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as of 11-05-2026 11:50am EST
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
| Founded: | 1975 | Country: | United States |
| Employees: | 298 | City: | HARROGATE |
| Market Cap: | 432.4M | IPO Year: | 2025 |
| Target Price: | N/A | AVG Volume (30 days): | 31.9K |
| Analyst Decision: | N/A | Number of Analysts: | N/A |
| Dividend Yield: | Dividend Payout Frequency: | semi-annual | |
| EPS: | 0.70 | EPS Growth: | 16.14 |
| 52 Week Low/High: | $23.23 - $35.78 | Next Earning Date: | 10-26-2026 |
| Revenue: | N/A | Revenue Growth: | N/A |
| Revenue Growth (this year): | 7.02% | Revenue Growth (next year): | 5.69% |
| P/E Ratio: | 47.89 | Index: | |
| Free Cash Flow: | 35.2M | FCF Growth: | -0.20% |
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Stock Insider Trading Activity of Commercial Bancgroup Inc. (CBK)
Director
Avg Cost/Share
$33.92
Shares
1,000
Total Value
$33,920.00
Owned After
22,453
SEC Form 4
Executive Chairperson
Avg Cost/Share
$32.69
Shares
70
Total Value
$2,287.95
Owned After
45,870.5
SEC Form 4
EVP, Chief Financial Officer
Avg Cost/Share
$34.11
Shares
100
Total Value
$3,411.00
Owned After
14,501.69
SEC Form 4
EVP, Chief Financial Officer
Avg Cost/Share
$34.79
Shares
670
Total Value
$23,309.30
Owned After
14,501.69
SEC Form 4
EVP, Chief Financial Officer
Avg Cost/Share
$33.77
Shares
150
Total Value
$5,065.50
Owned After
14,501.69
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Robertson Dennis Michael | CBK | Director | Nov 2, 2026 | Sell | $33.92 | 1,000 | $33,920.00 | 22,453 | |
| Robertson John Adam | CBK | Executive Chairperson | Sep 16, 2026 | Buy | $32.69 | 70 | $2,287.95 | 45,870.5 | |
| Metheny Philip J. | CBK | EVP, Chief Financial Officer | Aug 26, 2026 | Buy | $34.11 | 100 | $3,411.00 | 14,501.69 | |
| Metheny Philip J. | CBK | EVP, Chief Financial Officer | Aug 25, 2026 | Buy | $34.79 | 670 | $23,309.30 | 14,501.69 | |
| Metheny Philip J. | CBK | EVP, Chief Financial Officer | Aug 20, 2026 | Buy | $33.77 | 150 | $5,065.50 | 14,501.69 |
Earnings Transcripts
SEC 8-K filings with transcript text
2026 Q3 Q3 2026 Earnings
8-K Oct 26, 2026
Q3 2026 Earnings
8-KOct 26, 2026
EX-99.1
2 ea030947201ex99-1.htm
PRESS RELEASE OF COMMERCIAL BANCGROUP, INC., DATED OCTOBER 26, 2026
Exhibit 99.1
Commercial Bancgroup, Inc. Announces Results for the Third Quarter 2026
HARROGATE, TN – October 26, 2026 – Commercial Bancgroup, Inc. (“Commercial” or the “Company”) (Nasdaq: CBK), the parent company of Commercial Bank (the “Bank”), today announced net income of $10.9 million, or $0.79 per diluted common share, for the third quarter of 2026, compared to net income of $9.5 million, or $0.77 per diluted common share, for the third quarter of 2025. Core (net of any one-time adjustments) net income was $10.9 million, or $0.79 per diluted common share, for the third quarter of 2026, compared to core net income of $9.5 million, or $0.77 per diluted common share, for the third quarter of 2025.
Prior to Commercial’s initial public offering (“IPO”) of its common stock in October 2025, Commercial had three classes of common stock outstanding: common stock, Class B common stock, and Class C common stock. On September 18, 2025, Commercial’s charter was amended and restated. The Company’s amended and restated charter provided for, among other things:
●effective upon the filing of the amended and restated charter, the reclassification and conversion of (i) each outstanding share of Class B common stock into 1.15 shares of common stock and (ii) each outstanding share of Class C common stock into 1.05 shares of common stock (collectively, the “Stock Reclassification”); and
●effective immediately following the Stock Reclassification, a 250-for-1 forward stock split in respect of the outstanding shares of the Company’s common stock (the “Stock Split”).
Our financial statements, including earnings per share and book value per share data, reflect the Stock Reclassification and Stock Split retroactively. Because the IPO occurred after September 30, 2025, the financial impacts of the IPO are reflected in the fourth quarter of 2025 in the financial statements presented in this press release.
Third Quarter 2026 Performance Highlights:
●Net income of $10.9 million or $0.79 per diluted common share; Core net income of $10.9 million or $0.79 per diluted common share (see non-GAAP reconciliation)
●Return on average assets (“ROAA”) of 1.84%; Core ROAA of 1.84% (see non-GAAP reconciliation)
●Return on average equity (“ROAE”) of 14.16%; Core ROAE of 14.16% (see non-GAAP reconciliation)
●Return on average tangible common equity (“ROATCE”) of 14.68%; Core ROATCE of 14.68% (see non-GAAP reconciliation)
●Net interest margin of 4.14%, an increase of 8 basis points from the second quarter of 2026
●Core efficiency ratio of 43.68% (see non-GAAP reconciliation)
●Loans outstanding net of deferred fees and discounts increased $42.8 million during the quarter, or 2.2% from the second quarter of 2026
●Book value per share increased $0.62, or 2.8%, to $22.71 and tangible book value per share increased $0.64, or 3.0%, to $21.92 at September 30, 2026 from $22.09 and $21.28, respectively, at June 30, 2026 (see non-GAAP reconciliation)
●Net charge-offs to average loans of 0.00% and nonperforming assets to total assets of 0.31%
1
Year-To-Date
Highlights:
●Net income of $30.6 million or $2.23 per diluted common share for the nine months ended September 30, 2026, compared to $27.1 million or $2.22 per diluted common share for the nine months ended September 30, 2025
●ROAA
of 1.76% for the nine months ended September 30, 2026, compared to 1.61% for the nine months ended September 30, 2025
●ROAE
of 13.71% for the nine months ended September 30, 2026, compared to 15.75% for the nine months ended September 30, 2025
●Total operating revenue of $72.4 million for the nine months ended September 30, 2026, compared to $66.9 million for the nine months ended September 30, 2025
●Noninterest expense of $33.0 million for the nine months ended September 30, 2026, compared to $31.9 million for the nine months ended September 30, 2025
●Book value per share of $22.71 as of September 30, 2026, compared to $20.03 as of September 30, 2025
●Tangible book value per share of $21.92 as of September 30, 2026, compared to $19.05 as of September 30, 2025 (see non-GAAP reconciliation)
●Core efficiency ratio of 44.7% for the nine months ended September 30, 2026, compared to 47.1% for the nine months ended September 30, 2025 (see non-GAAP reconciliation)
Balance Sheet Trends
Total assets were $2.4 billion as of September 30, 2026, compared to $2.2 billion as of September 30, 2025.
Loans outstanding net of deferred fees and discounts were $2.0 billion as of September 30, 2026, an increase of $216.1 million, or 12.2%, from September 30, 2025.
As of September 30, 2026, the Bank exceeded the minimum requirements to be well-capitalized for bank regulatory purposes, with a total risk-based capital ratio of 14.2%, a Tier 1 risk-based capital ratio of 13.3%, a common equity Tier 1 capital ratio of 13.3%, and a Tier 1 leverage ratio of 11.8%.
Total depos
2026 Q2 Q2 2026 Earnings
8-K Jul 27, 2026
Q2 2026 Earnings
8-KJul 27, 2026
2026 Q1 Q1 2026 Earnings
8-K Apr 27, 2026
Q1 2026 Earnings
8-KApr 27, 2026
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The information presented on this page, "CBK Commercial Bancgroup Inc. - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.