AI Earnings Predictions for Assurant Inc. (AIZ)

EX-99.1

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Exhibit 99.1

Assurant Increases Full Year Outlook, Delivers Record Second Quarter Results

Strong Earnings Growth in Global Lifestyle and Global Housing Driving Performance

2026 Outlook Increased to Deliver Mid-Single-Digit Growth Driven

by Low Double Digit Global Lifestyle Adjusted EBITDA Growth

(Unaudited)Q2'26Q2'25Change6M'266M'25Change

$ in millions, except per share data

GAAP net income298.6235.327%572.7381.950%

Adjusted EBITDA1 479.2386.024%920.7668.238%

Adjusted EBITDA, ex. reportable catastrophes2 491.4415.818%957.3855.012%

GAAP net income per diluted share5.954.5630%11.347.3854%

Adjusted earnings per diluted share3 6.415.1026%12.348.4846%

Adjusted earnings, ex. reportable catastrophes, per diluted share4 6.605.5619%12.9111.3314%

Note: The metrics included within the company’s outlook and certain other metrics are non-GAAP financial measures. The company believes that it cannot, without unreasonable efforts, forecast certain information needed to reconcile outlook to the GAAP measures, the probable significance of which cannot be determined. More information can be found in the Non-GAAP Financial Measures section.

ATLANTA, August 4, 2026 — Assurant, Inc. (NYSE: AIZ), a global company that redefines the boundaries of protection – safeguarding and servicing connected devices, homes, automobiles, and commercial equipment in partnership with the world’s leading brands, today announced results for the second quarter ended June 30, 2026.

"Assurant delivered another quarter of record earnings, reinforcing our focus on building businesses that generate sustainable growth, create differentiated market positions, and deliver long-term value for shareholders. Our performance extends the momentum we carried into the year and reflects the strength and durability of our business model, including record earnings within Global Lifestyle. We are very well positioned to achieve our 10th consecutive year of profitable growth as we continue to balance earnings expansion with strategic investments that enhance our capabilities, improve customer and client outcomes, and strengthen our market positions,” said Assurant President and CEO Keith Demmings.

“Driven by our strong first-half, we are once again increasing our 2026 enterprise outlook. We now expect Adjusted EBITDA and Adjusted earnings per share growth of mid single digits or approximately 10% on an underlying basis, both excluding reportable catastrophes. Supported by our strong capital position, we now expect share repurchases toward the upper end of our $300 million to $350 million range, while preserving flexibility to invest in attractive growth opportunities across the business,” Demmings added.

Second Quarter Consolidated Results

(Unaudited)Q2'26Q2'25Change6M'266M'25Change

$ in millions

GAAP net income298.6235.327%572.7381.950%

Adjusted EBITDA

Global Lifestyle244.4201.421%481.1399.221%

Global Housing274.8214.428%511.5326.857%

Corporate and Other(40.0)(29.8)(34)%(71.9)(57.8)(24)%

Adjusted EBITDA1 479.2386.024%920.7668.238%

Reportable catastrophes12.229.836.6186.8

Adjusted EBITDA, ex. reportable catastrophes

Global Lifestyle2 244.4201.421%481.1399.520%

Global Housing2 287.0244.218%548.1513.37%

Corporate and Other(40.0)(29.8)(34)%(71.9)(57.8)(24)%

Adjusted EBITDA, ex. reportable catastrophes2 491.4415.818%957.3855.012%

Note: Adjusted EBITDA of the Global Lifestyle, Global Housing, and Corporate and Other segments is the segment measure of profitability in our GAAP financial statements and includes reportable catastrophes. Some of the metrics throughout this press release are non-GAAP measures of performance. A full reconciliation of each non-GAAP measure to the most comparable GAAP measure can be found in the Non-GAAP Financial Measures section.

Second Quarter 2026 Consolidated Results

•GAAP net income increased 27 percent to $298.6 million compared to second quarter 2025 of $235.3 million, primarily driven by higher Global Lifestyle and Global Housing earnings, and lower reportable catastrophes, partially offset by the impact of a higher effective tax rate and higher Corporate and Other expenses.

•GAAP net income per diluted share increased 30 percent to $5.95 compared to second quarter 2025 of $4.56. The increase was primarily driven by the factors noted above and the impact of share repurchases.

•Adjusted EBITDA1 increased 24 percent to $479.2 million compared to the prior year period of $386.0 million, primarily due to strong growth in both Global Lifestyle and Global Housing and the benefit of lower reportable catastrophes. Excluding reportable catastrophes, Adjusted EBITDA2 increased 18 percent, or similar on a constant currency basis5, to $491.4 million, due to the factors noted above.

•Adjusted earnings, excluding reportable catastrophes, per diluted share4, increased 19 percent to $6.60 compared to the prior year period of $5.56. The increase was driven by

EX-99.1

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Exhibit 99.1

Assurant Increases Full Year Outlook on Record First Quarter Results

Strong Start to 2026 Led by Record Earnings in Global Lifestyle

2026 to Deliver Strong Underlying Growth Driven

by Global Lifestyle Adjusted EBITDA Growth of Approximately 10%

(Unaudited)Q1'26Q1'25Change

$ in millions, except per share data

GAAP net income274.1146.687%

Adjusted EBITDA1 441.5282.256%

Adjusted EBITDA, ex. reportable catastrophes2 465.9439.26%

GAAP net income per diluted share5.412.8391%

Adjusted earnings per diluted share3 5.953.3976%

Adjusted earnings, ex. reportable catastrophes, per diluted share4 6.335.799%

Note: The metrics included within the company’s outlook and certain other metrics are non-GAAP financial measures. The company believes that it cannot, without unreasonable efforts, forecast certain information needed to reconcile outlook to the GAAP measures, the probable significance of which cannot be determined. More information can be found in the Non-GAAP Financial Measures section.

ATLANTA, May 5, 2026 — Assurant, Inc. (NYSE: AIZ), a global company that redefines the boundaries of protection – safeguarding and servicing connected devices, homes, automobiles, and commercial equipment in partnership with the world’s most successful brands, today announced results for the first quarter ended March 31, 2026.

"Our first quarter performance represented Assurant’s best quarter in history driven by record earnings in Global Lifestyle. Our position as a market leader continues to generate attractive cash flows and reinforces our solid, flexible capital position — enabling us to accelerate share repurchases in the first quarter. We continue to scale capabilities, deepen client partnerships, and execute against a robust pipeline of new client opportunities, supported by the durability of our earnings. We are proud of the long-term outperformance we’ve driven and more excited than ever about the future, including expansion into attractive new markets where we see a clear path to market leadership,” said Assurant President and CEO Keith Demmings.

“Driven by our strong start to the year, we are increasing our 2026 enterprise outlook. We now expect Adjusted EBITDA and Adjusted earnings per share, both excluding reportable catastrophes, to grow low single digits, or high single digits on an underlying basis. We also now expect to return $300 to $350 million in share repurchases, at the upper end of our 2026 guidance,” Demmings added.

First Quarter Consolidated Results

(Unaudited)Q1'26Q1'25Change

$ in millions

GAAP net income274.1146.687%

Adjusted EBITDA

Global Lifestyle236.7197.820%

Global Housing236.7112.4111%

Corporate and Other(31.9)(28.0)(14)%

Adjusted EBITDA1 441.5282.256%

Reportable catastrophes24.4157.0

Adjusted EBITDA, ex. reportable catastrophes

Global Lifestyle2 236.7198.119%

Global Housing2 261.1269.1(3)%

Corporate and Other(31.9)(28.0)(14)%

Adjusted EBITDA, ex. reportable catastrophes2 465.9439.26%

Note: Adjusted EBITDA of the Global Lifestyle, Global Housing, and Corporate and Other segments is the segment measure of profitability in our GAAP financial statements and includes reportable catastrophes. Some of the metrics throughout this press release are non-GAAP measures of performance. A full reconciliation of each non-GAAP measure to the most comparable GAAP measure can be found in the Non-GAAP Financial Measures section.

First Quarter 2026 Consolidated Results

•GAAP net income increased 87 percent to $274.1 million compared to first quarter 2025 of $146.6 million, driven by lower reportable catastrophes and higher Global Lifestyle earnings.

•GAAP net income per diluted share increased 91 percent to $5.41 compared to first quarter 2025 of $2.83. The increase was primarily driven by the factors noted above.

•Adjusted EBITDA1 increased 56 percent to $441.5 million compared to the prior year period of $282.2 million, primarily due to lower reportable catastrophes. Excluding reportable catastrophes, Adjusted EBITDA2 increased 6 percent, or 5 percent on a constant currency basis5, to $465.9 million, due to growth within Global Lifestyle.

•Adjusted earnings, excluding reportable catastrophes, per diluted share4, increased 9 percent to $6.33 compared to the prior year period of $5.79. The increase was driven by the factors noted above and the impact of a lower effective tax rate and share repurchases, partially offset by higher depreciation expense.

•Net earned premiums, fees and other income from the Global Lifestyle and Global Housing segments totaled $3.28 billion compared to first quarter 2025 of $2.96 billion, up 11 percent, driven by growth in both Global Lifestyle and Global Housing.

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Global Lifestyle

$ in millionsQ1'26Q1'25Change

Adjusted EBITDA236.7197.820%

Net earned premiums, fees and other income2,551.02,306.611%

•Adjusted EBITDA increased 20 percent compared to first quarter 2025, driven

EX-99.1

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Exhibit 99.1

Assurant Reports Strong Fourth Quarter and Full Year 2025 Financial Results

Delivered Third Consecutive Year of Double-Digit Earnings and EPS Growth;

2026 to Deliver Underlying Growth Led by High-Single-Digit Expansion in Global Lifestyle

(Unaudited)Q4'25Q4'24Change12M'2512M'24Change

$ in millions, except per share data

GAAP net income225.2201.312%872.7760.215%

Adjusted EBITDA1 436.5381.414%1,536.21,322.416%

Adjusted EBITDA, ex. reportable catastrophes2 445.9431.53%1,734.41,569.411%

GAAP net income per diluted share4.413.8714%16.9314.4617%

Adjusted earnings per diluted share3 5.614.7917%19.7716.6419%

Adjusted earnings, ex. reportable catastrophes, per diluted share4 5.755.544%22.8120.3512%

Note: The metrics included within the company’s outlook and certain other metrics are non-GAAP financial measures. The company believes that it cannot, without unreasonable efforts, forecast certain information needed to reconcile outlook to the GAAP measures, the probable significance of which cannot be determined. More information can be found in the Non-GAAP Financial Measures section.

ATLANTA, February 10, 2026 — Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes and automobiles in partnership with the world’s leading brands, today announced results for the fourth quarter and the full year ended December 31, 2025.

"Our 2025 performance underscores the position of strength from which Assurant continues to operate, delivering our ninth consecutive year of profitable growth. The strength and resilience of our results reflect the power of our diversified business model and our relentless focus on serving clients and creating value for shareholders. Sustained investments in innovation have transformed our operations and product offerings, supporting our partners, driving efficiencies, and elevating the customer experience. The results are clear: new and expanded partnerships with leading global brands; differentiated, technology‑enabled solutions; and continued growth in attractive, expanding markets – including the recent launch of Assurant Home Warranty – all underpinned by strong financial outperformance,” said Assurant President and CEO Keith Demmings.

“As we look to 2026, Assurant is well positioned to build on this momentum. Supported by a strong foundation, we remain intensely focused on further differentiating Assurant as a trusted partner and an attractive long-term investment,” Demmings added.

Fourth Quarter and Full Year 2025 Consolidated Results

(Unaudited)Q4'25Q4'24Change12M'2512M'24Change

$ in millions

GAAP net income225.2201.312%872.7760.215%

Adjusted EBITDA

Global Lifestyle195.3191.72%801.3773.44%

Global Housing275.6225.422%858.7671.228%

Corporate and Other(34.4)(35.7)4%(123.8)(122.2)(1)%

Adjusted EBITDA1 436.5381.414%1,536.21,322.416%

Reportable catastrophes9.450.1198.2247.0

Adjusted EBITDA, ex. reportable catastrophes

Global Lifestyle2 195.3191.82%800.7775.23%

Global Housing2 285.0275.43%1,057.5916.415%

Corporate and Other(34.4)(35.7)4%(123.8)(122.2)(1)%

Adjusted EBITDA, ex. reportable catastrophes2 445.9431.53%1,734.41,569.411%

Note: Adjusted EBITDA of the Global Lifestyle, Global Housing, and Corporate and Other segments is the segment measure of profitability in our GAAP financial statements and includes reportable catastrophes. Some of the metrics throughout this press release are non-GAAP measures of performance. A full reconciliation of each non-GAAP measure to the most comparable GAAP measure can be found in the Non-GAAP Financial Measures section.

Fourth Quarter 2025 Consolidated Results

•GAAP net income increased 12 percent to $225.2 million compared to fourth quarter 2024 of $201.3 million, driven by lower reportable catastrophes and higher segment earnings, primarily in Global Housing. Results were partially offset by higher restructuring costs related to optimizing operational efficiencies.

•GAAP net income per diluted share increased 14 percent to $4.41 compared to fourth quarter 2024 of $3.87. The increase was primarily driven by the factors noted above and the impact of share repurchases.

•Adjusted EBITDA1 increased 14 percent to $436.5 million compared to the prior year period of $381.4 million, primarily due to lower reportable catastrophes and growth within Global Housing. Excluding reportable catastrophes, Adjusted EBITDA2 increased 3 percent, or similar on a constant currency basis5, to $445.9 million, due to growth within both Global Housing and Global Lifestyle.

•Adjusted earnings, excluding reportable catastrophes, per diluted share4, increased 4 percent to $5.75 compared to the prior year period of $5.54. The increase was driven by the factors noted above and the impact of share repurchases, partially offset by higher depreciation expense.

•Net earned premiums, fees and other income from the Global Lifestyl