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AI Earnings Predictions for Unity Bancorp Inc. (UNTY)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-0.81%

$54.24

0% positive prob.

5-Day Prediction

-3.06%

$53.01

0% positive prob.

20-Day Prediction

+0.05%

$54.71

0% positive prob.

Price at prediction: $54.68 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K SELL

Jan 13, 2026 · 100% conf.

AI Prediction SELL

1D

-0.81%

$54.24

Act: -1.23%

5D

-3.06%

$53.01

Act: -0.33%

20D

+0.05%

$54.71

Act: -0.48%

Price: $54.68 Prob +5D: 0% AUC: 1.000
0000920427-26-000004

UNITY BANCORP, INC._January 13, 2026 0000920427false00009204272026-01-132026-01-13 ​ ​

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

​ January 13, 2026 Date of Report (Date of earliest event reported) ​

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter) ​ New Jersey (State or Other Jurisdiction of Incorporation) ​ ​

1-12431 22-3282551

(Commission File Number) (IRS Employer Identification No.)

​ 64 Old Highway 22 Clinton, NJ 08809 (Address of Principal Executive Office) ​ (908) 730-7630 (Registrant’s Telephone Number, Including Area Code) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock

UNTY

NASDAQ

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​ ​

Item 2.02            Results of Operation and Financial Condition ​ The Registrant issued a press release on January 13, 2026 announcing results for the three months and twelve months ended December 31, 2025, the full text of which is incorporated by reference to this Item. ​ Item 9.01             Financial Statements and Exhibits ​ (d) Exhibits ​ Exhibit 99.1 Press release issued by the Registrant on January 13, 2026.

​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. ​ October 13, 2023

UNITY BANCORP, INC.

​ (Registrant)

​ ​

Date: January 13, 2026 ​

​ By: /s/ James Davies

​ ​ James Davies

​ ​ First Senior Vice President & Chief Financial Officer

​ ​ ​

2025
Q3

Q3 2025 Earnings

8-K

Oct 14, 2025

0000920427-25-000071

UNITY BANCORP, INC._October 14, 2025 0000920427false00009204272025-10-142025-10-14 ​ ​

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

​ October 14, 2025 Date of Report (Date of earliest event reported) ​

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter) ​ New Jersey (State or Other Jurisdiction of Incorporation) ​ ​

1-12431 22-3282551

(Commission File Number) (IRS Employer Identification No.)

​ 64 Old Highway 22 Clinton, NJ 08809 (Address of Principal Executive Office) ​ (908) 730-7630 (Registrant’s Telephone Number, Including Area Code) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock

UNTY

NASDAQ

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​ ​

Item 2.02            Results of Operation and Financial Condition ​ The Registrant issued a press release on October 14, 2025 announcing results for the three months and nine months ended September 30, 2025, the full text of which is incorporated by reference to this Item. ​ Item 9.01             Financial Statements and Exhibits ​ (d) Exhibits ​ Exhibit 99.1 Press release issued by the Registrant on October 14, 2025.

​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. ​ October 13, 2023

UNITY BANCORP, INC.

​ (Registrant)

​ ​

Date: October 14, 2025 ​

​ By: /s/ George Boyan

​ ​ George Boyan

​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​

2025
Q2

Q2 2025 Earnings

8-K

Jul 15, 2025

0000920427-25-000056

0000920427false00009204272025-07-152025-07-15 ​ ​

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

​ July 15, 2025 Date of Report (Date of earliest event reported) ​

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter) ​ New Jersey (State or Other Jurisdiction of Incorporation) ​ ​

1-12431 22-3282551

(Commission File Number) (IRS Employer Identification No.)

​ 64 Old Highway 22 Clinton, NJ 08809 (Address of Principal Executive Office) ​ (908) 730-7630 (Registrant’s Telephone Number, Including Area Code) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock

UNTY

NASDAQ

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​ ​

Item 2.02            Results of Operation and Financial Condition ​ The Registrant issued a press release on July 15, 2025 announcing results for the three months and six months ended June 30, 2025, the full text of which is incorporated by reference to this Item. ​ Item 9.01             Financial Statements and Exhibits ​ (d) Exhibits ​ Exhibit 99.1 Press release issued by the Registrant on July 15, 2025.

​ ​ ​ ​

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. ​ October 13, 2023

UNITY BANCORP, INC.

​ (Registrant)

​ ​

Date: July 15, 2025 ​

​ By: /s/ George Boyan

​ ​ George Boyan

​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​

About Unity Bancorp Inc. (UNTY) Earnings

This page provides Unity Bancorp Inc. (UNTY) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on UNTY's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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