or $2.12 per diluted share, compared with net income of $146 million, or $1.41 per diluted share, in the second quarter of 2025. Adjusted net income in the current quarter was $214 million, or $2.08 per diluted share, compared with $158 million, or $1.53 per diluted share, in the second quarter of last year. Net investment gains in the current quarter were $12 million, or 9 cents per diluted share, compared with net investment losses of $10

First American Financial Reports Second Quarter 2026 Results

Page 2

million, or 7 cents per diluted share, in the second quarter of last year. Purchase-related intangible amortization in both the current and prior year quarters was $7 million, or 5 cents per diluted share. The effective tax rate this quarter was 22.8 percent.

"Our earnings momentum continued in the second quarter, with adjusted earnings per share up 36 percent compared with the prior year,” said Mark Seaton, chief executive officer at First American Financial Corporation. "Our results were driven by our commercial business, which is on pace for a record year in 2026. In addition, investment income in our title segment grew 11 percent, despite a decline in the federal funds rate. Our adjusted pretax title margin was 14 percent for the quarter, a strong result given continued weakness in the residential market.

"Our primary strategic focus is to leverage AI across our business. We are integrating this technology into our workflows to enhance our employees' effectiveness, deliver a better experience for customers, and improve the way we operate. As these capabilities evolve, we will continue investing in our people, platforms, and products to drive innovation and reinforce our leadership in the markets we serve."

Title Insurance and Services

($ in millions, except average revenue per order)

Three Months Ended

June 30,

2026

2025

Total revenues

$

2,014.6

$

1,722.9

Income before taxes

$

315.9

$

216.7

Pretax margin

15.7

%

12.6

%

Adjusted pretax margin

14.0

%

13.2

%

Title open orders(1)

188,200

186,907

Title closed orders(1)

137,300

138,324

U.S. Commercial

Total revenues

$

314.1

$

234.2

Open orders

29,700

27,900

Closed orders

15,700

15,300

Average revenue per order

$

19,980

$

15,267

(1) U.S. direct title insurance orders only.

Total revenues for the Title Insurance and Services segment were $2.0 billion in the second quarter, up 17 percent compared with the same quarter of 2025. Total adjusted revenues in the current quarter were $2.0 billion, up 14 percent compared with last year. Direct premiums and escrow fees were $689 million, an increase of 15 percent compared with the second quarter of last year, driven by a 17 percent increase in the average revenue per order closed, partially offset by a 1 percent decline in the number of direct title orders closed in our domestic operations. The average revenue per direct title order

-more-

First American Financial Rep

2026
Q1

Q1 2026 Earnings

8-K BUY

Apr 22, 2026 · 100% conf.

AI Prediction BUY

1D

+2.05%

$67.84

5D

+3.13%

$68.56

20D

+2.78%

$68.33

Price: $66.48 Prob +5D: 100% AUC: 1.000
0001193125-26-170438

EX-99.1

2 faf-ex99_1.htm

EX-99.1

EX-99.1

Exhibit 99.1

NEWS

FOR

IMMEDIATE

RELEASE

FIRST AMERICAN FINANCIAL REPORTS First quarter 2026 results

SANTA ANA, Calif., April 22, 2026 – First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced financial results for the first quarter ended March 31, 2026.

Current Quarter Highlights

• Earnings per diluted share of $1.21, or $1.33 per share on an adjusted basis

- Net investment losses of $9 million, or 7 cents per diluted share

- Purchase-related intangible amortization of $7 million, or 5 cents per diluted share

• Total revenue of $1.8 billion, up 16 percent compared with last year, on both a GAAP and adjusted basis

• Title Insurance and Services segment investment income of $154 million, up 12 percent compared with last year

• Title Insurance and Services segment pretax margin of 9.6 percent, or 10.4 percent on an adjusted basis

• Commercial revenues of $271 million, up 48 percent compared with last year

• Home Warranty segment pretax margin of 23.5 percent, or 23.8 percent on an adjusted basis

• Debt-to-capital ratio of 32.2 percent, or 21.9 percent excluding secured financings payable of $1.1 billion

• Repurchased 556,336 shares for a total of $33 million at an average price of $60.21

‑ In the second quarter, through April 22, repurchased 295,872 shares for a total of $18 million at an average price of $61.61

• In April, named one of the 100 Best Companies to Work For by Great Place to Work® and Fortune Magazine for the eleventh consecutive year

Selected Financial Information

($ in millions, except per share data)

Three Months Ended

March 31,

2026

2025

Total revenue

$

1,838.0

$

1,582.3

Income before taxes

$

161.8

$

96.6

Net income

$

125.1

$

74.2

Net income per diluted share

$

1.21

$

0.71

Adjusted net income

$

137.3

$

87.9

Adjusted net income per diluted share

$

1.33

$

0.84

Total revenue for the first quarter of 2026 was $1.8 billion, up 16 percent compared with the first quarter of 2025. Net income in the current quarter was $125 million, or $1.21 per diluted share, compared with net income of $74 million, or 71 cents per diluted share, in the first quarter of 2025. Adjusted net income in the current quarter was $137 million, or $1.33 per diluted share, compared with $88 million, or

First American Financial Reports First Quarter 2026 Results

Page 2

84 cents per diluted share, in the first quarter of last year. Net investment losses in the current quarter were $9 million, or 7 cents per diluted share, compared with net investment losses of $11 million, or 8 cents per diluted share, in the first quarter of last year. Purchase-related intangible amortization in both the current and prior year quarters was $7 million, or 5 cents per diluted share. The effective tax rate this quarter was 22.9 percent.

"We delivered a strong first quarter, with adjusted earnings per share up 58 percent compared to the prior year,” said Mark Seaton, chief executive officer at First American Financial Corporation. "Our results were driven by our commercial business, which achieved record first-quarter revenue. In addition, investment income in our title segment grew 12 percent, despite a decline in the federal funds rate, in part due to continued success in capturing additional deposit sources at our bank. Our adjusted pretax title margin was 10.4 percent for the quarter, a great start to the year considering continued softness in the residential market.

"Beyond our financial results, we are committed to deploying AI solutions across the company to amplify the talents of our team, better serve our customers and strengthen our capabilities. Our combination of unique data assets, deep domain expertise, and innovative technology provides us with a competitive advantage as AI adoption accelerates. We are energized by the opportunities ahead and will continue to invest in our people, processes, and products as we work to extend our leadership position in the industry."

Title Insurance and Services

($ in millions, except average revenue per order)

Three Months Ended

March 31,

2026

2025

Total revenues

$

1,732.3

$

1,484.4

Income before taxes

$

167.0

$

106.8

Pretax margin

9.6

%

7.2

%

Adjusted pretax margin

10.4

%

7.9

%

Title open orders(1)

182,900

168,900

Title closed orders(1)

119,900

110,300

U.S. Commercial

Total revenues

$

271.2

$

183.8

Open orders

27,500

26,600

Closed orders

15,200

14,000

Average revenue per order

$

17,900

$

13,100

(1) U.S. direct title insurance orders only.

Total revenues for the Title Insurance and Services segment on both a GAAP and adjusted basis were $1.7 billion in the first quarter, up 17 percent compared with the same quarter of 2025. Direct

-more-

First American Financial Reports F

2025
Q4

Q4 2025 Earnings

8-K BUY

Feb 11, 2026 · 100% conf.

AI Prediction BUY

1D

+1.96%

$65.60

Act: +2.80%

5D

+3.10%

$66.33

Act: +3.42%

20D

+3.31%

$66.47

Act: -1.48%

Price: $64.34 Prob +5D: 100% AUC: 1.000
0001193125-26-046587

8-K

false0001472787First American Financial Corp00014727872026-02-112026-02-11

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 11, 2026

FIRST AMERICAN FINANCIAL CORPORATION

(Exact name of Registrant as Specified in Its Charter)

Delaware

001-34580

26-1911571

(State or Other Jurisdiction of Incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1 First American Way

Santa Ana, California

92707-5913

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s Telephone Number, Including Area Code: (714) 250-3000

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, $0.00001 par value

FAF

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition. On February 11, 2026, First American Financial Corporation issued a press release announcing its financial results for the quarter and fiscal year ended December 31, 2025. The full text of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02, including Exhibit 99.1 hereto, is being “furnished” in accordance with General Instruction B.2 of Form 8-K. As such, this information is not deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act, or otherwise subject to the liabilities of that section, and is not incorporated by reference into any filings with the SEC unless it shall be explicitly so incorporated in such filings.

Item 9.01 Financial Statements and Exhibits. (d) Exhibits.

Exhibit Number

Description

99.1

Press Release, dated February 11, 2026*

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

*Furnished herewith.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FIRST AMERICAN FINANCIAL CORPORATION

Date:

February 11, 2026

By:

/s/ Lisa W. Cornehl

Name: Lisa W. Cornehl Title: Senior Vice President, Chief Legal Officer

About First American Corporation (New) (FAF) Earnings

This page provides First American Corporation (New) (FAF) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on FAF's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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