AI Earnings Predictions for CNH Industrial N.V. (CNH)

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Exhibit 99.1

CNH Industrial N.V. Reports Second Quarter 2026 Results

Consolidated revenues for the second quarter of 2026 were $4.8 billion, up 2% year-over-year

Reported Net income of $141 million and adjusted Net income(1) of $161 million

Second quarter diluted earnings per share at $0.11

Returned $0.2 billion to shareholders through dividends and share repurchases

Full-year guidance narrowed to the higher end of the previous ranges

Basildon, UK - August 3, 2026 - CNH Industrial N.V. (NYSE: CNH) reported Net income for the three months ended June 30, 2026, of $141 million, with basic earnings per share and diluted earnings per share of $0.11, compared with Net income of $217 million and basic earnings per share and diluted earnings per share of $0.17 in Q2 2025. Adjusted Net income(1) for the second quarter of 2026 was $161 million compared to $216 million for the second quarter of 2025.

Consolidated revenues for the second quarter ended June 30, 2026, were $4.80 billion, and Net Sales of Industrial Activities were $4.14 billion, both up compared to Q2 2025.

Net cash provided by operating activities was $145 million, and Free cash flow of Industrial Activities was $150 million in Q2 2026.

Income tax expense was $43 million ($76 million in Q2 2025) with an effective tax rate (“ETR”) of 25.0% (27.6% in Q2 2025). The adjusted ETR(1) was 25.1% for the second quarter (27.7% in Q2 2025).

“Our second quarter results reflect disciplined execution by the CNH team in a market that remains at the trough of the agriculture cycle,” said Gerrit Marx, Chief Executive Officer of CNH. “Despite the industry conditions, we delivered year-over-year revenue growth and continued progress on our strategic priorities, including quality, sourcing, operational efficiency, and dealer network consolidation. While farmer economics remain pressured, we are seeing constructive equipment-cycle indicators, including dealer inventory normalization, aging fleets, and a more balanced relationship between new and used equipment pricing. We remain focused on supporting our dealers and customers today while investing in the iron and technology capabilities that will strengthen CNH through the next cycle.”

2026 Second Quarter Results

US-GAAP

($ millions, except per share data)Q2 2026Q2 2025Change Change at c.c.(2)

Consolidated revenues4,8034,711+2%—%

of which Net sales of Industrial Activities4,1434,021+3%1%

Net income141217(35)%

Diluted EPS0.110.17(0.06)

Cash flow provided by operating activities145772(627)

NON-GAAP(1)

($ millions, except per share data)Q2 2026Q2 2025Change

Adjusted EBIT of Industrial Activities167224(25)%

Adjusted EBIT margin of Industrial Activities4.0%5.6%(160) bps

Adjusted Net income161216(25)%

Adjusted diluted EPS $0.130.17(0.04)

Free cash flow of Industrial Activities150451(301)

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Agriculture

($ millions)Q2 2026Q2 2025Change Change at c.c.(2)

Net sales 3,2773,248+1%(1)%

Adjusted EBIT170263(35)%

Adjusted EBIT margin(1) 5.2%8.1%(290) bps

In North America, second quarter industry sales volume was down 16% year-over-year for tractors under 140 HP and down 17% for tractors over 140 HP; combines were down 7%. In Europe, Middle East and Africa ("EMEA"), tractor and combine demand down 11% and 1%, respectively. South America saw tractor and combine demand decline 8% and 29%, respectively. In Asia Pacific, tractor demand increased 15%, while combine demand decreased 48%.

Agriculture Net sales were flat year-over-year in the quarter at $3.3 billion, a result of favorable price realization, offset by lower volumes in South America.

Adjusted EBIT decreased to $170 million from $263 million in Q2 2025, primarily due to lower volumes in South America, unfavorable mix in North America and EMEA, the impact of tariffs, higher Selling, general and administrative expenses (“SG&A”) and Research and development expenses (“R&D”) and lower joint venture results. SG&A expenses were mainly impacted by higher labor costs. R&D expenses represented 6.1% of sales in Q2 2026 (6.0% in Q2 2025).

Construction

($ millions)Q2 2026Q2 2025Change Change at c.c.(2)

Net sales866773+12%+10%

Adjusted EBIT1535(57)%

Adjusted EBIT margin(1) 1.7%4.5%(280) bps

Global industry sales volume for construction equipment increased 17% year-over-year in the second quarter for Heavy equipment and 6% for Light equipment. Aggregated demand increased 5% in North America, 9% in EMEA, 12% in South America, and 16% in Asia Pacific.

Construction Net sales increased 12% in the quarter to $866 million, driven by higher volumes in North America and included shipments that were initially delayed during the first quarter of 2026.

Adjusted EBIT decreased to $15 million from $35 million in Q2 2025, primarily due to the impact of tariffs and higher R&D expenses, partially offset by higher volumes and lower SG&A expenses. SG&A benefited from the absence of prior year non-recurring costs, partially offset b

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Exhibit 99.1

CNH Industrial N.V. Reports First Quarter 2026 Results

Consolidated revenues for the first quarter of 2026 were $3.8 billion, flat year-over-year including favorable currency impacts

Reported net income of $10 million and adjusted net income(1) of $21 million

First quarter diluted earnings per share at $0.01

Full-year guidance reaffirmed

Basildon, UK - April 30, 2026 - CNH Industrial N.V. (NYSE: CNH) reported Net income for the three months ended March 31, 2026, of $10 million, with diluted earnings per share of $0.01, compared with Net income of $132 million and basic earnings per share and diluted earnings per share of $0.10 in Q1 2025. Adjusted net income(1) for the first quarter of 2026 was $21 million compared to $132 million for the first quarter of 2025.

Consolidated revenues for the first quarter ended March 31, 2026, were $3.83 billion and Net Sales of Industrial Activities were $3.17 billion, both flat with Q1 2025.

Net cash provided by operating activities was $35 million, and Free cash flow absorption of Industrial Activities was $589 million in Q1 2026.

Income tax expense was $4 million ($47 million in Q1 2025) with an effective tax rate (“ETR”) of 30.8% (29.0% in Q1 2025). The adjusted ETR(1) was 20.0% for the first quarter (29.0% in Q1 2025).

“While the first quarter reflected historically low North American agricultural equipment demand, a complex trade environment, and ongoing challenges in Brazil, our performance was consistent with expectations,” said Gerrit Marx, Chief Executive Officer of CNH. “The team stayed disciplined by managing production carefully, holding channel inventories steady, and delivering positive price and product cost performance through operational efficiency and quality improvements. We believe the industry is moving through the lowest period of the current agriculture cycle, assuming global trade routes are open. Our focus remains on positioning CNH for the market recovery ahead, supporting our customers with strong products and technology, and creating durable, long-term value.”

2026 First Quarter Results

(all amounts $ million, comparison vs Q1 2025 - unless otherwise stated)

US-GAAP

Q1 2026Q1 2025Change Change at c.c.(2)

Consolidated revenues3,8263,828—%(4)%

of which Net sales of Industrial Activities3,1703,172—%(4)%

Net income10132(92)%

Diluted EPS $0.010.10(0.09)

Cash flow provided by operating activities35162(127)

NON-GAAP(1)

Q1 2026Q1 2025Change

Adjusted EBIT of Industrial Activities(45)101(145)%

Adjusted EBIT margin of Industrial Activities(1.4)%3.2%(460) bps

Adjusted net income21132(84)%

Adjusted diluted EPS $0.010.10(0.09)

Free cash flow absorption of Industrial Activities(589)(567)(22)

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Agriculture

($ million)Q1 2026Q1 2025Change Change at c.c.(2)

Net sales 2,5962,581+1%(4)%

Adjusted EBIT(1) 27139(81)%

Adjusted EBIT margin(1) 1.0%5.4%(440) bps

In North America, first quarter industry sales volume was down 7% year-over-year for tractors under 140 HP and fell 27% for tractors over 140 HP; combines were down 6%. In Europe, Middle East and Africa ("EMEA"), tractor demand increased 2%, while combine demand decreased 5%. South America saw tractor demand down 8% and combines down 33%. In Asia Pacific, tractor demand increased 21%, while combine demand decreased 16%.

Agriculture net sales were flat year-over-year in the quarter at $2.6 billion, a result of positive foreign exchange impacts and favorable price realization, offset by lower volumes in all regions except EMEA.

Adjusted EBIT(1) decreased to $27 million from $139 million in Q1 2025, primarily due to lower volumes in North America and South America, the impact of tariffs, higher Selling, general and administrative expenses (“SG&A”) and Research and development expenses (“R&D”) and lower joint venture results. SG&A expenses were impacted by higher variable compensation and labor inflation. R&D expenses represented 7.9% of sales in Q1 2026 (6.3% in Q1 2025).

Construction

($ million)Q1 2026Q1 2025Change Change at c.c.(2)

Net sales574591(3)%(6)%

Adjusted EBIT(1) (28)14(300)%

Adjusted EBIT margin(1) (4.9)%2.4%(730) bps

Global industry sales volume for construction equipment increased 7% year-over-year in the first quarter for Heavy equipment and 5% for Light equipment. Aggregated demand increased 4% in North America, 6% in EMEA, 7% in Asia Pacific, and was flat in South America.

Construction net sales decreased 3% in the quarter to $574 million, driven by lower volumes in South America and North America.

Adjusted EBIT(1) decreased to $(28) million from $14 million in Q1 2025, primarily due to the impact of tariffs, higher SG&A expenses and lower volumes, only partially offset by pricing. SG&A expenses were impacted by trade show marketing costs, higher variable compensation, and labor inflation.

Financial Services

($ million)Q1 2026Q1 2025Change Change at c.c.(2)

Revenues646651(1)%(5)%

Net income7490(18)%

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Exhibit 99.1

CNH Industrial N.V. Reports Fourth Quarter and Full Year 2025 Results

Fourth quarter consolidated revenues increased 6%; full year revenues declined 9% on lower industry equipment demand

Fourth quarter net income of $89 million; full year net income of $505 million

Full year diluted EPS at $0.41; adjusted diluted EPS at $0.55

Amid persistent agricultural equipment market challenges, the Company is preparing for lower demand levels in 2026 ahead of the start of an expected industry recovery in 2027

Basildon, UK - February 17, 2026 - CNH Industrial N.V. (NYSE: CNH) today reported results for the three and twelve months ended December 31, 2025. Fourth quarter net income was $89 million, with diluted earnings per share of $0.07, compared with net income of $176 million and diluted earnings per share of $0.14 in Q4 2024. Consolidated revenues were $5.16 billion in the quarter (up 6% compared to Q4 2024) and Net sales of Industrial Activities were $4.45 billion (up 8% compared to Q4 2024). Net cash provided by operating activities was $945 million, and Industrial Free Cash Flow was $817 million in Q4 2025.

Full year 2025 consolidated revenues were $18.10 billion, down 9% year-over-year, with Net sales of Industrial Activities at $15.35 billion, down 10%. Full year net income was $505 million compared to 2024 net income of $1,259 million. Full year diluted earnings per share was $0.41 compared to $0.99 in 2024. Adjusted net income was $703 million compared to $1,339 million in 2024, with adjusted diluted earnings per share of $0.55 compared to $1.05 in 2024. Full year net cash provided by operating activities was $2,538 million, and Industrial Free Cash Flow was $513 million.

“Despite a challenging market environment, CNH delivered solid progress toward its long-term goals in 2025 and strengthened its foundation for success,” said Gerrit Marx, CNH Chief Executive Officer. “We continued reducing dealer inventories, advanced our Quality and Operational Excellence initiatives, and introduced products that directly address the evolving needs of farmers and builders. Our teams executed with discipline, focusing on what we can control while supporting our customers through dynamic economic conditions. As we move into 2026, we remain committed to prudent production planning, purposeful innovation, and delivering superior iron and technology integration. In this industry trough year, while markets are still moving slowly, CNH is moving fast in its transformation and engagement of exceptional colleagues to deliver on our ambitious commitments.”

2025 Fourth Quarter Results

(all amounts in $ million, comparison vs Q4 2024 - unless otherwise stated)

US-GAAP

Q4 2025Q4 2024Change Change at c.c.(1)

Consolidated revenues 5,1574,876+6%3%

of which Net sales of Industrial Activities4,4514,129+8%5%

Net income89176(49)%

Diluted EPS $0.070.14(0.07)

Cash flow provided by operating activities 9451,692(747)

NON-GAAP(2)

Q4 2025Q4 2024Change

Adjusted EBIT of Industrial Activities234194+21%

Adjusted EBIT margin of Industrial Activities5.3%4.7%+60 bps

Adjusted net income246196+26%

Adjusted diluted EPS $0.190.15+0.04

Free cash flow of Industrial Activities817848(31)

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Net income was $89 million in Q4 2025 with adjusted net income of $246 million. The primary adjustments in the quarter included $123 million in non-cash pretax impairment charges related to in-process R&D acquired as part of the 2021 Raven acquisition, $62 million in non-cash pretax impairment of investment in Monarch Tractor and other minority holdings, and $8 million in pretax restructuring charges. In comparison, in Q4 2024, CNH reported net income of $176 million with adjusted net income of $196 million. The primary adjustment in Q4 2024 included $24 million in pretax restructuring charges.

Income tax expense was $60 million ($89 million in Q4 2024) with an effective tax rate (“ETR”) of 45.5% (36.9% in Q4 2024). The adjusted ETR(2) was 28.9% (34.1% in Q4 2024).

Agriculture

Q4 2025Q4 2024Change Change at c.c.(1)

Net sales ($ million)3,5983,411+5%+3%

Adjusted EBIT ($ million)233244(5)%

Adjusted EBIT margin6.5%7.2%(70) bps

In North America, fourth quarter industry volume fell 31% year-over-year for tractors over 140 HP and 14% for tractors under 140 HP; combines were down 16%. In Europe, Middle East and Africa ("EMEA"), tractor demand fell 8%, while combine demand rose 40%. In South America, tractor demand fell 8% and combine demand fell 39%. In Asia Pacific, tractor demand increased 19% and combine demand increased 10%.

Agriculture net sales increased 5% for the quarter to $3.6 billion, driven by favorable price realization and positive foreign exchange impacts.

Adjusted EBIT decreased to $233 million ($244 million in Q4 2024), primarily due to tariffs, lower JV results, unfavorable geographic mix, and increased SG&A expenses, partially offset by favorable price realization and lower R&D