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AI Earnings Predictions for Hanover Insurance Group Inc (THG)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+0.91%

$176.66

100% positive prob.

5-Day Prediction

+3.45%

$181.11

100% positive prob.

20-Day Prediction

+4.23%

$182.48

95% positive prob.

Price at prediction: $175.07 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Feb 4, 2026 · 100% conf.

AI Prediction BUY

1D

+0.91%

$176.66

Act: +1.71%

5D

+3.45%

$181.11

Act: -1.42%

20D

+4.23%

$182.48

Act: +1.90%

Price: $175.07 Prob +5D: 100% AUC: 1.000
0001193125-26-036103

8-K

0000944695false00009446952026-02-032026-02-03

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2026

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition. The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section. On February 3, 2026, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended December 31, 2025. The release is furnished as Exhibit 99.1 hereto. Additionally, on February 3, 2026, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended December 31, 2025. The supplement is furnished as Exhibit 99.2 hereto. Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated February 3, 2026, announcing the Company’s financial results for the quarter ended December 31, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated February 3, 2026, announcing the Company’s financial results for the quarter ended December 31, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: February 3, 2026

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2025
Q3

Q3 2025 Earnings

8-K

Oct 29, 2025

0001193125-25-256618

8-K

false000094469500009446952025-10-292025-10-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2025

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition. The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section. On October 29, 2025, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended September 30, 2025. The release is furnished as Exhibit 99.1 hereto. Additionally, on October 29, 2025, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended September 30, 2025. The supplement is furnished as Exhibit 99.2 hereto. Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated October 29, 2025, announcing the Company’s financial results for the quarter ended September 30, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated October 29, 2025, announcing the Company’s financial results for the quarter ended September 30, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: October 29, 2025

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2025
Q2

Q2 2025 Earnings

8-K

Jul 31, 2025

0000950170-25-100428

8-K

0000944695false0000944695us-gaap:CommonStockMember2025-07-302025-07-300000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2025-07-302025-07-3000009446952025-07-302025-07-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition. The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section. On July 30, 2025, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended June 30, 2025. The release is furnished as Exhibit 99.1 hereto. Additionally, on July 30, 2025, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended June 30, 2025. The supplement is furnished as Exhibit 99.2 hereto. Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated July 30, 2025, announcing the Company’s financial results for the quarter ended June 30, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated July 30, 2025, announcing the Company’s financial results for the quarter ended June 30, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: July 30, 2025

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2025
Q1

Q1 2025 Earnings

8-K

Apr 30, 2025

0000950170-25-061243

8-K

false00009446950000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2025-04-302025-04-3000009446952025-04-302025-04-300000944695us-gaap:CommonStockMember2025-04-302025-04-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition. The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section. On April 30, 2025, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended March 31, 2025. The release is furnished as Exhibit 99.1 hereto. Additionally, on April 30, 2025, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended March 31, 2025. The supplement is furnished as Exhibit 99.2 hereto. Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated April 30, 2025, announcing the Company’s financial results for the quarter ended March 31, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated April 30, 2025, announcing the Company’s financial results for the quarter ended March 31, 2025.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2025.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: April 30, 2025

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2024
Q4

Q4 2024 Earnings

8-K

Feb 4, 2025

0000950170-25-013757

8-K

false000094469500009446952025-02-042025-02-040000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2025-02-042025-02-040000944695us-gaap:CommonStockMember2025-02-042025-02-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 4, 2025

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On February 4, 2025, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended December 31, 2024. The release is furnished as Exhibit 99.1 hereto. Additionally, on February 4, 2025, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended December 31, 2024. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated February 4, 2025, announcing the Company’s financial results for the quarter and year ended December 31, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated February 4, 2025, announcing the Company’s financial results for the quarter and year ended December 31, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: February 4, 2025

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2024
Q3

Q3 2024 Earnings

8-K

Oct 30, 2024

0000950170-24-119063

8-K

0000944695false0000944695us-gaap:CommonStockMember2024-10-302024-10-3000009446952024-10-302024-10-300000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2024-10-302024-10-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 30, 2024

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On October 30, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended September 30, 2024. The release is furnished as Exhibit 99.1 hereto. Additionally, on October 30, 2024, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended September 30, 2024. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated October 30, 2024, announcing the Company’s financial results for the quarter ended September 30, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated October 30, 2024, announcing the Company’s financial results for the quarter ended September 30, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: October 30, 2024

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2024
Q2

Q2 2024 Earnings

8-K

Jul 31, 2024

0000950170-24-088683

8-K

false000094469500009446952024-07-312024-07-310000944695us-gaap:CommonStockMember2024-07-312024-07-310000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2024-07-312024-07-31

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 31, 2024

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On July 31, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended June 30, 2024. The release is furnished as Exhibit 99.1 hereto. Additionally, on July 31, 2024, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended June 30, 2024. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated July 31, 2024, announcing the Company’s financial results for the quarter ended June 30, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated July 31, 2024, announcing the Company’s financial results for the quarter ended June 30, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: July 31, 2024

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2024
Q2

Q2 2024 Earnings

8-K

Jul 18, 2024

0000950170-24-084611

8-K

false00009446950000944695us-gaap:CommonStockMember2024-07-182024-07-180000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2024-07-182024-07-1800009446952024-07-182024-07-18

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 18, 2024

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On July 18, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its catastrophe loss estimates and preliminary results for the quarter ended June 30, 2024. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated July 18, 2024, announcing the Company’s catastrophe loss estimates and preliminary results for the quarter ended June 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated July 18, 2024, announcing the Company’s catastrophe loss estimates and preliminary results for the quarter ended June 30, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: July 18, 2024

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2024
Q1

Q1 2024 Earnings

8-K

May 1, 2024

0000950170-24-051367

8-K

false00009446950000944695us-gaap:CommonStockMember2024-05-012024-05-010000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2024-05-012024-05-0100009446952024-05-012024-05-01

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 1, 2024

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On May 1, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended March 31, 2024. The release is furnished as Exhibit 99.1 hereto. Additionally, on May 1, 2024, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended March 31, 2024. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated May 1, 2024, announcing the Company’s financial results for the quarter ended March 31, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated May 1, 2024, announcing the Company’s financial results for the quarter ended March 31, 2024.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2024.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: May 1, 2024

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q4

Q4 2023 Earnings

8-K

Jan 31, 2024

0000950170-24-009492

8-K

0000944695false00009446952024-01-312024-01-310000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2024-01-312024-01-310000944695us-gaap:CommonStockMember2024-01-312024-01-31

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 31, 2024

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On January 31, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended December 31, 2023. The release is furnished as Exhibit 99.1 hereto. Additionally, on January 31, 2024, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended December 31, 2023. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated January 31, 2024, announcing the Company’s financial results for the quarter ended December 31, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated January 31, 2024, announcing the Company’s financial results for the quarter ended December 31, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: January 31, 2024

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q3

Q3 2023 Earnings

8-K

Nov 1, 2023

0000950170-23-057548

8-K

0000944695false0000944695us-gaap:CommonStockMember2023-11-012023-11-0100009446952023-11-012023-11-010000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-11-012023-11-01

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 1, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On November 1, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended September 30, 2023. The release is furnished as Exhibit 99.1 hereto. Additionally, on November 1, 2023, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended September 30, 2023. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated November 1, 2023, announcing the Company’s financial results for the quarter ended September 30, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated November 1, 2023, announcing the Company’s financial results for the quarter ended September 30, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: November 1, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q3

Q3 2023 Earnings

8-K

Oct 18, 2023

0000950170-23-053992

8-K

false000094469500009446952023-10-182023-10-180000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-10-182023-10-180000944695us-gaap:CommonStockMember2023-10-182023-10-18

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 18, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On October 18, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its third quarter catastrophe loss estimates and preliminary results. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated October 18, 2023, announcing the Company’s third quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated October 18, 2023, announcing the Company’s third quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: October 18, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q2

Q2 2023 Earnings

8-K

Aug 2, 2023

0000950170-23-037273

8-K

0000944695false0000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-08-022023-08-020000944695us-gaap:CommonStockMember2023-08-022023-08-0200009446952023-08-022023-08-02

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 2, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On August 2, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended June 30, 2023. The release is furnished as Exhibit 99.1 hereto. Additionally, on August 2, 2023, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended June 30, 2023. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated August 2, 2023, announcing the Company’s financial results for the quarter ended June 30, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated August 2, 2023, announcing the Company’s financial results for the quarter ended June 30, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended June 30, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: August 2, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q2

Q2 2023 Earnings

8-K

Jul 20, 2023

0000950170-23-033617

8-K

false00009446950000944695us-gaap:CommonStockMember2023-07-202023-07-2000009446952023-07-202023-07-200000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-07-202023-07-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 20, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On July 20, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its second quarter catastrophe loss estimates and preliminary results. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated July 20, 2023, announcing the Company’s second quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated July 20, 2023, announcing the Company’s second quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: July 20, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q1

Q1 2023 Earnings

8-K

May 2, 2023

0000950170-23-016753

8-K

false00009446950000944695us-gaap:CommonStockMember2023-05-022023-05-020000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-05-022023-05-0200009446952023-05-022023-05-02

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 2, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On May 2, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended March 31, 2023. The release is furnished as Exhibit 99.1 hereto. Additionally, on May 2, 2023, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended March 31, 2023. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated May 2, 2023, announcing the Company’s financial results for the quarter ended March 31, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated May 2, 2023, announcing the Company’s financial results for the quarter ended March 31, 2023.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended March 31, 2023.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: May 2, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2023
Q1

Q1 2023 Earnings

8-K

Apr 19, 2023

0000950170-23-013497

8-K

0000944695false00009446952023-04-192023-04-190000944695us-gaap:CommonStockMember2023-04-192023-04-190000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-04-192023-04-19

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 19, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On April 19, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its first quarter catastrophe loss estimates. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated April 19, 2023, announcing the Company’s first quarter catastrophe loss estimates.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated April 19, 2023, announcing the Company’s first quarter catastrophe loss estimates.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: April 19, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2022
Q4

Q4 2022 Earnings

8-K

Feb 2, 2023

0000950170-23-001619

8-K

0000944695false00009446952023-02-012023-02-010000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-02-012023-02-010000944695us-gaap:CommonStockMember2023-02-012023-02-01

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 1, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On February 1, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended December 31, 2022. The release is furnished as Exhibit 99.1 hereto. Additionally, on February 1, 2023, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended December 31, 2022. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated February 1, 2023, announcing the Company’s financial results for the quarter ended December 31, 2022.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2022.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated February 1, 2023, announcing the Company’s financial results for the quarter ended December 31, 2022.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended December 31, 2022.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: February 1, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2022
Q4

Q4 2022 Earnings

8-K

Jan 19, 2023

0000950170-23-000934

8-K

false00009446950000944695us-gaap:CommonStockMember2023-01-192023-01-1900009446952023-01-192023-01-190000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2023-01-192023-01-19

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 19, 2023

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On January 19, 2023, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its fourth quarter catastrophe loss estimates and preliminary results. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated January 19, 2023, announcing the Company’s fourth quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated January 19, 2023, announcing the Company’s fourth quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: January 19, 2023

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2022
Q3

Q3 2022 Earnings

8-K

Nov 2, 2022

0000950170-22-020890

8-K

false00009446950000944695us-gaap:CommonStockMember2022-11-012022-11-0100009446952022-11-012022-11-010000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2022-11-012022-11-01

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 1, 2022

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On November 1, 2022, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended September 30, 2022. The release is furnished as Exhibit 99.1 hereto. Additionally, on November 1, 2022, the Company made available on its website unaudited financial information contained in its Financial Supplement for the period ended September 30, 2022. The supplement is furnished as Exhibit 99.2 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated November 1, 2022, announcing the Company’s financial results for the quarter ended September 30, 2022.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2022.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated November 1, 2022, announcing the Company’s financial results for the quarter ended September 30, 2022.

Exhibit 99.2

The Hanover Insurance Group, Inc. Unaudited Financial Supplement for the period ended September 30, 2022.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: November 1, 2022

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

2022
Q3

Q3 2022 Earnings

8-K

Oct 20, 2022

0000950170-22-019778

8-K

false00009446950000944695us-gaap:CommonStockMember2022-10-202022-10-2000009446952022-10-202022-10-200000944695thg:SevenPointSixTwoFivePercentageSeniorDebenturesDueTwoThousandTwentyFiveMember2022-10-202022-10-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 20, 2022

THE HANOVER INSURANCE GROUP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-13754

04-3263626

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

440 Lincoln Street, Worcester, Massachusetts (Address of principal executive offices)

01653 (Zip Code)

(508) 855-1000 Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Common Stock, $.01 par value

THG

New York Stock Exchange

7 5/8% Senior Debentures due 2025

THG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

The following information is being furnished under Item 2.02 – Results of Operations and Financial Condition. Such information, including the exhibits attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section.

On October 20, 2022, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its third quarter catastrophe loss estimates and preliminary results. The release is furnished as Exhibit 99.1 hereto.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.

The following exhibits are furnished herewith.

Exhibit 99.1

Press Release, dated October 20, 2022, announcing the Company’s third quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

Exhibit Index

Exhibit 99.1

Press Release, dated October 20, 2022, announcing the Company’s third quarter catastrophe loss estimates and preliminary results.

Exhibit 104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

The Hanover Insurance Group, Inc. (Registrant)

Date: October 20, 2022

By:

/s/ Jeffrey M. Farber

Jeffrey M. Farber

Executive Vice President and Chief Financial Officer

4

About Hanover Insurance Group Inc (THG) Earnings

This page provides Hanover Insurance Group Inc (THG) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on THG's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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