EEFT

EX-99.1

2 ex991_1.htm

EXHIBIT 99.1

Contact:

Euronet Worldwide, Inc.

Stephanie Taylor

+1-913-327-4200

Euronet Worldwide Reports Third Quarter 2026 Financial Results

Highlights reflecting key achievements supporting the Company’s strategy and digital goals:

          Revenue from the digital accelerators introduced at the Company’s Investor Day(*) increased 33% for the nine months ended September 30, 2026 and represented 26% of year-to-date revenues, demonstrating strong momentum for the continued investments in these strategic initiatives, such as Ria digital, merchant acquiring and the Ren product suite.

          Signed a letter of intent to collaborate globally with Diebold Nixdorf to transform ATM networks

          Unveiled OLON, a unified commerce ecosystem to accelerate merchant growth

          Repurchased $50 million of common stock, representing approximately690,000 shares, during the quarter, reflecting disciplined capital allocation.

          Digital transactions within the Cross-Border Payments segment increased 34% in the third quarter of 2026 compared to the prior year period.

* See the Investor Day presentation at http://ir.euronetworldwide.com.

LEAWOOD, KANSAS, USA October 27, 2026 - Euronet (“Euronet” or the “Company”) (Nasdaq: EEFT), a global leader in payment processing and cross-border transactions, announced today third quarter 2026 financial results.

Euronet reports the following consolidated results for the third quarter 2026 compared with the same period of 2025:

•

Revenues of $1,161.1 million, a 1% increase from $1,145.7 million (3% increase on a constant currency1 basis).

•

Operating income of $171.6 million, a 12% decrease from $195.0 million (10% decrease on a constant currency basis).

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Adjusted operating income2 of $169.9 million, a 13% decrease from $195.0 million (11% decrease on a constant currency basis, 8% decrease after excluding $4.7 million of incremental non-cash purchase price amortization).

•

Adjusted EBITDA3 of $226.1 million, an 8% decrease from $244.6 million (6% decrease on a constant currency basis).

•

Net income attributable to Euronet of $113.6 million, or $2.53 diluted earnings per share, compared with $122.0 million, or $2.75 diluted earnings per share.

•

Adjusted earnings per share4 of $3.55 decreased 2% from $3.62 in the prior year period.

See the reconciliation of non-GAAP items in the attached financial schedules.

“Our third-quarter results reflect the continued impact of U.S. immigration policy and global economic pressures on the Cross Border Payments segment, which has persisted longer than we anticipated,” said Michael J. Brown, Chairman and Chief Executive Officer of Euronet Worldwide. “While these results are below our expectations and our historical performance, we continued to see growth in the digital accelerators we introduced during our Investor Day in May.  Year-to-date, these accelerators have grown 33%, reflecting the benefit of our continued investment in these strategic initiatives.

The Payments Infrastructure segment benefitted from the acquisition of CoreCard, together with growth in merchant acquiring and Ren sales. The epay segment had a solid quarter from continued growth in digital content and promotional campaigns executed during the quarter. During the quarter, we also returned another $50 million to shareholders through share repurchases.

While we remain confident in the long-term growth opportunities across our businesses, the persistent pressures experienced this quarter in Cross-Border Payments, together with broader macroeconomic pressures and FX conversion rates changes, have caused us to revise our 2026 outlook from the targets provided during our Investor Day in May. We now expect approximately $4.375 billion of revenue, approximately $725 million of Adjusted EBITDA and adjusted EPS growth of approximately 10%. Although these near-term challenges are disappointing, our digital accelerator strategy continues to demonstrate the growth necessary to generate strong cash flow and create long-term shareholder value.”

Segment and Other Results

The Payments Infrastructure Segment (formerly EFT Processing Segment) reports the following results for the third quarter 2026 compared with the same period or date in 2025:

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Revenues of $437.9 million, a 7% increase from $409.4 million (9% increase on a constant currency basis).

•

Operating income of $128.2 million, or less than 1% increase from $128.1 million (2% increase on a constant currency basis).

•

Adjusted operating income of $126.5 million, a 1% decrease from $128.1 million (no change on a constant currency basis).

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Adjusted EBITDA of $157.9 million, a 2% increase from $154.7 million (4% increase on a constant currency basis).

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Total of 59,688 installed ATMs as of September 30, 2026, a 4% increase from 57,534 as of September 30, 2025. Total of 58,420 active ATMs as of September 30, 2026, a 4% increase from 56,431 as of September 3

EX-99.1

7 ex991_1.htm

EXHIBIT 99.1

Contact:

Euronet Worldwide, Inc.

Stephanie Taylor

+1-913-327-4200

Euronet Worldwide Reports Second Quarter 2026 Financial Results

Highlights reflecting key achievements supporting the Company’s strategy and digital goals:

          Revenue from the digital accelerators introduced at the Company’s Investor Day(1) increased 31% year over year and represented 26% of second quarter revenues, demonstrating the strong momentum of these strategic initiatives.

          Signed CoreCard agreement with Unibanca, a leading bank processor in Peru.

          Entered a direct-to-publisher distribution agreement with Capcom, a Tier-1 game publisher in Japan.

          Signed six new Dandelion digital partners, including Mastercard Move.

          Repurchased $50 million of common stock, representing approximately 705,000 shares, during the quarter, reflecting our disciplined approach to capital allocation.

          Adjusted earnings per share increased 10% year-over-year to $2.82, highlighting the Company’s ability to deliver profitable growth while continuing to invest in long-term strategic initiatives.

(1)    See the investor day presentation at http://ir.euronetworldwide.com.

LEAWOOD, KANSAS, USA July 30, 2026 - Euronet (“Euronet” or the “Company”) (Nasdaq: EEFT), a global leader in payments processing and cross-border transactions, announced today second quarter 2026 financial results.

Euronet reports the following consolidated results for the second quarter 2026 compared with the same period of 2025:

•

Revenues of $1,108.4 million, a 3% increase from $1,074.3 million (2% increase on a constant currency1 basis).

•

Operating income of $137.1 million, a 14% decrease from $158.6 million (14% decrease on a constant currency basis).

•

Adjusted EBITDA2 of $192.8 million, a 6% decrease from $206.2 million (7% decrease on a constant currency basis).

•

Net income attributable to Euronet of $77.4 million, or $1.71 diluted earnings per share, compared with $97.6 million, or $2.27 diluted earnings per share.

•

Adjusted earnings per share3 of $2.82 increased 10% from $2.56 in the prior year.

See the reconciliation of non-GAAP items in the attached financial schedules.

“Our second quarter results demonstrate the resilience of Euronet's diversified global payments platform and our ability to consistently deliver profitable growth while investing for the future," said Michael J. Brown, Euronet's Chairman and Chief Executive Officer. "We generated 10% growth in adjusted earnings per share, reflecting the steady contribution from our Payments Infrastructure and epay businesses, despite a challenging macro backdrop.

One of the most encouraging developments this quarter was the continued momentum of the digital accelerators we introduced at our Investor Day in May. Collectively, revenue from these initiatives increased 31% year-over-year and represented approximately 26% of our total revenue during the quarter, demonstrating that our investments in initiatives such as CoreCard, merchant acquiring, payment processing and digital money transfers are becoming meaningful growth drivers while further diversifying our business.

Payments Infrastructure delivered another solid quarter, driven by continued growth in merchant acquiring and payment processing despite seeing some softness in European travel. epay generated another quarter of profitable growth while continuing to expand higher-value digital content and payment products. Cross-Border Payments growth faced pressure from U.S. immigration policy and favorable prior-year dynamics that did not repeat. However, our digital money transfer business and Dandelion platform continued to perform well, reinforcing our confidence in the business’s long-term growth opportunity. Looking ahead, we remain confident in our ability to deliver our full-year adjusted earnings per share growth outlook of 10% to 15%.”

Segment and Other Results

As unveiled at its Investor Day, the Company has changed the name of its EFT Processing Segment to Payments Infrastructure and the name of its Money Transfer Segment to Cross-Border Payments.  The Company thinks these name changes more accurately reflect the products and services provided by these segments.

The Payments Infrastructure Segment (formerly EFT Processing Segment) reports the following results for second quarter 2026 compared with the same period or date in 2025:

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Revenues of $377.1 million, an 11% increase from $338.5 million (10% increase on a constant currency basis).

•

Operating income of $86.1 million, a 2% increase from $84.6 million (2% increase on a constant currency basis).

•

Adjusted EBITDA of $117.9 million, a 7% increase from $110.6 million (6% increase on a constant currency basis).

•

Total of 57,814 installed ATMs as of June 30, 2026, a 1% increase from 57,326. Total of 57,071 active ATMs as of June 30, 2026, a 1% increase from 56,760 as of June 30, 2025.

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