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as of 03-12-2026 1:17pm EST
$57.31
$0.31
-0.54%
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.
| Founded: | 1866 | Country: | United States |
| Employees: | N/A | City: | DEWITT |
| Market Cap: | 3.5B | IPO Year: | 1994 |
| Target Price: | $66.67 | AVG Volume (30 days): | 196.9K |
| Analyst Decision: | Hold | Number of Analysts: | 4 |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 3.97 | EPS Growth: | 15.41 |
| 52 Week Low/High: | $49.44 - $67.50 | Next Earning Date: | 04-27-2026 |
| Revenue: | $818,007,000 | Revenue Growth: | 9.61% |
| Revenue Growth (this year): | 13.46% | Revenue Growth (next year): | 7.66% |
| P/E Ratio: | 14.51 | Index: | N/A |
| Free Cash Flow: | 233.3M | FCF Growth: | +5.31% |
Stock Insider Trading Activity of Community Bank System Inc. (CBU)
Whipple John F.
Sell
Director
CBU Feb 4, 2026
Avg Cost/Share
$65.17
Shares
4,246
Total Value
$276,703.75
Owned After
8,506.03
SEC Form 4
STEELE SALLY A
Sell
Director
CBU Feb 3, 2026
Avg Cost/Share
$64.12
Shares
4,000
Total Value
$256,480.40
Owned After
39,964
SEC Form 4
STICKELS ERIC
Sell
Director
CBU Feb 3, 2026
Avg Cost/Share
$64.75
Shares
2,000
Total Value
$129,492.00
Owned After
33,342
SEC Form 4
Gillan-Myer Maureen A
Sell
EVP, Chief Admin & HR Officer
CBU Dec 29, 2025
Avg Cost/Share
$58.85
Shares
3,450
Total Value
$203,053.63
Owned After
0
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Whipple John F. | CBU | Director | Feb 4, 2026 | Sell | $65.17 | 4,246 | $276,703.75 | 8,506.03 | |
| STEELE SALLY A | CBU | Director | Feb 3, 2026 | Sell | $64.12 | 4,000 | $256,480.40 | 39,964 | |
| STICKELS ERIC | CBU | Director | Feb 3, 2026 | Sell | $64.75 | 2,000 | $129,492.00 | 33,342 | |
| Gillan-Myer Maureen A | CBU | EVP, Chief Admin & HR Officer | Dec 29, 2025 | Sell | $58.85 | 3,450 | $203,053.63 | 0 |
Earnings Transcripts
SEC 8-K filings with transcript text
2025 Q4 Q4 2025 Earnings
8-K BUY Jan 27, 2026 · 100% conf.
2025
Q4
Q4 2025 Earnings
8-K BUYJan 27, 2026 · 100% conf.
AI Prediction BUY
1D
+0.46%
$61.74
Act: -0.62%
5D
+2.92%
$63.26
Act: +4.78%
20D
+5.02%
$64.54
Act: +3.51%
Price: $61.46 Prob +5D: 100% AUC: 1.000
0001104659-26-006834
false
COMMUNITY FINANCIAL SYSTEM, INC.
0000723188
0000723188
2026-01-27 2026-01-27
iso4217:USD
xbrli:shares
iso4217:USD
xbrli:shares
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
WASHINGTON, D.C.
20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 27, 2026
(Exact name of registrant as specified in its charter)
Delaware 001-13695 16-1213679
(State or other jurisdiction of
incorporation) (Commission File Number) (IRS Employer Identification No.)
5790 Widewaters Parkway, DeWitt, New York 13214
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (315) 445-2282
Not applicable.
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading
Symbol(s) Name of each exchange on which registered
Common Stock, $1.00 par value per share CBU New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02Results of Operations and Financial Condition.
On January 27, 2026, Community Financial System, Inc. announced its results of operations for the fourth quarter and fiscal year ended December 31, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01Financial Statements and Exhibits.
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
99.1Press Release, dated January 27, 2026, issued by Community Financial System, Inc.
104Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Community Financial System, Inc.
By: /s/ Marya Burgio Wlos
Name: Marya Burgio Wlos
Title: Executive Vice President and Chief Financial Officer
Dated: January 27, 2026
Exhibit Index
Exhibit Number Description
99.1 Press Release, dated January 27, 2026, issued by Community Financial System, Inc.
104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
2025 Q3 Q3 2025 Earnings
8-K Oct 21, 2025
2025
Q3
Q3 2025 Earnings
8-KOct 21, 2025
0001104659-25-101075
false
COMMUNITY FINANCIAL SYSTEM, INC.
0000723188
0000723188
2025-10-21 2025-10-21
iso4217:USD
xbrli:shares
iso4217:USD
xbrli:shares
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
WASHINGTON, D.C.
20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 21, 2025
(Exact name of registrant as specified in its charter)
Delaware 001-13695 16-1213679
(State or other jurisdiction of
incorporation) (Commission File Number) (IRS Employer Identification No.)
5790 Widewaters Parkway, DeWitt, New York 13214
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (315) 445-2282
Not applicable.
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading
Symbol(s) Name of each exchange on which registered
Common Stock, $1.00 par value per share CBU New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02Results of Operations and Financial Condition.
On October 21, 2025, Community Financial System, Inc. announced its results of operations for the third quarter ended September 30, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01Financial Statements and Exhibits.
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
99.1Press Release, dated October 21, 2025, issued by Community Financial System, Inc.
104Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Community Financial System, Inc.
By: /s/ Marya Burgio Wlos
Name: Marya Burgio Wlos
Title: Executive Vice President and Chief Financial Officer
Dated: October 21, 2025
Exhibit Index
Exhibit Number Description
99.1 Press Release, dated October 21, 2025, issued by Community Financial System, Inc.
104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
2025 Q2 Q2 2025 Earnings
8-K Jul 22, 2025
2025
Q2
Q2 2025 Earnings
8-KJul 22, 2025
0001104659-25-069506
false
COMMUNITY FINANCIAL SYSTEM, INC.
0000723188
0000723188
2025-07-22 2025-07-22
iso4217:USD
xbrli:shares
iso4217:USD
xbrli:shares
UNITED STATES
SECURITIES AND
EXCHANGE COMMISSION
WASHINGTON, D.C.
20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 22, 2025
(Exact name of registrant as specified in its charter)
Delaware 001-13695 16-1213679
(State or other jurisdiction of
incorporation) (Commission File Number) (IRS Employer Identification No.)
5790 Widewaters Parkway, DeWitt, New York 13214
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (315) 445-2282
Not applicable.
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading
Symbol(s) Name of each exchange on which registered
Common Stock, $1.00 par value per share CBU New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 2.02Results of Operations and Financial Condition.
On July 22, 2025, Community Financial System, Inc. announced its results of operations for the second quarter ended June 30, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01Financial Statements and Exhibits.
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
99.1Press Release, dated July 22, 2025, issued by Community Financial System, Inc.
104Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Community Financial System, Inc.
By: /s/ Marya Burgio Wlos
Name: Marya Burgio Wlos
Title: Executive Vice President and Chief Financial Officer
Dated: July 22, 2025
Exhibit Index
Exhibit Number Description
99.1 Press Release, dated July 22, 2025, issued by Community Financial System, Inc.
104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)
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The information presented on this page, "CBU Community Bank System Inc. - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.