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AI Earnings Predictions for Republic Bancorp Inc. (RBCAA)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+1.36%

$74.02

100% positive prob.

5-Day Prediction

+6.04%

$77.43

100% positive prob.

20-Day Prediction

+3.45%

$75.54

95% positive prob.

Price at prediction: $73.02 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

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2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 30, 2026 · 100% conf.

AI Prediction BUY

1D

+1.36%

$74.02

5D

+6.04%

$77.43

20D

+3.45%

$75.54

Price: $73.02 Prob +5D: 100% AUC: 1.000
0001104659-26-008308

REPUBLIC BANCORP, INC._January 30, 2026 0000921557false00009215572026-01-302026-01-30 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 30, 2026 ​

REPUBLIC BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Kentucky 0-24649 61-0862051

(State or other jurisdiction (Commission File Number) (I.R.S. Employer Identification No.)

of incorporation) ​ ​

​ ​

601 West Market Street, Louisville, Kentucky 40202

(Address of principal executive offices) (zip code)

​ Registrant’s telephone number, including area code: (502) 584-3600 ​

NOT APPLICABLE

(Former Name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol Name of each exchange on which registered

Class A Common

RBCAA

The Nasdaq Stock Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​

Item 2.02. Results of Operations and Financial Condition. ​ On January 30, 2026, Republic Bancorp, Inc. announced its results of operations for the quarter ended December 31, 2025. The public announcement was made by means of an earnings release, the text of which is set forth in Exhibit 99.1 hereto. A financial supplement to this earnings release is attached as Exhibit 99.2 hereto. ​ Item 9.01.Financial Statements and Exhibits. ​ ​

​ ​ ​

(d) Exhibits. ​

​ ​ ​

​ Exhibit No. ​

​ 99.1 Republic Bancorp, Inc. Earnings Release dated January 30, 2026.

​ 99.2 Earnings Release Financial Supplement – Fourth Quarter 2025.

​ 104 Cover Page Interactive Data File (embedded within the inline XBRL document)

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

​ ​ Republic Bancorp, Inc.

​ ​ (Registrant)

​ ​ ​

​ ​ ​

Date: January 30, 2026 By: /s/ Kevin Sipes

​ ​ Executive Vice President, Chief Financial Officer & Chief Accounting Officer

​ ​ ​ ​

2

2025
Q3

Q3 2025 Earnings

8-K

Oct 17, 2025

0001104659-25-100262

REPUBLIC BANCORP, INC._October 17, 2025 0000921557false00009215572025-10-172025-10-17 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 17, 2025 ​

REPUBLIC BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Kentucky 0-24649 61-0862051

(State or other jurisdiction (Commission File Number) (I.R.S. Employer Identification No.)

of incorporation) ​ ​

​ ​

601 West Market Street, Louisville, Kentucky 40202

(Address of principal executive offices) (zip code)

​ Registrant’s telephone number, including area code: (502) 584-3600 ​

NOT APPLICABLE

(Former Name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol Name of each exchange on which registered

Class A Common

RBCAA

The Nasdaq Stock Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​

Item 2.02. Results of Operations and Financial Condition. ​ On October 17, 2025, Republic Bancorp, Inc. announced its results of operations for the quarter ended September 30, 2025. The public announcement was made by means of an earnings release, the text of which is set forth in Exhibit 99.1 hereto. A financial supplement to this earnings release is attached as Exhibit 99.2 hereto. ​ Item 9.01.Financial Statements and Exhibits. ​ ​

​ ​ ​

(d) Exhibits. ​

​ ​ ​

​ Exhibit No. ​

​ 99.1 Republic Bancorp, Inc. Earnings Release dated October 17, 2025.

​ 99.2 Earnings Release Financial Supplement – Third Quarter 2025.

​ 104 Cover Page Interactive Data File (embedded within the inline XBRL document)

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

​ ​ Republic Bancorp, Inc.

​ ​ (Registrant)

​ ​ ​

​ ​ ​

Date: October 17, 2025 By: /s/ Kevin Sipes

​ ​ Executive Vice President, Chief Financial Officer & Chief Accounting Officer

​ ​ ​ ​

2

2025
Q2

Q2 2025 Earnings

8-K

Jul 18, 2025

0001558370-25-009288

RBCAA Reports an __% Increase In Core earning and announces a stock repurchase program 0000921557false00009215572025-07-182025-07-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 18, 2025 ​

REPUBLIC BANCORP, INC.

(Exact name of registrant as specified in its charter) ​ ​

Kentucky 0-24649 61-0862051

(State or other jurisdiction (Commission File Number) (I.R.S. Employer Identification No.)

of incorporation) ​ ​

​ ​

601 West Market Street, Louisville, Kentucky 40202

(Address of principal executive offices) (zip code)

​ Registrant’s telephone number, including area code: (502) 584-3600 ​

NOT APPLICABLE

(Former Name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): ​ ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol Name of each exchange on which registered

Class A Common

RBCAA

The Nasdaq Stock Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​

Item 2.02. Results of Operations and Financial Condition. ​ On July 18, 2025, Republic Bancorp, Inc. announced its results of operations for the quarter ended June 30, 2025. The public announcement was made by means of an earnings release, the text of which is set forth in Exhibit 99.1 hereto. A financial supplement to this earnings release is attached as Exhibit 99.2 hereto. ​ Item 9.01.Financial Statements and Exhibits. ​ ​

​ ​ ​

(d) Exhibits. ​

​ ​ ​

​ Exhibit No. ​

​ 99.1 Republic Bancorp, Inc. Earnings Release dated July 18, 2025.

​ 99.2 Earnings Release Financial Supplement – Second Quarter 2025.

​ 104 Cover Page Interactive Data File (embedded within the inline XBRL document)

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

​ ​ Republic Bancorp, Inc.

​ ​ (Registrant)

​ ​ ​

​ ​ ​

Date: July 18, 2025 By: /s/ Kevin Sipes

​ ​ Executive Vice President, Chief Financial Officer & Chief Accounting Officer

​ ​ ​ ​

2

About Republic Bancorp Inc. (RBCAA) Earnings

This page provides Republic Bancorp Inc. (RBCAA) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on RBCAA's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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