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AI Earnings Predictions for Southern Missouri Bancorp Inc. (SMBC)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-0.90%

$63.29

0% positive prob.

5-Day Prediction

-7.03%

$59.38

0% positive prob.

20-Day Prediction

-3.75%

$61.47

0% positive prob.

Price at prediction: $63.87 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K SELL

Jan 22, 2026 · 100% conf.

AI Prediction SELL

1D

-0.90%

$63.29

5D

-7.03%

$59.38

20D

-3.75%

$61.47

Price: $63.87 Prob +5D: 0% AUC: 1.000
0001104659-26-005459

SOUTHERN MISSOURI BANCORP, INC._January 20, 2026 0000916907false00009169072026-01-202026-01-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​

Date of Report (Date of earliest event reported) January 20, 2026

SOUTHERN MISSOURI BANCORP, INC.

(Exact name of registrant as specified in its charter) ​

Missouri ​ ​ 000-23406 ​ ​ 43-1665523

(State or other

(Commission File No.)

(IRS Employer

jurisdiction of incorporation)

Identification Number)

2991 Oak Grove Road, Poplar Bluff, Missouri ​ ​ ​ 63901

(Address of principal executive offices)

(Zip Code)

​ ​

Registrant’s telephone number, including area code: (573) 778-1800

​ N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $0.01 per share

SMBC

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

​ Item 2.02Results of Operations and Financial Condition On January 21, 2026, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary second quarter of fiscal 2026 results, its quarterly dividend of $0.25 per common share, and the timing and other information regarding its investor conference call. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein. Item 8.01 Other Events On January 20, 2026, the Board of Directors of Southern Missouri Bancorp, Inc. (the “Company”) declared its 127th consecutive quarterly dividend on common stock since the inception of the Company. The dividend of $0.25 per common share will be payable on February 27, 2026, to stockholders of record at the close of business on February 13, 2026. On January 21, 2026, Southern Missouri Bancorp, Inc. (the “Company”), the parent corporation of Southern Bank, announced its intention to repurchase up to an additional 550,000 shares of its common stock, or approximately 5% of its 11.1 million outstanding common shares. The shares will be purchased at prevailing market prices in the open market or in privately negotiated transactions, subject to availability and general market conditions. Repurchased shares will be held as treasury shares to be used for general corporate purposes. As of January 21, 2026, the Company has repurchased 408,585 shares of its common stock, or approximately 92% of the 445,000 shares authorized under the existing repurchase program, originally announced May 20, 2021, at an average cost of $48.28 per share. In other matters, the Company will host a conference call to discuss the release on January 22, 2026, at 9:30 a.m., central time. The call will be available live to interested parties by calling (toll free) 1-833-470-1428 in the United States. Participants should use participant access code 915129. Telephone playback will be available beginning one hour following the conclusion of the call through January 27, 2026. The playback may be accessed by dialing 1-866-813-9403 in the United States and using the conference passcode 450286. ​ Item 9.01Financial Statements and Exhibits (d)Exhibits ​

​ 99.1 ​ Press release dated January 21, 2026 ​

​ 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). ​

2

​ ​ ​

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

SOUTHERN MISSOURI BANCORP, INC.

Date:  January 21, 2026

By: /s/ Matthew T. Funke

Matthew T. Funke

President and Chief Administrative Officer

​ ​

3

2025
Q3

Q3 2025 Earnings

8-K

Oct 23, 2025

0001104659-25-101604

SOUTHERN MISSOURI BANCORP, INC._October 22, 2025 0000916907false00009169072025-10-222025-10-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​

Date of Report (Date of earliest event reported) October 22, 2025

SOUTHERN MISSOURI BANCORP, INC.

(Exact name of registrant as specified in its charter) ​

Missouri

000-23406

43-1665523

(State or other

(Commission File No.)

(IRS Employer

jurisdiction of incorporation)

Identification Number)

2991 Oak Grove Road, Poplar Bluff, Missouri

63901

(Address of principal executive offices)

(Zip Code)

​ ​

Registrant’s telephone number, including area code: (573) 778-1800

​ N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $0.01 per share

SMBC

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

​ Item 2.02Results of Operations and Financial Condition On October 22, 2025, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary first quarter of fiscal 2026 results, its quarterly dividend of $0.25 per common share, and the timing and other information regarding its investor conference call. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein. Item 8.01. Other Events. On October 21, 2025, the Board of Directors of Southern Missouri Bancorp, Inc. (the “Company”) declared its 126th consecutive quarterly dividend on common stock since the inception of the Company. The dividend of $0.25 per common share will be payable on November 28, 2025, to stockholders of record at the close of business on November 14, 2025. In other matters, the Company will host a conference call to discuss the release on October 23, 2025, at 9:30 a.m., central time. The call will be available live to interested parties by calling (toll free) 1-833-470-1428 in the United States. Participants should use participant access code 205221. Telephone playback will be available beginning one hour following the conclusion of the call through October 28, 2025. The playback may be accessed by dialing 1-866-813-9403 in the United States and using the conference passcode 138492. Item 9.01Financial Statements and Exhibits (d)Exhibits ​

​ 99.1 ​ Press release dated October 22, 2025 ​

​ 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). ​

2

​ ​ ​

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

SOUTHERN MISSOURI BANCORP, INC.

Date:  October 23, 2025

By: /s/ Matthew T. Funke

Matthew T. Funke

President and Chief Administrative Officer

​ ​

3

2025
Q2

Q2 2025 Earnings

8-K

Jul 23, 2025

0001558370-25-009456

0000916907false00009169072025-07-222025-07-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​

Date of Report (Date of earliest event reported) July 22, 2025

SOUTHERN MISSOURI BANCORP, INC.

(Exact name of registrant as specified in its charter) ​

Missouri

000-23406

43-1665523

(State or other

(Commission File No.)

(IRS Employer

jurisdiction of incorporation)

Identification Number)

2991 Oak Grove Road, Poplar Bluff, Missouri

63901

(Address of principal executive offices)

(Zip Code)

​ ​

Registrant’s telephone number, including area code: (573) 778-1800

​ N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $0.01 per share

SMBC

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​

​ Item 2.02Results of Operations and Financial Condition On July 23, 2025, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary fourth quarter of fiscal 2025 results, its quarterly dividend of $0.25 per common share, and the timing and other information regarding its investor conference call. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein. Item 5.01 Departure of Directors or Certain Officers; Election of Officers; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

(e) Compensatory Arrangements of Certain Officers

On July 22, 2025, Southern Bank (the “Bank”), the wholly owned banking subsidiary of Southern Missouri Bancorp, Inc. (the “Company”) entered into an amended and restated change in control severance agreement with Rick Windes, its Chief Lending Officer and a named executive officer of the Company, which supersedes and replaces Mr. Windes’ previous severance agreement with the Bank, dated March 22, 2022 (individually the “Severance Agreement”). The Severance Agreement has a term that initially expires on December 31, 2025. On each December 31st thereafter, the terms of the Severance Agreement is extended for a period of one additional year unless either the Bank or the executive has given notice to the other party in writing at least 60 days prior to such annual renewal date that the term of the Severance Agreement will not be extended. If a change in control occurs during the term of the Severance Agreement, however, then the remaining term of the agreement will be automatically extended until the one-year anniversary of the completion of the change in control. Under the Severance Agreement, if Mr. Windes’ employment is terminated in connection with or within one year following a change in control (1) by the Bank other than for cause, disability, retirement or as a result of the executive’s death or (2) by the executive for Good Reason as defined in the Severance Agreement, Mr. Windes will be entitled to receive, in a lump sum within five business days following the date of termination, a cash severance amount equal to two times (formerly one and a half times) his cash compensation. In addition, Mr. Windes will receive for a twenty-four month period (formerly eighteen-month period), or until the date of the executive’s full time employment with another employer at no cost to the executive, the continued participation by the executive (including the executive’s dependents who are covered by the Bank at the time of termination) in all group insurance, life insurance, health, dental, vision and accident insurance and disability insurance plans offered by the Bank in which the executive and his covered dependents were participating immediately prior to the date of termination of emplo

About Southern Missouri Bancorp Inc. (SMBC) Earnings

This page provides Southern Missouri Bancorp Inc. (SMBC) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on SMBC's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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