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EX-99.1

2 ewbc9918k3312026.htm

EX-99.1

Document

East West Bancorp, Inc.

135 N. Los Robles Ave.

Pasadena, CA 91101

Tel. 626.768.6000

NEWS RELEASE

EAST WEST BANCORP REPORTS NET INCOME FOR FIRST QUARTER OF 2026 OF $358 MILLION AND DILUTED EARNINGS PER SHARE OF $2.57, BOTH UP 23% YEAR-OVER-YEAR,

DRIVEN BY RECORD LEVELS OF QUARTERLY FEE INCOME, LOANS AND DEPOSITS

Pasadena, California – April 21, 2026 – East West Bancorp, Inc. (“East West” or the “Company”) (Nasdaq: EWBC), parent company of East West Bank, reported first quarter 2026 net income of $358 million, or $2.57 per diluted share. Total loans and deposits both reached new records as of March 31, 2026, at $58.1 billion and $68.9 billion, respectively. Return on average assets was 1.79%, return on average common equity was 16.0%, and book value per share grew 14% year-over-year.

“East West reported record loans, deposits, and fee income in the first quarter, generating a 17% return on average tangible common equity1,” said Dominic Ng, Chairman and Chief Executive Officer. “Our balance sheet growth reflects the strength of our customer relationships and the success of the clients we serve. This performance was complemented by 12% year-over-year growth in fee income, driven by notable strength in wealth management and deposit account fees.”

“Credit performance remained resilient, with net charge-offs and nonperforming asset levels stable, while we bolstered our allowance for loan losses to 1.44% of loans,” Ng continued. “We continued to operate from a position of capital strength, which enabled us to support our customers with confidence while also returning capital to our shareholders. Looking ahead, we are well positioned to deliver top-tier shareholder returns through industry-leading profitability, strong balance sheet growth, and prudent risk management,” concluded Ng.

FINANCIAL HIGHLIGHTS

Three Months Ended March 31, 2026 % Change

($ in millions, except per share data)March 31, 2026 Dec. 31, 2025 March 31, 2025 Qtr-o-Qtr

Yr-o-Yr

Total Revenue$774$758$6922 %12 %

Pre-tax, Pre-provision Income2

493497440(1)12

Net Income358356290— 23

Diluted Earnings per Share$2.57$2.55$2.081 23

Book Value per Share$65.70$64.68$57.542 14

Tangible Book Value per Share1 $62.27$61.27$54.132 %15 %

Return on Average Assets1.79%1.77%1.56%2 bps23 bps

Return on Average Common Equity16.04%16.11%14.96%-7 bps108 bps

Return on Average Tangible Common Equity1 16.92%17.03%15.92%-11 bps100 bps

Total Stockholders’ Equity to Assets Ratio10.86%11.06%10.41%-20 bps45 bps

Tangible Common Equity Ratio1 10.35%10.54%9.85%-19 bps50 bps

Total Assets$82,886$80,435$76,1653 %9 %

1 Return on average tangible common equity, tangible book value per share, and tangible common equity ratio are non-GAAP financial measures. See reconciliation of GAAP to non-GAAP measures in Table 12.

2 Pre-tax, pre-provision income is a non-GAAP financial measure. See reconciliation of GAAP to non-GAAP financial measures in Table 11.

1

BALANCE SHEET

•Assets – Total assets were $82.9 billion as of March 31, 2026, an increase of $2.5 billion, or 3%, from $80.4 billion as of December 31, 2025. Year-over-year, total assets grew $6.7 billion, or 9%, from $76.2 billion as of March 31, 2025.

First quarter 2026 average interest-earning assets of $78.0 billion were up $1.3 billion, or 2%, from $76.6 billion in the fourth quarter, primarily reflecting a $1.4 billion increase in average total loans outstanding, while $0.4 billion of average securities growth was driven by a $0.5 billion decrease in average interest-bearing cash and deposits with banks.

•Loans – Total loans reached a record $58.1 billion as of March 31, 2026, an increase of $1.2 billion, or 2%, from $56.9 billion as of December 31, 2025. Year-over-year, total loans were up $3.9 billion, or 7%, from $54.3 billion as of March 31, 2025.

First quarter 2026 average total loans grew by $1.4 billion, or 3%, to $57.1 billion, from $55.6 billion in the fourth quarter of 2025.

•Deposits – Total deposits reached a record $68.9 billion as of March 31, 2026, an increase of $1.8 billion from $67.1 billion as of December 31, 2025, primarily reflecting growth in money market and noninterest-bearing demand deposits. Noninterest-bearing deposits made up 25% of total deposits as of March 31, 2026. Year-over-year, total deposits increased $5.9 billion, or 9%, from $63.1 billion as of March 31, 2025.

First quarter 2026 total average deposits of $67.5 billion increased $0.7 billion from the fourth quarter of 2025, primarily reflecting growth in average noninterest-bearing demand, money market, and checking deposits, partly offset by a decrease in average time deposits.

•Capital – As of March 31, 2026, stockholders’ equity was $9.0 billion, up 1% quarter-over-quarter. The total stockholders’ equity to assets ratio was 10.86% as of March 31, 2026, compared with 11.06% as of December 31, 2025.

Book value per share was $65.70 as of March 31, 2026, up $1.02,

ewbc-202601220001069157false00010691572026-01-222026-01-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 22, 2026

EAST WEST BANCORP, INC.

(Exact name of registrant as specified in its charter)

Delaware (State or other jurisdiction of incorporation)

000-24939 (Commission File Number)

95-4703316 (IRS Employer Identification No.)

135 North Los Robles Ave., 7th Floor, Pasadena, California 91101 (Address of principal executive offices) (Zip code)

(626) 768-6000 (Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, par value $0.001 per shareEWBCThe Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On January 22, 2026, East West Bancorp, Inc. (the “Company”) announced its financial results for the quarter and full year ended December 31, 2025. A copy of the Company’s press release (the “Press Release”) is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference in this Item 2.02. The Press Release is “furnished” pursuant to General Instruction B.2 of Form 8-K and the information provided in Item 2.02 of this report, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liabilities of such Section. The information provided in Item 2.02 of this report, including Exhibit 99.1, shall not be deemed incorporated by reference into any filings the Company has made or may make under the Securities Act of 1933 (the “Securities Act”) or the Exchange Act, except as otherwise expressly stated in such filing.

Item 7.01. Regulation FD Disclosure

On January 22, 2026, the Company will hold a conference call to discuss its financial results for the quarter and full year ended December 31, 2025 and other matters relating to the Company. The Company has also made available on its website, www.eastwestbank.com, presentation materials containing certain historical and forward-looking information relating to the Company (the “Presentation Materials”). The Presentation Materials are furnished as Exhibit 99.2 and are incorporated by reference in this Item 7.01. All information in Exhibit 99.2 is presented as of the particular date or dates referenced therein, and the Company does not undertake any obligation to, and disclaims any duty to, update any of the information provided. The information provided in Item 7.01 of this report, including Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of such Section, nor shall such information be deemed incorporated by reference into any filings the Company has made or may make under the Securities Act or the Exchange Act, except as otherwise expressly stated in such filing.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

99.1 Press Release, dated January 22, 2026. 99.2

Presentation Materials, dated January 22, 2026.

104Cover Page Interactive Data (formatted in Inline XBRL).

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

EAST WEST BANCORP, INC.

Date: January 22, 2026By:/s/ Christopher J. Del Moral-Niles Christopher J. Del Moral-Niles Executive Vice President and Chief Financial Officer

3