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as of 10-23-2026 3:43pm EST
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
| Founded: | 2014 | Country: | United States |
| Employees: | N/A | City: | NEW YORK |
| Market Cap: | 204.6M | IPO Year: | 2021 |
| Target Price: | $22.14 | AVG Volume (30 days): | 1.1M |
| Analyst Decision: | Strong Buy | Number of Analysts: | 8 |
| Dividend Yield: | N/A | Dividend Payout Frequency: | N/A |
| EPS: | -5.76 | EPS Growth: | 20.88 |
| 52 Week Low/High: | $7.51 - $82.89 | Next Earning Date: | 11-12-2026 |
| Revenue: | $164,872,000 | Revenue Growth: | 51.97% |
| Revenue Growth (this year): | 23.53% | Revenue Growth (next year): | 31.89% |
| P/E Ratio: | -2.87 | Index: | |
| Free Cash Flow: | -167768000.0 | FCF Growth: | N/A |
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Stock Insider Trading Activity of Better Home & Finance Holding Company (BETR)
General Counsel and CCO
Avg Cost/Share
$10.48
Shares
1,225
Total Value
$12,838.00
Owned After
41,940
SEC Form 4
Director
Avg Cost/Share
$10.53
Shares
1,320
Total Value
$13,899.60
Owned After
67,427
SEC Form 4
General Counsel and CCO
Avg Cost/Share
$12.36
Shares
3,108
Total Value
$38,413.33
Owned After
41,940
SEC Form 4
President, BMC
Avg Cost/Share
$12.85
Shares
3,307
Total Value
$42,508.18
Owned After
1,693
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Tuffin Paula | BETR | General Counsel and CCO | Oct 19, 2026 | Sell | $10.48 | 1,225 | $12,838.00 | 41,940 | |
| Nicholas J. Calamari | BETR | Director | Oct 19, 2026 | Sell | $10.53 | 1,320 | $13,899.60 | 67,427 | |
| Tuffin Paula | BETR | General Counsel and CCO | Sep 17, 2026 | Sell | $12.36 | 3,108 | $38,413.33 | 41,940 | |
| Smith Chad M. | BETR | President, BMC | Aug 19, 2026 | Sell | $12.85 | 3,307 | $42,508.18 | 1,693 |
Earnings Transcripts
SEC 8-K filings with transcript text
2026 Q3 Q3 2026 Earnings
8-K SELL Oct 14, 2026 · 100% conf.
Q3 2026 Earnings
8-K SELLOct 14, 2026 · 100% conf.
1D
-5.01%
$8.52
Act: -9.48%
5D
-11.44%
$7.94
20D
+387.75%
$43.75
betr-20261014
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 14, 2026
Better Home & Finance Holding Company
(Exact name of registrant as specified in its charter)
Delaware001-4014393-3029990
(State or other jurisdiction of
incorporation or organization)
(Commission File Number)
(I.R.S. Employer Identification
Number)
1 World Trade Center
285 Fulton St., 80th Floor Suite A
New York,
NY
10007
(Address of principal executive offices) (Zip Code)
(415) 523-8837
Registrant’s telephone number, including area code
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Class A common stock, par value $0.0001 per shareBETRThe Nasdaq Stock Market LLC
Warrants exercisable for one share of Class A common stock at an exercise price of $575BETRWThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On October 14, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release (the “Press Release”) announcing, among other things, certain preliminary financial results for the three months ended September 30, 2026. A copy of the Press Release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K.
The preliminary financial results for the three months ended September 30, 2026 included in the Press Release are not a comprehensive statement of the Company’s financial position and results of operations. There is no assurance that the Company will achieve its forecasted results within the relevant period or otherwise. Actual results may differ materially from these estimates as a result of actual quarter-end results, the completion of normal quarter-end accounting procedures and adjustments, including the execution of the Company’s internal control over financial reporting, the completion of the preparation and management’s review of the Company’s financial statements for the relevant period and the subsequent occurrence or identification of events prior to the filing of the Company’s financial results for the relevant period with the Securities and Exchange Commission.
The information in this Item 2.02 and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits:
The following exhibits relating to Item 9.01 shall be deemed to be furnished, and not filed:
ExhibitDescription
99.1 Press Release, dated October 14, 2026
104Cover Page Interactive Data File (formatted as Inline XBRL)
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BETTER HOME & FINANCE HOLDING COMPANY
Date: October 14, 2026By:/s/ Paula Tuffin
Name:Paula Tuffin
Title:General Counsel, Chief Compliance Officer and Secretary
2026 Q3 Q3 2026 Earnings
8-K SELL Oct 13, 2026 · 100% conf.
Q3 2026 Earnings
8-K SELLOct 13, 2026 · 100% conf.
1D
-5.01%
$8.52
Act: -9.48%
5D
-11.44%
$7.94
20D
+387.75%
$43.75
betr-20261013
0001835856False00018358562026-08-032026-08-030001835856us-gaap:CommonClassAMember2026-08-032026-08-030001835856us-gaap:WarrantMember2026-08-032026-08-03
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 13, 2026
Better Home & Finance Holding Company
(Exact name of registrant as specified in its charter)
Delaware001-4014393-3029990
(State or other jurisdiction of
incorporation or organization)
(Commission File Number)
(I.R.S. Employer Identification
Number)
1 World Trade Center
285 Fulton St., 80th Floor Suite A
New York,
NY
10007
(Address of principal executive offices) (Zip Code)
(415) 523-8837
Registrant’s telephone number, including area code
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Class A common stock, par value $0.0001 per shareBETRThe Nasdaq Stock Market LLC
Warrants exercisable for one share of Class A common stock at an exercise price of $575BETRWThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On October 13, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release (the “Press Release”) announcing, among other things, certain preliminary financial results for the three months ended September 30, 2026. A copy of the Press Release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K.
The preliminary financial results for the three months ended September 30, 2026 included in the Press Release are being provided prior to the completion the Company’s standard quarter-end closing procedures. These preliminary results are estimates based on information available to management of the Company as of the date of the Press Release and are subject to change upon completion of the Company’s closing procedures.
The information in this Item 2.02 and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits:
The following exhibits relating to Item 9.01 shall be deemed to be furnished, and not filed:
ExhibitDescription
99.1 Press Release, dated October 13, 2026
104Cover Page Interactive Data File (formatted as Inline XBRL)
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BETTER HOME & FINANCE HOLDING COMPANY
Date: October 13, 2026By:/s/ Loveen Advani
Name:Loveen Advani
Title:Chief Financial Officer
2026 Q2 Q2 2026 Earnings
8-K BUY Aug 6, 2026 · 100% conf.
Q2 2026 Earnings
8-K BUYAug 6, 2026 · 100% conf.
1D
-0.99%
$16.48
Act: -7.09%
5D
+19.57%
$19.90
Act: -9.86%
20D
+36.19%
$22.66
betr-20260806
0001835856False00018358562026-08-062026-08-060001835856us-gaap:CommonClassAMember2026-08-062026-08-060001835856us-gaap:WarrantMember2026-08-062026-08-06
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 6, 2026
Better Home & Finance Holding Company
(Exact name of registrant as specified in its charter)
Delaware001-4014393-3029990
(State or other jurisdiction of
incorporation or organization)
(Commission File Number)
(I.R.S. Employer Identification
Number)
1 World Trade Center
285 Fulton St., 80th Floor Suite A
New York,
NY
10007
(Address of principal executive offices) (Zip Code)
(415) 523-8837
Registrant’s telephone number, including area code
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Class A common stock, par value $0.0001 per shareBETRThe Nasdaq Stock Market LLC
Warrants exercisable for one share of Class A common stock at an exercise price of $575BETRWThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On August 6, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release announcing the Company’s financial results for the three months ended June 30, 2026. A copy of the Company’s press release is attached hereto as Exhibit 99.1 to this current report on Form 8-K.
The information in this Item 2.02 and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits:
The following exhibits relating to Item 9.01 shall be deemed to be furnished, and not filed:
ExhibitDescription
99.1 Press Release, dated August 6, 2026
104Cover Page Interactive Data File (formatted as Inline XBRL)
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BETTER HOME & FINANCE HOLDING COMPANY
Date: August 6, 2026By:/s/ Loveen Advani
Name:Loveen Advani
Title:Chief Financial Officer
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