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as of 03-11-2026 3:58pm EST
$500.01
+$0.59
+0.12%
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
| Founded: | 1972 | Country: | United States |
| Employees: | N/A | City: | SOUTHFIELD |
| Market Cap: | 5.2B | IPO Year: | 1996 |
| Target Price: | $470.00 | AVG Volume (30 days): | 242.0K |
| Analyst Decision: | Hold | Number of Analysts: | 1 |
| Dividend Yield: | N/A | Dividend Payout Frequency: | N/A |
| EPS: | 36.38 | EPS Growth: | 83.00 |
| 52 Week Low/High: | $401.90 - $549.75 | Next Earning Date: | 04-30-2026 |
| Revenue: | $2,317,200,000 | Revenue Growth: | 7.16% |
| Revenue Growth (this year): | 91.73% | Revenue Growth (next year): | 3.58% |
| P/E Ratio: | 13.73 | Index: | N/A |
| Free Cash Flow: | 1.1B | FCF Growth: | -7.31% |
Stock Insider Trading Activity of Credit Acceptance Corporation (CACC)
Martin Jay D
Sell
Chief Financial Officer
CACC Feb 9, 2026
Avg Cost/Share
$512.14
Shares
4,339
Total Value
$2,224,262.58
Owned After
25,963.1
Booth Kenneth
Sell
Director
CACC Feb 9, 2026
Avg Cost/Share
$508.00
Shares
2,000
Total Value
$1,016,000.00
Owned After
22,831.9
SEC Form 4
Booth Kenneth
Sell
Director
CACC Feb 6, 2026
Avg Cost/Share
$509.75
Shares
2,012
Total Value
$1,025,299.89
Owned After
22,831.9
Booth Kenneth
Sell
Director
CACC Feb 4, 2026
Avg Cost/Share
$513.29
Shares
1,207
Total Value
$619,541.03
Owned After
22,831.9
SEC Form 4
Rummler Wendy A
Sell
Chief People Officer
CACC Feb 2, 2026
Avg Cost/Share
$507.93
Shares
2,890
Total Value
$1,471,594.01
Owned After
20,922.6
Booth Kenneth
Sell
Executive Board Member
CACC Feb 2, 2026
Avg Cost/Share
$514.00
Shares
4,000
Total Value
$2,056,000.00
Owned After
22,831.9
SEC Form 4
Rummler Wendy A
Sell
Chief People Officer
CACC Jan 30, 2026
Avg Cost/Share
$492.96
Shares
5,236
Total Value
$2,583,631.26
Owned After
20,922.6
ULATOWSKI DANIEL A.
Sell
Chief Sales Officer
CACC Jan 30, 2026
Avg Cost/Share
$500.12
Shares
589
Total Value
$294,570.68
Owned After
28,290
SEC Form 4
Booth Kenneth
Sell
Executive Board Member
CACC Jan 30, 2026
Avg Cost/Share
$494.00
Shares
4,000
Total Value
$1,976,000.00
Owned After
22,831.9
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Martin Jay D | CACC | Chief Financial Officer | Feb 9, 2026 | Sell | $512.14 | 4,339 | $2,224,262.58 | 25,963.1 | |
| Booth Kenneth | CACC | Director | Feb 9, 2026 | Sell | $508.00 | 2,000 | $1,016,000.00 | 22,831.9 | |
| Booth Kenneth | CACC | Director | Feb 6, 2026 | Sell | $509.75 | 2,012 | $1,025,299.89 | 22,831.9 | |
| Booth Kenneth | CACC | Director | Feb 4, 2026 | Sell | $513.29 | 1,207 | $619,541.03 | 22,831.9 | |
| Rummler Wendy A | CACC | Chief People Officer | Feb 2, 2026 | Sell | $507.93 | 2,890 | $1,471,594.01 | 20,922.6 | |
| Booth Kenneth | CACC | Executive Board Member | Feb 2, 2026 | Sell | $514.00 | 4,000 | $2,056,000.00 | 22,831.9 | |
| Rummler Wendy A | CACC | Chief People Officer | Jan 30, 2026 | Sell | $492.96 | 5,236 | $2,583,631.26 | 20,922.6 | |
| ULATOWSKI DANIEL A. | CACC | Chief Sales Officer | Jan 30, 2026 | Sell | $500.12 | 589 | $294,570.68 | 28,290 | |
| Booth Kenneth | CACC | Executive Board Member | Jan 30, 2026 | Sell | $494.00 | 4,000 | $1,976,000.00 | 22,831.9 |
Earnings Transcripts
SEC 8-K filings with transcript text
2025 Q4 Q4 2025 Earnings
8-K BUY Jan 29, 2026 · 100% conf.
2025
Q4
Q4 2025 Earnings
8-K BUYJan 29, 2026 · 100% conf.
AI Prediction BUY
1D
+1.79%
$459.34
Act: +10.34%
5D
+3.40%
$466.57
Act: +9.71%
20D
+0.15%
$451.90
Act: +4.84%
Price: $451.24 Prob +5D: 100% AUC: 1.000
0000885550-26-000009
cacc-202601290000885550false00008855502026-01-292026-01-29
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 29, 2026
CREDIT ACCEPTANCE CORPORATION
(Exact name of registrant as specified in its charter)
Michigan 000-20202 38-1999511
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
25505 West Twelve Mile Road
Southfield, Michigan 48034-8339
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (248) 353-2700
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s) Name of each exchange on which registered Common Stock, $.01 par valueCACCThe Nasdaq Stock Market
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition.
On January 29, 2026, Credit Acceptance Corporation (the “Company”) issued a press release announcing its financial results for the three months ended December 31, 2025 and details for the related January 29, 2026 webcast. The press release is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.
The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No.Description 99.1 Press release dated January 29, 2026.
104Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CREDIT ACCEPTANCE CORPORATION
Date: January 29, 2026By:/s/ Jay D. Martin Jay D. Martin Chief Financial Officer
2025 Q3 Q3 2025 Earnings
8-K Oct 30, 2025
2025
Q3
Q3 2025 Earnings
8-KOct 30, 2025
0000885550-25-000123
cacc-202510300000885550false00008855502025-10-302025-10-30
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 30, 2025
CREDIT ACCEPTANCE CORPORATION
(Exact name of registrant as specified in its charter)
Michigan 000-20202 38-1999511
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
25505 West Twelve Mile Road
Southfield, Michigan 48034-8339
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (248) 353-2700
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s) Name of each exchange on which registered Common Stock, $.01 par valueCACCThe Nasdaq Stock Market
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition.
On October 30, 2025, Credit Acceptance Corporation (the “Company”) issued a press release announcing its financial results for the three months ended September 30, 2025 and details for the related October 30, 2025 webcast. The press release is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.
The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No.Description 99.1 Press release dated October 30, 2025.
104Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CREDIT ACCEPTANCE CORPORATION
Date: October 30, 2025By:/s/ Jay D. Martin Jay D. Martin Chief Financial Officer
2025 Q2 Q2 2025 Earnings
8-K Jul 31, 2025
2025
Q2
Q2 2025 Earnings
8-KJul 31, 2025
0000885550-25-000084
cacc-202507310000885550false00008855502025-07-312025-07-31
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 31, 2025
CREDIT ACCEPTANCE CORPORATION
(Exact name of registrant as specified in its charter)
Michigan 000-20202 38-1999511
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
25505 West Twelve Mile Road
Southfield, Michigan 48034-8339
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (248) 353-2700
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s) Name of each exchange on which registered Common Stock, $.01 par valueCACCThe Nasdaq Stock Market
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition.
On July 31, 2025, Credit Acceptance Corporation (the “Company”) issued a press release announcing its financial results for the three and six months ended June 30, 2025 and details for the related July 31, 2025 webcast. The press release is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.
The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No.Description 99.1 Press release dated July 31, 2025.
104Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CREDIT ACCEPTANCE CORPORATION
Date: July 31, 2025By:/s/ Jay D. Martin Jay D. Martin Chief Financial Officer
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