Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
+1.57%
$45.33
100% positive prob.
5-Day Prediction
+5.08%
$46.90
100% positive prob.
20-Day Prediction
+5.98%
$47.30
95% positive prob.
| Quarter | Signal | 1D Return | 5D Return | 20D Return | Confidence | Actual 5D |
|---|---|---|---|---|---|---|
| Q3 2026 | BUY | +1.57% | +5.08% | +5.98% | 100.0% | Pending |
| Q2 2026 | BUY | +0.59% | +4.66% | +5.16% | 100.0% | +7.58% |
| Q1 2026 | BUY | +0.99% | +5.29% | +6.50% | 100.0% | +1.53% |
| Q4 2025 | SELL | -1.64% | -5.38% | -9.28% | 99.9% | -2.03% |
SEC 8-K filings with transcript text
Oct 28, 2026 · 100% conf.
1D
+1.57%
$45.33
Act: -3.43%
5D
+5.08%
$46.90
20D
+5.98%
$47.30
2 bprn-ex99_1.htm
Exhibit 99.1
For Immediate Release
Contact George Rapp
EVP and Chief Financial Officer
609.454.0718
grapp@thebankofprinceton.com
Princeton Bancorp Announces
Third Quarter 2026 Results
Princeton, NJ, October 28, 2026 / - Princeton Bancorp, Inc. (the “Company”) (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the “Bank”), today reported its unaudited financial condition and results of operations for the quarter and nine months ended September 30, 2026.
President and CEO Edward Dietzler spoke to the quarter results, "During the third quarter, we charged off two previously identified problem loans and recorded an asset write-down related to a future retail consolidation. While these actions reduced reported net income to $1.0 million for the quarter, excluding these non-recurring items, our Bank's core operations generated approximately $7.0 million plus in net income, demonstrating the underlying strength of our franchise."
Quarter over Quarter Highlights
• Net loans increased by $80.0 million, or 18.1% on an annualized linked-quarter basis
• Total deposits grew $68.0 million, representing a 14.0% annualized linked-quarter increase
• Total assets expanded by $57.3 million, or 10.1% annualized from the prior quarter
• Increased quarterly dividend $0.05 or 14.2%, signaling Board and management confidence in sustained earnings performance
The Company reported net income of $1.0 million, or $0.15 per diluted common share, for the third quarter of 2026, compared to $7.1 million, or $1.04 per diluted common share, for the second quarter of 2026, and net income of $6.5 million, or $0.95 per diluted common share, for the third quarter of 2025. The decrease in net income for the third quarter of 2026 when compared to the second quarter of 2026 was primarily due to an increase in the provision for credit losses of $8.0 million primarily related to the charge-off of two commercial real estate loans, which was partially offset by a decrease in non-interest expense of $105 thousand, and a decrease in income tax expense of $1.8 million. The decrease in net income for the third quarter of 2026 when compared to the third quarter of 2025 was primarily due to an increase in the provision for credit losses of $8.3 million, partially offset by an increase in net interest income of $390 thousand, an increase in non-interest income of $551 thousand, a decrease in non-interest expense of $376 thousand, and a decrease in income tax expense of $1.5 million.
Review of Statements of Financial Condition
Total assets were $2.31 billion at September 30, 2026, an increase of $23.1 million, or 1.01% when compared to $2.29 billion at December 31, 2025. The primary reasons for the increase in total assets were related to increases in investment securities of $60.6 million, and net loans of $35.1 million, partially offset by a decrease in cash and cash equivalents of $77.9 million. The increase in the Company’s net loans consisted of increases of $37.5 million in home equity and consumer loans, $31.2 million in residential mortgages, $21.8 million in commercial and industrial loans, and $12.8 million in construction loans, partially offset by a decrease of $67.7 million in commercial real estate loans.
Total deposits on September 30, 2026, increased $27.5 million, or 1.39%, when compared to December 31, 2025. The increase in the Company’s deposits consisted primarily of increases in money market deposits of $96.4 million and non-interest checking deposits of $23.1 million, partially offset by decreases in certificates of deposit of $87.5 million, interest-bearing checking deposits of $2.9 million, and savings deposits of $1.5 million. On balance sheet liquidity remains strong at September 30, 2026.
Total stockholders’ equity at September 30, 2026, decreased $274 thousand, or 0.10% when compared to December 31, 2025. The decrease was primarily due to an increase in accumulated other comprehensive loss of $8.6 million driven by unrealized market value declines within the available-for-sale securities portfolio, partially offset by an increase in retained earnings of $7.3 million (which consisted of $14.3 million in net income, partially offset by $7.0 million of cash dividends recorded during the period), and an increase in paid-in capital from the exercise of stock options of $1.3 million. The ratio of equity to total assets at September30, 2026, and at December 31, 2025, was 11.7% and 11.8%, respectively.
Asset Quality
At September 30, 2026, non-performing assets totaled $8.2 million, a decrease of $8.3 million when compared to the amount at December 31, 2025, which is primarily attributed to the write down of two commercial real estate loans during the third quarter of 2026.
Review of Quarterly and Nine-Month Financial Results
Net interest income was $20.0 million for the third quarter of 2026, a decrease of $31 thousand over the second quarter of 2026, and
Jul 23, 2026 · 100% conf.
1D
+0.59%
$38.49
Act: +6.75%
5D
+4.66%
$40.05
Act: +7.58%
20D
+5.16%
$40.25
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Apr 23, 2026 · 100% conf.
1D
+0.99%
$35.58
Act: -1.42%
5D
+5.29%
$37.09
Act: +1.53%
20D
+6.50%
$37.52
Act: -1.53%
2 bprn-ex99_1.htm
Exhibit 99.1
For Immediate Release
Contact George Rapp
609.454.0718
grapp@thebankofprinceton.com
Princeton Bancorp Announces
First Quarter 2026 Results
Princeton, NJ, April 23, 2026 / - Princeton Bancorp, Inc. (the “Company”) (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the “Bank”), today reported its unaudited financial condition at, and its results of operations for the quarter ended, March 31, 2026.
President/CEO Edward Dietzler commented on the quarter results, “The Company started 2026 with a strong quarterly performance, with net income of $6.2 million and diluted EPS of $0.91. These results were supported by an increase in non-interest income of over 15%, as well as a reduction in credit provision, and an improved net interest margin when compared to the fourth quarter of 2025."
The Company reported net income of $6.2 million, or $0.91 per diluted common share, for the first quarter of 2026, compared to $6.1 million, or $0.90 per diluted common share, for the fourth quarter of 2025, and net income of $5.4 million, or $0.77 per diluted common share, for the first quarter of 2025. The increase in net income for the first quarter of 2026 when compared to the fourth quarter of 2025 was primarily due to an increase in non-interest income of $332 thousand, an increase in net interest income of $228 thousand, and a decrease in provision for credit losses of $258 thousand, partially offset by an increase in non-interest expense of $686 thousand. The increase in net income for the first quarter of 2026 when compared to the first quarter of 2025 was primarily due to an increase in non-interest income of $261 thousand, an increase in net-interest income of $101 thousand, a decrease in non-interest expense of $377 thousand, and a decrease in the provision for credit losses of $424 thousand, partially offset by an increase of $312 thousand in income tax expense.
Review of Statements of Financial Condition
Total assets were $2.25 billion at March 31, 2026, a decrease of $29.4 million, or 1.29%, when compared to $2.28 billion at the December 31, 2025. The primary reason for the decrease in total assets was related to a decrease in cash and cash equivalents of $15.9 million and a decrease in investment securities of $15.2 million, partially offset by an increase in loans of $2.7 million.
Total deposits at March 31, 2026, decreased $33.5 million, or 1.70%, when compared to December 31, 2025. The decrease in the Company’s deposits consisted primarily of decreases in certificates of deposit of $53.2 million, and interest-bearing demand deposits of $25.3 million, partially offset by an increase in money market deposits of $26.5 million, non-interest-bearing demand deposits of $17.2 million, and savings deposits of $1.3 million. We believe that our balance sheet liquidity remains strong at March 31, 2026 with $119.8 million in cash and cash equivalents, as well as available for sale securities of $164.5 million.
Total stockholders’ equity at March 31, 2026 increased $2.9 million, or 1.07%, when compared to December 31, 2025. The increase was primarily due to an increase in retained earnings of $3.8 million (which consisted of $6.2 million in net income, partially offset by $2.4 million of cash dividends recorded during the period), partially offset by an increase in accumulated other comprehensive loss of $845 thousand due to increases in market interest rates. The ratio of equity to total assets at March 31, 2026 and at December 31, 2025 was 12.1% and 11.9%, respectively.
Asset Quality
At March 31, 2026, non-performing assets remained steady at $16.5 million, compared to $16.5 million at December 31, 2025.
Review of Quarterly and Year-to-Date Financial Results
Net interest income was $18.9 million for the first quarter of 2026, an increase of $228 thousand over the fourth quarter of 2025, and an increase of $101 thousand compared to $18.8 million for the first quarter of 2025. The increase in net interest income when compared with the fourth quarter of 2025 was primarily related to a decrease in interest expense of $913 thousand or, 7.0%, partially offset by a decrease in interest income of $685 thousand, or 2.2%. The increase in net interest income when compared with the first quarter of 2025 was primarily due to a $2.3 million decrease in interest expense, partially offset by a decrease in interest income of $2.2 million. The net interest margin for the first quarter of 2026 was 3.63%, an increase of 12 basis points when compared to the fourth quarter of 2025, and an increase of 12 basis points when compared to the first quarter of 2025. When comparing the first quarter of 2026 and the fourth quarter of 2025 periods, the decrease in interest income and increase in net interest margin were primarily associated with a decrease in average total investments of $24.6 million, a decrease in average loans of $1.7 million, partially offset b
This page provides Princeton Bancorp Inc. (PA) (BPRN) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on BPRN's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.