Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
+0.82%
$21.52
100% positive prob.
5-Day Prediction
+2.61%
$21.90
100% positive prob.
20-Day Prediction
+2.78%
$21.93
95% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q3 2026 | BUY | +0.82% | +2.61% | +2.78% | 100.0% | Pending |
| Q2 2026 | BUY | +0.62% | +2.75% | +3.51% | 99.9% | Pending |
| Q1 2026 | BUY | +0.28% | +2.85% | +3.86% | 100.0% | +2.04% |
| Q4 2025 | BUY | +0.63% | +2.36% | +3.88% | 100.0% | +5.83% |
SEC 8-K filings with transcript text
Oct 27, 2026 · 100% conf.
1D
+0.82%
$21.52
Act: -1.07%
5D
+2.61%
$21.90
20D
+2.78%
$21.93
2 exh_991.htm
EdgarFiling
Eagle Bancorp Montana Earns $3.0 Million, or $0.38 per Diluted Share, in the Third Quarter of 2026, Declares Quarterly Cash Dividend of $0.1475 Per Share
HELENA, Mont., Oct. 27, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.0 million, or $0.38 per diluted share, in the third quarter of 2026, compared to $3.7 million, or $0.47 per diluted share, in the preceding quarter, and $3.6 million, or $0.46 per diluted share, in the third quarter of 2025. In the first nine months of 2026, net income increased to $10.7 million, or $1.36 per diluted share, compared to $10.1 million, or $1.29 per diluted share, in the first nine months of 2025.
Eagle’s board of directors declared a quarterly cash dividend of $0.1475 per share on October 22, 2026. The dividend will be payable on December 4, 2026, to shareholders of record on November 13, 2026. The current dividend represents an annualized yield of 2.58% based on the average closing price of the Company’s common stock reported on NASDAQ during the third quarter of 2026 of $22.91 per share.
“Our third quarter was defined by record loan growth and continued strength in our core deposit franchise,” said Laura F. Clark, CEO. “Total loans increased $159.0 million from the prior quarter, with growth across our markets and lending lines that reflects strong customer demand and the deep relationships our bankers have built. Importantly, we grew without compromising our credit discipline or pricing. Net interest margin remained solid at 4.12%, and the larger loan portfolio we built this quarter positions us to grow earnings in the periods ahead. With a strong core deposit base supporting this growth, we enter the final quarter of the year with positive momentum and remain focused on delivering long-term value for our shareholders.”
Third Quarter 2026 Highlights (at or for the three-month period ended September 30, 2026, except where noted):
Net income was $3.0 million, or $0.38 per diluted share, in the third quarter of 2026, compared to $3.7 million, or $0.47 per diluted share in the preceding quarter, and $3.6 million, or $0.46 per diluted share, in the third quarter a year ago. Net interest margin (“NIM”) was 4.12% in the third quarter of 2026, compared to 4.15% in the preceding quarter and 3.94% in the third quarter a year ago. Net interest income, before the provision for credit losses, increased 4.4% to $20.0 million in the third quarter of 2026, compared to $19.1 million in the second quarter of 2026, and increased 7.0% compared to $18.7 million in the third quarter of 2025. Revenues (net interest income before the provision for credit losses, plus noninterest income) were $25.1 million in the third quarter of 2026, compared to $24.2 million in the preceding quarter and $23.4 million in the third quarter a year ago. Total loans of $1.72 billion increased $159.0 million compared to June 30, 2026, and increased $159.6 million compared to a year earlier. Due to the record loan growth, Eagle recorded a $1.9 million provision for credit losses for the third quarter of 2026, compared to a $343,000 provision for credit losses in the preceding quarter and a $62,000 provision for credit losses in the third quarter a year ago. Borrower specific deterioration did not meaningfully affect the provision for credit losses for the third quarter of 2026. The allowance for credit losses was $19.5 million, or 1.13% of total loans, at September 30, 2026, compared to $17.6 million, or 1.13% of total loans, at June 30, 2026, and $17.7 million, or 1.14% of total loans, a year ago. Total deposits of $1.80 billion increased $11.9 million compared to June 30, 2026, and increased $49.9 million, or 2.8%, compared to a year earlier. Eagles’s common shareholders’ equity (book value) per share was $24.12 at September 30, 2026, compared to $24.78 at June 30, 2026, and $23.45 at September 30, 2025. Tangible book value per share (non-GAAP) was $19.44 at September 30, 2026, compared to $20.07 at June 30, 2026, and $18.63 at September 30, 2025. The Company’s available borrowing capacity was approximately $452.2 million at September 30, 2026, compared to $575.0 million at June 30, 2026, and $508.4 million at September 30, 2025. Short-term FHLB advances were utilized in the quarter to support loan production. The Company paid a quarterly cash dividend in the third quarter of $0.1475 per share on September 4, 2026, to shareholders of record August 14, 2026.
Balance Sheet Results
Total assets of $2.28 billion at September 30, 2026, increased $162.2 million compared to one year ago, and increased $156.2 million compared to three months earlier. The investment securities portfolio totaled $272.8 million at September 30, 2026, compared to $279.9 million a year ago, and $285.7 million at June 30, 2026.
Jul 28, 2026 · 100% conf.
1D
+0.62%
$23.62
Act: +2.47%
5D
+2.75%
$24.12
20D
+3.51%
$24.29
2 exh_991.htm
EdgarFiling
Eagle Bancorp Montana Earns $3.7 Million, or $0.47 per Diluted Share, in the Second Quarter of 2026, Increases Quarterly Cash Dividend to $0.1475 Per Share
HELENA, Mont., July 28, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.7 million, or $0.47 per diluted share, in the second quarter of 2026, compared to $4.0 million, or $0.51 per diluted share, in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the second quarter of 2025. In the first six months of 2026, net income increased to $7.7 million, or $0.98 per diluted share, compared to $6.5 million, or $0.83 per diluted share, in the first six months of 2025.
Eagle’s board of directors increased its quarterly cash dividend by 1.7% to $0.1475 per share on July 16, 2026. The dividend will be payable on September 4, 2026, to shareholders of record on August 14, 2026. The current dividend represents an annualized yield of 2.63% based on the average closing price of the Company’s common stock reported on NASDAQ during the second quarter of 2026 of $22.44 per share.
“Our second quarter results reflect the strength of our franchise and the consistency with which we generate core earnings,” said Laura F. Clark, CEO. “Compared to the same quarter last year, both net income and earnings per share moved higher, a result supported by continued improvement in funding cost alongside resilient asset yields. Net interest margin also continued to expand, climbing to 4.15% for the second quarter. Backed by a strong core deposit base and a well-diversified loan portfolio, we are well positioned to pursue growth opportunities across our footprint and continuing to create lasting value for our shareholders.”
Second Quarter 2026 Highlights (at or for the three-month period ended June 30, 2026, except where noted):
Net income was $3.7 million, or $0.47 per diluted share, in the second quarter of 2026, compared to $4.0 million, or $0.51 per diluted share in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the second quarter a year ago. Net interest margin (“NIM”) was 4.15% in the second quarter of 2026, compared to 4.11% in the preceding quarter and 3.91% in the second quarter a year ago. Net interest income, before the provision for credit losses, increased 2.3% to $19.1 million in the second quarter of 2026, compared to $18.7 million in the first quarter of 2026, and increased 5.5% compared to $18.1 million in the second quarter of 2025. Revenues (net interest income before the provision for credit losses, plus noninterest income) were $24.2 million in the second quarter of 2026, compared to $23.6 million in the preceding quarter and $23.0 million in the second quarter a year ago. Total loans of $1.56 billion increased $39.1 million compared to March 31, 2026 and decreased $11.3 million compared to a year earlier. The allowance for credit losses was $17.6 million, or 1.13% of total loans, at June 30, 2026, compared to $17.4 million, or 1.15% of total loans, at March 31, 2026, and $17.7 million, or 1.13% of total loans, a year ago. Total deposits of $1.79 billion remained unchanged compared to March 31, 2026 and increased $52.3 million, or 3.0%, compared to a year earlier. Eagles’s common shareholders’ equity (book value) per share increased to $24.78 at June 30, 2026, compared to $24.22 at March 31, 2026, and $22.72 at June 30, 2025. Tangible book value per share (non-GAAP) increased to $20.07 at June 30, 2026, compared to $19.48 at March 31, 2026, and $17.86 at June 30, 2025. The Company’s available borrowing capacity was approximately $575.0 million at June 30, 2026, compared to $593.1 million at March 31, 2026, and $463.0 million at June 30, 2025. The Company paid a quarterly cash dividend in the second quarter of $0.1450 per share on June 5, 2026, to shareholders of record May 15, 2026.
Balance Sheet Results
Total assets were $2.13 billion at June 30, 2026, compared to $2.14 billion one year ago, and $2.09 billion three months earlier. The investment securities portfolio totaled $285.7 million at June 30, 2026, compared to $285.0 million a year ago, and $274.9 million at March 31, 2026.
Eagle originated $88.1 million in new residential mortgages during the quarter and sold $72.5 million in residential mortgages, with an average gross margin on sale of mortgage loans of approximately 3.07%. This production compares to residential mortgage originations of $75.0 million in the preceding quarter with sales of $66.1 million and an average gross margin on sale of mortgage loans of approximately 2.54%.
Total loans decreased $11.3 million compared to a year ago and increased $39.1 million compared to three months earlier. Commercial real estate loans increased to $684.4 million at June 30, 2026, compared to $675.3 million
Apr 28, 2026 · 100% conf.
1D
+0.28%
$22.16
Act: +2.99%
5D
+2.85%
$22.73
Act: +2.04%
20D
+3.86%
$22.95
Act: +1.09%
2 exh_991.htm
EdgarFiling
Eagle Bancorp Montana Earns $4.0 Million, or $0.51 per Diluted Share, in the First Quarter of 2026, Declares Quarterly Cash Dividend of $0.145 Per Share and Renews Stock Repurchase Plan
HELENA, Mont., April 28, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $4.0 million, or $0.51 per diluted share, in the first quarter of 2026, compared to $4.7 million, or $0.60 per diluted share, in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the first quarter of 2025.
Eagle’s board of directors declared a quarterly cash dividend of $0.145 per share on April 23, 2026. The dividend will be payable June 5, 2026, to shareholders of record May 15, 2026. The current dividend represents an annualized yield of 2.72% based on the average closing price of the Company’s common stock reported on NASDAQ during the first quarter of 2026 of $21.32 per share.
“Eagle’s first quarter results reflect the continued strength of our franchise and the durability of our core earnings,” said Laura F. Clark, President and CEO. “Net income and earnings per share increased compared to the first quarter of last year, driven by further improvement in our funding costs, resilient asset yields and disciplined expense management. Net interest margin continued to expand during the quarter, and with a strong core deposit base and a diversified loan portfolio, we remain well positioned to pursue opportunities across our Montana market and deliver long term value for our shareholders.”
First Quarter 2026 Highlights (at or for the three-month period ended March 31, 2026, except where noted):
Net income was $4.0 million, or $0.51 per diluted share, in the first quarter of 2026, compared to $4.7 million, or $0.60 per diluted share in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the first quarter a year ago. Net interest margin (“NIM”) was 4.11% in the first quarter of 2026, a three-basis point increase compared to 4.08% in the preceding quarter and a 37-basis point increase compared to the first quarter a year ago. Net interest income, before the provision for credit losses, decreased 2.4% to $18.7 million in the first quarter of 2026, compared to $19.2 million in the fourth quarter of 2025, and increased 10.7% compared to $16.9 million in the first quarter of 2025. Revenues (net interest income before the provision for credit losses, plus noninterest income) were $23.6 million in the first quarter of 2026, compared to $24.3 million in the preceding quarter and $20.9 million in the first quarter a year ago. Total loans at March 31, 2026 remained relatively consistent, compared to a year earlier, and three months earlier. The allowance for credit losses represented 1.15% of portfolio loans and 315.0% of nonperforming loans at March 31, 2026, compared to 1.10% of total portfolio loans and 313.2% of nonperforming loans at March 31, 2025, and compared to 1.14% of total portfolio loans and 308.4% of nonperforming loans at December 31, 2025. Total deposits increased $96.1 million or 5.7% to $1.79 billion at March 31, 2026, compared to a year earlier, and increased $4.5 million or 0.3%, compared to December 31, 2025. The Company’s available borrowing capacity was approximately $593.1 million at March 31, 2026, compared to $601.0 million at December 31, 2025. The Company paid a quarterly cash dividend in the first quarter of $0.145 per share on March 6, 2026, to shareholders of record February 13, 2026.
Balance Sheet Results
Total assets were $2.09 billion at March 31, 2026, unchanged compared to a year earlier, and $2.11 billion three months earlier. The investment securities portfolio totaled $274.9 million at March 31, 2026, compared to $291.7 million a year ago, and $281.7 million at December 31, 2025.
Eagle originated $75.0 million in new residential mortgages during the quarter and sold $66.1 million in residential mortgages, with an average gross margin on sale of mortgage loans of approximately 2.54%. This production compares to residential mortgage originations of $66.8 million in the preceding quarter with sales of $64.3 million and an average gross margin on sale of mortgage loans of approximately 3.21%.
Total loans decreased $4.2 million compared to a year ago and were unchanged from three months earlier. Commercial real estate loans increased modestly to $667.7 million at March 31, 2026, compared to $666.3 million a year earlier. Commercial real estate loans were comprised of 72.5% non-owner occupied and 27.5% owner occupied at March 31, 2026. Agricultural and farmland loans decreased 1.4% to $280.5 million at March 31, 2026, compared to $284.6 million a year earlier. Residential mortgage loans decreased 3.1% to $145.1 million, compared to $149.7 million a year earlier. Commercial loans inc
This page provides Eagle Bancorp Montana Inc. (EBMT) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on EBMT's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.