Machine learning predictions based on historical earnings data and price patterns
1-Day Prediction
+2.20%
$14.43
100% positive prob.
5-Day Prediction
+3.39%
$14.60
100% positive prob.
20-Day Prediction
+6.05%
$14.97
95% positive prob.
SEC 8-K filings with transcript text
Jan 30, 2026 · 99% conf.
1D
+2.20%
$14.43
5D
+3.39%
$14.60
20D
+6.05%
$14.97
Pioneer Bancorp, Inc./MD_January 30, 2026 0001769663falsePioneer Bancorp, Inc./MD00017696632026-01-302026-01-30
PURSUANT TO SECTION 13 or 15(D) OF
Date of Report (Date of earliest event reported): January 30, 2026
Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)
Maryland 001-38991 83-4274253
(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)
652 Albany Shaker Road, Albany New York 12211
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (518) 730-3025
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol Name of each exchange on which registered
Common Stock, par value $0.01
The Nasdaq Stock Market, LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 – Results of Operations and Financial Condition On January 30, 2026, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three months and year ended December 31, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits
Exhibit No. Description
99.1 Earnings Release of Pioneer Bancorp, Inc. dated January 30, 2026.
104 Cover Page Interactive Data File (formatted as inline XBRL).
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
(registrant)
January 30, 2026 /s/ Patrick J. Hughes
Patrick J. Hughes
Executive Vice President and Chief Financial Officer
2
Oct 30, 2025
Pioneer Bancorp, Inc./MD_October 30, 2025 0001769663falsePioneer Bancorp, Inc./MD00017696632025-10-302025-10-30
PURSUANT TO SECTION 13 or 15(D) OF
Date of Report (Date of earliest event reported): October 30, 2025
Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)
Maryland
001-38991
83-4274253
(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)
652 Albany Shaker Road, Albany New York 12211
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (518) 730-3025
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol Name of each exchange on which registered
Common Stock, par value $0.01
The Nasdaq Stock Market, LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 – Results of Operations and Financial Condition On October 30, 2025, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three and nine months ended September 30, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits
Exhibit No. Description
99.1 Earnings Release of Pioneer Bancorp, Inc. dated October 30, 2025.
104 Cover Page Interactive Data File (formatted as inline XBRL).
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
(registrant)
October 30, 2025 /s/ Patrick J. Hughes
Patrick J. Hughes
Executive Vice President and Chief Financial Officer
2
Jul 30, 2025
0001769663falsePioneer Bancorp, Inc./MD00017696632025-07-302025-07-30
PURSUANT TO SECTION 13 or 15(D) OF
Date of Report (Date of earliest event reported): July 30, 2025
Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)
Maryland
001-38991
83-4274253
(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)
652 Albany Shaker Road, Albany New York 12211
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (518) 730-3025
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol Name of each exchange on which registered
Common Stock, par value $0.01
The Nasdaq Stock Market, LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 – Results of Operations and Financial Condition On July 30, 2025, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three and six months ended June 30, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits
Exhibit No. Description
99.1 Earnings Release of Pioneer Bancorp, Inc. dated July 30, 2025.
104 Cover Page Interactive Data File (formatted as inline XBRL).
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
(registrant)
July 30, 2025 /s/ Patrick J. Hughes
Patrick J. Hughes
Executive Vice President and Chief Financial Officer
2
This page provides Pioneer Bancorp Inc. (PBFS) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.
Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on PBFS's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.