as of 11-10-2026 4:00pm EST
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
| Founded: | 1986 | Country: | United States |
| Employees: | N/A | City: | MARIETTA |
| Market Cap: | 848.9M | IPO Year: | 1995 |
| Target Price: | N/A | AVG Volume (30 days): | 1.5K |
| Analyst Decision: | N/A | Number of Analysts: | N/A |
| Dividend Yield: | Dividend Payout Frequency: | N/A | |
| EPS: | N/A | EPS Growth: | N/A |
| 52 Week Low/High: | $15.10 - $29.99 | Next Earning Date: | 10-29-2026 |
| Revenue: | $978,014,322 | Revenue Growth: | -1.17% |
| Revenue Growth (this year): | -2.93% | Revenue Growth (next year): | -0.23% |
| P/E Ratio: | 8.06 | Index: | N/A |
| Free Cash Flow: | 70.0M | FCF Growth: | -42.38% |
Machine learning model trained on 25+ technical indicators
Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.
SEC 8-K filings with transcript text
Oct 29, 2026
2 exh_991.htm
EdgarFiling
Donegal Group Inc. Announces Third Quarter and First Nine Months of 2026 Results
MARIETTA, Pa., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ: DGICA) and (NASDAQ: DGICB) today reported its financial results for the third quarter and first nine months of 2026.
Significant Items for third quarter of 2026 (all comparisons to third quarter of 2025):
Net premiums earned decreased 3.0% to $222.9 million
Combined ratio of 96.5%, compared to 95.9%
Net income of $18.2 million, or 49 cents per diluted Class A share, compared to $20.1 million, or 55 cents per diluted Class A share
Net income included after-tax net investment losses of $0.6 million, or 1 cent per
diluted Class A share, compared to after-tax net investment gains of $1.0 million, or 3 cents per diluted Class A share
Annualized return on average equity of 10.9%, compared to 13.0%
Book value per share of $17.70 at September 30, 2026, compared to $17.14 at September 30, 2025
Financial Summary
Three Months Ended September 30,
Nine Months Ended September 30,
2026
2025
% Change
2026
2025
% Change
(dollars in thousands, except per share amounts)
Income Statement Data
Net premiums earned $ 222,883
$ 229,822
-3.0 %
$ 666,814
$ 694,299
-4.0 %
Investment income, net
14,689
13,943
5.4
43,468
38,466
13.0
Net investment (losses) gains
(701 )
1,272
NM2
2,087
2,345
-11.0
Total revenues
237,658
245,919
-3.4
714,773
737,872
-3.1
Net income
18,157
20,080
-9.6
51,973
62,152
-16.4
Non-GAAP operating income1
18,639
19,075
-2.3
50,225
60,299
-16.7
Annualized return on average equity
10.9 %
13.0 %
-2.1 pts
10.6 %
14.1 %
-3.5 pts
Per Share Data
Net income – Class A
(diluted) $ 0.49
$ 0.55
-10.9 %
$ 1.40
$ 1.72
-18.6 %
Net income – Class B
0.45
0.51
-11.8
1.29
1.58
-18.4
Non-GAAP operating income
– Class A (diluted)
0.50
0.52
-3.8
1.35
1.67
-19.2
Non-GAAP operating income
– Class B
0.46
0.48
-4.2
1.25
1.53
-18.3
Book value
17.70
17.14
3.3
17.70
17.14
3.3
1The “Definitions of Non-GAAP Financial Measures” section of this release defines and reconciles data that we prepare on an accounting basis other than U.S. generally accepted accounting principles (“GAAP”).
2Not meaningful.
Management Commentary
Kevin G. Burke, President and Chief Executive Officer of Donegal Group Inc., stated, “As expected, we continued to experience soft market conditions throughout our operating regions in the third quarter of 2026. Although those conditions continued to impede our ability to achieve our premium growth plan, we were able to deliver solid profitability, as demonstrated by earnings per diluted Class A share of $0.49 and an annualized return on equity of 10.9%.”
“Net premiums written1 declined modestly for both commercial and personal lines. We primarily attribute the declines to higher-than-planned attrition that we believe resulted from our commitment to pricing discipline on policy renewals amid increased rate competition, offset partially by incrementally higher new business writings as we have selectively enhanced our competitive posture for desired accounts. Within our personal lines, our automobile new business growth benefited from the reintroduction of a 12-month policy term that customers selected for the vast majority of new automobile policies written during the quarter. The increase from six-month terms to 12-month terms effectively doubled the net premiums written related to those new policies.”
“Our underwriting results for the third quarter were generally favorable despite an increase in weather-related losses compared to the prior-year quarter and a handful of unusually severe workers’ compensation claims during the quarter. We were pleased with the relative consistency of our core loss ratio compared to the prior-year quarter.”
“As we close out 2026 and finalize our business plan for 2027, we continue to engage with our independent agency partners in developing and deploying specific action plans with a goal of achieving profitable premium growth, albeit at a modest pace in recognition of current market conditions. We remain confident in our team’s ability to successfully achieve our strategic objectives that we believe will enhance stockholder value over time.”
Insurance Operations
Donegal Group is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty lines of insurance in three Mid-Atlantic states (Delaware, Maryland and Pennsylvania), five Southern states (Georgia, North Carolina, South Carolina, Tennessee and Virginia), eight Midwestern states (Illinois, Indiana, Iowa, Michigan, Nebraska, Ohio, South Dakota and Wisconsin) and five Southwestern states (Arizona, Colorado, New Mexico, Texas and Utah). Donegal Mutual Insurance Company and the insurance subsidiaries of Donegal Group conduct business together as the Donegal Insurance Group.
Three
See how DGICB stacks up against similar companies in the market
Enhance your trading experience with our free tools
The information presented on this page, "DGICB Donegal Group Inc. Class B - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.